₦airaland Forum

Jolene474:
I usually clear the messages in the box hahahah
I just realize you have to leave the message then type yours. Thank you

Codedtobx098 :
Congratulations…. Does the statement of account submitted change?






VISA ALERT!


1st Application: Dec 2nd 2024
Biometrics: Dec 11th 2024
Refusal Mail: Dec 28th 2024
Collection Mail: Jan 2nd 2025
Courier Delivery: Jan 5th 2025

2nd Application/re-application: Jan 6th 2025
Biometrics: Jan 8th 2025 (priority)
Collection mail: Jan 14th 2025
In-person pickup: Jan 15th 2025

6 months visit visa, valid from 12th Jan. I'm grateful to everyone who shared advice after the first refusal

philipcox:
Okay. Thanks

dubaiprince:
Please a quick question on this refusal letter. The applicant has a small business and we explained it is not registered and the income per year does meet the threshold for tax purposes. We submitted a year bank statement and the total inflow was just above N9m. We explained 3 million was a fixed deposit inflow intended for the trip, 1 million from other intra account inflow and 5 million was income from the business.
In hindsight, I think we did not explain the outflows well. My question is should we have added the total debits and divide by twelve to arrive at the monthly expense to be included in the form? This is because part of the inflows were transfers for investment purposes and we thought including investment outflow as an expense did not look quite right. We overlooked the business expenses and only captured personal monthly expenses which was a big mistake.
Your thoughts on these would be helpful as we plan to apply again in April.

Cashmadam:
I don't know what you mean by the money passing through the account.

Fixed deposit can be for any length of time.

davodyguy:
VISA ALERT
FAMILY OF 3
STANDARD VISIT VISA

Firstly, the people that set up this thread, God bless and especially those who contribute regular, I dont want to be partial by calling names and leaving others out. But those that are of help, well done and God bless

When you're refused Visa and you post the refusal letter, people contribute to help you on the mistakes, and others that are yet to apply gets opportunity to read from previous errors and correct them, accordingly.

Note, no two cases are same, but there are similarities.

Here's my story.

As a family, we always travelled together and our travel period has always been consistent in December, cos of my wife's birthday.

From 2015 to 2022, I've done 9 countries Japan, South Africa, Australia, UAE, New Zealand, UAE again, Turkey, France, Saudi Arabia and Italy. My family did half of these trips with me, while I did solo on the others.
2024, we opt for UK.

TIME LINE
Submitted application to UKVI online around 31st October
Biometrics done 8th November, 2024
SENT to UKVI same 8th November, 2024
UKVI sent receipt mail on 12th November, 2024
TLS sent collection mail on 27th November, 2024

Documents
Myself,
1. 3 years tax clearance
2. VAT Registration of my company
3. List of Clients my company works for as consultant, that include one very popular and rich Oil and Gas company headquartered in London.
4. Company registration details with active Status on CAC, along with my professional qualifications
5. Self introduction letter
6. Letter of sponsorship by my company. Yes, it's a leisure travel, but my Manager wrote a letter that my own company is sponsoring the trip
7. Submitted 3 company bank statements, one of which is a Dollar account.
8. Company fixed deposit of the total travel fund. In July, we deposited the total travel cost in a fixed deposit account designated travel funds.
9. Personal bank statement for only 3 months, but I carefully pay myself salaries, spending only half of the salary monthly.
10. Letter of invitation from my elder brother, British Citizen.
11. Letter from Uncle (mums younger brother) British Citizen
12. Letters from mum to state my uncle is her younger brother, and that she's the mother of myself and brother, she was in UK in March and attached her entry stamp to UK and exists stamp.
13. Properties title document and a valuation report showing the values of the properties
14. Marriage certificate, all previous visas and all images taken in the 11 countries I've visited, birth certificate

Spouse
1. Letter of employment, promotion letter etc
2. Letter from employer confirming approval to travel
3. Her bank statement was not attached cos the account is not tidy at all, but we submitted statements of savings account from a cooperative society, that shows she saves a certain amount from her salary every month.
4. 6 months payslip, showing tax and other deductions
5. Statement from her PFA, Stanbic
6. Marriage certificate, all previous visas and all images taken in the countries visited, birth certificate of son
7. Self introduction letter
8. Letter from UK sponsors, Nigerians sponsor, bank statements etc

My son
1. Letter of Introduction from School
2. Receipts showing School fees payments
3. Birth certificate to confirm parents details
4. all previous visas and all images taken in the countries visited.
5. Letter from UK sponsors, Nigerians sponsor, bank statements etc

All the documents I submitted in my own application, I uploaded for my spouse and son as well. Reason is that, they sometimes may not give family application to same case officer. They may spread, hence I linked all three together and uploaded the same documents for all applicants. But fortunately for us, I presume it was handled by same case officer as email came in together, same time and hour

As regards how much you're willing to spend personally

Myself, I put ₦300k (saying company will sponsor all other cost)

Spouse, I put £5, saying husband's company will sponsor other cost

Son, I put ₦1 saying father will sponsor other cost

How much is your sponsor paying

Myself, I put the amount
My spouse, I put the same amount
Son, I put the same amount

Then added an addendum that the above sum provided by the sponsor is to be jointly spent by all applicants.

