₦airaland Forum

SAD IRONY OF FATE...


Alleged Coup: In October 1983, Major Daniel Idowu Bamidele heard of coup rumours against President Shehu Shagari and promptly reported to his General Officer Commanding (GOC), Major-General Muhammadu Buhari (who, unknown to Bamidele at that time, was in the thick of the plot).


A week later, Bamidele found himself on a plane to Lagos, detained by the Directorate of Military Intelligence at Tego Barracks and was accused of plotting a coup against Shagari.

Fake witnesses were paraded and a mock interrogation contrived, while reports were being made to the Nigerian Security Organisation (then under Umaru Shinkafi) to mislead the Shagari regime.

Meanwhile, the real plot continued underground with the full involvement of the same Military Intelligence group that was interrogating him.

Finally, on November 25, 1983, with no credible witness to nail him, and no legal basis to charge him for a one-man conspiracy, Bamidele was released. He returned to Jos, befuddled about what had actually transpired, until on January 1, 1984, his own GOC, Buhari, to whom he had reported the plot, emerged as the new Head of State!

Learning from his ordeal in 1983, Bamidele had kept quiet about any coups.

However, in 1985, the Major was arrested (for failing to report the alleged Vatsa coup conspiracy), tried by a special military tribunal, and executed by firing squad on March 5, 1986, along with others such as Major-General Mamman Vatsa.

Bamidele's words to the tribunal were:

"I heard of the 1983 coup planning, told my GOC General Buhari who detained me for two weeks in Lagos. Instead of a pat on the back, I received a stab. How then do you expect me to report this one?

"This is not self-adulation but a sincere summary of the qualities inherent in me. It is an irony of fate that the president of the tribunal who, in 1964, felt that I was good enough to take training in the UK is now saddled with the duty of showing me the exit from the force and the world."

Hmmm...this is deep. Fellow Nairalanders, what did you just learn from this?

She finished second in the most important philosophy exam in France—and the man who beat her asked her to spend the rest of her life with him.In 1929, Simone de Beauvoir took the agrégation—France's notoriously difficult exam for teaching philosophy.

She was 21 years old, the youngest person ever to attempt it. She scored second in the entire country.The man who scored first was Jean-Paul Sartre. He was 24, and had already failed the exam once.When they met to discuss philosophy, Sartre told her she had the mind of a genius. She told him his thinking was incomplete without her challenges. Within weeks, he proposed—not marriage, but something more radical: a partnership of absolute intellectual and personal freedom.

They agreed to what they called "essential love" with room for "contingent loves"—a completely open relationship where neither would own the other, neither would limit the other, and honesty about affairs was mandatory.

For 1929, this wasn't just unconventional. It was scandalous.But Simone de Beauvoir didn't live for convention.While Sartre became famous as the face of existentialism, Beauvoir was doing the deeper work. She taught philosophy, wrote novels, traveled, and began asking questions no one else was asking: Why are women always defined in relation to men? Why is "man" the default human, while "woman" is the Other?In 1949, she published The Second Sex—a massive, two-volume philosophical investigation of women's oppression. It took her two years to write, and when it was released, it detonated.The book opened with a single devastating line: "One is not born, but rather becomes, a woman."She argued that femininity isn't biological destiny—it's a social construction. Everything women are told they "naturally" are—passive, nurturing, emotional, domestic—is actually taught, enforced, and performed.

Gender is something society makes you, not something you inherently are.The Catholic Church put it on the Index of Forbidden Books. Critics called it "pornographic" and "an insult to motherhood." Even some feminists rejected it as too radical.But millions of women read it and thought: She's right. This is exactly what I've felt but couldn't name.The Second Sex became the philosophical foundation of modern feminism.

Betty Friedan credited it as her inspiration for The Feminine Mystique. Gloria Steinem called it life-changing. Second-wave feminism in the 1960s and 70s built directly on Beauvoir's ideas.But Beauvoir didn't just theorize about freedom—she lived it, messily and honestly.She and Sartre never married, never lived together, but remained partners for 51 years. They had affairs—men and women both—and wrote about them. Sometimes they even shared lovers, which created ethical disasters she would later regret.

