rapheal5:
Pls can i have the owner contact

Lolz, owner for which of the cars?

blissbliss:


Hello friend,

Is GtBank loan ok? Yes, I’ve taken from there before at even 1.72% back then.

Any hidden charges? No, it’s a flat rate. You get to even save some interest if you can liquidate it at some point.

Are Nigerian used cars entirely bad? Quite dicey. Not all Nigerian used cars are bad but you’d be needing the services of a good mechanic that way you can save roughly 300 to 400k.

Is Uber business that booming? I do not think so; low fares, bad roads, high tension when you don’t get paid by your partners and all.

Should I take risks? Absolutely yes, fortune favors the bold. Things could go south or north.

My advice?
1. Let him not take say above a 1m as loan so he doesn’t get weary while paying, loans can be tiring as you’d be counting down

2. Let him buy a car which is the big daddy in this case; if he sub let’s it and it turns bad, he takes his car back, fix it and use for his personal runnings.

All the best as you help guide him.

God bless you.

God bless for this. He is thinking of settling for 1m and his plans is not to pay the entire loan from Uber because he has other side businesses he does though the money doesn't come often but when it does it comes in big.

peacefulhome:


Why not invite him here . that way he can read every advice that would be given. Am just trying to help you as a sister , helping her fellow sister.

Ok, Thanks sis. I will do that.

Felicity0001:

enh hen...now u r talking with more info. Anyways, don't mind me in former post ok, just like Peacefulhome advice invite him here to read and learn person no go fit learn for somebody.

Northbird abi watin b him name made some good advice, loans r meant for specific purpose and reasons.

The big daddy his friend wants to sell to him for 1.3m is it 03 model and accidental free? If so d price is a good deal, lucky him if the friend would sell to him 1m bros of friendship.
03 is within d price range 1.3-1.350m strong but very sluggish.
04/05= 1.5-1.550m very good car.
06=1.7m above.

If your fiance insist on going for the loan and his friend agrees to sell @1m to him let him collect a loan not more than 1.2m, the car can serve for both purposes which is his business/job and uber when ever he's free from work. Dont collect loan to buy a car and give to sb to drive its a very wrong business decision to take my sister. Bank go smile with you when they're giving d loan but when them won collect their money? Them no dey smile at all oooh...

I've said a lot let me give elders the chance to advise more.

Thanks a lot Bro for this. I will still advice against collecting the loan but if he insists he will have to go for one

Ogbunigwe2018:

My third eyes tells me, you are taking the loan for your fiancé.

As a financial person, I would advice against taking a loan for a start-up business especially e-hailing where you have no control over the variables.
But if you insist, buy just one vehicle.

Your third eye is deceiving you sir anyways thanks a lot for your advice. I am not collecting any loan for anybody. I am not even in support of him taking loan from the bank hence my coming here to seek advice from experienced and mature minds.

GAZZUZZ:

Lolz. Ok, thanks a lot

Felicity0001:

Sorry I may sound awkard but ita d best for advice from experience of life.

Who be dis friend, guy simply tell us its you nobody go kill u. If it's not you how then u have almost every details.

Also, you seems to be economical with some vital info how then do you expect one to give profile advice Who is the desperate owner you referred to that wants his money??

Bros/guy/oga, you're collecting a bank loan to buy a 9ja used car?? Thats a stupid decision oh... Instead take 1.5m get a Honda civic dir too highest 1.3-1.4m. B4 you'd spent 100k the car don sharp well... You wont have any reason to worry about major repairs in 1yr. And if I r hard working like a warri boy like me u should be able to clr off both interest n loan principal.

Dont go for Toyota it will break ur pocket remember ita a loan. Go fo r a cheap car but make sure it's a tok.

Dont be too desperate about making money thereby buying a 9ja used car you dont know reasons y d owner is selling. 200k wont be enough to fix up two cars. I spent about 250k on my EOD on just AC alone...

You never drive balance and get experience you want to employ somebody? Guy you get longthroat o... Forget all these sweat talks drivers are here sharing oooh...pray never to meet a bad driver you'll regret your life. Buy one motor and drive it yourself and after paying the loan then you can thinking of expanding.

