₦airaland Forum

XML33:
Baby girl, I'm currently not able to watch at the moment, so please I need you to keep posting updates until the nomination has ended. Your update is the only one that's usually unbiased and well detailed. I'll be following.

xoxo.

chijokz:
E-money is a successful and strategic business man who's into Oil and Gas, Real estate, Finance.

calmG:
[color=#990000][/color]If only Nigerians understand the secrets of how money,the economy and the government works...treasury bills is EVIL.the government is increasing our national debt sellling out treasury bills(ie creating IOUs).the evil thing is that its still the citizens that will still pay this debt and the interest on the debt...This is how people see treasury bills:A government borrowing from the masses promising to pay with interest...of course that is what it is...But time to pay what does the government do? They sign an outrageous check to Central Bank of Nigeria (CBN).(In this case they'll sign 252 billion naira check) FROM AN EMPTY account.Yes an EMPTY account...The CBN now issue this check to NSPM(Nigeria Security Printing and Minting Plc).that check is like a license to print money...That is how money is printed...when the government contiues this process over and over again it devalues our currency leading to inflation...why do you think prices of goods and sevices keep going up?This is the cause...
NOTE:be ready for a hype in prices of goods in few months from now...

ifyalways:
Abeg don't mention me o. Just do your scam jejely.

1m to get 1.6 guaranteed, in one year indeed. Goodluck to you and any foolish, greedy fellow that will subscribe.

lastmessenger:
so if I give 1m, I will get 1.6m at the end of the year?

ebujany:

aspirebig:
Ponzi is a new world I learnt.Thank you Mr Cooperative .

What about 'Forum' too, is it a new word ?

You are not a professional. If you are you supposed to convince me with all the good qualities of your company. Continue looking for gullible people. If you can convince me practical how feasible it is to be getting 5%monthly,I will know that there is something that is genuinely better than FD and TB or even mutual funds.

Convince me, stop beating around the bush.

aspirebig:
I have heard of many investments hubs but not like this mini #ponzi of yours.If your phone number is there,meaning what?if you like receive a million calls,that is your business. I don't care. The topic is about TB and FD ...then I asked about mutual funds.

Do you know about 'Forum' in the late 90s in Lagos? It was also investment hub and they took people money and disappeared with them. Even Oceanic bank in the last decade, they were booming, what about Societal Generale bank, owned by Saraki that almost disappeared with Jay Jay Okocha $1m? If not for fed govt timely intervention,what about All states trust bank? Savants bank etc? People bought shares in millions him these banks and they whole thing disappeared, let alone this your one man business.

The website is very poor and lacks the quality of a formidable business and financial entity.
You ought to tell me when and how long you been in business, your customer base,you base only in Abuja.

Well, I don't.trust that thing...it sounds like # ponzi..I cannot put my money in a place I get 5%monthly....and I cannot state how the 5% is coming.Then small time, the whole money is gone. That is #Ponzi. I will invest the money in something I can defend outside and I can access my accout anytime.

travelpoint:
Another MMM in making. You guys should becarefull in dealing with one man finance company

deenee:
High returns high risk...few questions...what do you guys use the money for?

Where are your offices?

What kind of investment gives 60% ROI by year end?

Provide answers please

aspirebig:
So you mean that if I invest 1m, I will be getting N50k monthly? In a year, I have gotten 60% returns.I have never heard of the company.
What is their track record?How are they making the money? People need to be careful. I am not comfortable with it.
Getting 5% ROI monthly on invest seen too good to believe. I am out.

hiscules:
what is the company's website and address. This is very necessary to validate your claims

deenee:
Both are interest bearing financial assets. However note this

TB is government backed while FD is not

TB is tax exempt while FD is not

TB is issued at a discounted rate and redeemed at par while FD can be issued with interest paid back end or upfront.

Both can be liquidated prematurely however at a cost.

The minimum tenor for TB is 91 days and max of 365 while FD is usually monthly (30days) up to 365 days. Also there are some FD on call

As per interest rates, up until now TB had higher rates than FD however rate is not the best criteria to distinguish between both as this is more of operational meaning rates can oscillate both ways for the two financial instruments.

For those looking to build long term wealth. I advise you have a portfolio with varying asset classes to hedge for risk. Ie cash, FD/TD equity and other classes of assets they deem fit.


Funny thing is people always avoid the equity market like it's a plague but know this in any economy there will always be a boom and bust. Oil prices will always go up and down same for dollar. This is what capitalism is all about.

When the naira really down against the dollar I told people that this was the right time to buy naira assets but they refused and some converted their assets to dollars. Some even put money in al sorts of ponzi schemes and got their fingers burnt.

Now for those that study the market well. Compare the prices of the following stocks in Jan 2017 and now Fidelity, Dangote sugar dangote cement stanbic Zenith fbn uba access dangote flour and ROI that a 1m investment will have made in 12months both in capital appreciation and dividend payments


The bitter truth is only long term investors make money ask Warren buffet and study his investment philosophy. On the other hand Nigerian are always looking for the quick way out.

HSfoundation:
So you kuku want him to get lost inside your phone number? And your cooperative no get name..... A won aburo #Scam

aspirebig:
Can someone throw more light on Mutual fund and these two?


A lot of people are saying that the interest rate is low but in business, the lower the risk the lower the returns and vice versa.

All of you saying ..go for bitcoin..who is regulating the bitcoin market? What happens if the money in bitcoin disappears?

I want an investment with a guaranteed capital and returns and not one high returns investment that investment will disappear with...just like all these #ponzi. .

aspirebig:
Can someone throw more light on Mutual fund and these two?


A lot of people are saying that the interest rate is low but in business, the lower the risk the lower the returns and vice versa.

All of you saying ..go for bitcoin..who is regulating the bitcoin market? What happens if the money in bitcoin disappears?

I want an investment with a guaranteed capital and returns and not one high returns investment that investment will disappear with...just like all these #ponzi. .

id2011:
What is the diffrence btw treasury bill buying and fixed money in account, pls becos i have a brother that want to go it. which one it's ok to invest on

ayoadekunle79:
how can i start this estate stuff my bank are just chooping my money with #50 when ever i withdraw.

obisco4u:
Please how can I invest in real estate? Is there a company I can invest and get returns. Am thinking of N100k

NiftyViva:
Wicked!!! U need to be born again, NOW!!!

MadCow1:
www.nairaland.com/attachments/4138659_iniedomaryland1_jpeg95f430a7910e45a36999df2ee1ee9053


Knee High Boots...

Who da Fhuck is that?

SerialGist:
diz una RIP, una dey ask urselves weda e dey work?