If he was quoted out of context, he should rebuke the manipulative video editors and producers- but he has no criticism for them, it’s Nigerians’ fault. Those under consideration were boldly placed on the video.

Difficult to not think the man is dishonest even now. It is either him or the video creators. Others on the video mentioned Osimhen too.

We are grappling with a high patient-to-doctor ratio in Nigeria. It’s a situation that inevitably compromises the healthcare interventions we receive. When attending clinics, patients face rushed appointments with doctors who have limited time to thoroughly discuss symptoms or provide detailed explanations. Burnout and fatigue are pervasive among our doctors due to their overwhelming workload, impacting their attentiveness and ability to deliver personalized care. This strain may also impede their capacity to stay abreast of advancements in their practice, potentially leading to preventable complications and worsened health conditions for many in the country.

The existence of diverse specializations underscores the necessity for doctors to refer patients appropriately. Unfortunately, some hospitals in Nigeria may attempt to manage cases beyond their depth of competence, jeopardizing patients' health outcomes. Even with specialists, the diagnostic process often involves a trial-and-error approach. And so, Patients, armed with a bit of knowledge from online resources, can contribute to the consideration of various possibilities in their condition. However, relying on unreliable or inaccurate internet sources may lead to anxiety and overwhelm healthcare providers.

Patients have the right to educate themselves about their health conditions and ask relevant questions without it resulting in communication breakdown. It is concerning that medical doctors on this platform are eager to state they would refuse treatment based on a patient's exercise of their right to actively participate in their healthcare decisions. If you are a medical doctor, and you fail to caution your colleagues here, they are doing a huge disservice to how healthcare providers from Nigeria may be perceived abroad. It may eventually jettison your chance of seeking a better livelihood abroad. I have met doctors who are professionals and they don’t have an issue with you obtaining more understanding about your health condition, the diligent of them even listen, for their concern is not in demonstrating their superiority, but in getting you back to proper health.

So when a very condescending fellow here talks down on people who have lost loved ones due to what they perceive as the negligence of the hospital, and all you can do here is to rebuke them and say they are deserving of such experiences, I again have no doubt that your profession has to rebuke you. Then you state here, you wouldn’t just be bias at a patient showing some understanding, you will choose to intimidate by denying care- but of coz, this not only infringes on the patient's right but also raises ethical concerns, particularly in an environment with little professional accountability.

The notion that healthcare providers in Nigeria are doing a favor by not practicing abroad is an unethical outlook that disregards the principles of beneficence and non-maleficence. Patients, pay for services, and so deserve fair-quality healthcare.

While advising patients to seek professional advice is crucial, the public hospital experience often falls short in the country. Doctors in public hospitals sometimes contribute to patient intimidation, dismissing patient input and compromising accurate diagnoses. Such unprofessional behavior, combined with a lack of regard for patient privacy, raises serious concerns and should not be defended. As an healthcare provider, pls know that your Knowledgeable patients being empowered to actively participate in their health can bring about enhanced communication which should promote a more informed decision-making. Yes, we may not be able to commit to a patient-centered care, but Patients' rights to active participation in their healthcare decisions should be respected, and their demonstration of knowledge or their petitions shouldn’t be a be a basis to penalize them.

“…our trust in doctors should have limits. Medicine is like any other job: there are many talented workers in the NHS, but also those who are less dedicated and less able. Think of the old medics’ joke: “What do you call the guy who graduated last in his medical school class?” “Doctor.” There are plenty of clinicians prone to arrogance and complacency. Some doctors are “heroes”, but we should stop thinking of them all as such...

…However indebted you feel to the NHS, don’t be afraid to challenge decisions if you have good reason to. It’s easy to feel cowed, but hold your ground. Remember most of the doctors in hospitals are just training…Junior doctors are often green and trying to stay composed to impress their superiors. Make sure, if you can, that a single consultant has overall responsibility: we all know that if you’re answerable for something, you try harder...

…Ignore the advice and look everything up on the internet. Google like crazy, educate yourself, ask questions and, if you are unsure, insist on a second opinion, or a third…Be aware that much care in hospitals is less thorough at weekends. And understand the damage done by the hierarchical, patrician system – everyone defers to the most senior consultant. If things seem to be going wrong: shout the ward down. In our case, the cost of not doing so was too great. We had such trust; we feel such fools...”

https://amp.theguardian.com/lifeandstyle/2022/sep/03/13-year-old-daughter-dead-in-five-weeks-hospital-mistakes

There's a legitimate need to understand the basis for Mrs. Falana's elevation, and raising this question has been met with hostility. Unfortunately, no satisfactory response has been provided. One explanation suggests that her behind-the-scenes work in her husband's chamber is evidence enough, but this claim lacks substance. The track record of the Falana chamber in successfully prosecuting cases is unclear. Mr. Falana's prominence has largely stemmed from public commentaries rather than courtroom performance.

