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Phraences's Posts

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FamilyRe: Help!! Vitafoam Mattress Decision Making by Phraences(op): 4:39pm On Nov 16, 2025
I don’t want to change mattress in the next 10years sad
FamilyRe: Help!! Vitafoam Mattress Decision Making by Phraences(op): 10:28am On Nov 16, 2025
I don’t know why Vitafoam marketers are giving conflicting info.
FamilyRe: Help!! Vitafoam Mattress Decision Making by Phraences(op): 10:11am On Nov 16, 2025
Really hope someone sees this.
FamilyHelp!! Vitafoam Mattress Decision Making by Phraences(op): 10:05am On Nov 16, 2025
So i have a choice to make between Vita Galaxy Classic and Vita Supreme. I weigh 88kg.

Some distributors are marketing the Vita Supreme as Semi Orthopedic while others market the Vita Classic as the Semi Orthopedic.

Who has used either or both of the two? Please let me hear your experiences. Thank you.
FamilyRe: My New Mattress Is Too Hard by Phraences: 7:48am On Nov 16, 2025
xtremrules:
It's funny that I just bought this mattress. Galaxy Classic 6x4.5x8.

It was delivered on Tuesday (25/03/2025). Strange that I have to research after buying this.

I will call them this morning to see if I can change it. (Hopefully the accept it, I have removed the nylon covering).
Did you later change it?
FamilyRe: Orthopedic Or Semi Orthopedic Matress by Phraences: 1:51am On Nov 03, 2025
incogni2o:
I got VitaFoam.....SemiOrthopedic


Good so far.
What’s the name of the one you got? Vita Supreme or Vita Galaxy classic?
FamilyRe: How Bed Bugs Made Me Relocate: by Phraences: 1:03am On Nov 03, 2025
Enoobong97:
Madam! I want to believe you live in the city and know what night market means , mtchew.. Don’t even annoy me

Just know that both day time and night time market, this shit doesn’t work. Just superstition.

Just gather all the money you have for fumigation
grin grin grin grin grin cheesy
FamilyRe: Mouka Foam Issues by Phraences: 12:21am On Oct 24, 2025
musabayokanu:
I had such issue after with delivery but the dealer asked me to return it since it's under warranty.
After doing some weight calculations cos wify just put to bed he said he will give me another one, if it fails within warranty period i can still return it and take another one, but to be at the safer side I can add money he will give me autopaedic.

I paid and he gave me nd that's all

so he can change since is under warranty...if it's it's genuine dealer.
This is happening to me. It’s like i am sleeping on bread or tire. I have called my dealer to activate the warranty and try and get an orthopedic. I will come back to update.
CareerRe: Dangote Refinery Sacks Nigerian Employees For Joining PENGASSAN by Phraences: 8:36am On Sep 26, 2025
Fake news. lol! So obvious. How can they sack ALL STAFF? Unless they had replacement staff on ground to takeover from the ALL STAFF. Who is keeping the refinery running while the HR commences replacement. I expect Dangote to issue a statement soon debunking this fallacy.
Car TalkRe: The Official Car Comparison/Recommendation Thread by Phraences: 7:46pm On Sep 16, 2025
Who is a reliable, trustworthy and affordable car seller on Nairaland?
Foreign AffairsRe: Turkey Cuts Economic Ties With Israel by Phraences: 3:54pm On Aug 29, 2025
IMPARTIAL:
But can you really blame Israel for this mess? Hamas caused it. They knew Israel would retaliate in full force when they contemplated attacking and kidnapping people from Israel on October 7. Did they think of the defenceless people in Gaza?

Na im we dey see so!
Don't mind them. Hamas doesn't care about it's people. There was a ceasefire in place and they breached it by killing and taking hostages. If they had done this to USA the response would have been same. Now they are expecting Israel to care about the death of palestines.
Christianity EtcRe: CAC Responds To Pastor Biodun Fatoyinbo by Phraences: 8:19pm On Aug 14, 2025
toluxa1:
I sure Rev Fatoyinbo's response will not make front page
What is so special about his response? It was filled with deflection, denial and gaslighting as usual.
Christianity EtcRe: CAC Responds To Pastor Biodun Fatoyinbo by Phraences: 8:18pm On Aug 14, 2025
Nwaikpe:
No loud am grin grin grin

There is one particular name there that will make guys come for y o u.

Trust me, young people idolize him. They can n a k e d themselves on the streets to f i g h t and protect his name just because of his motivational speeches that they will be gathering every Sunday to hear and shouting deep!

