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Nairaland Forum / Nairaland / General / Business / Online Loan Operators; After The Defamation, What Next? (44052 Views)
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Re: Online Loan Operators; After The Defamation, What Next? by Annie001: 7:46pm On Nov 21, 2021 |
FuckDModz:If that is the case Buhari should also be in prison. Ode I hope you get into a terrible situation that will make you borrow and not be able to pay back, then you will come back to say this rubbish 8 Likes |
Re: Online Loan Operators; After The Defamation, What Next? by Nobody: 7:47pm On Nov 21, 2021 |
The loan campanies are faulty in a way Not informing guarantors before loans are taken. So they don't have the right to text or call "unverified guarantors. However, people are very wicked. You take loan without having plans to repay back, you must be a wicked soul. Do you know that is someone's business, or is it wrong they gave you loan. I took two loans today after making enough plans and calculations aligning them to my cash inflows. I thought of how much I need for my project, when will i receive money, considered the interest for two loan companies, realized the interest for Lcredit is more than the interest for quick check. I could only take 22k for quick check, but could take 58k for Lcredit. Since I needed only about 35k, i took the 22k for quick check for 1 month period and took the remaining from lcredit for 15 days. I know before the 15days, I will ofset lcredit and must have been settling off quick check. I don't want embarrasment and I planned myself. It is evil collecting loan and not pay. These people are trying, it's nsdot easy to give out loan to who you have never met or had a deal with before. Nigerians are ungrateful and we deserve what we are currently facing. Heartless people. 5 Likes 1 Share |
Re: Online Loan Operators; After The Defamation, What Next? by Mrbenny001: 7:49pm On Nov 21, 2021 |
Welcome development..but note... Most of those loan company except few, with banks too will not be included cos they fraudulent as well DubaiLandLord1: |
Re: Online Loan Operators; After The Defamation, What Next? by Nobody: 7:49pm On Nov 21, 2021 |
DubaiLandLord1:Very good move. But the interest rates would have to be looked into before they can pass the law. 2 Likes |
Re: Online Loan Operators; After The Defamation, What Next? by erniok(m): 7:50pm On Nov 21, 2021 |
blamingthedevil:The policy is for money banks not the app lenders. Those ones are not regulated by CBN. |
Re: Online Loan Operators; After The Defamation, What Next? by BullyBullies: 7:51pm On Nov 21, 2021 |
temmypotter: Because you have friends and family that can help doesn't mean all the people you see have that same privilege. Reading the comments, I keep wondering to myself whether some of you actually drop from the sky. If people had options, do you think they would go and subject themselves to embarrassment and pressure? Thank God for your own privilege. And if you don't have nice things to say about people that their only option is to use the loan apps, then please just waka pass. I know of someone who took that loan because he needed to pay for his child's hospital bill and no one in his sphere was able to help at that particular moment. Make I continue dey read una comments dey go whilst sipping my chilled palm wine �. 6 Likes |
Re: Online Loan Operators; After The Defamation, What Next? by FarahAideed: 7:51pm On Nov 21, 2021 |
omasco922: I am sure there are not the first people you are owing na |
Re: Online Loan Operators; After The Defamation, What Next? by joyandfaith: 7:52pm On Nov 21, 2021 |
neutralmind: Order is signed at point of collecting loan not after. 1 Like |
Re: Online Loan Operators; After The Defamation, What Next? by NGArmyTerrorist: 7:52pm On Nov 21, 2021 |
Blackmailing a thief! If you had ever borrowed money from these apps and never wanted to pay back; you're a thief and not different from those keep your country from moving forward what prevented you from borrowing from your friends or neighbors because you know that your a thief. Now, you want to say nonsense about your privacy and data violation and not saying anything about paying back your loan. Evil citizens! 4 Likes |