Lastly, getba lawyer to study the papers on d loan b4 you proceed.

Getting a loan is far better than HP.

Wish you the very best in making your decision!!

Thanks a lot for the advice. Please I am not the person involved from my profile you will see that I am a lady not a guy, why won't I own up if I am the person. The person involved is my fiance hence my having every details of the cars and loan. I am not withholding any info because their is nothing to hide about. For the cars, one is Nigerian used( Honda) while one is a US used -Tukombo ( big daddy) though the seller is still insisting on 1.3ml but my fiance said since the guy is his friend if he gives him 1ml he will take. He wants to use the Honda for his personal business( He is into real estate) and Uber/taxify

Good evening house, please I need you guys advice on something, would you advise someone to collect loan from the bank(Gtbank) with 1.33% interest money and put in uber business? A friend of mine is thinking of collecting loan of 2 million to buy 2 cars, a big daddy(1ml) and a Honda (#800,000, the owner is desperately in need of money). He has seen the cars already but just that he is a little bit sceptical about it if he can be able to repay the loan and interest within a year interval. He will drive one and give out one. What is your advice guys and has anyone here collected loan from the bank especially GTBank, what was the person's experience and are there hidden charges that the bank doesn't let the customers know?
.

BIMestBabe:


I got a direct PhD. I applied with my bsc because I had a strong 4.cgpa.

Ok, tanx a lot

BIMestBabe:


It's a PhD not masters

Please Sis, how did you get admission for a PhD when u haven't defended your project? I am asking this cus I wish to apply for a PhD for fall2020 but I haven't defended my MEd project yet. Is it possible to apply for PhD without my MEd result? Please put me through on how to go about this.

hosey:

Will you still come to NTU

No

zeeLady:
My VISA was approved on June 6th, 2019 at Abuja Embassy.

BACKGROUND
I went for the student VISA interview with my baby and previously, I & my family had been denied tourist VISA.
I had used every resource i could lay my hands on to prepare and I came up with my model answers to the usual student VISA questions; I could feel my confidence rise as I prepared. I got an assiatantship that covers my personal cost, however, I had a dependent cost (my baby) hanging there and my husband's bank statement hadn't the needed money to cover the total dependent cost. Well, I prayed that every document that would warrant a denial not be asked and I began listening to motivational speeches to conquer every anxiety.

In addition to that, I arrived at the embassy and met over 100 people there already! Then, it bagan to rain. I tried to wrap my baby in the baby shawl and approached the security officers to allow me do my biometrics and interview. They did! I became one of the first 15 people to be interviewed. I was eventually interviewed by the same VO who had previously interviewed my family and I.

ON THE INTERVIEW DAY

ME: Good morning (with a smile)
VO: Good morning, pass me your Document
ME: Passed our passports, 1-20s and SEVIS payment confirmation
VO: Where do you work?
ME: I am an Bleep working with (I looked exactly into the eyes of the VO and said the acronym for were i work, I instantly realised there was a look of dissatifaction on his face so I immediatly went ahead and said the full name of the acronym. He kind of paused as I spoke and by the time i was done, i could see he was more interested in me).
VO: What degree are you going for?
ME: Bleep
VO: Why are you going with your son? (Honestly, at this point, I could feel the favour of God working. My baby is a girl NOT a boy, but I also have a son and I was looking for the right opportunity to pass the information to the VO so he would know I am leaving behind not just my husband but my son aswell. On the face of it, the VO thought my baby was a boy because of the way i wrapped her due to the rain).