Her relationship with a 17-year-old student in the 1940s was a genuine abuse of power, one she never fully reckoned with.She was brilliant, but not perfect. Revolutionary, but flawed.Still, she kept writing. She published The Mandarins in 1954, a novel about post-war intellectuals that won the Prix Goncourt—France's highest literary honor. She wrote memoirs chronicling her unconventional life with unflinching honesty. She traveled to China, Cuba, the USSR, and wrote about politics, aging, death, and what it means to be free.In the 1970s, she signed the "Manifesto of the 343"—a public declaration by French women admitting to illegal abortions, demanding reproductive rights. She was 63 years old and could have rested on her laurels. Instead, she risked prosecution to fight for the next generation.

When Sartre died in 1980, Beauvoir was devastated. She wrote Adieux: A Farewell to Sartre, a brutally honest account of his final years. Critics said it was too revealing, too harsh. She didn't care. Honesty mattered more than propriety.Six years later, on April 14, 1986, Simone de Beauvoir died in Paris. She was 78.She was buried next to Sartre in Montparnasse Cemetery. Thousands attended her funeral—activists, writers, philosophers, ordinary women who had read The Second Sex and felt less alone.

Her legacy isn't just The Second Sex, though that alone would be enough. It's the example she set: that women can be intellectuals, that relationships don't have to follow scripts, that you can reject society's plans and write your own life.She proved you don't have to choose between love and independence, between intellect and passion, between being a woman and being fully human.Simone de Beauvoir finished second in that exam in 1929. But in the decades that followed, she came first in something more important: showing women they didn't have to become what the world told them to be.They could become themselves.

They mocked him, rejected his papers, and called him a dreamer—thirty years later, they realized he'd rewritten the rules of Earth itself.
The year was 1912. Alfred Wegener, a German meteorologist with keen eyes and a restless mind, was studying a world map when something stopped him cold. The coastlines didn't just look similar—they looked broken. Africa and South America, separated by an entire ocean, fit together like two pieces of a shattered plate.

Most scientists had noticed this before and shrugged it off as coincidence. But Wegener couldn't let it go.

He began investigating deeper, and what he found was astonishing. Identical fossils of the ancient reptile Mesosaurus appeared in both Brazil and South Africa—creatures that couldn't possibly have swum across thousands of miles of open ocean. Matching mountain ranges lined up perfectly when continents were pushed together on paper. Rock formations and coal deposits told the same impossible story: these lands were once connected.

The evidence was undeniable. The continents, Wegener concluded, had drifted apart.
He published his theory in 1912, expecting scientific celebration. Instead, he faced humiliation. Geologists tore into him at conferences. "Utter rot," one prominent scientist called it. "Fairy tales," said another. The criticism was brutal and personal. How could entire continents move? What force could possibly push them? Wegener had evidence but no mechanism—and to his peers, that made him a fool.

For nearly two decades, he defended his theory against an avalanche of ridicule. He revised his work, gathered more evidence, presented at conferences where colleagues openly laughed. But the scientific establishment wouldn't budge. Continental drift became a punchline, and Wegener became a cautionary tale about the dangers of wild speculation.

In November 1930, during an expedition to Greenland to gather climate data, Alfred Wegener disappeared into a blizzard. His body was found months later, buried in the ice. He was fifty years old. His revolutionary theory died with him—or so it seemed.
But the Earth was patient. It held its secrets a little longer.

In the 1950s, new technology allowed scientists to map the ocean floor for the first time. What they discovered changed everything: mid-ocean ridges where molten rock bubbled up, creating new seafloor. Magnetic surveys revealed symmetrical patterns in the rocks—stripes that proved the crust was spreading outward, pushing continents apart.

Suddenly, Wegener's "impossible" idea had its mechanism. By the 1960s, continental drift evolved into plate tectonics—the theory that explains earthquakes, volcanoes, mountain formation, and the perpetual reshaping of our planet. It became the foundation of modern geology.

Alfred Wegener had been right all along. Vindication came thirty years too late.
Today, his name is taught in every geology classroom. His story stands as proof that truth doesn't bend to consensus, and that the most revolutionary ideas often sound absurd—until they don't.

The next time you look at a world map, remember: those continents have been on a journey for millions of years. And the man who first saw their path was laughed out of the room.

Sometimes the dreamer sees what the experts miss. And sometimes, being right means being alone for a very long time. If you are a researcher reading this today and see what others can't see now, keep pushing harder till your work becomes a reality for the world to see. Don't give up...the world will soon celebrate you when you are alive.

