Welcome, Guest: Register On Nairaland / LOGIN! / Trending / Recent / New
Stats: 3,153,825 members, 7,820,901 topics. Date: Wednesday, 08 May 2024 at 01:18 AM

Phemsie's Posts

Nairaland Forum / Phemsie's Profile / Phemsie's Posts

(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (of 31 pages)

Properties / Re: Construction Of 8flats, 4units Of 2bdrms /4 Units Of Mini Flats By Rotecch77 by phemsie(m): 11:13am On May 26, 2020
Following seriously.

You are indeed doing a great job. More grace to do more
Religion / Re: Megachurch Pastor Who Claimed He Could Cure COVID-19 Dies From The Virus by phemsie(m): 8:22am On May 21, 2020
He was punkedt


1000 ways to die

1 Like

Business To Business / Re: I Have Calcium Bromide For Sale.......are You Interested by phemsie(m): 8:18am On May 16, 2020
Please do u still have this available.

Please contact me on 08029426016
Crime / Re: Court Sentences Uniport Student To Death Over Murder Of Eight-year Old Girl by phemsie(m): 8:09am On May 14, 2020
Different strokes for different folks,


Some were happy over the judgement, while the other family were sad.
Phones / Re: TECNO Spark 5 Launched With 5 Cameras And 6 LED Flashes; It Costs Just N49,000 by phemsie(m): 8:03am On May 14, 2020
Five cameras and six flashes...

Wetin happen, Tecno just have a way of overdoing things sha.

Always making a joke out of every serious things

12 Likes

Agriculture / Re: Anyone With Pen For Lease In Abeokuta Ogun State by phemsie(m): 5:27am On May 05, 2020
Bigiway:
Isoyin area
Whatsap me for pictures 07066sixsix9297

Isonyin ke, that's my hometown.

Will call u ASAP
Agriculture / Re: Anyone With Pen For Lease In Abeokuta Ogun State by phemsie(m): 2:11pm On May 04, 2020
Bigiway:
There's pen for lease in ijebu ode if you can consider Here. There's borehole and two bedroom apartment there to stay. The pen really big. 170k per year but it negotiable

Please where is the pen in ijebu ode. Please reply ASAP
Phones / Re: New Iphone 8 For Sale.!!!. by phemsie(m): 9:00am On May 04, 2020
But what is the meaning of all this fuss.

If u don't want to buy, waka pass

So when has it been a thing of how old an account is for u to scam people. If u are not ready to buy from him or u don't have money, waka pass instead of spoiling someone business.
At least he didn't ask u to send money before getting the phone. Let's be reasonable.

Because he want to sell phone, he should be licking some people ass, just in the name of being a business man. People who can afford the phone won't go through all this issue..

1 Like

Food / Re: See The Fish I Caught by phemsie(m): 1:38am On Apr 30, 2020
Na wa o!

Pepper soup on point.

Abeg gimme coordinates please make I show
Career / Re: Free Digital Marketing Training by phemsie(m): 11:14pm On Apr 22, 2020
+15672511719 please add me
Car Talk / Re: My Experience "Ringing" An Engine by phemsie(m): 2:44am On Apr 19, 2020
Can I rebuild a Honda Baby boy engine. My engine is fast losing compression, and I don't want to kill the engine now.
Phones / Re: How To Get Another Free 3GB Data Using Airtel Tv App by phemsie(m): 8:57pm On Apr 15, 2020
I haven't got the 3GB data yet o. How long does it take to arrive
Autos / Re: SOLD SOLD !!! Naija Used Lexus 2008 Es350 For Sale In PH by phemsie(m): 1:28am On Apr 14, 2020
Can we do 1.7
Celebrities / Re: Mayweather Daughter Has Been Sentenced To 99 Year's In Prisonment For Murder by phemsie(m): 6:47pm On Apr 11, 2020
which kind of comparison is this? $10,000 and 99 years in jail. I'm so sure of the option Mayweather will prefer.

6 Likes

Investment / Re: Payonner Account Opening For Free by phemsie(m): 5:17pm On Apr 06, 2020
interested
Satellite TV Technology / Re: New Csat C8 Pro With Wifi Stick - 8.5k by phemsie(m): 1:04am On Apr 04, 2020
e dey show d**v
Business / Re: Complete Tasks And Earn 20k by phemsie(m): 11:07am On Mar 21, 2020
foworu@gmail.com
Business / Re: 5 Under 30 Youngest Successful Nigerian Tech Entrepreneurs by phemsie(m): 4:06pm On Mar 20, 2020
Andela and flutterwave I know... others I don't

1 Like

Car Talk / Re: Reason Your D4 Is Blinking! by phemsie(m): 1:32pm On Mar 20, 2020
mine does not even show any light. but D3 and the rest show light. I have been using the car for almost a year now like that
ps. I bought it off someone that has used it for like 3 years . it's a 1998 Honda accord.
Celebrities / Re: Bbnaija Lolu Captured Sharing A Kiss With His Wife-to-be, Morayo, At AMVCA 2020 by phemsie(m): 9:43pm On Mar 17, 2020
victorian:







Thanks I'm plain indeed cheesy

Then u must be blind as a bat.

