Restroom:
I borrowed money from LCASH recently. I defaulted and they started threatening me of sending messages to my contacts.

I was scared, but came up with a solution.

I went to Google contact and deleted over 1000 names from my online Google account. As I did this, I deleted almost all my whatsapp contact. And as I did, I kept syncing to make sure all the contacts they want to send the messages to are eliminated from my android contacts.

As I speak, I have less than 30 names in my contact and even less on whatsapp. So, even that I. Owe some of them, they can't send SMS to contacts that don't exist in your phone contacts.

Once you delete from Google contacts and from whatsapp, just sync and all the contacts will vanish even from their own system.

I quietly did this and they have stopped threatening me about sending messages to my contact becuase it is pointless doing so when there are jest 22 names in my contact list. All the people that know me, I have deleted their numbers to avoid that kind of embarrassment.

So, lf you can get a new Sim, move your contacts to it or write them out in a diary. Get any app that can store your contact and wipe off your contact list from Google contact and then from whatsapp.

I have fixed them as far as threatening me with text messages are concerned.
I don't have any important contact I can't get from around.

So you won't pay them after doing this. You are a shameless criminal

Restroom:
I borrowed money from LCASH recently. I defaulted and they started threatening me of sending messages to my contacts.

I was scared, but came up with a solution.

I went to Google contact and deleted over 1000 names from my online Google account. As I did this, I deleted almost all my whatsapp contact. And as I did, I kept syncing to make sure all the contacts they want to send the messages to are eliminated from my android contacts.

As I speak, I have less than 30 names in my contact and even less on whatsapp. So, even that I. Owe some of them, they can't send SMS to contacts that don't exist in your phone contacts.

Once you delete from Google contacts and from whatsapp, just sync and all the contacts will vanish even from their own system.

I quietly did this and they have stopped threatening me about sending messages to my contact becuase it is pointless doing so when there are jest 22 names in my contact list. All the people that know me, I have deleted their numbers to avoid that kind of embarrassment.

So, lf you can get a new Sim, move your contacts to it or write them out in a diary. Get any app that can store your contact and wipe off your contact list from Google contact and then from whatsapp.

I have fixed them as far as threatening me with text messages are concerned.
I don't have any important contact I can't get from around.

They already have all your contacts on their data base. .. They can still send the messages if they want to.

bomasek:
So you won't pay them after doing this. You are a shameless criminal

May God kill you there. Na their agent be this.

Restroom:
I borrowed money from LCASH recently. I defaulted and they started threatening me of sending messages to my contacts.

I was scared, but came up with a solution.

I went to Google contact and deleted over 1000 names from my online Google account. As I did this, I deleted almost all my whatsapp contact. And as I did, I kept syncing to make sure all the contacts they want to send the messages to are eliminated from my android contacts.

As I speak, I have less than 30 names in my contact and even less on whatsapp. So, even that I. Owe some of them, they can't send SMS to contacts that don't exist in your phone contacts.

Once you delete from Google contacts and from whatsapp, just sync and all the contacts will vanish even from their own system.

I quietly did this and they have stopped threatening me about sending messages to my contact becuase it is pointless doing so when there are jest 22 names in my contact list. All the people that know me, I have deleted their numbers to avoid that kind of embarrassment.

So, lf you can get a new Sim, move your contacts to it or write them out in a diary. Get any app that can store your contact and wipe off your contact list from Google contact and then from whatsapp.

I have fixed them as far as threatening me with text messages are concerned.
I don't have any important contact I can't get from around.

Serves them right. Kudos

Restroom:
I borrowed money from LCASH recently. I defaulted and they started threatening me of sending messages to my contacts.

I was scared, but came up with a solution.

I went to Google contact and deleted over 1000 names from my online Google account. As I did this, I deleted almost all my whatsapp contact. And as I did, I kept syncing to make sure all the contacts they want to send the messages to are eliminated from my android contacts.

As I speak, I have less than 30 names in my contact and even less on whatsapp. So, even that I. Owe some of them, they can't send SMS to contacts that don't exist in your phone contacts.

Once you delete from Google contacts and from whatsapp, just sync and all the contacts will vanish even from their own system.

I quietly did this and they have stopped threatening me about sending messages to my contact becuase it is pointless doing so when there are jest 22 names in my contact list. All the people that know me, I have deleted their numbers to avoid that kind of embarrassment.

So, lf you can get a new Sim, move your contacts to it or write them out in a diary. Get any app that can store your contact and wipe off your contact list from Google contact and then from whatsapp.

I have fixed them as far as threatening me with text messages are concerned.
I don't have any important contact I can't get from around.

So if I get a phone number from you...deleting it from your end will delete it from me too

Simple, go to your bank and complain that fund was transferred to you but you didn't recieve the transfer.

It will be a case between them and the bank. You have wasted enough time already.

dettolgel:




As for the op I think there is something you are not telling.