The patriarch gained attention for his role in the Oputa panel and cross-examining President Obasanjo, but any discerning fellow knows it was more noise than substance. Representing clients like Sowore, Barrister Inibehe Effiong, and ASUU garnered significant media coverage, but the quality of legal representation is questioned.

It seems we have a tendency to look for a savior, and Mr. Falana, being the loudest, often assumes that role. So, is Mrs. Falana the unseen force behind the scenes? If so, what notable cases can be attributed to her efforts? Another claim suggests that a radio program featured callers advocating for her elevation, but again, you don’t have to be a discerning fellow to know that such advocacy could be orchestrated.

Seeking clarification on the accomplishments that led to her elevation is not an attempt to undermine her or belittle her efforts. It's simply a matter of not having sufficient information. While we understand the general criteria for becoming a Senior Advocate of Nigeria (SAN), some, including the person asking the question, just needs to know Mrs. Falana has adhered to these standards in action. But we don’t care, Falana is the saint, and whoever suggested that she might not have been elevated without being a Falana should get the piss of our accumulated toxicity.

I would have governed well, exposed the corruption of past administrations, while making sure that the option the party has aside me, is oblivion. You have do really well by the people.

If Osimhen played for the UK, with his accomplishments last season, the story will be told how he is greater than Maradona. Even when Messi didn’t make the podium, Argentina understood.

In the end, I care little whether Rufai is fair or balanced. We need an opposition or anyone to highlight the inadequacies in our government. Rufai has been an important voice in this regard.

They are fleecing you now. You can do your personal survey by going to the student pages of these schools on Facebook and ask if the students are aware of BIMs. Go to Zik hall cafeteria in UI, you will see 10s of students willing to appraise a nonsensical app or non-existent project, insofar, you pay for their breakfast. All of these things Esther mentioned are features that should be present on the students’ portal page. And yet you will still queue at everywhere for basic registration. How much are we paying for BIMs again? Yh, Ippis lots. Check out op profile, he’s Bims.

It is disheartening to witness the self-righteousness and ignorance prevailing among some here.

Let's refer to the ILO and the Nigerian Labour Act, where Section 91 defines a child as under 12 years old. If the parent or guardian approved of the lecturer and the girl is engaged only in light work while still attending school, labeling the employer as evil is baseless. Moreover, there is no child trafficking involved here.

Under her parent's care, it's doubtful the little girl fared any better. The woman has enrolled her in school and she appears to be well looked after. At the lecturer's house, she likely handles basic domestic chores. Visit the northern part and witness the living conditions there, and you'll understand why many parents, even mothers, pray for opportunities like domestic work for their children.

Now, regarding the girl. If your intention was to teach her a lesson, poisoning her, as often depicted in movies, would be one thing—though still unacceptable. But hiring murderers, collectively taking her life, and quite possibly robbing her, crosses a line. It's disheartening again to see folks here think that such a gruesome act is tenable, painting the lecturer as deserving of it while wrongly portraying the girl as the victim who deserves our sympathy.

Boxing is a game of points. You can knock down your opponent 5 times and still be behind in terms of points earned and you can make the most points and still lose by a knock-out. Boxing is not only about punching, it’s equally about avoiding being hit.

We tend to think the aggressive boxer is the winner, but if he drops guard and he’s taking some hit, while aggressively pointlessly dominating, he will come short of victory.

In this match, Fury won, but the margin by which he won has cost heavyweight boxing great credibility. You cannot be the champion of the world in your sport and struggle that hard against a newbie in your own ring. Fury didn’t give much to the fight in terms of preparation, and it cost him and his reputation and his sport greatly.

Fury could disagree with suggestions that he underestimated Ngannou, but when he adds that he didn’t have the data to estimate Ngannou’s ability , that makes it more difficult for him to have any estimation of his opponent and with such estimation, prepare accordingly.

Should also be astonishing how people who haven't even watched the match, or seen extended highlights, are quick to cry racism. They are not arguing that since the match is between a boxing champion and a former UFC champion, the boxing federation might have a vested interest in influencing the outcome to maintain the credibility of boxing as the premier combat sport. But no, it’s easier to opt for the simplistic, knee-jerk reaction of racism to explain the event.

I disagree with those who say “Fury won, period.” You would be naive to think that global broadcast guarantees absolute credibility of the result. Rather, the fight was a close call and the thoroughness of the initial assessment may not be as comprehensive as the later review. It was a split decision, but other experienced judges and technologies like Compubox, after additional scrutiny, have affirmed that Fury was the rightful winner. this wouldn’t matter to you, when you could lazily draw the racism card.

