StarryV:
Lol. Which one in particular?

palm credit and co sis

Dolphinlove:
palm credit and co sis

Do they call your contacts?

IgiveLadiesBj:

Do they call your contacts?

no they don't

Anban11:
. bros pay back oh. when you want to apply for visa and travel abroad,na tha small money dem go use trap you and even if u pay den,dem no go gri give u visa

Waiting concern lloan app an visa. Lol

ossaisly:
Once you get loan, no matter what ,you must pay back. Failure to pay back, they will frustrate you by calling everyone on your contact. After that, they will go on social media. After that, they will locate you and arrest you.

And any amount that you make them spend, you will still bear the cost.

So rethink before you take loan.

Quit saying what you don't know oga. They'll only flag your bvn which will make it difficult to get loans from banks. That's all.

Hisgrace0001:
Pls sir/ma ...what happens when one defaulted FairMoney loan app.

Do they message the contact or just report one to credit bureau??

I've defaulted for about 3 months now. They haven't called my contacts but they have notified me about my BVN being submitted to the credit bureau for blacklisting. The funny thing is since I started owing them I've seen the wisdom of sometimes letting things be instead of borrowing to solve some problems. Better to go without some comforts or even essentials in life than to take loans. I hope to liquidate some properties so I can pay off everything but those late fees sha...I no send. I'd pay what I owe with the interest. For my conscience sake.

Kingofhoes:


Quit saying what you don't know oga. They'll only flag your bvn which will make it difficult to get loans from banks. That's all.

He probably works for them. Defaulting on an unsecured loan will only damage your credit. They won't waste time on anything else because their business practice is unethical to start with especially the duration and interest rates.

I am owing Quickcheck, I took a loan of 25,000, they added interest of 7,500 to make it 32,500 for just a month. Now, they add 250 daily as late fee interest. I plan to pay the 32,500 as soon I have money. I do not plan to pay the 250 daily interest because it is too much for me. The question is will they blacklist my bvn?

l am free

Franzee:
am owing in 6 loan companies... I rob Peter to pay Paul...

You are doing well. You are doing very well.

Franzee:
am owing in 6 loan companies... I rob Peter to pay Paul...

But seriously, this online lenders are dubious set of people, u give out loans with such outrageous interest and u expect people to py back in such short period. I'm short we are all scams in this country. Most of this online lenders are not legally backed they hide under the legality of other institution to run. Anyway I owe quite a number of them. the ones I know that can flag my BVN I no near, but u see all dis sokoloan, aimloan, nextcredit, Ajeloan,n co no level

RedPanda:


very true. had this experience with sokoloan. As in, it was terrible....I just didnt have the money, it wasnt even that i didnt want to pay. Give me more time na lie, always bombarding me with calls and then they started spaming my contacts with messages like I used them for reference which i never did and then saying I was an alleged fraudster on the run for 5k ........mehn it wasnt funny.... when about 5 people called me, I was so infruriated and then now decided I was never going to pay back. I sent messages to all my contacts they my gmail contacts had been hacked and i'm being defamed by scammers desperately trying to tarnish my image. All my contacts got the message so people stopped contacting me. They were even piting me sef, that was how i was able to overcome. After a while I blocked all their contacts, there is this particular rude girl sending threatning messages everytime that they will arrest me, they will do this....untop 5k abeg shift comot. e don reach about 4 months now. The last person to call me I said if i pay now will they retract their lies and defaming mesages, if they defame me they should take that as the money abeg, no time. Now me and folks laugh about them as Scammers.

But seriously something meeds to be done about Sokoloan, they have very unethical practices. Somebody needs to sue them and put them out of business, get them banned on playtore or something. Very rude HND or OND loan recovery agents that cant even spell well.

Your comment is hilarious and hopeful . I've been worried since I took a loan but now, I've got alil peace

QueenEse:





Your comment is hilarious and hopeful . I've been worried since I took a loan but now, I've got alil peace

I know the feeling

SavageResponse:


It's because of dishonest people like you that foreigners do not like doing business with Nigerians

LOL. Abi o. There are some criminal minded people, they collect loan with the intention not to pay back

Well...sometime in April last year, my man...I took a chikini loan from this app, I used to get loans from the company, for about four occasion, but this last one con get as e be... this money refused to show up when I suppose pay back based on as area just be. Then I started getting notifications on notifications every gaddem days....later notifications turned to threats of being blacklisted my man ..e reach one time na calls dem con dey gimme to know why I never pay up judging by my record with dem. To cut long story short sha after weeks wey man no even see dis tin arrange dem confirm the threats. Now I no go fit say I wan obtain any loan from any company offering similar service unless I pay that money up and dem remove my information from that blacklisted zone. But wetin con surprise me pas be say ... NOTHING DO ME.