Our travel is for leisure, but I still used Company as sponsor, because we have a policy that allows founder to enjoy vacation. If Donald Trump is going on holiday as President of USA, it is state funds that would be used. As Tinubu is buying jet and travelling everywhere, it's on account of Nigeria. So a founder of a company can choose to use company funds for leisure

As regards employment, I chose self employed as the founder of a company, then showed tax clearance etc


I wish everyone looking forward to this kind of good news well in Jesus name (insha'Allah)

davodyguy:
VISA ALERT
FAMILY OF 3
STANDARD VISIT VISA

Firstly, the people that set up this thread, God bless and especially those who contribute regular, I dont want to be partial by calling names and leaving others out. But those that are of help, well done and God bless

When you're refused Visa and you post the refusal letter, people contribute to help you on the mistakes, and others that are yet to apply gets opportunity to read from previous errors and correct them, accordingly.

Note, no two cases are same, but there are similarities.

Here's my story.

As a family, we always travelled together and our travel period has always been consistent in December, cos of my wife's birthday.

From 2015 to 2022, I've done 9 countries Japan, South Africa, Australia, UAE, New Zealand, UAE again, Turkey, France, Saudi Arabia and Italy. My family did half of these trips with me, while I did solo on the others.
2024, we opt for UK.

TIME LINE
Submitted application to UKVI online around 31st October
Biometrics done 8th November, 2024
SENT to UKVI same 8th November, 2024
UKVI sent receipt mail on 12th November, 2024
TLS sent collection mail on 27th November, 2024

Documents
Myself,
1. 3 years tax clearance
2. VAT Registration of my company
3. List of Clients my company works for as consultant, that include one very popular and rich Oil and Gas company headquartered in London.
4. Company registration details with active Status on CAC, along with my professional qualifications
5. Self introduction letter
6. Letter of sponsorship by my company. Yes, it's a leisure travel, but my Manager wrote a letter that my own company is sponsoring the trip
7. Submitted 3 company bank statements, one of which is a Dollar account.
8. Company fixed deposit of the total travel fund. In July, we deposited the total travel cost in a fixed deposit account designated travel funds.
9. Personal bank statement for only 3 months, but I carefully pay myself salaries, spending only half of the salary monthly.
10. Letter of invitation from my elder brother, British Citizen.
11. Letter from Uncle (mums younger brother) British Citizen
12. Letters from mum to state my uncle is her younger brother, and that she's the mother of myself and brother, she was in UK in March and attached her entry stamp to UK and exists stamp.
13. Properties title document and a valuation report showing the values of the properties
14. Marriage certificate, all previous visas and all images taken in the 11 countries I've visited, birth certificate

Spouse
1. Letter of employment, promotion letter etc
2. Letter from employer confirming approval to travel
3. Her bank statement was not attached cos the account is not tidy at all, but we submitted statements of savings account from a cooperative society, that shows she saves a certain amount from her salary every month.
4. 6 months payslip, showing tax and other deductions
5. Statement from her PFA, Stanbic
6. Marriage certificate, all previous visas and all images taken in the countries visited, birth certificate of son
7. Self introduction letter
8. Letter from UK sponsors, Nigerians sponsor, bank statements etc

My son
1. Letter of Introduction from School
2. Receipts showing School fees payments
3. Birth certificate to confirm parents details
4. all previous visas and all images taken in the countries visited.
5. Letter from UK sponsors, Nigerians sponsor, bank statements etc

All the documents I submitted in my own application, I uploaded for my spouse and son as well. Reason is that, they sometimes may not give family application to same case officer. They may spread, hence I linked all three together and uploaded the same documents for all applicants. But fortunately for us, I presume it was handled by same case officer as email came in together, same time and hour

As regards how much you're willing to spend personally

Myself, I put ₦300k (saying company will sponsor all other cost)

Spouse, I put £5, saying husband's company will sponsor other cost

Son, I put ₦1 saying father will sponsor other cost

How much is your sponsor paying

Myself, I put the amount
My spouse, I put the same amount
Son, I put the same amount

Then added an addendum that the above sum provided by the sponsor is to be jointly spent by all applicants.