If the NLC had stood firm, insisting on implementation before calling off the threatened industrial action, the agreed-upon demands would have already been put into effect. However, the NLC chose to place their trust in a government known for its unreliability.

Gbajabiamila assured ASUU that their demands would be addressed, urging them to end the strike. Unfortunately, a beleaguered ASUU, further burdened by the NIC ruling and Falana’s counsel chose the path that has now caused a significant decline in support from ASUU members for future possible industrial actions. The issues that prompted the strike remain unresolved. The union's top priority now is to seek the release of withheld salaries.

This situation highlights that involving the judiciary does not necessarily signal government goodwill in negotiations. The NLC have probably shot themselves in the leg with all they agreed as to the course of action with respect to the purported agreement. ASUU had many agreements too. None brought to fruition.

It may become necessary to exercise your power to bring the country to a standstill, compelling NIC, an arm of the government, to reckon with you. In certain cases, civil disobedience may be the only recourse.

She cares about Davido, not her parents who have probably felt worse after she abandoned them. That’s her prerogative.

The threshold for truly ‘knowing’ someone can vary. For Davido, it might entail regular and physical interaction. That’s his prerogative.

By claiming mental health struggles, maybe she would resort to drugs and set Davido up to be the next Sam Larry. She could hire Femi Falana and sue him for bullying. She will be in the news, add more followers, become a symbol of courage, and an ambassador for fraudulent NGOs that has deterring bullies as their mandate.

It’s our prerogative to give attention to her whims.

Over #100m that could have been used to develop indigenous artists.

Public universities are not attractive. So, if you want to academics you go abroad. In Nigeria, an executive assistant in access bank earn more than a reader.

How about we identify the issues that predispose people to participating in cult activities, whether social, psychological or environmental factors?

Let the state institutions stop failing the people as it's the perceived failure of state institutions to provide adequate protection and support that causes issues of cultism.

When individuals feel neglected or marginalized by the institutions designed to safeguard their well-being, they may seek alternative avenues for security and belonging, which can sometimes lead them towards cults.

You go around Ogun state, and what you see is the disillusionment with the state brought about by significant economic disparities which politicians have also used for their nefarious purposes.

The root cause is not addressed, only the stem is to be radically cut off, even though cultists can be rehabilitated and made to serve their communities productively.

Let us deter cultism, but we should deter it, by removing the feelings of powerlessness that makes the youth inclined to seek refuge in groups that promise a sense of empowerment.

Let us deter cultism, but we should deter it, by extending this consequence to the politicians who use their services to intimidate voters or their political opponents as it's imperative that we not only target individuals directly involved in these activities but also address the broader ecosystem that enables and sometimes even exploits their actions.

The imposition of death as a consequence for involvement in cultism is undeniably an extreme measure. If there is a genuine desire to safeguard society, let us alleviate the factors that predispose folks to cultism and absolutely, we can look at apprehending them, then rehabilitating them, then providing the necessary support and initiatives, so that they become human resources to our communities.

If you also think that the motive behind Peter Obi's statement on Mohbad's passing reeks of dishonesty and hypocrisy. I wish to let you know you are not alone. Let's be clear, Obi had so many days to give a statement, but he didn't... his sudden interest in Mohbad's death is not borne out of a genuine appreciation for his artistry or talent. It's a calculated move to ride the wave of a trending topic and appear in touch with the youth sentiments. If Nigerians hadn't invested their mourning in Mohbad, Obi wouldn't have spared a second thought.

Let the genuine mourners pay their respects to this young soul without the interference of Peter Obi's calculated posturing. If his voice and feigned concern holds any weight to you, how naïve can you be?? It's imperative that we recognize this political maneuvering and manipulation for what it is and allow Mohbad to be remembered authentically, away from any veneer of opportunistic gestures.

I feel terrible that the mob mentality in Nigeria has obfuscated the true underlying issues that demand attention. In a related incident involving Burna boy where he sought a romantic interest, only to find out she was already with someone else at the venue. When she rebuffed Burna's advances, he flew into a rage and had her boyfriend shot in the club. Shockingly, there was no substantial public outcry, no legal action taken, and no one even hinted at pulling Burna's music from the airwaves. We continued to embrace Burna without reservation.

