₦airaland Forum

khalleb:
Don't be surprised it's possible when my phone was stolen I quickly put a call to GLO customer care to help block my line I was asked all sort of questions just to know am the rightful owner of the sim which I answered correctly they now asked me to call 3 numbers that I do call frequently and I replied them that for the past 6 month I hardly call with my Glo because their network is not strong in this area but am receiving calls on it 24/7 and I always recharge on it because I do use it to send SMS because it's my main line
You won't believe because of that I was told to come to their office before the sim can be blocked believe me before I get to their office almost N300k as gone from my accounts.
So I will want to believe her story

flyca:
Facts:
The eatery did not have a guard on duty that day. The pharmary beside the eatery had a guard. From the CCTV replay, the first criminal signalled the pharmacy guard “calm down”, before they entered the resturant.

My sister did not write her PIN anywhere or on any things or revealed it to anyone. Her phone had a face-recognition lock, a finger print lock, a code lock. How they managed to access her phone is still a mystery.

GTB salary loan hmmm, that one weak me sef. I don't understand but my cousin told her that it takes less than 5mins to be granted.

The theives cashed the monies at POS points in Orile, Apapa locations etc.

In fact, there are things that are still mystery to us.

HEAVEN4444:
lol i hear ya bro. i think i will take your advice. i like the part where you said its better to live around people richer than you. its true. it also motivates you and makes you feel secure that they dont want anything from you. nice one Hahn. a guy on nairaland also made the move you made and regretted it. i forget his name but he moved from abuja to ijebu ode or somewhere and regretted it. said everybody around him was poor and anytime he comes in the neighborhood with a bag full of shopping everybody will be hailing him so they can get some food. long story short the guy said the environment was affecting his mental health so he ran out of there and moved to lekki. the story was on frontpage and his eventual move story to lekki too was on frontpage. I guess if 2 people are saying the same thing its wise to take heed

daamazing:
you can request salary loans via ussd. Sim was inserted in a different device

mekussa:
1.Sim was inserted in a different device.
2. They then used the USSD to check the account number(because the loan has to be paid into an account number)
3. They applied for the loan and cashed out from POS locations.

My recommendations.
1. SIM PIN. With this, the SIM can't be used even if its inserted in another phone.
2. Block USSD transactions from your account or have another account(a backup) where you transfer money into when you want to do USSD transactions.
3. Keep your main ATM card at home always. Have another one where you transfer just enough cash to cover your basic necessities and something for emergencies. Even if they steal this one, money no plenty inside.
4. Instead of sitting down "SHOCKED" when robbed, run around and look for someone's phone to borrow , call customer care or use your banks USSD code to block your account.
5. It will cause stress but..... You can go to your bank and officially write to them to block some online transactions (like this loan thing). If you need a loan in future, its you that will walk to the bank. To avoid stories that touch

Sorry for the loss.

mekussa:
No be everybody dey put PIN for USSD o.
Last year, dey thief my father phone, use USSD commot 460k between Saturday night and Sunday evening. They did cardless withdrawals and transfered to pOS. Dem even use am buy credit.
I just go first bank, print the account statement, get the account numbers of the POS people and the phone numbers wet receive the airtime. Unfortunately for them, one if the POS people dey also use first bank so I wrote a letter to their fraud department and they blocked the guys account and arranged for bank police to pick him up. Na so him take provide who send am money o. We recovered the 90k still in his account. The guy wey thief d phone dey awaiting trial for keffi prison but na only 280k wet we fit recover out of d money.

That same day, we wrote to the bank and asked them to BLOCK all forms of transaction except ATM, POS and OTC.

The next time dem steal him phone, nothing do the money.

Ninisun:
I don't believe the 500k loan,at least 50 to 100k without paper work but for 500k? Bank no fit abeg

pennywys:
op to you it's a mistery but to IT incline elites it is very common. I access my babe phones even with all the security code there

ManirBK:
how do i enter password to a sim pls explain further?

mekussa:
No be everybody dey put PIN for USSD o.
Last year, dey thief my father phone, use USSD commot 460k between Saturday night and Sunday evening. They did cardless withdrawals and transfered to pOS. Dem even use am buy credit.
I just go first bank, print the account statement, get the account numbers of the POS people and the phone numbers wet receive the airtime. Unfortunately for them, one if the POS people dey also use first bank so I wrote a letter to their fraud department and they blocked the guys account and arranged for bank police to pick him up. Na so him take provide who send am money o. We recovered the 90k still in his account. The guy wey thief d phone dey awaiting trial for keffi prison but na only 280k wet we fit recover out of d money.

That same day, we wrote to the bank and asked them to BLOCK all forms of transaction except ATM, POS and OTC.

The next time dem steal him phone, nothing do the money.

khalleb:
Don't be surprised it's possible when my phone was stolen I quickly put a call to GLO customer care to help block my line I was asked all sort of questions just to know am the rightful owner of the sim which I answered correctly they now asked me to call 3 numbers that I do call frequently and I replied them that for the past 6 month I hardly call with my Glo because their network is not strong in this area but am receiving calls on it 24/7 and I always recharge on it because I do use it to send SMS because it's my main line
You won't believe because of that I was told to come to their office before the sim can be blocked believe me before I get to their office almost N300k as gone from my accounts.
So I will want to believe her story

daamazing:
you can request salary loans via ussd. Sim was inserted in a different device

Bornsinner7:
The world we live in now.. it is easy to crack/hack codes and stuff

Plus.. this criminals work hand in hand with bank officials.. some are even former bank staffs..

You have a footage that has captured the face of a criminal but the police can't use that picture to run a face recognition..

