₦airaland Forum

If you have cash buy Oando - use all.

wow who offended oando?

Mankind2024:
The Quiet Triumph: How a "Boring" Investment in Transcorp Hotels Turned N325,000 into Over N17 Million or 5,130% ROI.

In the fast-paced world of stock trading, where algorithms flash across screens and traders chase the next hot tip, there exists a quieter path to wealth—one paved with patience, discipline, and unyielding grit. This is the story of one such journey, inspired by the legends of value investing and the profound insights of behavioral psychology.

Back in 2021, amid the uncertainties of a post-pandemic world, I made a simple decision: I purchased 100,000 shares of Transcorp Hotels Plc (TRANSCOHOT) at total cost of N3.25 per share. That modest investment totaled just N325,000 (Inclusive of Transaction cost) a seed planted in fertile ground.

Transcorp Hotels, the hospitality arm of the Transnational Corporation of Nigeria Plc, owns iconic properties like the Transcorp Hilton Abuja, a five-star landmark in the heart of Nigeria's capital, known for its luxurious accommodations, world-class conferencing facilities, and serene gardens.

I wasn't chasing excitement. I describe myself as a "boring" investor—one who evolves steadily, from "smart" strategies to a bridge of consistent, long-term holding. My inspiration came from the timeless wisdom of Warren Buffett and the late Charlie Munger, whose partnership at Berkshire Hathaway demonstrated that extraordinary wealth often comes from ordinary, disciplined.

Their philosophy was enriched for me by the work of Caroline Miller on behavioral psychology. She showed how human endeavors—investing included—are won not by fleeting intelligence or complex formulas, but by authentic grit: the ability to persevere through noise, volatility, and doubt.

Studies and real-world evidence back this up. "Smart" investors, armed with algorithms and quick triggers, often switch strategies at the first sign of market turbulence, eroding gains through fees, taxes, and poor timing. Boring investors, however, stay the course. They ignore the daily chatter, the trolls, the bullies urging "sell now" or "buy this hot stock." They embody patience in a volatile world.

Fast forward to today, December 24 2025. That small seed has blossomed into a giant tree. With Transcorp Hotels shares trading around N170 per share—a remarkable rise fueled by strong post-pandemic recovery, operational excellence, and expanding hospitality assets—my holding is now valued at approximately N17 million.
This isn't luck. It's the compounded magic of time, discipline, and believing in a solid company's long-term potential. In Nigeria, where many workers' lifetime pensions might not reach such figures, this growth represents financial freedom earned quietly.

Wealth building is a marathon, not a sprint. In volatile markets like the NGX, where emotions run high, the secrets remain unchanged: patience and discipline.

To new investors reading this—perhaps in forums filled with noise—stay encouraged. Ignore the detractors. Plant your seeds wisely, water them with resolve, and watch them grow into forests.

This boring path? It's the one that often leads to the most beautiful destinations.

lol hmm NSEMPA
That is the folio app used by Morgan, Atlass, and some other stockbrokers. There is a tab section called 'portfolio', kindly take a screenshot to show the current position as you claim: "my holding is now valued at approximately N17 million"

whistleblower

Locotrader:
Pity yourself first my bro.
Everything is an opportunity for Loco.
We no dey trap for market.
With cash you are safe so far averaging up or down is allowed.
The average down entry is the koko in every pullback or bears.

You misunderstand what i mean. The 50–50 approach is specifically for situations where someone becomes unsure about a position they’ve taken. for example

mr. X buys 100,000 shares at @2.70 because he’s confident there’s an immediate upside. But then the price falls to 2.50 and just lingers there. He starts feeling that classic village-people dilemma many “investors” here know too well:

If I sell now, the price will suddenly go up.

If I hold, price might keep going down.

So, he splits the decision and sells half.

If the stock goes up, his remaining position benefits — and he can even rejoin the rally using some proceeds from the half he sold.

If the stock goes down, he now has cash to buy back at a more strategic entry point.