When Burna's aggressive behavior went largely unaddressed, it sent a message that such actions were tolerable within the industry. This lack of accountability set a dangerous precedent, allowing for a culture of unchecked aggression and intimidation to persist. If the industry had taken a firmer stance against violence and intimidation, it might have discouraged such behavior, potentially altering the course of events that led to Mohbad's untimely death and so here I equally argue that we hold individuals accountable for their actions, regardless of their status or influence within the music industry, but holding them accountable is not the same as having a mob mentality.

Shifting gears, Naira Marley operates a record label, and the artists under his umbrella are bound by contracts. Even the most illustrious stars have encountered conflicts with their record labels, as exemplified by Michael Jackson's scathing remarks about Tony Montana or Sony Music, the entity he was associated with, which he likened to a 'devil'.

Admittedly, Naira Marley and his associates likely had vested interests in Mohbad, whom they had invested in. Undoubtedly, they may have exerted some form of pressure on Mohbad to ensure compliance. Nigerians contend that these tactics may have contributed to Mohbad's untimely demise, and it's on the contention that Naira Marley has been sentenced already. No one is taking a step back to do possible re-assessments, or having the imperative not to subordinate an approach to the situation that uses a fair and impartial perspective. Nigerians forget that jumping to conclusions without comprehensive investigation risks perpetuating a cycle of vengeance and violence, that will potentially lead to even more tragic outcomes. They forget that when you take drugs away from someone having substance issues, their allegations then should be re-examined before using it as a basis for constituting guilt as substance abuse could impact a person's perception and memory, potentially leading to exaggeration or distortion of events. In the case of Mohbad, there is also a recording where what he alleged of Marlian music, he alleged of his wife. Of coz, he is dead and to suggest of his compromised state of mind having led him to misinterpret situations, inadvertently assigning greater significance or intent to actions that may have been far less malevolent might seem impossible to you, but did you not think so when he was alive, that changes in his weight, slurred speeches, slurred movements, allegations that he had withdrawal issues and possibly neglected his important obligations and commitment, had a sense of hopelessness in some of the videos evidencing his state of torment, had worsening mental health conditions, and possible health issues were all related to his substance usage? These were physical signs, psychological signs, behavioural signs, physical health issues, and withdrawal symptoms that are also associated with those now alleging maltreatment from Marlian Music.

Mohbad's passing doesn't preclude us from examining his state of mind especially if done with empathy and a commitment to seeking the truth and avoiding a re-occurrence. and such assessment does not diminish his experiences which is evident in the videos, but how about we admit that to understand the context of such videos is important to making judgments that could have significant consequences. Due process is a cornerstone of any just society and in ours, it appears justice is served in unfairly vilifying individuals.

If you disagree, so why is it not important to consider whether Mohbad's struggle with substance abuse played a significant role in his tragic trajectory, impairing his ability to fulfil his obligations to the Marlian record label? And that this, in turn, compelled Naira Marley's' camp to resort to increasingly forceful tactics. It's worth noting that Sam Larry, who may have one time been the source of Mohbad's drugs, likely exerted similar pressures on Mohbad, to recover the pay for the supply he made to him. This is purely speculative and not an assertion of fact, however, such speculation may be relevant in the context of understanding the video evidence depicting altercations between them. Why would you not think of possible motivations behind the conflicts captured in those videos? and yet make judgments while denying yourself any insight into the power dynamics, dependencies, and tensions that may have been at play. How ridiculous, but you believe instead that NDLEA at the behest of Naira-Marley administered a harmful substance to Mohbad and yet it is propagated without any slight scrutiny. Not a scrutiny at the timeline, which defies all logic because of coz, Mohbad's apprehension occurred during a period when he was known to maintain a cordial and seemingly unproblematic relationship with other members of the music label. Yet we go on, hinging on the notion that his drinks were tampered with as he was made to gulp a liquid substance that looks like water and we buy into it willingly suspending all rational thought and replacing it with an unfounded narrative that serves only to vilify Naira Marley caring not that it is not only implausible, but it defies all reason. Why would anyone resort to such an elaborate and risky scheme, and for what purpose would such an extraordinary lengths serve using an institution designed to combat drug-related issues, as the backdrop for such a clandestine act of poisoning Mohbad? If there were nefarious intentions, there are countless other, far more inconspicuous locations where such an act could have taken place, and easily done, because at the time, Mohbad was good with Marlian associates.

How ridiculous, it's more difficult to think it was Mohbad's lifestyle choices that led to his downfall and much easier to join the mob in thier fervor to lay the blame squarely on Naira Marley, and they do so insufficiently justifiably on his questionable history. That this is the case is a lamentable indictment of an entertainment industry and country that appears to be using Naira Marley as a convenient scapegoat.