Another man impregnated my Ex – Damola Olatunji


Popular Nollywood actor, Damola Olatunji has narrated how another man impregnated his ex-fiancee a few weeks before their introduction.

In an interview with actress Biola Bayo on Talk To B’s show, Olatunji also addressed the controversies surrounding his split with Bukola Arugba, the mother of his twin.

Reacting to the rumours that he left his marriage and abandoned his home, Damola explained that it is better for couples to peacefully part ways rather than resort to violence.

“My fiance got pregnant for someone else, just weeks before our introduction".

“This is the first time I will talk about my divorce. Some people said I left my marriage, I left the house, and I will be like, these are my kids. Feelings ɗie, and love fades. If things are not working, it is better to go separate ways than to become physical.

“Couples that have children together should not fight dirty online because your kids will grow up to read about the things you have said."

“I’m not a deadbeat father. Despite our separation, I still attend to my kids’ needs. My kids will tell you, ‘My dad is the best in the world’.”

Fellow #RomanceLander, please let's learn from this. You don't have to go violent with your cheating partner in case you get to discover. You also don't need to go dirty on social media to prove that you are a saint or better than the other. It is better for you to go your separate ways and allow peace to reign. Eventually the truth will reveal itself and life goes on. Respect the good times you both had when the going was good...respect the children that you raised when the chemistry was there and move on in peace.

I wish you all a happy, lovely and peaceful home. I come in peace.

She discovered what determines whether you're born male or female—then history erased her name from the textbooks.

Meet Nettie Stevens. A name you should know, but probably don't.

In 1905, in a cramped laboratory at Bryn Mawr College, Nettie Stevens peered through her microscope at mealworm cells and saw something no human had ever seen before. While other scientists were still debating vague theories about how sex was determined—some thought it was nutrition, others believed it was environmental—Nettie was looking at the answer under 600x magnification.
Males had one large chromosome and one small one. Females had two large ones. It was that simple. That profound.

She had discovered the X and Y chromosomes—the fundamental mechanism that determines biological sex in most species, including humans. One of the most important discoveries in the history of genetics was made by a woman who had been discouraged from pursuing science her entire life.

Nettie was born in 1861 in Vermont. Her mother died when she was young. She worked as a teacher and librarian for years, saving every penny. She didn't start her formal scientific education until age 35—an age when many scientists have already made their mark. She studied relentlessly, earned her PhD at 42, and then made her groundbreaking discovery at 44.

But here's where the story turns bitter.
Around the same time, her mentor Edmund Beecher Wilson made similar observations in other species. Wilson was already established, already respected, already a man in a field that barely tolerated women. When papers were published, when credit was distributed, when textbooks were written—Wilson's name appeared prominently. Stevens was often relegated to a footnote, if mentioned at all.
She didn't fight for recognition. She just kept working. Kept researching. Kept pushing the boundaries of what science understood about heredity and chromosomes.

In 1912, at just 51 years old, Nettie Stevens died of breast cancer. She never received the awards, the acclaim, or the historical recognition her discovery deserved during her lifetime.

For decades, her contribution was minimized or forgotten. Textbooks taught about the XY sex-determination system without mentioning the woman who discovered it. Students learned about chromosomes without knowing Nettie Stevens' name.

But here's the thing about truth: it doesn't disappear just because it's ignored.
Today, scientists recognize Stevens as the primary discoverer of chromosomal sex determination. Her papers are considered foundational texts in genetics. In 1994, Bryn Mawr College established the Nettie Stevens Science Library in her honor. In 2002, she was inducted into the National Women's Hall of Fame.

Every biology textbook, every genetics class, every understanding we have about why some babies are born boys and others girls—it traces back to a woman hunched over a microscope, studying mealworms, seeing what no one else had seen.

Nettie Stevens proved that groundbreaking science doesn't require fame or fortune or even recognition. It requires only curiosity, dedication, and the courage to look closely at what everyone else overlooks.

She saw the invisible machinery of life itself. And even though history tried to make her invisible too, her discovery remains—undeniable, unchangeable, eternal.

#Facts #knowledge #Discovery

Abdul05:
History isn't an insult competition. Yes, slave trade happened----across many coasts, not just lagos. the same badagry later became a center for freedom and education. Lagos rose from pain to power,and that is strength, not shame

Brilliant!