I no go mention his name.

grin grin grin
You are referring to Apostle Joshua Selman right? Well, i listen to his preaching and i am blessed because of it.
Car TalkRe: Which Of These Should I Go For As A First Car by Phraences: 7:18pm On Jun 24, 2025
Which car did you finally buy?
PoliticsRe: National Assembly Transmits Landmark Tax Reform Bills To Tinubu by Phraences: 7:09pm On Jun 18, 2025
Ikaeniyan0:
The states destroying will still be receiving funds from the proceeds of alcohols
Exactly. They should have stuck to the 60%.
PoliticsRe: National Assembly Transmits Landmark Tax Reform Bills To Tinubu by Phraences: 7:08pm On Jun 18, 2025
I would have preferred they stick with the 60% or at least 50%. Non tax generating states should not be befitting.
PoliticsRe: FG Inaugurates 12-man Committee On 753 Houses Recovered From Emefiele by Phraences: 3:31pm On May 27, 2025
I know the govt intends to give the houses to low and middle income earners as part of its social housing initiative and at first i thought it was a good idea until i read some opinions on Punch newspapers which makes serious sense. I HOPE THE GOVT LISTENS TO THIS ADVICE. The link is below.

An excerpt

A former President, Association of Town Planning Consultants of Nigeria, Mr Moses Ogunleye, doubted the possibility of low-income earners benefitting from the houses.

He said, “If those properties have four bedrooms, I don’t think they can be for low-income earners. Is the Federal Government going to finish those structures before it sell them? If they are going to do so, low-income earners will not be able to afford them. If they want to give them to low-income earners as they are, the buyers are going to be spending a lot of money.

“Maybe what they can do, in addition to the structural integrity test, is a cost analysis. I am not sure the roads have been done, or if water supply and electricity have been provided. What will make the estate habitable? Considering the value of land in that place, we can have an affordable housing development in that location, but it is not going to be a public support housing project. The total cost of completing it is going to be too expensive for low-income earners. I would say maybe middle-income earners may be able to afford it, but no real low-income earner would be able to.”

The President, Fajiri Construction Limited, Stephen Eke, said the government’s plan though noble, was largely impractical.

He said, “This is given the high-end materials and premium construction standards typically associated with such properties. These estates are usually designed for luxury and exclusivity, making them structurally and financially incompatible with the affordability thresholds required for social or middle-income housing. Attempting to convert them for such purposes would either undermine their value or result in minimal cost reductions, defeating the goal of accessibility for the target demographic.

“A more pragmatic approach would be to sell the estate at market value and channel the proceeds into a dedicated social housing fund. This strategy ensures that the high value of the seized property is fully realized and redistributed in a way that has a far greater impact. With the funds, government or development agencies can construct multiple units of affordable housing specifically designed for low and middle-income earners, using cost-efficient materials and designs suited to their needs. This model promotes equity, sustainability, and scale in addressing Nigeria’s housing deficit.

“The fund from the sale of Emefiele’s seized estate should be managed by a consortium of developers experienced in mass housing projects. This approach ensures that the resources are efficiently directed toward building affordable, large-scale housing designed specifically for low- and middle-income earners.”

Also, a former President, Nigerian Institute of Building and Pioneer National President, Building Collapse Prevention Guild, Mr Kunle Awobodu, said the valuation of the property needed to be done.

“Then, they will know whether it will be discounted or not. The government is getting the building almost free of charge, so it means that it is going to be subsidised because of the value of the land and the cost of materials presently.

“It was constructed not too long ago. The government should offer it at a subsidised rate. It should be gradual, like a mortgage. They should go and do a valuation of the buildings and internal calculations before they come out with the necessary prices.”

In the same vein, the Chief Executive Officer of Magnificent Choice Services Project and Engineering Ltd, Jeremiah Akinsele, said the seized estate should be sold strictly at its current market value, determined through a thorough evaluation by professional estate valuers whose reports set the price objectively.

He said, “Attempting to sell such high-value properties at discounted rates to low- and middle-income earners is unrealistic and prone to abuse, as it often leads to resale by wealthy individuals or politicians, undermining the original intent. Moreover, low-income earners simply do not have the financial capacity to purchase or maintain such expensive properties, considering the minimum wage in Nigeria is around N70,000, it is practically impossible for them to afford a plot of land or upkeep a luxurious estate in places like Abuja.

“Selling these estates at market rates ensures transparency and fairness while preventing distortions in the housing market. It also avoids burdening buyers with unsustainable management and maintenance costs that typically accompany high-end properties, costs that low-income earners are ill-equipped to handle. The proceeds from these sales can then be wisely reinvested into building affordable housing tailored specifically for low- and middle-income groups, where costs and designs align with their real financial realities.”

Corroborating this, the Chief Executive Officer of Ace Hi-Tech Construction Co. Ltd., Adewunmi Okupe, said the existing buildings were not affordable for low- and middle-income earners in their current form.

