₦airaland Forum

So una wan use gender guilt tripping to win the election abi. Which one is "bold to elect it's first female..."
May the most capable candidate win, male or female.
Women should learn to compete without bringing in sentiments and emotional blackmail.

So if they are on the plane with you, then they are not runs girls?
And why laugh when they call her a physiotherapist?
Isn't that what your people told the nation? That she is a physiotherapist seconded to your HOME?
Or is it because the association of physiotherapists have disclaimed the deceased, you people are looking to alter the narrative?

Who foot the bills? The school or the parents?

Meerahbel:
This is a valid concern, but I don't think T+1 is necessarily the problem.

Faster settlement is the direction every serious capital market is moving toward because it reduces counterparty risk, improves market efficiency, and lowers settlement failures. Nigeria cannot postpone modernization indefinitely simply because other parts of the financial system are still developing.

The real issue isn't T+1—it's the FX market. If investors struggle to access naira on demand, they would face that challenge under T+2 as well. T+1 simply exposes a weakness that has existed for years.

In fact, introducing T+1 could pressure regulators and market participants to improve FX liquidity, settlement infrastructure, and funding mechanisms faster. Waiting until everything is perfect before modernizing may only delay reforms.

Also, FTSE Russell placing Nigeria's reclassification on hold doesn't automatically mean T+1 is a mistake. Their review considers overall market accessibility, including FX availability, capital mobility, and operational efficiency. T+1 is just one part of a much larger picture.

The better solution isn't to abandon T+1. It's to strengthen the FX market, improve intraday liquidity, expand securities lending and financing, and ensure foreign investors can access naira efficiently. Once those pieces improve, T+1 becomes a competitive advantage rather than a disadvantage.

So the debate shouldn't be "T+1 or T+2." It should be how quickly Nigeria can build the supporting infrastructure that allows T+1 to work as intended.

A very interesting and mentally stimulating perspective

isaacosas01:
People keep asking “how can faster settlement be bad?” Let me explain.

When a foreign fund wants to buy NGX stocks, they don’t have naira sitting somewhere. They wire dollars, their custodian converts to naira through CBN FX window, THEN they buy shares.

Under T+2, they had 2 days to sort that FX conversion. Manageable.

Under T+1, they have to fund the trade same day. Our FX market cannot deliver large naira amounts same-day consistently. So what happens? They have to convert dollars to naira BEFORE any trade is even placed and just leave it sitting there on standby.

That is called prefunding. And that is the problem.

Why would any serious fund hold naira? Every day you sit in naira waiting to deploy, you are bleeding in dollar terms. Before you buy a single share, you are already losing.

FTSE Russell issued a notice yesterday because of this putting Nigeria’s Frontier Market reclassification on HOLD. We were supposed to get that status in September 2026, which would have triggered automatic buying from global index funds. That money is now on hold.

We copied T+1 from USA and India without copying the part that makes it work for them — a deep FX market where you can source local currency instantly.

We put the cart before the horse. We need to fix the naira liquidity problem first.

I've learnt a lot from this explanation.

If they have deep-pocket brokers, can't the brokers give them some form of bridge financing pending the conversion of fx? They can even do it at minimal or no charge depending on the volume of transactions.

How come the regulators did not even consider this?

Guyman02:
She no get sense, ladies move gradually, they start by "forgetting" toothbrush today,
tomorrow they forget pant,
next tomorrow they cook in their house and bring in a big bowl which they will leave behind,
then she will bring 2 clothes and dress up to go to work or her business from your house,
then gas will finish and she will go to her house and bring her cylinder which she will not take back again to her house,
then she spends 2 days in his house every weekend with a few of her clothes which she will be increasing every other weekend as he starts getting used to her presence,
then neighbours will start referring to her as his "wife' if any member of his family visits him she will use the pots and bowl she brought from her house to serve them very well as live-in lover while still maintaining her own house,
before you know she don get belle and she will inform his relative that visited that his/her brother is asking her to commit abortion,
that one will notify his parents and tell the parents that she is a good girl who hosted him/her very well,
the parents will pass a 'Fatwa' that nobody aborts their grandchild and starts making preparations to see her family to solemnise the union,
na so I take marry without knowing when I got into it.
I didn't know she had her plans worked out as she was madly in love with me, while I thought I was a smart bachelor enjoying fresh Kpékus with a beautiful girl, we have been married for years now and still waxing strong, she is a great woman and an achiever in her field.

Na experience you take talk this thing. I don laff tire for that "fatwa", but na so dem de do am. This girl here no sabi the format.

Full marks if properly labelled. Who said a skeleton should stand straight?
Education that teaches us to only stop at what was taught is nonsense. The child is a genius, thinking beyond what was taught and using his imagination correctly.
Which one is "draw again"? That is how creativity is killed.