The issue demanding attention is the complex web of factors contributing to Mohbad's tragic demise. This includes not only the intimidating tactics from both Naira Marley and Sam Larry, but also Mohbad's own struggles with substance abuse. The larger concern is how these elements intersected and ultimately led to the unfortunate outcome. It's important to recognize the broader systemic problems within the entertainment industry, such as the power dynamics between artists and record labels, and the potential for exploitation or coercion, but it's more important to address the issue of substance abuse, objectification of the female bodies which is glorified in their music.

Additionally, there's a need to address the public's response to such incidents, which has an history of overlooking or downplaying serious misconducts, until there is a fatal outcome.

The tactics of intimidation have taken a concerning turn, now directed towards Naira Marley and Sam Larry. Influential figures like Bella Shmurda, and others that stand to benefit from violence, have gone so far as to call for the lynching of Naira Marley and Sam Larry, perpetuating a culture of violence that threatens to claim even more lives. It's imperative to recognize that in our mourning for Mohbad's tragic passing, our grief may blind us to the fact that allowing such a situation to persist will not lead to a better society free from exploitation, intimidation or harassment. Instead, it is likely to breed further weaponry and violence within our communities.

Furthermore, Mohbad's peers and individuals seeking to establish their presence on social media platforms have inadvertently fostered unrealistic expectations of law enforcement. The police investigation, when conducted impartially, will likely exonerate Naira Marley while uncovering the role that substance abuse played in Mohbad's demise. This truth may be a difficult pill for many to swallow, as there is a strong desire for a scapegoat in Naira Marley. Succumbing to this desire, however, will only perpetuate a cycle of violence that will claim even more lives. It is crucial to approach this situation with a clear and rational perspective, seeking justice without resorting to further harm.

Terrible indeed. May Libya not happen. If it rains heavily, ten days non-stop, do we have any infrastructure for such emergencies? I hope government is proactive.

Rebuke the monarch too for being so subservient.

There is no constitutional requirement that mandates standing up to acknowledge the office of the presidency or governor.

This seems to be Obasanjo's military mindset disposing of his brain. However, as an Omoluabi, even if you have reservations about the conduct of these so-called royal ones, it's usually considered more appropriate to address such concerns privately rather than resort to public ridicule. You do such with decorum, ideally in private conversation.

Historically, he has always appeared to show respect for traditional rulers, and it's regrettable that this may be his lasting legacy in that regard, not whatever longstanding reverence he has always put up.

This is a Non Sequitur Fallacy: the belief that providing a luxurious government house to the governor will attract investors does not logically follow when you see that the state is not performing well. The two ideas are not necessarily connected. A luxurious government house is only a perk, it doesn't inherently lead to investors attraction. Has the governor even calculated what the possible return on this so called investment is?

Governor Otu can argue that the large-scale luxury project will provide a temporary boost to the local economy by creating jobs and stimulating spending. However, given that Cross-River lacks local manufacturing facilities for building materials, there's a high probability that the equipment and materials for this project would be outsourced from outside the state. This means that the economic benefits might not even circulate within the state if there is such consideration.


Again, Has the governor even calculated what the possible return on this so called investment is? Of coz not, he is just dishonest with his oversimplification of how investors evaluate a State. They don’t focus on the financial health, economic stability, development plan of the state, other comprehensive policies or prospects, or strategies of the State itself rather they focus on the personal luxuries of its executives. Governor Bassey Otu is just irresponsibly prioritizing personal comfort while misusing public funds.

And yh, while I understand the desire to have an office befitting the stature of the state, I have no understanding of what exactly in this dilapidated state is being symbolized. Whether it’s the infrastructural decay in abandoned projects or what though?? Allocating such a substantial sum, especially in the face of numerous other pressing needs, raises questions about prioritization and it’s just evident that this governor is not financially prudent.

In a state with dilapidated infrastructures and a wealth of undeveloped potential, one might argue that resources could be allocated more judiciously to benefit a wider range of citizens.
But the governor want to transform the Governor's Office into a tourist attraction, befitting for elite parties.

The governor’s focus should shift towards building a state that is attractive to investors through well-planned infrastructure development, rather than channeling excessive resources into lavish government offices.

Next, Governor Otu has to have a convoy of jets because it befits his office, as appearances is what investors care about.

Each trio of goals netted by Messi holds the same value as a single goal attempt made by Ronaldo.

You can find the list of accredited centers in the link below
https://www.icanig.org/students/documents/rtc-march-31-2021.pdf
Some of the centers have a virtual learning platform.

When employees of the Central Bank of Nigeria (CBN) themselves engage in speculation, how can they effectively engineer interventions that truly serve the public interest? In the absence of a well-considered game theory approach, is it reasonable to expect that adversaries of the Naira wouldn't take actions to counteract the objectives of such interventions?