Our travel is for leisure, but I still used Company as sponsor, because we have a policy that allows founder to enjoy vacation. If Donald Trump is going on holiday as President of USA, it is state funds that would be used. As Tinubu is buying jet and travelling everywhere, it's on account of Nigeria. So a founder of a company can choose to use company funds for leisure

As regards employment, I chose self employed as the founder of a company, then showed tax clearance etc


I wish everyone looking forward to this kind of good news well in Jesus name (insha'Allah)

davodyguy:
Finally, TLS don send us mail to come collect oo.

Family of 3, but I will go on Friday

Ashirioluwa:
You can be the sole sponsor of your wife's trip. I am not saying you can't do that, but it will be to her advantage if she can prove that she has a job and if she can show her bank statements too.

Also, I want you to know that bank statement or money is not the only determining factor for a successful visa application. There are other important things to address too.

Anyway, since you claimed you have enough resources, why don't you guys apply as a family?

Ashirioluwa:
Let her wait until she feels she can resolve the issues that led to the denial of her initial visa application. Although you stated that you would be the sole sponsor, it would be beneficial if she could also submit her bank statement.

A co-sponsor is a joint sponsor, meaning that both you and she will pay for the trip.

Ashirioluwa:
She has a business; therefore, give sometimes to let her have enough money in her own bank account so she can sponsor or cosponsor the trip.

The most important thing is that she will need to show evidence of strong home ties to Nigeria, like family ties and employment.

Ashirioluwa:
With this explanation, her chance of getting her visa approved is close to negative. This is just my personal opinion.

giselle237:
This application is most likely to be refused.
Everything looks forced and with previous refusals already + zero travel history, no ECO would take such chances of granting this visa as this tallies with one with no strong compelling ties/one who would recourse to public funds is given the visa. If you were also seen as a worthy sponsor during the last application, her income might have mattered less but no you were not seen in that light .It is a simple no until circumstances change——> 200-250k disposable income all new information + no verifiable employment —-> no—-> and all the signs are clearly here.

Berisagurl:
Nope. We however had a UK visa in 2016, which we did not use because it was approved after our proposed travel date. We were a family of 3 then.

We submitted:
1. My husbands bank statements (corporate and personal)
2. Introduction letter from my husband that explained the nature of his business and a separate letter explaining the cash inflow and outflows in his bank statements.
3. Detailed itinerary of our trip. We detailed our accommodation plan, activities we would be doing and also estimated the costs of all these.
4. He wrote sponsorship letters for each of us, stating how much we would each spend and that he is covering the entire cost.
5. I wrote an introduction letter for myself, included my bank statements and also included my husband’s. And I clearly stated in the letter that he would be sponsoring. The balance in both my statements was not up to 200k. But the statements had good detailed inflow and outflow. 6months statement.
6. We also included my husband’s personal income tax receipts. He’s business is registered as a business name, so he only pays Personal income tax. He however files his annual returns with CAC so his business is active on their site.
7. Lastly we provided a lot of documents to proof home tie. Landed property docs, pics of business premises, payment receipts etc.
8. And the reason for the trip too also mattered I guess. This year is our 10th year wedding anniversary. That’s the reason we are visiting to celebrate it. In

Berisagurl:
Thanks.
I stated I am self employed, so I submitted my business and personal statements. I attached the statements after my sponsors own and wrote an introduction letter clearly stating that my husband is sponsoring the entire trip.

Cashmadam:
The Mother will simply not list the Baby as her dependant. It's really not a big deal.

The fact that the Mother is travelling with her Baby does not make it compulsory for the Baby to be her dependant. If the Baby's Father provides all the funds for the Baby's upkeep, then the Baby does not need to be listed as the Mother's dependant.

Cashmadam:
Not necessarily. If the Father takes care of the Baby, the baby is not her dependant. She should not have added 4 dependants - that's a lot. Especially on such a low income. It's too late now so she should leave it at 4 and not increase to 5.

I hope this helps.

Thegamingorca:
Why must you assume her expenses must increase?

Leave it at 50,000 or go lower. Ensure that after every month she has more than 250,000 naira out of her salary left as disposable income. It makes her look responsible, frugal. It will make her look like somebody who indeed is planning for a travel without recourse to use public funds.
250k is less than 100 pounds with today's oanda rates.


Even if you sponsor her at the end of the day, her discipline on the account will no doubt give her an edge or a pass on the financial aspect of the application.

Cashmadam:
Surely, your wife should have some savings...

Although you will be her sponsor, she must be seen to have some degree of financial independence . Her income is low and her disposable income is extremely low. At this rate, it might be better to say she is a full time house wife.

lanrewaju902:
heavy on the traceable means of support,with strong tie to your home country.you’ll find more info on the updated immigration rules on the gov.uk site