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Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? - Business (4) - Nairaland

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Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by Freeko4: 9:27pm On Oct 26, 2021
I'm here to learn
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by Ndipe(m): 10:20pm On Oct 26, 2021
Please dont give him your phone to download any loan apps. What if he defaults on the loan? You maybe liable to offset those loans then.


prosperioh:
A colleague wants to use my phone to borrow loan from one of these loan apps( fairmoney) because he doesn't have a smart phone. He will download the app, register with his details, collect the loan, then i can delete the app. Please is there any harm in that? Make i no go enter trouble say i one help person.
Modified
Before making this post, the person started the process but could not complete it due to paystack error,he went to bank to sort that out yesterday and has called me to pls come today, this is when i started having double mind. Can i just delete the app (I already granted those permission they requested).
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by cmikel: 11:12pm On Oct 26, 2021
bumait:
please don't allow this, I repeat DONT ALLOW THIS. the same situation happened to me like presently she has refused to pay and av been getting calls from them tirelessly and have been forced to pay the loan myself to save myself the embarrassment and the said person has refused to pick my calls


Dats untrue, they won't call u unless he used your phone number to sign up or he put your number as a gurrantor or close contact.


They may just be calling you bc they fetched your numb from the sim contact.







.
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by staga: 12:01am On Oct 27, 2021
collinometricx:


You just use your dirty hands type rubbish, did he tell he was gonna use his details?

He said phone.

I don't know whether you know what a smartphone is and what it does in terms of collecting and storing and transmitting user information. If you did, you will be very careful how you use your phone.

1 Like

Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by hansomb: 12:46am On Oct 27, 2021
bumait:
please don't allow this, I repeat DONT ALLOW THIS. the same situation happened to me like presently she has refused to pay and av been getting calls from them tirelessly and have been forced to pay the loan myself to save myself the embarrassment and the said person has refused to pick my calls
A word is enough for the wise.
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by SavageResponse(m): 12:49am On Oct 27, 2021
prosperioh:
A colleague wants to use my phone to borrow loan from one of these loan apps( fairmoney) because he doesn't have a smart phone. He will download the app, register with his details, collect the loan, then i can delete the app. Please is there any harm in that? Make i no go enter trouble say i one help person.
Modified
Before making this post, the person started the process but could not complete it due to paystack error,he went to bank to sort that out yesterday and has called me to pls come today, this is when i started having double mind. Can i just delete the app (I already granted those permission they requested).

Do not make this foolish mistake!
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by seyi42k(m): 6:48am On Oct 27, 2021
Please we should all allow the OP run this social experiment for us. He needs to be taught wisdom angry. What is that popular saying about a fool and his money..........oh....they are soon parted.

Imagine using your own hands to make your life difficult. Like the Yoruba's say to a celebrant, please be dancing joyously ahead, we are behind you.

Do remember to update us on the outcome of the experiment. We will act as your control group. grin

Ha, stories I could tell you about desperate friends and loans.
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by prosperioh(m): 7:08am On Oct 28, 2021
Oga calm down, u didn't read the thread carefully.
staga:
OP are you a fool?
You will download the app, use your details and BVN and phone number to register on the app. Then you will give your phone to your colleague to borrow.

Your colleague does not have money to buy a smart phone, but he can borrow money from loan app.
OP, U get brain at all?
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by bumait(f): 9:08pm On Oct 28, 2021
cmikel:



Dats untrue, they won't call u unless he used your phone number to sign up or he put your number as a gurrantor or close contact.


They may just be calling you bc they fetched your numb from the sim contact.







.
she wanted to collect from her phone with her number but she was declined so she pleaded to borrow through my number and my phone and she defaulted so I have been getting all the calls and messages before I decided to pay up

1 Like

Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by bumait(f): 9:11pm On Oct 28, 2021
mcgaius:


Stop misinforming people.The only thing that you have to be sure is that your number and other of your details weren't used,otherwise there is no harm in it.The loan company will still call you if your friend defaults regardless of the fact that he used your phone or not because your friend has you in his phone contact.
my number was used in this case so I was the one getting disturbed and my contacts were getting the calls and text messages not hers
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by bumait(f): 9:14pm On Oct 28, 2021
Japhtee:


You just lied. They can send your contacts message but will not call you or are you saying he registered with your no?
what is there to lie about do you want proves? I allowed her use my number and phone to get the loan since she tried it on hers and was declined and she needed the money urgently and being my friend too. when the calls became unbearable I was forced to pay the #38k
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by bumait(f): 9:17pm On Oct 28, 2021
Abba114:
pls borrow me your phone make i loan small money since u have good heart to repay if i refuse to do so grin
what do I do? the treats were becoming unbearable ND couldn't take it. DS tin happened on Monday. I no fit do am again for my blood sef. as I speak my friend is still not picking my calls
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by bumait(f): 9:21pm On Oct 28, 2021
Calitoscassius:
I don't believe you! as long as the loan is not taken in your name, the loan company has no right! I mean no fucking right to harrass you, even if the borrower used your phone number and your phone, so what if you changed your number? Will, can they still contact you? NO!! What if you relocate to another town? Can they still find you? NO!!! You just wanted to pay the loan that is if i believe your story. cheesy
welcome to Nigeria bro. this is what the loan companies do now. if I send you the screenshot of the message sent to my contacts you will pity me. I got calls from virtually almost all my contacts wen I couldn't stand it again was forced to pay to save myself the shame. who will believe me wen I say I allowed a friend take the loan through my sim and my phone?

1 Like

Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by bumait(f): 9:27pm On Oct 28, 2021
easzypeaszy:
stop lying
like you always do sir? eeyah
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by bumait(f): 9:30pm On Oct 28, 2021
cmikel:



Dats untrue, they won't call u unless he used your phone number to sign up or he put your number as a gurrantor or close contact.


They may just be calling you bc they fetched your numb from the sim contact.







.
I used all my details for her cos hers was declined and she needed it like urgently so I just decided to help a friend in need
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by Calitoscassius(m): 10:55pm On Oct 28, 2021
bumait:
welcome to Nigeria bro. this is what the loan companies do now. if I send you the screenshot of the message sent to my contacts you will pity me. I got calls from virtually almost all my contacts wen I couldn't stand it again was forced to pay to save myself the shame. who will believe me wen I say I allowed a friend take the loan through my sim and my phone?
Seriously? it is wrong, you shouldn't have paid besides there is no shame in been in debt. as i ve said you should have thrown away the sim, buy another one simple! If you had gotten fed up of their harrasments. Also long as you didn't sign anything indicating that you borrowed any money tell em to fork off! I owe barclays bank £120k i haven't paid a dime back, they call me i say i am depressed, they say sorry! we will call back when you are better. Fork dem! I only owe them i am not a criminal.
Re: Can Someone Use My Phone To Borrow Loan From Loan Apps? Any Harm? by Japhtee(m): 6:24am On Nov 01, 2021
bumait:
what is there to lie about do you want proves? I allowed her use my number and phone to get the loan since she tried it on hers and was declined and she needed the money urgently and being my friend too. when the calls became unbearable I was forced to pay the #38k

Meaning he used your BVN too? My dear it means you took loan on his behalf because your no with his BVN can not work. Put the story well

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