YORUBA BUILT LAGOS BEFORE NIGERIA BECAME A COUNTRY


HISTORICAL FACTS:


The aim of This Post is an Attempt to correct The Dangerous Misinformation trending AMONG SOME YOUTHS. That, Lagos was developed with Nigeria's Monies, when Lagos was not even part of Nigeria until 1914.

For The Sake of our Generation and Posterity, we need to teach Factual History. Communication Technology is a Major Signifier of Civilisations, and if Lagosians were already making Telephone Calls more than 70 Years before Nigeria, where then is the Warped Idea that Nigerian Money was used to develop Lagos

In 1845, THE FIRST STOREY BUILDING IN what became NIGERIA was located IN BADAGRY, LAGOS STATE

By 1848, Madam Ẹfúnróyè Tinúbú was a politically and economically Influential Figure in Lagos. The Landmark Tinubu Square in Lagos, was named after her and also has a Statue of her.

In 1852, a Post Office was established in Lagos.

In 1856, Cable and Wireless Company of The UK had commissioned a Submarine Cable Link between Lagos and London.

In 1859, The Oldest Secondary School in what became Nigeria, CMS Grammar School, Bariga, Lagos was founded by The Church Missionary Society.

In 1872. Lagos was a Cosmopolitan Trading Centre with a Population of over 62,000 People.

In 1876, Imports were valued at £476,813 and Exports at £619,260.

In 1886, Telecommunications started.

By 1893 Offices in Lagos, Jẹbba and Ilọrin were provided with Telephone Services.

In 1886, Electricity Generation began in Lagos, with The Use of Generators to provide 60 kW.

In 1894, The First Bank in what became Nigeria's First Bank was established in Lagos.

In 1898, there was Electric Street Lighting in Lagos.

In 1903, The First Set of Films shown in what became Nigerian Theatres was, in Glover Memorial Hall in Lagos.

A Lagosian by The Name of Thomas Jones, famously known as Tom Jones, became The First Nigerian to drive an Automobile before 1913.

In 1913, Ọlayinka Herbert Macaulay, another Lagosian, was The First Nigerian to own a Car...all these before The Emergence of Nigeria as an Amalgamation !

In 1913, Tom Jones donated The First Public Library to Lagos State Government.

In 1923, what became Nigerian Electricity Supply Company was established as The Electricity Utility Company for The Commissioned Electricity Power Station at Ijọra, Lagos. At commencement, The Power Plant had a Generation Capacity of 20 Megawatts.

In 1923, Ọlayinka Herbert Macaulay formed what became Nigeria's First Political Party, Nigerian National Democratic Party (NNDP).

In l1930, Onikan Stadium, Lagos was built, it is why It's The Oldest Stadium in Nigeria. In 2019, its was renamed by The Lagos State Government from Onikan Stadium to Mobolaji Johnson Arena.

In 1930 Abibu Oluwa was one of The First Music Performers in Lagos.

In 1946, The Father of what became Nigerian Theatre, Herbert Ogunnde featured in Tiger's Empire in Lagos Theatres.

In 1947, Yaba College of Technology, popularly known as YABATECH, was founded in Yaba, Lagos.

In The 1950s, Popular Music was flourishing in a wide Range of Styles, with Tunde Nightingale, Bobby Benson, Victor Olaiya, Rex Lawson, J.O. Araba, C.A. Balogun, etc; while Ayinla Omowura started playing a Form of Apala different from that of Haruna Isola. It was called Olalomi. Later in 1971, he came out with a High Tempo Apala and he became extremely popular.

By The 1950s, Ọlábísí Àjàlá, a Lagos Socialite, Globetrotter who saw The World, toured about 87 Countries on a Motorcycle, but died back Home at 65.

In 1952, Akintola Williams was The First Chartered Accountant. He founded Akintola Williams & Co., Nigeria's First Indigenous Accountancy Firm.

In 1958, Sir Adetokunbo Adegboyega Ademola I became The First Indigenous Chief Justice of what became Nigeria.

In 1964, Late Chief SL Akintọla was The First Man to import a Bulletproof Car into Nigeria (Mercedes Benz £8,000).

Since 1967, The Juju Maestro King Sunny Ade became a Household Name. His Ariya Club at Jibowu, Yaba is always Fans Delight. He is The First African to be nominated twice for a Grammy Award.