Bro I have say it all, I didn't see the money they allegedly sent to me.
I have even visited my bank branch at Garki.
I have my bank app on my phone as well but nothing at all.

Should they send any messages to my contacts then I will take them to the court for defaming and trying to blackmail with my account statement as evidence

1Alex:
You should have sorted this out before the repayment date.

I ignored it thinking that they'll have it rectified.
But they didn't Instead coming to black mail me

Hope you're not waiting for their blackmail before sending them this threat?

Dproperties:

Bro I have say it all, I didn't see the money they allegedly sent to me.
I have even visited my bank branch at Garki.
I have my bank app on my phone as well but nothing at all.

Should they send any messages to my contacts then I will take them to the court for defaming and trying to blackmail with my account statement as evidence

peeps4u:
Hope you're not waiting for their blackmail before sending them this threat?

I think there's only possibility for me to win the case in the court for compensation after they've sent defamation words to my contacts

Dproperties:
are their services regulated by CBN or do they have licence?

CBN opened a channel for them to evaluate your Creditworthiness

That's why they collect BVN

They can do no thing tell them if they call any of your contacts without them sorting their end

Just go lawyer

Dproperties:

I am just concerned, their App uses GPS system which simply means they know my house because I have applied three times from home. Them having my bank statements simply means the can analyse where I used to use my card POS or Atm...
And knowing my full financial status might leads to a problem seeing by how fast they want to send messages to my contacts and how they lack manners.

Ouch! I got myself into it

stop being a sissy...

Dproperties:

I am just concerned, their App uses GPS system which simply means they know my house because I have applied three times from home. Them having my bank statements simply means the can analyse where I used to use my card POS or Atm...
And knowing my full financial status might leads to a problem seeing by how fast they want to send messages to my contacts and how they lack manners.

Ouch! I got myself into it

stop being a sissy...he send you should print your two months bank statement of account and send to them,you deviating...

Kosoco:
see d kind question wey you dey ask. Any financial dealings of any kind must be regulated by d CBN

abeg leave the mad man

Same with branch, I wanted to request for loan but the way they tarnish people's image got me thinking. I no do any loan appna premium tears dey end am.

peeps4u:
Why are you sounding scared already if you didn't receive anyomey from them?

Send a mail to them as advised, attaching your acct statement for the said period, then add subtle threat to the mail that you wouldn't take it lightly with them and press for defamation should they go ahead and defame you when you really didn't receive any money from them.

Further add that you've used them in the past and didn't fail to remit your loan.

Take the fight to them before they give you first attack

the guy is a thief... can't you see how he's technically rebuffing all the advice being given to him....

[color=#990000][/color]you don't intend to pay back
Too bad

Restroom:
I borrowed money from LCASH recently. I defaulted and they started threatening me of sending messages to my contacts.

I was scared, but came up with a solution.

I went to Google contact and deleted over 1000 names from my online Google account. As I did this, I deleted almost all my whatsapp contact. And as I did, I kept syncing to make sure all the contacts they want to send the messages to are eliminated from my android contacts.

As I speak, I have less than 30 names in my contact and even less on whatsapp. So, even that I. Owe some of them, they can't send SMS to contacts that don't exist in your phone contacts.

Once you delete from Google contacts and from whatsapp, just sync and all the contacts will vanish even from their own system.

I quietly did this and they have stopped threatening me about sending messages to my contact becuase it is pointless doing so when there are jest 22 names in my contact list. All the people that know me, I have deleted their numbers to avoid that kind of embarrassment.

So, lf you can get a new Sim, move your contacts to it or write them out in a diary. Get any app that can store your contact and wipe off your contact list from Google contact and then from whatsapp.

I have fixed them as far as threatening me with text messages are concerned.
I don't have any important contact I can't get from around.

airex:
May God kill you there. Na their agent be this.

Bastard thief

Restroom:
I borrowed money from LCASH recently. I defaulted and they started threatening me of sending messages to my contacts.

I was scared, but came up with a solution.

I went to Google contact and deleted over 1000 names from my online Google account. As I did this, I deleted almost all my whatsapp contact. And as I did, I kept syncing to make sure all the contacts they want to send the messages to are eliminated from my android contacts.

As I speak, I have less than 30 names in my contact and even less on whatsapp. So, even that I. Owe some of them, they can't send SMS to contacts that don't exist in your phone contacts.

Once you delete from Google contacts and from whatsapp, just sync and all the contacts will vanish even from their own system.

I quietly did this and they have stopped threatening me about sending messages to my contact becuase it is pointless doing so when there are jest 22 names in my contact list. All the people that know me, I have deleted their numbers to avoid that kind of embarrassment.

So, lf you can get a new Sim, move your contacts to it or write them out in a diary. Get any app that can store your contact and wipe off your contact list from Google contact and then from whatsapp.

I have fixed them as far as threatening me with text messages are concerned.
I don't have any important contact I can't get from around.

How about disallowing(not granted permission) their app to ones contacts. Can this also solve ?

dettolgel:


Nigerians and their evil ways tomorrow you will be the first to call people corrupt.