Re: Online Loan Operators; After The Defamation, What Next? by hope4nigeria(m): 7:53pm On Nov 21, 2021 |
DubaiLandLord1:thief, how can you be giving loan with 40%interest in 7days, if you send derogatory message to my contacts, I will never pay again. You and CBN will do nothing as I won't use all my accounts to receive money again 3 Likes |
Re: Online Loan Operators; After The Defamation, What Next? by TheMostComplex1: 7:54pm On Nov 21, 2021 |
DubaiLandLord1: This's very good. Most of the borrowers are wicked & heartless & wouldn't want to repay their loans except if they are forced 3 Likes 1 Share |
Re: Online Loan Operators; After The Defamation, What Next? by TheMostComplex1: 7:55pm On Nov 21, 2021 |
NGArmyTerrorist: Thank you |
Re: Online Loan Operators; After The Defamation, What Next? by FlipModeSquade(m): 7:56pm On Nov 21, 2021 |
LongBig:Why take a loan and refuse to pay back? You should be jailed for absconding with monies that does not belong to you. You are a Fraudster! Heartless people!! 5 Likes |
Re: Online Loan Operators; After The Defamation, What Next? by Olayinka92: 7:57pm On Nov 21, 2021 |
Tunex252:Then, you should be careful with such a friend that has no conscience. A word is enough for the wise. 3 Likes |
Re: Online Loan Operators; After The Defamation, What Next? by sgtponzihater1(m): 7:57pm On Nov 21, 2021 |
DubaiLandLord1: This is how these things work in advanced climes. Why borrow money with no intention to pay back? |
Re: Online Loan Operators; After The Defamation, What Next? by AK481(m): 7:57pm On Nov 21, 2021 |
nautybride:I know a plumber using the wife bank account to receive payment for 4 years now. |
Re: Online Loan Operators; After The Defamation, What Next? by neutralmind: 7:58pm On Nov 21, 2021 |
joyandfaith: Absolutely Correct. Without a mandate at the point of collection a global standing instruction can not be executed. |
Re: Online Loan Operators; After The Defamation, What Next? by TheMostComplex1: 7:58pm On Nov 21, 2021 |
BullyBullies: The ones I know that borrow from these loan apps are chronic debtors that colleagues, friends would never lend money to because they will never pay back 5 Likes |
Re: Online Loan Operators; After The Defamation, What Next? by rollywise(m): 8:00pm On Nov 21, 2021 |
Tunex252: Tell that your friend never to start up a business because karma is a bitch you know 3 Likes |
Re: Online Loan Operators; After The Defamation, What Next? by wallarwallar(m): 8:00pm On Nov 21, 2021 |
DubaiLandLord1: Useless Chinese slave. 3 Likes 1 Share |
Re: Online Loan Operators; After The Defamation, What Next? by BullyBullies: 8:00pm On Nov 21, 2021 |
Formal27: You and the person you replied to his comments are idiots. Saying Nigerians are idiot and criminals because of Chinese loan apps means that all the people using loan apps don't repay the loans. Is thay ehat the Chinese loan sharks told you? The people that pay back without defaulting am sure are more than those that don't pay back in time or don't pay back at all. Why then would you and your idiot partner use such derogatory remarks against Nigerians? Some of you are just gullible and foolish. Learn to analyse things properly before contributing or passing judgement. 3 Likes |
Re: Online Loan Operators; After The Defamation, What Next? by Annie001: 8:00pm On Nov 21, 2021 |
watchindelta:Collateral for 2k, 3k, 7k? |
Re: Online Loan Operators; After The Defamation, What Next? by airsaylongcome: 8:01pm On Nov 21, 2021 |
cassidy1996: I understand this. My grouse is the incessant blackmail attempts. So imagine yourself as a business owner and your mobile number is out in the public domain. Now imagine a scenario where several prospective customers have saved your number on their phone as "Cassidy1996 Delivery guy". Because these people have saved your number sokoloan and their type will bombard you with SMS about loan defaulters whom you don't know. |
Re: Online Loan Operators; After The Defamation, What Next? by adonainana: 8:01pm On Nov 21, 2021 |