By 1970, Fela Anikulapo Kuti laid The Foundation for a Musical Revolution called The Afrobeat, he constructed a Distinct Afro-Rock Aesthetic.

In 1977, Superstar American Musicians, Steve Wonder and James Brown landed in Lagos, as Nigeria hosted Second World Black and African Festival of Arts and Culture (FESTAC). Contemporarily, there are Bevy of Popular Musicians from Lagos State: K1, Simi, Asake, Bank W, Naira Marley, Tiwa Savage, Adekunle Gold, Teni, Joeboy, Lil Kesh, Lil Frosh, Olamide, Niniola Apata, Korede Bello, Bola Abimbola, WurLD, WizKid, Sean Tizzle, Pepenazi, Wasiu Alabi Pasuma, Brymo, Segun Bucknor, Wande Coal, Darey, DJ Cuppy, Lara George, May D, Nikky Laoye, Koker, Akin Euba, Kunle Ajayi, YCEE, Oritse Femi, Mo'Cheddah, Portable, DJ Lambo, DJ Spinall, MCskill, Portable etc. .

Ọbafẹmi Awolọwọ will continue to be The Yoruba's Hero, because he solidly gave his People The System of Free Education, Free Healthcare and he outstandingly introduced Television to The Yorubas in 1959; making Yorubaland The First Region to have a TV Station in Africa, even before France; all done with Revenues from Cocoa.

Factually, PZ , 7UP , P&G , GSK , UAC , UTC , KFC , KPMG ,BATA ,CFAO ,MTN , ZAIN ,GLO , ETISALAT , CADBURY ,BIGI COLA , KINGSWAY ,COCA-COLA , LEVENTIS STORES , LEVENTIS MOTORS , GUINNESS ,SHOP-RITE , ELEGANZA , SUNFLAG , DUNLOP, MICHELIN , BOSCH , BERGER PAINTS , GOLDEN PENNY FLOUR MILL , INDOMIE , NESTLE ,JOHN HOLT , UNILEVER ,CHI LIMITED TOWER , JW BUSH, BAGCO , OANDO, CONOIL, TOTAL, ENI OIL, SHELL ,MOBIL ,CHEVRON ,FORTH OIL ,NIGERIA BREWERIES ,SOUTH ATLANTIC OIL, FIRST BANK PLC (1894) ,THE ROYAL NIGER COMPANY, RT Briscoe, SPECTRANET, Bajaj, AUTO SIMBA group, CHURCHGATE, VOLKSWAGEN, JAWA GROUP, EMEL GROUP, MILAN GROUP, Geepee GROUP, DANGOTE GROUP , FOLAWIYO GROUP , CHELLARAMS Plc , C WOERMANN , MAY AND BAKER, WAMCO , AQUADANA, SHERATON , PROTEA HOTEL ,ORIENTAL HOTEL, EKO HOTEL & SUITE , JULIUS BERGER, FRIESLAND FOODS, SCHLUMBEGER, FRIESLAND CAMPINA, PEUGEOT AUTOMOBILE, INTER CONTINENTAL HOTEL ,BRITISH AMERICA TOBACCO, RCC, CCECC CONSTRUCTION, AIT, TVC ,WAP TV , DBN TV, MITV TV ,GALAXY TV, YỌTỌMI TV , CHANNELS TV , SILVERBIRD TV, CLAPPERBOARD TV, Radio Diffusion Service, (RDS) (1933) RADIO LAGOS 107.5FM Tiwa n' Tiwa (1977) RAYPOWER 100.5 FM 24hrs (1994) ÌWÉ ÌRÒHÌN (1859 to 1867) DAILY SUN DAILY POST ,TELL MAGAZINE, NIGERIAN TRIBUNE, (1949) CONCORD NEWSPAPER ,THE GUARDIAN NEWSPAPER, THE NATION NEWSPAPER, VANGUARD NEWSPAPER, THE PUNCH NEWSPAPER, SAHARA REPORTERS, LARFARGE, etc. These Companies are what attracts Millions of People to Lagos as well as Apapa Industrial Estate and Ilupeju Industrial Estate built by our own Ọbafẹmi Awolọwọ.