He noted, “Putting the estate up for sale is a good idea, but the existing buildings are simply not affordable for low- and middle-income earners in their current form. To make the estate accessible to this income bracket, there is a need to remodel the properties into smaller, more affordable units. Each large unit on the estate could be subdivided into four or more smaller apartments, significantly increasing the number of affordable homes available.

“This remodeling approach would help bridge the gap between the current luxury design and the financial realities of low- and middle-income buyers. By creating multiple smaller units from each existing building, the estate can better serve the housing needs of a broader population while making efficient use of the available space. This strategy offers a practical pathway to expanding affordable housing without the need for entirely new developments.”

The spokesperson for the Nigerian Institute of Building, Godfrey Godfrey, said the proposed duplex structures were far beyond what the average Nigerian worker could afford.

“We are talking about a duplex in Africa. So, honestly, it is not within the reach of a low-income earner in Nigeria. Even a middle-income earner will not be able to afford this, considering the current economic situation,” he stated.

Godfrey expressed concern that the properties might ultimately be acquired by the political elite through the back door.

“Those in government may end up finding a way to acquire them for themselves. The intended low- or even middle-income earners may never get hold of them because we know political patronage is what thrives in this part of the world,” he added.

To address the concern, Godfrey suggested that the process of allocating the houses should be transparent and inclusive.

Similarly, the General Secretary of the Nigerian Institute of Quantity Surveyors, Azeez Ayodabo, said the pricing of the duplexes renders them inaccessible to their target audience.

“Looking at the cost of those buildings, they may not be less than N100m to N200m per unit at the moment,” he said, adding that such pricing is well beyond the reach of most Nigerians, especially those earning the new minimum wage of N70,000 per month.

“For those working in the private sector, it’s even worse. Affordability is the first issue the government must consider,” Ayodabo noted.

He further proposed that the government explore a structural redesign of the project to make it more inclusive.

“You have duplexes, but what does a low-income earner want to do living there and maintaining it? One duplex can be remodelled into about four flats. That way, low-income earners can afford it and also be able to maintain it,” he advised.


https://punchng.com/emefieles-753-duplexes-fg-to-sell-houses-to-low-middle-income-nigerians/
PoliticsRe: Oluwatobi Oyinlola Develops The World’s Smallest GPS Tracking Device Prototype by Phraences: 10:12pm On May 06, 2025
Kindness218:
Naija to the world... Na only our politicians and some other people day give us bad names. Nigerians youths we are hard working
Which book is this??
InvestmentRe: CBEX & PCEX ABOUT TO CRASH, DONT WASTE YOUR MONEY by Phraences: 11:14am On Apr 13, 2025
antibullshit:
Nigerians just love to throw around the phrase " Ponzi scheme" everything is a Ponzi scheme to them. I've been in the online trading space since 2007 ,I've lost money and made money and learnt a lot over the years and I can tell you with my full chest that what happens on Cbex is real trading. People were even taking their signals to trade and make money on other platforms in order to avoid paying the 5% when withdrawing which is how they make their money . When they discovered this they switched to full AI instead of you having to manually place trades for the AI to complete. The bottom line is they're generating money on the crypto market and they don't need new people to pay their investors even though more investors makes them more money. Most of the people shouting Ponzi scheme don't understand how crypto or Forex trading works and should keep quiet when people who know and understand are talking!
I will come back to this your post. Be like sey your eye never clear. It will soon dawn on you.
InvestmentRe: CBEX & PCEX ABOUT TO CRASH, DONT WASTE YOUR MONEY by Phraences: 7:28pm On Apr 11, 2025
ibabz:
I’m going to say this for the last time, I’m not trying to convince you. You are not the one that trades, the system trades for you using AI. What you get at the end of the day is the percentage of what they earned. They started with telegram before they launched their website. This is all I have to tell you.
You must be one of them. Same thing MBA forex said. That they use AI to trade. Where are they today?? So there is a AI software that can guarantee profits and Wall Street and Silicon Valley is not awarehuh cheesy grin
InvestmentRe: CBEX & PCEX ABOUT TO CRASH, DONT WASTE YOUR MONEY by Phraences: 7:23pm On Apr 11, 2025
Tears go flow.
PoliticsRe: Senators Who Endorsed Natasha's Suspension (see Full List) by Phraences: 2:10pm On Mar 07, 2025
PDP are foolish. This is when they are supposed to oppose. Opposition party for nothing.
BusinessRe: Dissecting The Legal Battle Over Herbert Wigwe’s Estate And Inheritance by Phraences: 8:59am On Mar 03, 2025
Evercurious:
Good question... After listening to the elder sister of the late Herbert, I just concluded that Herbert trusted some wrong 'friends'/relative and business partners... His church pastor inclusive. Everyone of them are now showing their true colours.. AIG, his cousin, and his lawyer, Usoro are all up to no good... His daughter,Tochi, is just a since if I need to use that word .. Why trust an outsider more than your grandfather? I m not even refering to her aunt's and uncles.. What happens to her maternal grand parents? Atleast she should have been wise enough to bring one of them in for her own good... She isn't smart at all... I just concluded that she deliberately sidelined them.. She cannot tell me that she just allowed other people to keep her off her grand parents and relatives.. She is a fool and time will surely tell. It's a pity