Worst come to worst.. they print the picture and put on their social media handle, telling the public to find the criminal..

Damn..

Ajoself:
If you lose a phone that has your account details in it, Quickly dial below number from any other phone to block your bank account from fraudsters.

1. Access: *901*911#
2. Zenith: *966*911#
3. GTB: *737*51*74#
4. WEMA: *945*911#
5. FirstBank: *894*911#
6. Keystone: *7111*911#
7. UBA: *919*911#
8. FCMB: *329*911#
9. Sterling Bank: *822*911#
10. Unity Bank: *7799*911#
11. Fidelity Bank: *770*911#
12. Heritage Bank: *745*7#
I3. Ecobank *326*911#
14. Union Bank *826*911#
15. Stanbic *909*911#
16. Polaris Bank *833*911#

When you dial the code from any line, you will be asked to enter the phone number you want to deactivate, and that settles it. Please share to your friends, families and well wishes.

Jamesbiodun:
Funny they took loan of 500k, how did they withdraw 500k the next day? Abet finish the story

DBestDoc:
From the story @flyca, they didn’t access her phone with all those securities, it was her SIM they took out to accomplish the deal.
With SIM, they can have access to BVN, get account numbers, receive OTPs authorizing password or login changes and all what not.

I’m sorry this happened to your sister.
All SIMS should be passworded and no need carrying bunch of ATM cards around.

May God help us.

larryjonze:
Bro which financial institution will grant loan on a sunday, i doubt if these your story add up. naa 500k you just call like dat, loan from banks as never being easy

Skidee:
Everybody is shouting password Sim, nobody is mentioning how to do that.

Tloc:
If it was a LOAN from a salary account then the money would be paid into the same account, how did they access the funds from a POS?
If your sister did not have a SIM lock on the SIM card that receives the alert then they can put in another phone and get funds via USSD. What is surprising is how they accessed the funds via POS if she did not disclose her PIN.

Ninisun:
I don't believe the 500k loan,at least 50 to 100k without paper work but for 500k? Bank no fit abeg

BlissGod:
She made a big mistake, i añways tell people, the moment your phone is stolen or ATM card, call the customer care immediately and inform them. Call your network provider and give them details, they connect you to bank and immediately block your account.

Sorry about that.

RSVP:
Abi oo
Pardon my ignorance but 500k salary loan without no form of proper verification or no any sort of " please visit our nearest branch for more documentation purpose" . That's lame! Maybe anything btw 1k- 200k would fly freely but 500k?!! That means GTB is not wise at all!! What if the person applying for the loan has already been laid off from work or a theft case just like the OP.

I was having an argument with one of my guy the other when he said he knew someone that collected 1m naira loan from all dis loan apps and I said No way! Which app will give you 1m naira loan just like that? We all know all dis loan sharks are desperate to make money and most of them are built with crazy interest rate so before you attain that level where you will be offer 1m naira loan that means you have been seriously ripped off and again which app gives 1m naira for personal loan??!

flyca:
Facts:
The eatery did not have a guard on duty that day. The pharmary beside the eatery had a guard. From the CCTV replay, the first criminal signalled the pharmacy guard “calm down”, before they entered the resturant.

My sister did not write her PIN anywhere or on any things or revealed it to anyone. Her phone had a face-recognition lock, a finger print lock, a code lock. How they managed to access her phone is still a mystery.

GTB salary loan hmmm, that one weak me sef. I don't understand but my cousin told her that it takes less than 5mins to be granted.

The theives cashed the monies at POS points in Orile, Apapa locations etc.

In fact, there are things that are still mystery to us.

hahn:
Lol. Na wa for you

I've been doing online business since 2010 and I am a digital marketer and many people here know when my website was still popping.

But trust me when I say this environment is dead.

If you are making good money try and get a house in a nice estate that is quiet. It is better than staying here I swear.

One thing I've learnt is that it is better you live with people who are richer than you. If you live here with an online income people will only envy you and leech on you. There is nothing to be gained.

The mentality you have is what I had that made me move here. Trust me as someone who has gone down that road and is regretting the decision. Don't try it.

But if you still want to there are many available apartments for rent

Nikkganc08:
Face recognition?


That one is useless.


My roommate has been opening my phone anyhow until d day I caught him.

It ended up being face recognition.

After about 3 attempts, d phone unlocks.

He's fair, I'm dark

I have beards, he doesn't.

We are not related in anyway. He's just someone the University fixed in my hostel room back then.



Same case for my elder brother.

My junior bro unlocks my elder brothers phone in one attempt only as if d phone belongs to him.


Face unlock is not reliable.

Ajoself:
If you lose a phone that has your account details in it, Quickly dial below number from any other phone to block your bank account from fraudsters.

1. Access: *901*911#
2. Zenith: *966*911#
3. GTB: *737*51*74#
4. WEMA: *945*911#
5. FirstBank: *894*911#
6. Keystone: *7111*911#
7. UBA: *919*911#
8. FCMB: *329*911#
9. Sterling Bank: *822*911#
10. Unity Bank: *7799*911#
11. Fidelity Bank: *770*911#
12. Heritage Bank: *745*7#
I3. Ecobank *326*911#
14. Union Bank *826*911#
15. Stanbic *909*911#
16. Polaris Bank *833*911#

When you dial the code from any line, you will be asked to enter the phone number you want to deactivate, and that settles it. Please share to your friends, families and well wishes.

suco01:
Yes very possible, the way u asked shows it's not possible, reason why I showed you sample of it.

ireneidiva:
All are activated on my phone. I can unlock at anytime with any of the three. Hide your ignorance.

Youngsage:
And what is strange about all three being activated?? Or am I missing something here