I will keep repeating myself again and again on this online loan app matter Please how can anyone or a group of persons come from abroad with millions of dollars in capital and decide the only thing they would rather do is lend unsecured loans without no collateral whatsoever to citizens of a country where poverty in same land mass supercedes anywhere else on planet earth Like something is wrong somewhere, a country where people kill people in the believ that they will sell their parts or use thier fortune to become rich ( and thier definition of rich not being 100 million pounds or dollars rich ooo) A country where blood sisters and brothers kills them selves to inherit land that is not worth 10 million naira maximum A country which has yahoo boys or online fraudsters than anywhere else on planet earth A company will will come with 100 million dollars and start giving it out as unsecured loans to anyone who has a snalrtphone and can confirm his identity through BVN o wrong now Imagine someone logging out of his zenith bank app to log into a loan app to apply for a loan, shey common sense cannot even ask the loan company how come zenith bank that has billions of dollars cannot lend you money and why Sometimes you need street sense to be able to invest in Nigeria and knowing exactly what we give you insane profits and a total waste of time Sometimes the street sense in doing business is not thought anywhere in school except on the street here in Nigeria See now the loan app companies are frustrated and are now blackmailing it’s debtors lol after you lose guard finish 2 Likes |
Re: Online Loan Operators; After The Defamation, What Next? by airsaylongcome: 8:02pm On Nov 21, 2021 |
Tunex252: If I be the guy na to do the same thing but with phone numbers of staff of the different loan companies. Imagine their staff getting SMS about loan default for someone they don't know 1 Like |
Re: Online Loan Operators; After The Defamation, What Next? by rollywise(m): 8:03pm On Nov 21, 2021 |
What goes around comes around they say. You take a loan which is a man's business and you refuse to pay and run down the man's business, dare not open a business coz God will raise men to run yours down one way or the other. 3 Likes |
Re: Online Loan Operators; After The Defamation, What Next? by Paperbag(m): 8:03pm On Nov 21, 2021 |
Tunex252: Oga their algorithm detects new phones , they dont give loans to such user ...25k ?? Thats not true brother , Small small they lie ... I work with a team building apps for them so i know what im talking . |
Re: Online Loan Operators; After The Defamation, What Next? by Anwons(m): 8:04pm On Nov 21, 2021 |
In as much as it's bad to borrow without paying, it worst to send derogatory messages to presumed friends and relatives. I think the loan company should confine their their third party stuff to one or two guarantors before giving out loans. Come to think of it, they are adding outrageous default fees on daily basis, that means their money is even increasing, why burging people unsolicited messages? |
Re: Online Loan Operators; After The Defamation, What Next? by TheMostComplex1: 8:04pm On Nov 21, 2021 |
Wicked criminals that would take loans from companies & don't have any intention of paying back. I have them in my office if they are not embarrassed they wouldn't pay. They like enjoyment but love to owe. They are also shameless, sometimes we will be wondering what kind of human beings they are. 2 Likes |
Re: Online Loan Operators; After The Defamation, What Next? by airsaylongcome: 8:06pm On Nov 21, 2021 |
omasco922: Remove the overdue for what reason exactly? Wasn't the loan overdue? The money they loaned you could have been loaned to someone else, earning income instead of being tied to you. Imagine your bank telling you that they cannot pay interest on your savings account because the person they loaned your money to hasn't paid on time. You go gree? |
Re: Online Loan Operators; After The Defamation, What Next? by chatinent: 8:06pm On Nov 21, 2021 |
While I don't supporting stealing a loan, most of these loan companies intentionally disable the medium to repay so you'll pay with additional interests. It is bad too. |
Re: Online Loan Operators; After The Defamation, What Next? by Paperbag(m): 8:08pm On Nov 21, 2021 |
Jetbound: When you kept clicking (accept and allow) what did you think you where doing ?? You already agreed they can make use of your data at will , messages ,contact n so on .. Lol, you think they are stupid ?? 3 Likes |
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