ME: You mean my son (pointing behind me, as if my son was behind) or my daughter (pointing to my baby who i was carrying)?
VO: (Now realising I have a son) Who will take care of your son?
ME: I answered
VO: What are you gonna do to your baby while you studying?
ME: I answered (I had my corrrespondence with some daycares and i was ready to show him if he asked but he never asked)
VO: why are you going with just your baby and not with your son also.
ME: (I hugged my baby a little bit and told him how young and very dependent my baby still is).
VO: How old is your son?
ME: I answered
VO: How long have you been married?
ME: i answered
VO: Are you still married?
ME: (I smilled and then answered)
VO: how are gonna pay fo rthis?
ME: I have an assistantship and the rest will be taken care of by my husband
VO: What does your husband do?
ME: I answered (But not very fluently at this point. I was partly thinking what i was going to do if he says i should show my husband's statement. The money there wasn't even up to half of the dependent cost. I found a way to gain composure somewhere in between my lines).

VO: He kept typing and I was looking intently at him and saying to myself, ''you must grant me VISA''. It looked like forever but he kept typing. I smiled until my smile faded and i kept waiting for him to stop typing. Time stood still!
VO: (Finally what I was waiting for) I have approved your VISAs.
(He brought out the two white papers and began to run down all the pickup and port of entry lecture, I pretended i was listening but my ears were merely physically present).

ME: Thank you.


No single document was asked. Everything worked for my good including the rain! I cant thank God enough for how he answered my prayers .

Congrats Sis

Brown2Green:


Ok My Royal Majesty

Hi bro, I sent you a mail.

Brown2Green:


You need the receipt number to activate the place where you can pick a date.

And dates are filling up real fast. Be quick.

Ok, tanx a lot Bro. I will need you to help me with my transcript

Gloryemo:
No. You have to pay first

Ok, tanx a lot

Please house, is it possible for someone to schedule an appointment before paying visa fee

By the grace of God, I will share my testimony for fall 2019 soon. Space booked

Thanks a lot @walspring for my sevis fee payment. I received payment confirmation within few hours.

Good day all, I got my I20 today. How do I pay the Sevis fee?

[quote author=ademeedee post=78097999]

Hi I just saw your post, have you made up your mind on what you want to do? I did exactly this... my story. Mine was different because I had previously schooled and worked there. Mu tuition fee was 12900, I got an alumni discount of 3225 and scholarship of 2000 which was 5225. So I had 7165 I think. I paid 3000 for my CAS which by the way all my saving left so I had 4165 to pay. For my money in my account I couldn't get any one to lend me without interest so I paid 8% interest which amounted to almost 420k if I am correct and then you have to pay for your Visa and health sub charges. I had to also pay for priority which pained me. By the time I was going after booking my flight I had less than £500 in my account. I was going to stay with my friend for sometime to help me save cost but she ending up charging me £140 per month which was understandable as she was paying mortgage and bills.

My journey... so I got in touch with some of my old employers and none was willing to give me a job. Anyway, I luckly got a job which paid £9 but only kept me on for two weeks, not sure why. So I had to start looking for another job. For me I was thinking it would be easy to get a job in my field since I had schooled there before but that was me dreaming. Anyway I ended up going back to work at a factory i worked with when I initially got to notts.

Honestly £4500 is a lot of money to pay especially if you are going to pay rent and take care of yourself I did pay the tuition fees on my own but got £1700 from my folks. So I paid £2465. I moved out my friend house 2 months later and got a place of £250. The school is lenient and would allow you to pay as many times possible but before June I think. I cannot say its not doable but it is definitely not easy.

For me, I would say you should rethink your option. I wish someone told me about the emotional and mental trauma it would cost. Don't forget that you would have school work deadlines and also depends on what course you are doing you might not have enough time. If the UK gave like a 2 year post study Visa I would say go maybe you can get people who would lend you and then you would pay back but £4500 in a city you are new too....

I wish I had done my research , probably would have not have gone back and that is only because i feel I didn't get anything out of the system even after all the stress except you have an "after I finish uni plan". My after I finish uni plan didn't work out.
[/quote)

I have not gotten another plan. Thanks a lot for this

justwise:


That can only be possible if..

1. Your school allows you to pay the remaining £4,500 within 6months, some schools will require you to pay the whole fees during your registration else the £3000 waiver will be withdrawn.

2. You are able to get a job that pays at least £9 per hour within a month you get to the UK.

Personally I will suggest that you think twice about coming to the UK with this plan.