AIG WILL JUST COLLECT THE WHOLE BANK FOR HIMSELF.. JE IS JUST TOO MEAN...
Billionaires are not to be trusted. They are very cutthroat. I watched the sister's interview and even before then i knew Aig was the problem they were fighting. That lawyer is also suspect. How can you be representing both Aig and the children? They should have seperate lawyers.
Aig will just swallow the whole bank. Herbert was not wise at all. You have a lawyer as an elder sister and you didn't make her a trustee?? And there is no will lodged in Nigeria. Didn't he a a law firm representing him? The story no clear.
BusinessRe: Dissecting The Legal Battle Over Herbert Wigwe’s Estate And Inheritance by Phraences: 8:54am On Mar 03, 2025
joshkke:
This is selective analysis at best. You left out the part where Herbert himself made Uche and Aig his estate administrators/will executors. Only greed is making the living doubt and fight the decisions of the dead
Of a will supposedly lodged in Florida. This legal battle will be protracted.
Foreign AffairsRe: State Department Terminates U.S. Support Of Ukraine's Energy Grid Restoration by Phraences: 3:12pm On Mar 01, 2025
Wonders shall never end. This Trump is a big buffoon. Supporting Russia, the enemy of America?? The country that invaded Ukraine because they were afraid of them joining NATOhuh This is who Trump is supportinghuh? Turning around calling the President of Ukraine the aggressor? Trump is a Russian puppet for real.
Foreign AffairsRe: Elon Musk: How Many Countries Tax Their Citizens And Send Money To The US? by Phraences: 11:48am On Feb 05, 2025
osuofia2:
True, let China and Russia they love so much, shoulder the burden. God bless America. The land where dreams come true.
Who noticed that since the return of Trump, there have been so much silence from all the terrorists nation.
Hamas, Hezbollah even their papa Iran don go dumb
I agree. Let Russia and China step in and spend money as well. Their own slavery will be worse.
Foreign AffairsRe: Trump Withdraws US From The UN Human Rights Council, Halts Funding For UNRWA by Phraences: 11:05am On Feb 05, 2025
Princewill1:
Truth is, while millions of Americans are homeless. The US govt has over the years been spending billions in many useless international organization and needless wars abroad.

For example, Imagine billions of dollars America spent in that needless Ukraine War with no return on investment while millions of Americans are homeless back home.

Trump wants to run the country like a business and he is saying enough is enough.

Below is US National debt today:
The war is not needless. Russia is an enemy/competitor of the West invading a neighboring country who are allies of the west with intentions to join NATO. Putin started the war not Ukraine. Ukraine chose to defend rather than submit. The enemy of my enemy is my friend. US spending billions on the war is an unfortunate necessity. The money spent by USAID on transgender and equality and Palestine should be channeled to the homeless.
Foreign AffairsRe: Trump Suggests Palestinians Should Leave Gaza Permanently by Phraences: 10:52am On Feb 05, 2025
Xisnin:
Why will the "world" unite against US specifically?

Countries are not run based on emotions but pragmatic considerations.

The "world" doesn't exist as you imagine it.
Many neighboring countries are even enemies to begin with.

Whether China rises or not, BRICS strengthened or not, it won't help Palestinians one bit
in terms of security.
China will not go to war on behalf of another country or territory for war sake. It is not like the west.

In fact, majority of funding for Palestine comes from those who you consider their major enemies,
that is, the west.
That is why Trump suspended USAID. How can you be funding those that hate youhuh??
European Football (EPL, UEFA, La Liga)Re: Real Madrid Vs Barcelona (0 - 4) - On 26th October 2024 by Phraences: 9:56pm On Oct 26, 2024
saddler:
Come back FOUR where?
grin cheesy
InvestmentRe: Us Stocks Pick Alert by Phraences: 6:53am On Aug 30, 2024
aremso:
With the outbreak of MPOX some health stocks will run koloba koloba. That sector remains the best for me, one catalyst or the other
Hello Sir. Just curious. Do you have a day job? Like 9-5? I am always wanting to invest in US stocks but it seems it requires constant monitoring especially those that can give 100% and above lipsrsealed Like you have to monitor news, trends etc to know when to buy or sell.

If you have a 9-5 when do you have time to do all this?

I want to escape from the drudgery of 9-5 through the stock market but it is still the same 9-5 preventing me from starting.

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