Consider individuals in the diaspora who start as students but, upon gaining employment abroad, benefit from the depreciation of the Naira, making them wealthier. Similarly, individuals within Nigeria who hold well-funded foreign accounts may not find it advantageous for the Naira to appreciate. Even employees in commercial banks, especially those in foreign exchange roles and upper management, have profited substantially from the Naira's decline. With their personal funds stored in dollars, it's unlikely they would support policies aimed at strengthening the Naira, as such measures might diminish their personal wealth. Instead, they tend to hoard available dollars or purchase them, deliberately creating scarcity and driving up demand, which in turn elevates the dollar's value, allowing them to capitalize on this difference in the black market.

The inability of the government to stabilize the exchange rate implies a lack of economic stability for international trade. And yes they know that what is required is an economic environment that fosters a steady demand for the Naira, yet they continue on a path of abject ignorance which is mostly pretentious as to the means of accomplishing such.

The solution may not lie in adhering to academic suggestions such as using interest rates to stabilize the Naira's value or relying on non-existent savings from subsidy removal to bolster our reserves. Instead, we need to address the issue of conflict of interest, reconsider the Dutch auction system we employ, explore alternatives to the dollar (Why would we continuously rely on the dollar when the economic conditions between Nigeria and the USA significantly differ, causing undue strain on the exchange rate due to these disparities?) , again, explore alternatives to the dollar, and develop policies that better suit Nigeria's unique economic circumstances. This includes recruiting talented minds from the bureau de change sector and compensating them generously, thereby aligning their interests with a stable Naira. Collaborating with capable experts abroad is essential. The CBN should be transparent and institute mechanisms for employees to disclose their conflicts of interest. Furthermore, establishing a body comprised of astute bureau de change operators, accomplished CFA charter holders, seasoned economists, and proficient professional accountants with expertise in the FX market is necessary to engineer effective policies.

While we build such a team, we must recognize that the knowledge possessed by this particular group is informed by perspectives and insights originating from perhaps our adversaries, who just by having the interest of their country at heart becomes our adversary. Acknowledging such will help mitigate a possible situation where the knowledge held by CFA charter holders as a result of their certification is notably influenced by the finance and economic orientations prevailing in the Western sphere to be in their service. Hence, an alternative category of developmental economists and sociologists, who experts in research, should evaluate different options beyond the existing systems of knowledge. I believe that the existing systems often require we apply established knowledge in a manner that further disadvantages us.

Our Central Bank of Nigeria (CBN) should serve as a hub for researching alternative approaches, focusing on evaluating studies that diverge from conventional Western textbooks. It's disappointing that despite the resources at the disposal of Dr. Michael Adebiyi, the Director of CBN's Research Department, only one or two studies with similar conclusions—centering on domestic market focus to impact the exchange rate—exist.

The CBN must also fund studies that explore potential international markets for local products and examine how current institutional knowledge serves the interests of those seeking to exploit nations like ours so as to build mitigations. Instead, ‘No’ we want to be excited in the emergence of smooth talkers and private profit oriented achievers like Taiwo Oyedele, who however his best interest operates in a mind framework not necessarily in our interest.
Even with Okonjo Iweala's Harvard degree and international expertise, her knowledge might not fully align with safeguarding our independence from both international and local economic disruptions.

The CBN needs to cultivate a suitable mindset and ideology. So, offer grants to bright members in Nigerian universities, for research aimed at alternative economic development frameworks. So, do away with recruitment practices plagued by cronyism and nepotism for over a decade that has forced our most talented minds into the hands of our adversaries.

In essence, achieving a more stable Naira requires a holistic approach that addresses conflicting interests, revisits existing systems, and taps into the expertise of professionals from various fields, while considering evaluating scopes beyond the narrow “Essential Economics or Advanced/Strategic Financial Management or even a CFA which emphasizes more of portfolio management or private wealth management that may be an adversary to the knowledge required for the advancement of our national economy.

Only through such comprehensive efforts can the CBN work towards a fair and equitable economic landscape for Nigerians. Not the existent approach that makes a class in middle class pray that the Naira is entirely jettisoned for perhaps Yuan, and yet another class prays that the Naira continue to weakens.

Free promotion for Fisayo. Not even the actual story. The platform offs me. You see a week old news on the front page. The quality is off the mark.

That said, we know there are markets for babies, even at a cheaper amount. Now and then, there are news report of police bursting baby factories. We know the motivation of those subscribing to such factories, they want a baby, for whatever reason a baby could serve.

So I wonder what the shock value is, that we must be made aware that Fisayo intends to do his own report.