The point is Lagos was a Prosperous City State long before Nigeria, and it was built by The Yorubas and not by any other Tribe in Nigeria.

ProudlyYoruba Facts&Figures
Eko O NI BAJE O!

Here Is The Woman Who Became First Lady In 2 Countries

Yes, she married two presidents. She became a First Lady in two countries...✍🏽

There is a woman whose love story feels like legend — Graça Machel. The only woman in modern history to marry two Presidents and become First Lady of two different countries.

She first shared her life with Mozambique’s President Samora Machel — a love full of purpose and power. But when Samora died in the 1986 plane crash, her world fell silent. A queen was left standing, crown in hand, with no king beside her.

Years later, destiny returned — this time in the form of Nelson Rolihlahla Mandela.

Mandela didn’t see a widow to console. He saw a woman who still deserved joy, partnership and sunrise after a long night. With patience, dignity and clarity, he chose her — and she allowed her heart to rise again. When he married her, she became First Lady of South Africa.

One woman.
Two Presidents.
Two nations.
One crown that never touched the ground.

And that is the beauty we often forget:

Real love doesn’t die with tragedy — it learns to live again. It heals. It rebuilds. It returns in a different season, sometimes in a different home, but always to the same heart that still believes.

KingOfAmebo:
Look closely on that list did it specify American English with an American flag or just English with an American flag? Again, British English is taught in Schools both within and outside Britian while American English is only taught in America, So, how is it possible that American English is spreading faster?...You sef reason am before you dey yarn rubbish.

You didn't get my point. The English language that we teach here in Nigeria and most other African countries is not pure British English...it is a mix of our domesticated English (Nigerian English), American English and British English. How many of our University professors here in Nigeria, teaching English language/Linguistics speak with RP (Received Pronunciation)? How many of them speak the "Polished Queen's English"? American English has taken over...do you even know what is American English? With your reply to my post, I doubt if you know the difference .

KingOfAmebo:
What is the American flag doing with English? The British owns English Language not the Americans.

American English is spreading faster than the British English. The default language on your phones and personal computer is American English, so the language spread faster. America is indirectly colonizing the world with their version of English now. They have penetrated the system in such a way that many people even find it confusing to differentiate between American English and British English. Some lecturers in our academic institutions also find it confusing. It is shameful. British don't say "Associate Professor"...Americans do. These days in our universities, you hear about Associate Prof as a title instead of "Reader".

Wonder shall never end...

It's been 4 months after your fumigation. Yet, no traces of any for of insect, rat or lizard as we used to have. Well done guys.

27...always on top.

Morbeta11:
Reply with the number of your state of origin 👇🏽

grandsuccess:
Why are they doing this??

There are some institutions that should be seen as sacred - As in no one should tamper with their names.

UNN
UNILORIN
UNILAG
UNIMAID
UNiABUJA
UNIJOS
UNICAL
UNIPORT
ABU
And few others.

The names of these institutions are supposed to be protected not messed up.

ABU, OAU, OOU shouldn't make this list because there is nothing sacred about them anymore. The actual school name has been changed already. However, that doesn't make them substandard institution of learning. They are as good, if not even better than the rest which names have not been changed. What is even in a name

#WhatDoIEvenKnowSef

Why did you bring God into this?

Bimpe29:
As much as AI is impactful and beautifully helpful in providing solutions in a quick, intelligent and effective manner for businesses and operations, it's entirely reducing the relevance of act of traditional learning and education.

This is a great development in the American Education sector. Is this feasible in Nigeria at all?

Our case is different because we are just switching from paper-based exams to CBT.

However, it will still remain a controversial discourse among the Nigerian education administrators/stakeholders and scholars.

#IreO

Great reviews. Where is your office located? Can your team come to fumigate my factory in Abuja? My experience with one company here was terrible. They came to fumigate my home and they killed one of my pets. I got them arrested and asked them to do a full refund before I could allow them to be released.

Great reviews. Where is your office located? Can your team come to fumigate my factory in Abuja? My experience with one company here was terrible. They came to fumigate my home and they killed one of my pets. I got them arrested and asked them to do a full refund before I could allow them to be released.

We need more of this for other inactive agencies and ministries to wake up. There are still several other redundant agencies and ministries in Nigeria. The consumer protection agencies in Nigeria, especially the Federal Competition and Consumer Protection Commission, is another agency that we all need to talk about. When the person in charge is underperforming, there is no need to keep him/her there for the next 4 years, let the person be replaced quickly. Appointments here should not be a political affair if you want the best result.