Agbalowomeri:
JAPAUL don woundjure Loco

He should have done a 50-50 to neutralize village people impact

too late now though

leo1234:
If you like sell your valuable stocks because of all the noise.

Long term holders will eventually win with fundamental stocks.

Smaller wins

ositadiima1:
Lol, most of you seem to have forgotten the original essence of this thread. The name of this thread is “Nigerian Stock Exchange Market Pick Alerts,” not “Show Your Quarterly.”

You can open a new one where you and the likes of awesomeJ can display your fictitious returns. Here, we discuss stocks, identifying those with a high probability of gains or those likely to fall. Everything else is just jara.

It wasn't meant to upset you
Collaboration of ideas was intended

Maybe you should have a second bottle

ositadiima1:
In fact, I’m going out to have a Hero . I really hope Seun implements a post-ranking system like they have on Reddit, so we can see whose posts end up at the bottom.

That's not enough everyone should show their quarterly - simple

Agbalowomeri:
Street you forgot that we are in November

I can still enter the market o depending on where the red sea carry una reach

Youve entered already abeg
You guys always want to sound like masters of the game

Gotocourt:
Abeg list top insurance stocks 🙏

Sovereign, Coronation, Mutual...

Agbalowomeri:
NB and CADBURY back to losses in quarter 3
Wetin dey sup?

It was inflation accounting profit

Care4:
Nobody is going to sell any time soon. my ASO is over 10 years in the cooler. Written it off. So, we ride it till it gets soft.

I thought I was the only one - 2,500,000 shares purchased 2011. I think that time the exchange rate was $1/N170

kintus:
New long term investors claimed for Aradel. Wish you guys luck. okay. Bye.

There's usually a snake at the top of the ladder. Hope for the sake of some it's a short one or negotiating one

mikeapollo:
And there is always some information asymmetry in the market, so not all information is available to all market participants at all times, hence the price does not always reflect all information about a stock

Exactly and a more complete way to express that would be: The current price is a summation of activity shaped by the hand of conviction, guided by information seen and unseen.

Agbalowomeri:
A stock price is a summation of all the information available to the investing public at any time T. There is a reason why ACCESS is selling at current price

This is misleading!

dapix:
Congratulations, a trap well set for people

Trap ke I from sub 260?

bastardson:
I have a bid placed at market price and it didn’t get filled

Thats because your present is our past and our past is your future. Get it?

kintus:
Be calm.....the market has a direction for now......don't forget that we have some big bags whose duty is to manipulate the market and get unsuspecting traders trapped. Some of dun turn investors for now........Insurance....Japaul.....we are averaging down but, it appears the bottom is not in sight for now.

My 50kobo

Aren't you just brilliant. What makes prices go up go down? People. Certain kinds of people!

Bovis:
You have the habit of derailing this thread, I understand you don’t like the president and his policies - wait till 2027 and vote him out but your constant wailings and lamentations on this forum is becoming irritating

Well informed people are aware that many economic reforms comes with unintended consequences and these issues have been over flogged on this forum. Therefore, pls redirect your political discourse to the politics section where I will personally school you on market liberalisation

Anyone noticed the drama in Cutix today, went from full bid to full offer within seconds and closed around N3.50. I think something is brewing here

Major irony this one. sometimes people lecture without knowing who they are talking to.

No tree without the roots

Itzlinda:
You are right my brother, very right. The problem is corruption is norm in Nigeria. I have worked in two government agencies and I can confidently tell you everyone is corrupt in Nigeria. From the CEO of the organisation receiving kick back to the contractor and government supervisors conniving to cut corners and receive their part. I have only met few public servants that are upright, they also do the chopping but atleast they are not greedy and have people at heart. That's why I just gave up on this country.

Despite the hard stance of Buhari against corrupt people, corruption still went on unabated under him.

Tinubu is not even pretending to fight corruption..

