Obamacare's Posts
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justwise: I don't think anybody here cares about who your uncle is and what your uncle tells you about how banks deal with the embassies, that is very childish of you.Well @Justwise: I care about who his uncle is if you don't, others do. He's made a point. Don't be a giver who isn't ready to be given to. You seem to always stand on your point as though others are elementary. I know people like you, stubborn and unrepentant. My advise is learn sometimes, no one knows it all. My last comment on this thread. |
Jesus4all: @ALL NIRALANDER BOTH HOME AND IN CANADA,PLS HELP ME TO ANSWER THIS QUESTION BEFORE I GET BACK TO YOU HERE FULLY NEXT WEEK.Sorry about your denial @Jesus4all. The reason for your refusal is simple. You didn't meet the condition attached to your medical. CDHC would give you a window of time to pay tuition and send them the evidence before visa is issued. I think what happened in your case if you are sincere enough, is you didn't pay the full amount. CDHC was watching and they nailed you right there. |
iluminati: [/color]Just wise am very suprise at ur statement. Your dad withdrew the whole money and u got medical call because you were lucky. The Embassy must have verified your dad's account before he finally withdrew from it so that is the luck u have but u dont know God was on your side so dont confuse people before they will start withdrawing too and start getting denials of visa. Embassy smiles when they confirm your account and amount is equal to or bigger than when u printed the bank statement. They frown when it reduces drastically cos they will count u as one of those guys who build account to a level for visa purpose and latter withdraw it after submission. They are aware Nigerian do this hence the strict confirmation. From my experience as a banker, I have never seen any Embassy that confirms madly like CDHC. As am talking to you now there are about 16 Zenith bank statement for confirmation which came from Canada Embassy just this morning. Among the 16, only 4 increased, 12 has almost withdrew half. So tell me is that not refusal for those guys who their sponsor has withdrew almost half. It means u are not competent or consistence or financially ready or strong. Their agent told us they only confirm those dey want to issue visa. Those they dont want to issue visa they just deny them straight away even if u have enough fund in the account. I noticed most people they prefer issuing visas are those whoe the following are their sponsor.. Father, mother, sister, brother, wife, husband. Any other relations like uncle, aunties, cousin.. My brother e dey hard die to give them visa cos dey fill ur uncle is too far to make d money available for u, if u doubt me, check all those that have been called for medicals or trv and ask who was their sponsor. Let me go back to work pls... [color=#000099]Just wise am very suprise at ur statement. Your dad withdrew the whole money and u got medical call because you were lucky. The Embassy must have verified your dad's account before he finally withdrew from it so that is the luck u have but u dont know God was on your side so dont confuse people before they will start withdrawing too and start getting denials of visa. Embassy smiles when they confirm your account and amount is equal to or bigger than when u printed the bank statement. They frown when it reduces drastically cos they will count u as one of those guys who build account to a level for visa purpose and latter withdraw it after submission. They are aware Nigerian do this hence the strict confirmation. From my experience as a banker, I have never seen any Embassy that confirms madly like CDHC. As am talking to you now there are about 16 Zenith bank statement for confirmation which came from Canada Embassy just this morning. Among the 16, only 4 increased, 12 has almost withdrew half. So tell me is that not refusal for those guys who their sponsor has withdrew almost half. It means u are not competent or consistence or financially ready or strong. Their agent told us they only confirm those dey want to issue visa. Those they dont want to issue visa they just deny them straight away even if u have enough fund in the account. I noticed most people they prefer issuing visas are those whoe the following are their sponsor.. Father, mother, sister, brother, wife, husband. Any other relations like uncle, aunties, cousin.. My brother e dey hard die to give them visa cos dey fill ur uncle is too far to make d money available for u, if u doubt me, check all those that have been called for medicals or trv and ask who was their sponsor. Let me go back to work pls... Just wise am very suprise at ur statement. Your dad withdrew the whole money and u got medical call because you were lucky. The Embassy must have verified your dad's account before he finally withdrew from it so that is the luck u have but u dont know God was on your side so dont confuse people before they will start withdrawing too and start getting denials of visa. Embassy smiles when they confirm your account and amount is equal to or bigger than when u printed the bank statement. They frown when it reduces drastically cos they will count u as one of those guys who build account to a level for visa purpose and latter withdraw it after submission. They are aware Nigerian do this hence the strict confirmation. From my experience as a banker, I have never seen any Embassy that confirms madly like CDHC. As am talking to you now there are about 16 Zenith bank statement for confirmation which came from Canada Embassy just this morning. Among the 16, only 4 increased, 12 has almost withdrew half. So tell me is that not refusal for those guys who their sponsor has withdrew almost half. It means u are not competent or consistence or financially ready or strong. Their agent told us they only confirm those dey want to issue visa. Those they dont want to issue visa they just deny them straight away even if u have enough fund in the account. I noticed most people they prefer issuing visas are those whoe the following are their sponsor.. Father, mother, sister, brother, wife, husband. Any other relations like uncle, aunties, cousin.. My brother e dey hard die to give them visa cos dey fill ur uncle is too far to make d money available for u, if u doubt me, check all those that have been called for medicals or trv and ask who was their sponsor. Let me go back to work pls...You are gloryfying the embassy and honestly I doubt if you ever worked in a bank. Bankers don't say what they don't know. |