No offense. Simply saying it, as it is.

I don't need to argue with u.

Enjoy yourself
Celebrities / Re: Bbnaija Lolu Captured Sharing A Kiss With His Wife-to-be, Morayo, At AMVCA 2020 by phemsie(m): 3:18pm On Mar 16, 2020
victorian:
Lolu has a strong heart.

He try, she looks matured and pretty.

Honestly lolu u get mind! cheesy


Truly slim small guys truly have strong mind and heart while the tall ones can fear pass lizard and u see them with plain looking Janes. After few years of marriage with the plain women, they will now start disturbing very beautiful women as if na we send them work to go marry a plain ordinary looking lady.

Watch all tall handsome guys, check their babes or wives. Purely plain looking

But average slim, or small guys goes for drop dead gorgeous women as wives.


To toast a pretty babe for a tall guy always becomes a thing of unrest in their mind.

Babes if u want to marry and settle down, go for guys like lolu. I take God beg una.

My man is not tall, Average height, slim with a strong heart! cheesy

They don't run away from your exotic looks.. They are not intimidated.

Word!

I just hope that pics on ur dp isn't you, because if it is, then u don't have any moral justification to type all what u wrote up there.

U are as plain looking as most of the girls u are talking about.

1 Like

Car Talk / Re: SOLD Honda Accord 2007 SOLD by phemsie(m): 4:03pm On Mar 14, 2020
700k ready for pick up
Autos / Re: Used Tokumbor Tyres, Will Pass For Brand New. by phemsie(m): 3:27pm On Mar 14, 2020
Oga Gazzuzz
please I need 4 units of 195/65 R15 please give me the lowest quote.

Thanks
Phones / Re: Throwback: Specification Of This Sony Ericsson K750i Will Make You Smile(Photo) by phemsie(m): 12:14am On Mar 09, 2020
Kalashnikov102:


10kgrin

Wetin happen?

Make I do u 5k na grin grin
Crime / Re: Victoria Nwogu: Student Found Dead In Boyfriend’s House In Lagos by phemsie(m): 4:30pm On Mar 07, 2020
Davash222:
No CCTV means it will only take the grace of God for Kasali to come out of this.
One of the disadvantages of fornication and adultery.

I dey tell u

141 Likes 4 Shares

Crime / Victoria Nwogu: Student Found Dead In Boyfriend’s House In Lagos by phemsie(m): 4:21pm On Mar 07, 2020
Student found dead in boyfriend’s apartment

A 34-year-old welder, Tunde Kasali, has been arrested by the police in connection with the death of his girlfriend, one Victoria Nwogu, said to be a polytechnic student.

Nwogu was reportedly found dead in Kasali’s apartment at Igbobi Sabe Square, Jibowu area of Lagos and was foaming from the mouth.

It was gathered that a bottle of Sniper –a pesticide infamous for being used to commit suicide – was found open inside the room.

City Round learnt that Kasali, who is married, had harboured Nwogu in the apartment on February 8, 2020.

Kasali had reportedly told the police that he woke up around 1am and found Nwogu panting for breath, suspecting that she drank from the Sniper.

His argument was, however, contested by the police and he was taken into custody.

A resident, who identified herself only as Adenike, told City Round that the circumstances surrounding Nwogu’s death was shrouded in secrecy.

She said, “The man (Kasali) is married but he does not live here. I learnt he rented the apartment where he normally relaxes. It was in the morning of February 9 I saw people discussing the incident. Those who have been seeing the girl with him said she was a student at a polytechnic in Lagos.

“He was claiming that he did not do anything to her but there was no one between to bear him witness since it was only him and the girl that were together in the room.”

Another resident, who spoke on condition of anonymity, said he could not say if anything went wrong between the two lovers.

“I don’t know where the girl lives but I have once seen her with the man. They were both in good mood that day. I was surprised when I learnt about the incident. I gathered that the police found a bottle of sniper with the content.

“The man claimed it was a suicide case and that he woke up to see her unconscious. The whole matter is still a mystery. Police should do thorough investigation on it.”