Instead of finding a way to meet your loan obligations you rather devise a means of not paying.

It is people like that made these loan companies to come up with ingenious ways of recovering their money.

As for the op I think there is something you are not telling.

You know them.
They hate corruption but are corrupt to the core.
This one is teaching others how to defraud loan companies and his comments is getting many likes
by Nigerians who hate corruption.

But only a dumb loan company wouldn't have backup of their debtor's contacts.

Oyiboman69:
abeg leave the mad man

some kind things dey vex me sef. Maybe na dis his sissy nature this people wan chop am. Anyway all this contact wey he claim he have and still dey collect 20k loan

Dproperties:

I think there's only possibility for me to win the case in the court for compensation after they've sent defamation words to my contacts

Okay, apparently you're waiting to be defamed before taking proactive step?

I guess you have enough funds to procure the services of lawyer

Oyiboman69:
the guy is a thief... can't you see how he's technivally rebuffing all the advice being given to him....

Bro you're possibly an slowpoke, for calling me a thief.
Do you know me?
Do I know you?
Thank God we meet here on nairaland land.... You lack manner and guess! You are working for the useless financial institution.

You'll regrets calling me a thief, poverty stricken human like you.

Oyiboman69:
abeg leave the mad man

This is one of them, tell your company to move ahead with the threats.

I am yet to see their messages or calls for today. Group of criminals

They should try if they'll not end up apologising on dailies.

Useless

Oyiboman69:
stop being a sissy...

Precious can you just avoid my post for some times until I sort my case with your masters... You've no seat to share with me

Dproperties:

I am just concerned, their App uses GPS system which simply means they know my house because I have applied three times from home. Them having my bank statements simply means the can analyse where I used to use my card POS or Atm...
And knowing my full financial status might leads to a problem seeing by how fast they want to send messages to my contacts and how they lack manners.

Ouch! I got myself into it

Since you didn't have anything to hide, sending them your statement of account from the month you applied for loan shouldn't cause you any concern now

yetunsbay:
How about disallowing(not granted permission) their app to ones contacts. Can this also solve ?

Lol. Then you can't get the loan

maasoap:


Lol. Then you can't the loan

I meant after having received funds and yet you unfortunately defaulted in ur loan servicing then you wanna avoid above scenario

Dproperties:
Hi there,
With a strong heart, I am typing this content.

I as of 5th May, applied for a loan from the instant loan App downloaded from the Playstore(Palmcredit) which is less than a [code][/code]20,000 but they didn't disbursed the said amount into my bank account linked to them despite waiting for 24hrs.

While waiting, their application on my phone had actually recorded that I am owing them which I didn't receive any money at all, they allegedly said that I owe them for I did not receive the sum as they claimed.

They have my contact details including Politicians, Landlords, Business Partners and lots more which is contained on my phone as their App did accessed my contacts listing over 800 phone numbers.

The case is, today I received a threat from them that they're going to inform all of my contacts of the accurance, (Screenshot attached) which I regarded as palmcredit "blackmailing" me because I didn't see the money.

These has made me to visit my bank branch and seriously nothing from them came into my account as of today being 1st June.

I'm Abuja base Junior Property Consultant and all of my contacts are very important to me and each contact is worth more than a Million Naira, so. With their threat and if they go ahead to take the action without them consulting their bank it's gonna cost me a lot.

The case is something like;
-I applied for a Loan
-They allegedly disbursed it(I didn't see it)
-They're now Blackmailing me (Threats)

As the case might be, they are spoiling my Credit Records with their incompetency in service delivery which might affect me when applying for a loan or travelling out.

And Two, should they send Messages to my over Eight hundred contacts spoiling my reputation, it's going to be a bad business for me as no one would like work with me.

Note: I have checked my bank statement and there's nothing from them.

Stated above is what I am going through.

What would you do when you find yourself in this kind of situation.

And should they send such messages to my contacts, what would you have me to do?

Palmcredit is always known for that, the same thing hapened to a friend of mine last year until he started cursing them seriously on phone the issue was resolved by their male boss. They later begged him to re-apply for the loan but he refused. so my brother, change d issued for them and stop playing gentleman role. curse them in yoruba like ibadan boy and they will fear you and recheck the I transaction with u. They will later beg u and u will thank me later. call me bastard if not so. Palmcredit internationally do this for frau because it is constant scenario to them.

yetunsbay:
I meant after having received funds and yet you unfortunately defaulted in ur loan servicing then you wanna avoid above scenario

Before you install the app, it will ask for the access to your contacts. If you decline, I'm sure that the app will not install. And they might have already backed up your contacts as soon as the access is granted, I'm not sure.

bomasek:
Bastard thief

Come try me see whether I no go kill una, idiots. See as u be like used tampon.

airex:
Come try me see whether I no go kill una, idiots. See as u be like used tampon.

Make you borrow money without intent of paying if you no go die this week