justwise: That again is not true, the embassy is not only verifying the authenticity of your account, they also verifying to know if the amount shown in your bank statement is actually available in your bank account. They have the right to know that because they know that many withdraw the money after submitting their application.Hello Justwise: If I understand you very well, you mean because a customer gives his/her bank statement to you, he/she automatically gives you access to his/her account information? Well no. This is how it works. The embassy contacts the bank for verification or confirmation. The Bank request for authorization. The Embassy doesn't have authorization but have a copy of your bank statement. They send a scanned copy to the bank (Only when their fraud detecting unit couldn't guarantee. I.E not all statements are verified). The bank makes the comparison and confirms if it was issued by them. If it the statement is correct but not issued by the bank, they state it. I agree with you that Nigerians have cheapened themselves before these embassies, but the Banks have not. Atleast not the one I spend 12 years working for. I worked in the IC of my former bank and I can tell you categorically that its against out policy. If a staff does that, he/she could be quesrried. Please lets stop this bank talking its getting boring and if you don't know how something works better not talk about it. |
spencer3705: I dont know y some people are inhuman,their purpose is to gather facts and informations from odas but not willing to dispense theirs'.this sudnt be parasitic.lol.pls letz gain from one anoda.@august aplicant,knw u av learnt alot frm odas,please rub mind wif people concerning d info dey nid from u.GOD knws those he wud have mercy upon,dnt entertain fear,GOD wud c us through.@Spencer3705: if I can recall this dude said he already submitted before finding out about this forum. He is probably a late entrant. Please free the guy na. |
kennyGGG: I guess the mistake you made was applying in June for a September start date. Most of those who applied in March have received their TRV and have gone. The instruction is 4-6months. June to 1st week in September is not in that range. You should contact CDHC.This could be a reason but I still think he may be contacted soon for medicals and a new start date. Those planning January resumption and are yet to submit I hope you can learn a lesson here. Its important you adhere strictly to all CDHC instruction |
This was shared sometime ago. I am reposting it so those who didnt see it can see it and learn a thing or two. Seem below I've got an advice for everyone with pending application with CDHC. Once you have completed your application forms and added complementing documents please try to submit at the VAC (Visa Application Centre). I support submission at the VAC because of the all-week access and ability to get information more readily. For those who have submitted more than 3 weeks, I suggest you make calls and also track your application. I submitted on March 20 and my Medical instruction was dated April 5. Yea, that fast! Unfortunately, I got to know 20 days after! In addition, I was given some conditions to fulfill by CDHC which i needed to meet before 30days! Hence, my advice. Submit at VAC for easy correspondence and start following up once your application is more than 2 weeks old. For medicals, remember you'll need about 5 passport photographs and like 28,000 naira. So, be prepared. Wish us all the best! My additional info was payment of all tuition upfront and letter from employer for PgD. Hope it helps. |
earthgreeners: Fallacy of hasty conclusion....Me too am sorry o. As you can see its all a joke. I really felt you shouldn't have used the words ''yeye applicant'' for that dude though. But just like you, am also sorry please accept my unreserved apologies. Hope we all can now forge ahead while we show strict respect and tolerance for one another. RESPECT!!! |
lillaowow: i don't think tellin someone to DIE is a good comment regardless of any religion or beliefs you belong to.You are so right. Two wrongs don't make a right. Just that Earthgreeners provoked the applicant I guess. But please lets go back to what this thread is good for: being our brothers/sisters keepers |
lillaowow: Earthgreeners, habba!!!I guess @Earthgreeners already got what he wanted on this forum and have forgetten both the thread and his god. Please its time to forge ahead without failed comrades |
lillaowow: Yes, PRV bro......Congrats Paloman: Thats great PRV! How did u get that through study application, I thought its TRV they issue from here? just want to know. Congrats once again. |
Fhemmmy: Thanks . . A fixed deposit is your money and only means you are smart investor, however, how would you show them that you would be able to fund subsequent years in school, or would the money in the account be enuf to fund all the years and be aiight?@Fhemmy: There was a question preceding this one. I think the person wants to know if Liquidating his/her FD money into his/her regular account few days before printing out the statement wont look like money lodgement. I think if you can show proof, then you are good to go. Whats your take? |