The police spokesperson in Lagos, DSP Bala Elkana, said Nwogu’s corpse had been deposited at the Mainland General Hospital morgue for autopsy, adding that the case had been transferred to the State Criminal Investigation and Intelligence Department, Yaba, for further investigation.

He said, “A suspected murder case was reported at the Sabo Police Division around 2am on February 9, 2020. The police got information that a lady was found dead at Igbobi Sabe Square and a team was dispatched to the scene.

“The victim was later identified as one Victoria Nwogu, aged 17. She was said to be a part-time polytechnic student. She was found dead in a room where she was harboured by her boyfriend, one Tunde Kasali.

“An opened bottle of unused sniper was found in the room and the deceased was foaming. Investigation is ongoing to unravel the matter.”

https://www.google.com/amp/s/punchng.com/student-found-dead-in-boyfriends-apartment/amp/

2 Likes 2 Shares

Phones / Re: Throwback: Specification Of This Sony Ericsson K750i Will Make You Smile(Photo) by phemsie(m): 1:07pm On Mar 07, 2020
Kalashnikov102:
I still have the phone with its original charger. Any buyer?

I go like buy pls, how much u wan sell
Technology Market / Re: Sold by phemsie(m): 11:17am On Mar 04, 2020
Mint A30 with cash nko
Autos / Re: . by phemsie(m): 11:00am On Mar 01, 2020
ehissi:


You try, cool down, read and understand before arguing.

First of all, nobody anywhere awards interest based on anything else other than the principal.

Second, interest is typically awarded annually. However, in this case, they have chosen to award it monthly. In this case, 3.58% monthly on the principal.

In the case of the example OP put, a loan of 900,000 attracts interest of #32,200 monthly (and not annually), being 3.58% of the principal.


Third, only a naive person will expect defaults, people who get cars, on hire for taxify/bolt or Uber pay at a higher premium and they don't default, except where laziness or circumstances beyond their control occur.

A typical taxify/bolt/uber deal bears interest rate of between 100% to 250%.


I have seen someone offer me a ride that is ordinarily worth no more than #1,000,000 - a clean 03/2004, Nigerian used Toyota corolla - and is asking for weekly pay of #30,000 and want #2.8m. That is #180% interest.

A look at OP's offer, show that a loan support of #900,000 from them sees you paying #1,286,640.

That is #386,640 interest. Which is a total of 42.96% annually.

Yes I must admit, that 42.96% annual interest rate is high for someone who wants to buy a personal car.

But For hire purchase for Ehailing business, that is bloody cheap.

Thank you, I really appreciate this, I felt i was the only one seeing the high interest rate. Thanks once again
Autos / Re: . by phemsie(m): 11:05pm On Feb 28, 2020
ehissi:


Bros, he said it is 3.58% monthly interest and not annually.......

And the interest in on the monthly anticipated pay by month....

Which wan is criminal again, abi you na Nairaland SARS........






Oga try to understand before posting, the interest is not on the monthly installment, the interest is on the the total amount left after the down payment, and the same interest will be paid every month till the whole principal is paid. At the end of the day the total interest paid will be almost the same as the loan taken which is too much to fathom.
Autos / Re: . by phemsie(m): 11:40am On Feb 28, 2020
decoolseun:



It is a fixed 3.58% interest Monthly sir, doesn't change....
Upfront payment can be higher than 10%, u may decide to pay 50%, upfront.
Repayment plan is 12mths, 18mths or 24mths...

Please u are not charging 3.58% . If u are actually charging 3.58%., then it shouldn't be 3.58% OFBTHE REMAINING AMOUNT EVERY MONTH. what u should do is get the total remaining amount, calculate the total interest of 3.58% of the total remaining amount, them divide the total ko of month the payment is to be made. NOT THAT U WILL BE COLLECTING THE 3.58% OF THE TOTAL REMAINING AMOJNT EVERY MONTH. AND STILL BE CLAIMING LOW INTEREST. U PEOPLE ARE FRAUDULENT

1 Like

(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12) (13) (14) (of 31 pages)

(Go Up)

Sections: politics (1) business autos (1) jobs (1) career education (1) romance computers phones travel sports fashion health
religion celebs tv-movies music-radio literature webmasters programming techmarket

Links: (1) (2) (3) (4) (5) (6) (7) (8) (9) (10)

Nairaland - Copyright © 2005 - 2024 Oluwaseun Osewa. All rights reserved. See How To Advertise. 36
Disclaimer: Every Nairaland member is solely responsible for anything that he/she posts or uploads on Nairaland.