Even if Fisayo shows us how the police or our government institutions are complicity implicated . That shouldn’t be the news value in such an investigation. We are aware that our judiciary is a mess.

The investigation will be news value if Fisayo follows up with the anonymous buyers and discovers they dedicated the child to God in RCCG convention or to some nefarious rituals or that the baby suddenly disappears.

One of the valuable services offered by most Nigeria commercial banks is the opportunity to be evaluated for eligibility to obtain a loan.

Everyone has got a dedicated account officer , most often, we don’t know, but if you have a reasonable sum in your account, they will certainly know you and check on you, now and then.

The dedicated account officer will carefully assess your loan request, taking into consideration various factors, including potential risks such as default risk or the possibility of not recovering the collateral provided.

For a landed property in your village, the bank will probably take into consideration the higher volatility that such economic conditions and market trends have, when compared to urban areas. Those killing police officers in the East, may kill a police officer in your village tomorrow and make the whole village undesirable to live, thus, impairing the value of the land. The value of the land is in its desirability. In some villages, there are universities and higher institutions of learning or beautiful tourist attractions, if your village has a potential for that, then your land becomes more valuable, but where there are infrastructural and development limitations, it may affect the ability of the land to serve as a collateral. The bank also have to deal with valuing the land, as would they do it on the basis of property prices in your village, which understandably may fluctuate??

These risk assessments will be factored into the interest rate proposed for your loan, or in some cases, the loan request may be declined.

To present your loan request to management for approval, your account officer will invest effort in preparing a comprehensive proposal. Several account officers have to deal with achieving ridiculous cash deposit to care to give half of their day preparing such proposal when they genuinely do not think it meets their employer’s risk appetite or desired return. So, if the account officer determines that your risk profile does not align with the bank's risk appetite or that the collateral you offer lacks sufficient liquidity or convertibility to cash, they may not proceed with preparing together with you or submitting the application on your behalf. They may judge you by your appearance, your network. Sometimes your network or friend circle can even guarantee you a loan.

Nonetheless, if you remain steadfast in your request, there is a possibility of obtaining the desired consideration, and even if not fully approved, you will receive a formal letter of refusal from the bank.

It is crucial to engage in discussions with your account officer about the nature of your business venture, as the bank seeks to assess its feasibility and potential to generate a return ; this would be used in the justification of the interest rate associated with the loan. After doing this, if it’s very profitable, the bank itself might hijack and do the business, so when you give information away, do so carefully and diligently. Sufficient enough to buy into the idea, but do not give your resources or intangible assets away.

To enhance your position in making your request, I encourage you to visit your bank to gather more information, empowering you with additional insights and bargaining power.

Alternatively, you may also explore the availability of Small and Medium Enterprise (SME) loans as an alternative option to support your business endeavors.

All the best.

I must confess that I find it quite perplexing why he takes pride in being a member of a committee overseeing the most financially reckless central bank in the history of our nation.

The CBN's corrupt fiscal and monetary policies, as well as Emefiele's refusal to attend summons (evading responsibility and operating with impunity), are evident issues that cannot be ignored if he must be so proud of his woeful last 4 years serving himself in the legislature.

It appears contradictory that he deems it a scam to claim that millions of people are excluded from the financial system (not the electoral system), yet would not hesitate to support spending exorbitant amounts on a committee supposedly responsible for achieving such financial inclusion which even if achieved, is merely superficial as even those inclusive are perhaps more impoverished.

The real scam lies in the illusion that a mere #8000 can alleviate the impoverished state of countless Nigerians.

The essence of the message conveyed is that individuals are left to fend for themselves.

The leadership of NLC/ASUU lacks direction and effectiveness. During Jonathan's presidency, the opposition, brainy, instituted industrial actions, even if not sanctioned by the court. Even when it was the men of Khaki, our unions still had that power but now, the champion of such past action in Oshiomole is at the service of those hoping to suppress the unions ability to merely bargain from any point of strength.

The same system that has made these leaders (union leaders) clueless has also resulted in a subservient judiciary, which contributes to our current suffering. This subservience is what will render Obi's election petition futile.

No need to caution against an oppressive system that uses the courts to suppress actions against policies that perpetuates poverty and hardship.

When our grievances have no legitimate outlet, and judges are insensitive in their application of the law, resorting to illegitimate means like a revolution even beyond the imagination of Sowore might seem not merely appealing but the only choice of the average Nigerian, who is although whipped into subservience due to failures of the institutions that should awaken him, must in the face of hunger, lose his mind and by extension his fear.