mercylicious: You don't need to liquidate the money. Collect the fixed deposit certificate and submit. Also submit ur other account statement as well.I thought someone in this forum had issues with FD because it was seen as a cash kept somewhere that may not be withdraw-able and therefore not a guaranteed fund. I would have suggested the money be liquidated and left for say 1 or 2 months. @Mercilicious what do you think |
johnsonerhis: I just secured an admission to do my Msc in Canada but i have a problem with the application for VISA, pls somone help me cos i dont know if am to apply directly to d embassy or I need to pass tru an agentWelcome read through the whole thread and then return here. See yah |
ancient1: Mr obama, yes I quite agree with u that if you were d vo u would most likely deny me, reason being that you probably wouldn't go through my application at all. Whoever said I was going in for an msc again, I thought I said mba...they are two different qualifications. If the vo had issues about my qualifications and why I intend studying I would have been refused for not being a bonafide student ......or don't u think so. Secondly , of course I have other accounts but I didddnt think I needed to submit more than one since I'm not even sponsoring myself, the most reasonable one to submit would be the salary account since I claim to be working....I know of people who did not even submit personal bank account at all because they were being sponsored or they were even unemployed I know someone else with salary of 64k that got the visa so what r u saying? I know i have a pretty good profile and I would get d visa eventually. I need to show stronger ties to my country, that I would do in my next application . I studied and worked briefly in d uk and I left voluntarily with over a years residence permit on my passport . I did not like d place and I left and I came back and got a job. I thought that should show d vo that im not desperate to live abroad. You cannot predict these people , just package your application well.We are here to learn, so pick the good stuffs and throw away the chaff. I meant MBa when I types Msc by the way. Well since you already know where the fault is, I guess you wont be having any problem re-applying. I rest my case |
ancient1: Guys,If I were to be the VO, I will most likely deny you. Reason is UK have some of the best schools and your financial backing is strong enough to make you continue schooling in the UK. Why do an MSC in the UK and now want to go study MSc in Canada? Your financial background doesn't support your salary of 85k is a sharp contradiction of your family worth of over N500million naira. I mean you think about it. And to think that you didnt even submit your personal statement makes it look like you are being pushed around by your Mum and not taking decisions on your own. I guess your chances are high and all you need do is do the right thing. Most millionaire kids would rather go to LBS to get an MBA after-all holidaying in these countries isn't a big deal. I guess your case is the second on this thread in less than a week. Over blotted financial sources without commensurate personal statement to back it up |
shema: Hello house, I need someone to help me out with question 4 & 5 under "DETAILS OF INTENDED STUDY IN CANADA" Form IMM1294. My tuition fee is about $6000.00. I need answers to Room & Board, Other and funds available for my stay (CAD)In your case Tuition is about 12000, room and board 13000 the rest is what you have and is up to you |
mercylicious: Self sponsorsorry about that. I believe God's time is the right time. Are u married or single? Self employed or employee of a company? what other assets did you submit aside bank statement and did you liquidate your fixed deposit into your statement before printing out or not? |
galala123: I buy lots of stuff from US, UK and UAE. I have relatives in UK and USA. Believe me, I did not want to state my circumstances in this forum, but just wanted honest opinions as you have to tell a doctor your problems for right diagnoses. I appreciate your advice but take exception to the word "claim". I need not tell lies here. What will I gain by telling lies? Will I tell CDHC that, "I have been to USA, UK and UAE and other countries so give me visitor visa?"My brother don't get it twisted. Never called you a lier and won't ever do that. The word as claimed is used to imply your quote and not mine neither is it my insinuation. Please don't be offended. Cheers! |
Noswaa: I will advise you not to apply for visit visa because if they turn it down again,your chances of going to canada will be narrowed.Just get another admission like Msc or professional certificate programme,and reapply.With the info that you got here,i believe you will fly.I feel that your earlier chosen course is what make them think that you are not a genuine candidate and thereby suspending further processing.You have more than expected requirements to secure trv but you only lack proper documentation,and i strongly believe that as soon as you follow this thread till you submit your visa application,you must be 90perc sure of you trv.@Noswaa: Long time: Let me ask your opinion on this. Is it advisable to submit an old passport together with a new one when applying for study permit? Also what do you think is the chances of getting a study permit when one has been refused visiting. the person was refused over 2years ago though? Thanks your inputs are always genuine. |