Corruption is not just in Nigeria, it is everywhere - it especially goes hand in hand with democracy. All democratic nations have this problem the only difference is that unlike in Nigeria the so-called Western countries practice covert corruption. Did you hear what was happening in USAID and other American institutions? For decades they had been carrying out corruption in phenomenal magnitudes - well hidden from prying eyes. Forbes needs to do a thorough auditing cause there are so many government officials that should be on their list.

jonnysessy:
I stand by what i said and i even went ahead and explained myself. You can never predict this market accurately. Your chart, graphs, fundamental analysis. technical analysis, sentiments etc are taking you to a direction while the market is taking you to an opposite direction.

That's the point. Just imagine if everyone could predict the market. Let's take Japaul as an example; we all know that by 22nd it would be 2.30 and that by 29th it will be 4.60 and that by Sep 5th it will be 3.00 and so on.
When you know that it will reverse at 2.30, who will sell at 2.30?
It will never get to 2.30 and it will never get to 4.60.
Unpredictability is necessary.

If you have issues concerning the time differences
viewing true realtime data quotes
chat with your stockbroker
the matter will be resolved
you will be placed under - Non delayed market data
I have been observing since Friday
so far no more delay

Locotrader:
Japaul is going the way of Transcorp.
It will sit at N10 pre reconstruction and N50 post reconstruction.

Oga we all know you are not going to follow all these numbers you are churning out
I mean look at the history
beautiful calls;
for Ella you said 20 right, but where were you today?
you said insurance ends end of this week ba?
you sold half last week Friday and the rest this Monday
Thanks for the numbers though
I will take 10 and when it gets there I won't look out for you cause I know you will not be around

Agbalowomeri:
I expect a strong pull back between now till November but the bubble will continue in December/January for a final Janet. I go join this final one. Make water no carry me go

I will be off market for 18 months thereafter

The market sef don try

skittish!
bye bye
dude you've lost your balls
and we all know in what
problem is there are too many them
but one of them definitely has it
you have to find that one and get your balls back - get back the old you!

toyeoye:
Stock of the day!

Long time no see
Does you website offer live feed?

Locotrader:
Loco no dey do stock wey no go respond.
Japaul has to do 2x
Among the penny stocks, Japaul is the next onboard.
This August-september,we are finalizing the N500B capital exercise.

A very big fish

Japaul will do 2x, no doubt in my mind but that driver is a maniac
Not generous - see what happened yesterday.
Could have simply supplied more at the planned x to maintain x.
No instead allowed nsempa and others to have their way
then finally came back for his x.
This driver is brutal you have to stay super sharp when dealing with Japaul o

there is a stock creeping and crawling like "was dangsugar"- looking ripe
if it can just wait while we do one last twiddle on the insurance and maybe Ellah

Streetinvestor2:
We need to speak out.The corruption in this country is taking a different level on ngx platform
Why should information on live fields on ngx be lacking behind in time.
The bid and offer table is not true position at times.
Is this how the ngx want to compete with other stock exchange. Some people are benefitting from this abnormalities. We should start speaking out before insider will be running us street mostly for traders

I will do anything you tell me to do and be your boy forever
if you use that wonderful energy of yours on this matter - you and EDUECO

megawealth01:
ELLAH and OANDO

Two stocks that has been most bashed and abused here....

JAPAUL is the next to be heavily abused in the days ahead

And I wonder if it would be able to stand up to abuse - ELLAH did and did so gracefully!
Beautiful Ellah lakes driver and conductor making all on board safe and portforlio-healthy
But the driver of Japaul tends to act like a mad man. You have to use a very long spoon around Japaulgold
And word of advice never ever buy Japaul at a high price or chase it - bad move!

SonofElElyonRet:
For Ellah, it is okay to have pull backs and profit taking.. as long as we maintain higher lows and highs

True. price cannot be going up continuously in a straight line and this creates opportunities for savvy traders
but what is this issue with the live feed because it is no longer live feed.

ogoo4real:
Red Everywhere!!!

Why is JAPAULGOLD not resisting this downfall

Hmm Japaul the master of downfalls you will soon learn
Total offers 23 million to total bids of 9 million
Super Palasa!