Our higher institutions of learning are crippling the very spirit required to lead our nation towards progress. The current system demands compliance from students, discouraging them from questioning the state of the facilities or speaking out about dilapidated buildings on the verge of collapse. This stifles the voices of bright individuals like Adekunle Adebajo, who was removed as a student at UI for daring to address infrastructural issues in the university. Similarly, Kayode Bello, another promising student, was expelled from Nigeria law school, when he protested the state of learning facilities there or in the expulsion of Ojo Aderemi, the student union president who was rusticated because he demanded the school administration provide students their IDcards, which they paid for and in two sessions or more, they had not received what should ordinarily be renewed annually.

When we silence such important voices in our best institutions, we do a massive disservice to our society, as broken spirits cannot drive a nation forward. As a consequence, even the staff members of universities are unable to successfully negotiate for their welfare. Tragically, some talented professors, perhaps in UCH or LUTH or some teaching hospital lose their lives due to the lackluster behavior ingrained in a system, they have helped to sustain by being complicit or complacent.

The universities, once known for its intellectual prowess, have lost its way. The likes of Gani and Falana, who fearlessly stood up for justice, are no longer produced. Instead, we see a generation of students who merely seek graduation and join the unemployed lots or the underemployed lots or the exploited lots in the job market, or so they can leave the country and settle in comfortable neighborhoods abroad and yet they or their generations unborn come home to perish due to the issues they have been crippled at heart never to march towards or address.

Even the noble profession of law has been affected. Lawyers are warned to conform, lest they lose their livelihood and even face imprisonment. The NBA, which should protect its members have time and again failed to do, or failed to do so, like in Inibehe Effiong, leaving him imprisoned and without support to serve at the whim of a power drunk judge doing the bidding of a governor she owes her career progression to. If this is the fate of a member of the bar, what is your lots then?

The leaders in our universities, including the Vice-Chancellors, often attain their positions by showing similar servile behavior to powerful figures and incompetent bureaucrats. Aspiring for the role of Vice Chancellor becomes a risky endeavor if one dares to criticize the government that must approve their appointment.

ASUU itself appears to have become a group of cowards, as evidenced by the case of Romanus Egbonyi, an academic staff who went unpaid for years. When he lost his life due to frustration, ASUU refused to advocate on his behalf, claiming he was not a member of the union because they hadn't received his dues. How can that possibly be a criteria? And yet the zombies of his colleagues would later congregate at their chapel to mock the memory of one who had relieved them without reward and chosen to serve his country. Now, this attitude prevails in institutions across Nigeria, and continues to result in the eventual suffering and tragedy they are due by their mindset. The professors lacks electricity on campus and yet won’t support their students to make demands for electricity, rather they’ll again be complicit or complacent.

The situation of the Late Romanus Egbonyi has led some individuals to abandon their dignity and seek help from irresponsible civil servants and payroll officers just to survive. However, or however they succeed they become tools of the government, used to suppress dissent and become machineries of oppressions themselves. They justify lackluster and cannot negotiate to fix a crack in the foundation of a building that should collapse and destroy their staff offices and turn them into some lunch for death. They have no potable water, and yet, in some past, it’s these ones we have looked to, for directions.

Our nation is in a state of crisis, and our higher institutions of learning or generally our institutions are contributing to the problems we face. Take this as a clarion call to the universities that It is time to reevaluate our system and nurture a generation of students who can fearlessly lead us towards a brighter future.

A demand for accountability shouldn’t constitute a misconduct. It’s instead, the greatest misconduct and abuse of office, to rather than be accountable, intimidate those courageous enough to ask questions.

Eco Bank perhaps have argued that Honeywell engaged in certain acts or practices that contributed to freezing of its account. They have likely told the court Honeywell was partly responsible for the losses incurred. Another Court will listen, perhaps give a revised judgment, perhaps not, but now Eco Bank has to get Olanipekun or another, to stand a chance but Olanipekun is already a counsel to Otudeko.

Otudeko and his group are brilliantly street-smart. They engaged in fraudulent conveyance. Refused to meet their obligations to a loan facility, somersaulted a Supreme Court judgment.

Otudeko once served on the board of CBN and even EcoBank and he has served as the president of Nigerian Stock Exchange.

He is sure making plans to ensure a form of him serves as a Supreme Court Justice.
And now that he is back at first bank, he will continue to use all of our money to make more money, and if he you think he’d pay the cost of capital or interest rate you incur or that his tainted reputation or damaged goodwill will preclude him from accessing additional loan facilities. You are in the naive.

He won’t get away treating a Tony Elumelu or Jim Ovia in the manner. Those one will flee from him and bite him too.

She’s still in your head.
You admitted that she love bombs you today and do otherwise tomorrow, the rest of what you said is about her attitude when there’s disagreement.
Might just be borderline.