Thanks a lot. I appreciate

chucksbadt:


Going for Msc or BSc?

How did you get the waiver?

I'm going for MA. I filled a scholarship form from the school.

Good morning all, please gurus in the house Can need help on this. l got admission in Nottingham Trent university and my school fees is 10,500 GBP, was given a 3000 GBP waiver which reduces the school fees to 7,500 GBP. I am required to pay 3000 GBP before a CAS number will be sent to me. My plans is to take a loan and pay the 3000 GBP for the CAS. And my question is will it be possible for me to hustle there n pay for the loan, remaining school fees which is 4,500 GBP and my living expenses.

shoyoyebiodun:
Please your advise and critics will be appreciate and am open to corrections
Mock Transcript

Vo- Good morning pass me your I-20, Sevis payment receipt

Me- here you go

Vo- why are you going to the USA

Me- for my master in computer science and quantity Metjods with concentration in mathematical finance at Austin peay state university Tennessee.

Vo- can you tell me about your program

Me- master in computer science and Quantitative method with concentration in mathematical finance is a 2year 33credit hour course program and it focus on key areas like regression analysis,numerical analysis, financial mathematics,stochastic process and probability

Vo- how did you here about the school

Me- from a colleague who is an alumni and has been doing very fine ever since coming back and I later did further research on the program,fee and the city

Vo- how many school did you apply to

Me- 3, wku,mtsu,Austin pea state university

Vo- why Austin Pea State University

Me- aside from APSU is one of the best university in Tennessee,it has a wonderful curicullum that does not focus alone on the theoretical aspect but alot of practical course work that would help boost my carrier.

Vo- what will you do after this degree

Me- I will be coming back to Nigeria to work with the Nigerian pension commission so that I can harness my creative energy toward solving the problems of delay or non-paymeny of our retiree gratuity and at some point in my career I will like to go into lecturing so that I can teach and motive young people willing to take up a job in pension administration.

Vo- did you write any standardize test

Me- Yes GRE

Vo- what's your score

Me- quantitative reasoning 157, verbal reasoning 147 and critical written 3.0

Vo- how will you fund your study

Me- I was offered a GA that cover the whole of my tuition and my uncle Mr. **** that work at **** would be taking care of the remaining cost

Vo- can I have his SOA

Me- pass it

Vo- typing and I would be approving your visa

Please anybody who can help with phone mock interview I will so much appreciate and the airtime is going to be from me thanks

Good day Bro, please before you applied to Austin Peay did u do any transcript evaluation?

ToluwalekeA:
Do we have anybody going to Ohio University this fall or a prospective applicant. Thanks

Yes. I applied to Ohio State University but have not gotten an admit yet.

[quote author=gracetim34 post=76220606]Visa approved, Monday 25th at Abuja embassy. Window 6
After my third attempt. First one was October 19th 2018, second was 4th of January 2019. And the 3rd was Monday this week.
All glory to God because He actually did this for me.
Thanks to everyone here who helped me one way or the other.
I really appreciate you guys. Here goes my transcript

Vo: Good morning
Res: Good morning sir
Vo: Pass me your passport and I-20 pls
Vo: Have you traveled on another passport before?
Res: no sir
Vo: can I have the passport
Res: I said no sir
Vo: oh sorry I didn't hear that clearly. Why are you going to Austin Peay?
Res: Am going for my masters in computer science and quantitative methods with a concentration in information assurance and security but on my l-20 it was written there as Data modeling...(he didn't allow me to finish the statement)
Vo: that's ok. How do you want to pay for the cost?
Res: I was offered a graduate assistantship that waived my entire tuition with monthly stipend the rest of the cost will be taking care by my uncle who's into importation trading and distribution of LG brand both home appliances and electronics. I have his statement here with me
Vo: that's OK... I won't be needing the statement. The assistantship has covered everything. Where did you finish your undergraduate (I guess he asked that because I couldn't enter my educational history on my ds 160 when I was filling it. I don't know why the part is not coming up on my system.)
Res: Osun State University.