Noswaa: I will advise you not to apply for visit visa because if they turn it down again,your chances of going to canada will be narrowed.Just get another admission like Msc or professional certificate programme,and reapply.With the info that you got here,i believe you will fly.I feel that your earlier chosen course is what make them think that you are not a genuine candidate and thereby suspending further processing.You have more than expected requirements to secure trv but you only lack proper documentation,and i strongly believe that as soon as you follow this thread till you submit your visa application,you must be 90perc sure of you trv.Thats not bad either but I wasn't expecting him to do any submission again till next year by the way. I didnt mean immediately. if you have visited the US several times as claimed, then you shouldn't have problem visiting Canada |
galala123: @obamacare, I paid half ($6,500) before submission, paid the balance in June coz of deadline. Send payment evidence and reason for payment before visa decision to CDHC.Good: Meaning you could match your asset for a physical cash. Submitting mid March was a little early though. First week in April may have been better. Base on what you have shared, I can conclude you have very bright chance of getting your TRV at another attempt. I still think you should consider visiting Canada first before re-applying for study permit. |
[quote author=galala123]Just working on the web and realised I made a big mistake from the start. I went to register on Ontario colleges and so I was just looking at the small picture all along. At the end of the day, I was not even sure if I wanted the program so I was relieved that the application was turned down. I might as well pay for a better program. I have a 2/2 in Acctg with the MBA so it's not like I do not have the pre-requisite qualification for better courses. I too know (ITK) can sometimes make a person make a fool out of himself. I saw an agent who said I should pay like 200k for admission! I ran away and paid $95 and processed my admission by myself! Maybe I would have learnt a few things from the agency! The same agency said I should pay $2k for visa! that the $2k is refundable if I do not get the visa. I was shocked and felt that only an ignorant person will pay such amount when the rules are spelt out clearly, so I went and paid my 20k or so to CDHC! (In my mind, I said "go and collect the money from aje butters whose parents will pay the money for them, no be me"!I put on my spike shoes and ran away! One can learn a lot from this forum. Abeg who has info on reasonably priced Msc in Business management field in a town that is easily accessible from International airport in English speaking regions. I just saw Royal Roads University Msc (Global Management) for $28,880 per September 2012 intake (so It will be like $30k by September 2013). MBA in the same institution is $44,000 for September 2012! down from $56,000 in Sept 2011 (Seems recession is catching up on them so the cut the fees down by $12,000) Since I have MBA, I am guess an Msc will be more ideal now.[/ Forgot to ask a few questions @Galala123. Did you pay your tuition fee before submission?, What was your closing bank balance on your statement (A rough estimate) When did you submit your application and when are you meant to resume? I have a word of advise for you if you can answer this questions and drop an email address |
galala123: Thanks for the feedback.But with the money and connection you have, you shouldn't be subjecting yourself to the rigors of getting a student visa from Nigeria. Applying for a visiting visa and then doing a short term program like a 6wks course could have set the ball rolling because after the course, you can get an extension and another admission then return home to re-apply base on that. I guess your packaging too is over blown may be you should bring it down a little bit. Too much money can be a threat sometimes don't you think so? |
bumdish: TIPS FOR SELF SPONSORING APPLICANTSThanks correct guy. All the best. |
I will be submitting an application for a study visa ending. I just want to ask what you consider the most vital documents not often talked about or listed in the study permit checklist but that you consider very vital and should be submitted. |
Thanks for opening this thread. I hope I can find answers to some of my questions here? Thanks |
earthgreeners: www.nigeria.gc.caYES you can fill the form online and make the print out including the Barcode Page. Whats the help you need, be specific |
mercylicious: You cannot apply online if you are applying from Nigeria.YES you can fill the form online and make the print out including the Barcode Page. Whats the help you need, be specific |
My Sample letter of Intent (Full version) with sample answered questionnaire is available for 10k only (kehindegbadamasi@yahoo.com).....lol |
My Sample letter of Intent (Full version) is available for 10k only (kehindegbadamasi@yahoo.com).....lol Olami1224: .. |
FOR THOSE LOOKING FOR AGENT TO HIRE FOR THEIR VISA PROCESSING, HERE IS A WORD FROM THE Cultural Affairs Officer of U.S. in Abuja Mr Bill Strassberger, “There is no need to pay anyone else for it; there is no need to think of what the right answers are. “Do the work yourself and as long as you know what you want to do and why you want to do it, you are going to be just fine.’’ “ The real challenge for us is there is a lot of bad information out there and we take it as a responsibility at the United States Embassy to make sure that accurate information is available to those who desire to go to the United States as a or even as a visitor.’’ I must say that this thread have done a lot in providing very useful and accurate information. |
(In my mind, I said "go and collect the money from aje butters whose parents will pay the money for them, no be me"!
to elope. Hence the need to properly establish your home ties.