Good one from you!

SocialJustice:
You've done well. Do not be troubled. This incident will make you a stronger and better business person.

Contact your customers individually and explain things to them. Apologise for the situation you put them, yes, you will take the blame even though they are just ignorant. Warm them up to return their money and assure them their funds are safe with you.

Mercychen:
If you believe, pray to God to night to offset your debt and you will see his miracle. God answers prayers. Trust me.

Don't forget to give your life to him afterwards.

It is well.

Yes, I believe.

Thank you.

Nonexisting1:
This church pretender girl's commitment to foolishness is very impressive.
Come oga borrow borrow, keep making payments to the bank and they won't do much to you but don't make yourself visible before they pay one hungry policeman to harass you. You are part of the reason this country is like this. How could you borrow money to start a new business? Are you insane? You wanted 1.2m and they offer you 600k, you should've rejected it since it wouldn't be enough for the business you planned to improve. You acted foolishly and please next time, stop hurting other people's businesses by borrowing and not paying back. This is why I hate to lend money to Nigerians, we only have plans to borrow and no plans to repay.

No I am not insane? Life happens; be humble when you are not on the wheel because you will obviously see differently.

Klass99:
@ OverCalculating,

You're already doing the right thing under the circumstances, you need to just keep at it and be brutally honest with the bank.

Reasonable financial houses which issue loans will work out a repayment plan with you, rather than have you arrested. Because, it is in their best interest to keep you out of prison and they know it, so don't panic unnecessarily.

If the case ends up at the Police Station, truthfully tell the police your story and how you approached the bank with a plan to repay but they wouldn't negotiate with you.

The threats in most cases is to get people to pay, they hardly follow through with it, especially if you have shown sincerity and a willingness to pay back.

By all means you can pray and ask God for direction and wisdom, on how best to proceed. But, seek to repay the loan first, before you start praying about a debt cancellation.

Thank you.

cooooooks:
People will just be giving useless "advice".

That's how he'll get a job and a background credit check will impugn his candidacy.

Or he'll apply for a visa or even his passport and be unsuccessful.

Really? OMG!

cooooooks:
They are threatening you because they do not believe that you can't pay.

Before they gave you the loan, did you prove some form of wealth, proof of collateral, or a guarantor?

Did you have a registered company? See if you can file for bankruptcy, of company or/and person. You will likely never get a loan again but na so we see am.

I think they're best option is something like 20k a month for 2 years. Might need a debt counsellor to draft that proposal.

They probably expect you to borrow to pay them. As far as I know, debt is not a criminal matter...but fraud is.

Yes, I have a registered company. No other prove of wealth apart from my bank statement. No guarantor.

Thank you for this. How can I get a debt counsellor?

Hi Everyone,

I took a loan from a Microfinance bank sometime in 2019. The loan was N600,000 and I was asked to pay back on a monthly basis for 8 months. I had actually requested for 1.2million naira loan to get an important tool/machine to enhance my business but I was only offered 600k. With 600k I could not afford to get the tool, so I diverted the money to another business. After repaying a portion of the loan for few months, the business failed and I could not afford to payback afterwards. The business was meat distribution to households and offices. It failed because of inadequate structure that gave way for customers to receive products but not pay back. Debt killed the business. I have been struggling to survive since then.

At a point, I called the company early this year, when I got a new job that I know the months of my repayment have elapsed but I am ready to start paying a percentage of my new salary, but they insisted I should pay in full since my repayment is overdue.

Recently, I have been getting several threats from the company asking me to make full payment or else the case will be reported to the police and I would be jailed for absconding with the company's money. I know I am indebted to them but I can't afford to refund all the loan now since I am only managing to live with a job that I am doing now which I earn 40k salary. My concern now is that I need clarifications from the legal practitioners, IT experts and public prosecutors in the house on the following:

1. Is this case truly a criminal case as they constantly remind me or is it a civil case?

2. Can the Police actually track my location to arrest me as they threaten? Please note that I use a small Nokia phone and I am in a remote area outside Lagos.

3.What is the worse thing that can happen; so I can get ready for it because I am not financially buoyant now to cough out 600k now.

Thank you all.