Vo: Why do you choose Austin Peay State University?
Res: I chose Austin Peay State University because they offered broad courses in information assurance and security. Their program incorporate field work with basic course. For example.. (he stopped me here)
Vo:thats OK. How did you get this assistantship?
Res: I applied then I was scheduled for a Skype interview, a week after the interview I received an email from the department that based on my performance during the interview, my gre scores, my undergraduate cgpa and recommendations, the department was willing to offer me the assistantship.
Vo: what do u intend to do after your study?
Res : ( but I thought he asked what the degree will do for me, so responded with this �with the look of things in Nigeria cyber crime and attacks are becoming common place, sophisticated and damaging. Every organisation has (he stopped me and asked again)
Vo: what do you intend to do after your study?
Res: I'll be coming back to Nigeria to enforce whatever have learnt because there's a huge demand for cybersecurity experts here in Nigeria. A lot of organization outsource for this skill b[i][/i]ecause its professional expertise... (he stopped me here,thats OK)

After this he started typing non stop and said the word *your visa has been approved, you will need your l-20 at the port of entry bla bla.
I collected my passport today. [/quote)

Congrats Sis. Please can you tell me how you went about your funding for Austin Peay. I recently applied for MEd in Education( I am having funding in mind) and have uploaded the documents needed but I just got an email from them requesting for a financial statement, official transcript, passport n ielts scores. All these weren't stated among their requirements when I was applying. Did u evaluate your credentials?

hazvat:
Morning house , my name is Tunde. I Want to apply to Sam Houston university for a master of education is special education. I have bsc (ed) economics and MBA fin & Acct. I put in for MBA cos I am working with the government but have passion for special education more. I want to know if I stand a better chance chosen that school and if there’s anyone going for same programme in USA

Yes I am going for same program. Lets connect Dear

Happiness67:

Are you interested in the school?

Yes, but I wont apply again cus of the evaluation stuff.

Orlarshaynee:
Heard WES is faster, also, some institutions only allow evaluation from WES and maybe ICAS. It depends on where you are applying to, just make sure what ever body you are using for evaluation is acceptable.

OK tanx a lot

lexychuks:


To get your Waec transcript, all you need to do is visit Waec office at Yaba Lagos, you'd need to get affidavit from court (this is done opposite Waec building, budget 3-5k for this) you'd need to have a copy of your Waec result, a waec result checking scratch card (WES only accepts scratch cards and not the slip WAEC sells), you'd pay WAEC 10K for confirmation of result and your WES reference number (this would be given to you by WES after you have paid) must be in all documents that you are sending. After all these, you'd have to choose your method of sending these documents to WES, PLEASE DO NOT USE REGULAR NIGERIAN POST, it can take almost two months to get to WES, Select DHL or FedEx.

Just budget 25k to 30k. You should be alright. And also make sure you visit WAEC early cos I think they close by 2pm or something.

For your University's transcript, since you know the cost already, I believe all Universities have a postal service where you can enquire about the cost to send to USA. I can't predict the cost of that because it varies from state to state.

Thanks a lot Bro. I appreciate

Why do most people go for Wes evaluation when their are a lot of evaluating firm. I want to use Span-Tran n evaluate my credentials cus it is cheaper and all I need to send is my degree transcript. It is recognized by Naces n most schools I want to apply to recognizes it. Is there any advantages of using Wes? I want to know so that I don't make mistakes.

Miaanita:
Good evening guys, I got an admission from Purdue university with full funding and have accepted the admission by writing the graduate coordinator.

Pls what is the next step to take so as to get my I-20 form.. Will I have to upload any financial document again cos am confused pls..

Anyone in the house to help me figure this out or will I have to call the admission office to ask about what next to do...

Anyone available to pick my call so that we can talk better on phone pls..

What should be done to get my l-20 form pls?

Also whats the official financial support document needed for a person that has funding pls?

God bless you as you do this

Congrats Sis, I wish mine will be like yours. Please how did u pay your application fee? I have submitted my application since one week now but I haven't paid the application fee cus d whole thing is somehow confusing.