UCAP

https://punchng.com/research-analyst-buys-17000-united-capital-shares/

Atolu01:
No be una love and adore BMm??

Which one be "BMm??" ?

Valthegreat:
AI advised me to pay into this UBA account number for my Dangote Sugar right issue, please is this right as the information is not available on the subscription form. Has anyone paid through this UBA account number so far?

Why not use NGX invest
https://www.invest.ngxgroup.com/

All these " employee wives association" women no get jobs or careers of their own?

Uprangers11:
Tell your father in-law to refund you na,why is your father in-law withholding the moneyDis nor suppose reach bank na.....Human being are really strange

The article says "late father inlaw"

Activate contempt of court proceedings and get the FBN manager of the branch you submitted the court order arrested. You will get your money that same day because he will not want to sleep in prison.

Someone is talking fornication and still says "IJN" with no iota of guilt/repentance

omikel:
That should be typo [/b]1998[b] I believe the graphic designer mean to type.

Ok. So from dob in 1986 to expertise in 1998 is how many years?
Maybe you wanted to say 2008

So na oga Emma tell the MD to sell? Company wey just come market.

Why did her brothers not restrain their father?
What did she do?

In Nigeria, he would be barred from writing Jamb.
In fact he will be restricted to SS2 at most.

Ecobank

https://www.reuters.com/world/asia-pacific/ecobank-yuansettlement-talks-with-bank-china-amid-africa-trade-shift-2026-04-21/

floss:
Once you give birth a girl , use her and collect loan …. It’s profitable that way… except you’ll cage her in the house without any access to the outside world until she’s 30

See as you make me scatter laugh for public

Itzlinda:
Are you still in public service sir?

I am in active service and this new initiative was implemented I think a year ago or so. I have seen more than 100 people that processed and collected 25% of their pension fund.

You need to collect introduction letter from the account department of your organisation and take it to your pension fund.
What I am telling you is not based on hearsay or rumours, I have helped friends collected the introduction letter from our office and their money was credited to them. My office is close to the account department so those collecting the introduction letter mistake my office as the accountant office.
What you mentioned is the old system on how the pension fund work before. Changes have been made now.

This is tied to pension-backed mortgage. A contributor can use 25% of RSA balance as equity contribution. They will be credited.

Awoleesu:
I don't understand Kperoogi's mathematics here:

Kwara Central - 38%
Kwara South -30%
Kwara North - 75%?!
Total. - 145!
Are we still talking about "percentage"?


Meanwhile, who's interest is Farouq projecting?
Guy's already getting his hands creamed by some political idiots huh?

Kperoogi, beware lest you're dragged in the mud!

He is talking percentages of population and that 75% is for land mass with population of 32%.

So

Kwara Central - 38%
Kwara South -30%
Kwara North - 32%
Total. - 100%

Anyway, I believe you are deliberately mischievous.

Go through the numbers in the article again if you are truly confused about it.

Richtaiwo:
In a gathering of all the party members nationwide, no single person is liberate enough to see this nonsense. So Nigerian shouldn't bother about the literacy levels of people aspiring to lead them?

Liberate or literate?

airsaylongcome:
Ndigbo need to rebrand that title “Eze Ndigbo”. The “Eze” seems to be triggering a lot of people. You guys should come up with a “regular” word for Leader. My 2 cents

"Eze Ndigbo" is not the problem. Infact it is meaningless in another language and culture.
The problem is attaching someone's ancestral territory to the Eze Ndigbo.
That is an affront. An attempt at undermining and snatching local authority by creating parallel power structures.
That is the problem. It is very disrespectful to the locals.

Now they are saying "Nigerian King" and making the rest of us very unwelcome.

I suggest they form associations and have Presidents or Secretary Generals to avoid misunderstanding.
Let the Eze's remain in their homeland.

alanto:
I say e go reach everybody. Outsiders don't know Chinua Achebe or Igbos. They only know us as Nigerians. So when those nonsensical behaviour gets out of the roof, na all of us go bear the brunt.

Either we start changing it for them now collectively or we allowed them battered the image of the country so much that our passport won't be able to visit Benin without presidential help.

Abeg na. Our problems too plenty without joining this one.

FG should make a law that allows it to revoke the passport of anyone who does this kind of thing. That way the host country can just deport the fellow to his village to be king.

As dem no wan stay quietly for another man's land, let them come back to their villages and be making noise at home.

Viserion:
My 50 naira charges contributed to it

Better buy their shares infact hold shares of companies you patronise and be collecting your money back.

Agbalowomeri:
If you say someone is no more, it means he or she is dead. Eng 101

Perhaps

There was a plea bargain deal as reported in the media some weeks ago.

Which one is "her wife" again?
Nonsense and ingredients.

Na illiterate write that FB post na. You go fear grammar.

Pete002:
Any idea on when TIP will do theirs?

No idea

unite4real:
you mean TIP?

No. VFD