I trowway for guy... Nothing do you my brother.. those lending organizations are robbers themselves, charging more than 50% interest in less than a week? That's fraudulent! They're just out to extort the helpless Nigerians that are desperate just to survive. The deserve guys like you.

Tarehd:


I've defaulted for about 3 months now. They haven't called my contacts but they have notified me about my BVN being submitted to the credit bureau for blacklisting. The funny thing is since I started owing them I've seen the wisdom of sometimes letting things be instead of borrowing to solve some problems. Better to go without some comforts or even essentials in life than to take loans. I hope to liquidate some properties so I can pay off everything but those late fees sha...I no send. I'd pay what I owe with the interest. For my conscience sake.

Omo

sluvy4tune:



I don't think this is completely correct sir

I started using branch when they were giving me 1500

But right now my last loan with them was over 140k

hope branch no dey call people contact list and insults

Paying bills and loans through the app allows you to save time and sometimes avoid payment fees. Also, a problem is the return of applications to stores. Banks will either have to develop alternative options or develop applications that can be downloaded directly from websites because many people face problems with applications. Recently I wanted to make a bank transfer to my relative in another state. So my operation was not carried out, but at the same time, the money disappeared. I called the bank and was told that there were problems with the application... And after the Mortgage Advice Leeds, I realized that I was deceived(

janewatson:


I emailed them of my frustrations and I got no reply. I then emailed them again that if i get any loan from them again i wasn't going to pay. I applied again and I'm currently overdue. They've messaged my contacts again but i told them they have to call everyone on my list or apologize to the ones they've alread

I'm curious how did it later end cos I have the same problem now

It's always like that. When they need they attack me with their emails and messages all the time, but when I try to contact them, I receive no reply. I thinking when I was trying to reach out Wefixmoney costumer service. I found their contacts at https://wefixmoney.pissedconsumer.com/customer-service.html, tried to write them emails and even left them the review there but have no answer.

Pejah97:
Omo

Pls did they automatically debit your order account?

Pls did they automatically debit your order account?

I've defaulted for about 3 months now. They haven't called my contacts but they have notified me about my BVN being submitted to the credit bureau for blacklisting. The funny thing is since I started owing them I've seen the wisdom of sometimes letting things be instead of borrowing to solve some problems. Better to go without some comforts or even essentials in life than to take loans. I hope to liquidate some properties so I can pay off everything but those late fees sha...I no send. I'd pay what I owe with the interest. For my conscience sake.[/quote]

Guys flee from loan apps, Immediately you collect loan from one app. Anytime close to your repayment date, you'll see other loan apps asking you to apply for loan, Omo am a victim and I kept collecting from Paul to repay Peter, right now I dom reach journey of no return, these people Dom ruin my life no be small almost everybody for place wey I dey work Dom know say I dey own dept. I even created a thread asking for help, Omo nobody even send me. Abeg run from loan apps, they're agents from the pit of hell trying to make life more harder for we Nigerians..

My own worst, I no just fit talk much.
My advice for all my lovely guys is to flee from laon apps.
Abeg stay away from loan app, Stay away! Stay away!! Stay away!!!

Ransom4real:
Guys flee from loan apps, Immediately you collect loan from one app. Anytime close to your repayment date, you'll see other loan apps asking you to apply for loan, Omo am a victim and I kept collecting from Paul to repay Peter, right now I dom reach journey of no return, these people Dom ruin my life no be small almost everybody for place wey I dey work Dom know say I dey own dept. I even created a thread asking for help, Omo nobody even send me. Abeg run from loan apps, they're agents from the pit of hell trying to make life more harder for we Nigerians..

My own worst, I no just fit talk much.
My advice for all my lovely guys is to flee from laon apps.
Abeg stay away from loan app, Stay away! Stay away!! Stay away!!!

Abeg run, na all my debts be that��

Ransom4real:
Abeg run, na all my debts be that��

this is serious o
Nigeria which way
God Almighty will assist you in paying all this debt

I took a loan of 48k to pay back 60,960 within 3 months.. That's 12,960 interest. 4,320 per month.
.
I took it this month, I have till November 2nd to complete the payment but I want to pay everything by september 2nd to get a new loan, 100k so I could start crypto trading..
.
Is this a wise move?

abfelicity91:
I took a loan of 48k to pay back 60,960 within 3 months.. That's 12,960 interest. 4,320 per month.
.
I took it this month, I have till November 2nd to complete the payment but I want to pay everything by september 2nd to get a new loan, 100k so I could start crypto trading..
.
Is this a wise move?

Don't try to use borrowed money enter crypto. It's dangerous. This is Just like using borrowed money to play betting... Sport betting.

abfelicity91:
I took a loan of 48k to pay back 60,960 within 3 months.. That's 12,960 interest. 4,320 per month.
.
I took it this month, I have till November 2nd to complete the payment but I want to pay everything by september 2nd to get a new loan, 100k so I could start crypto trading..
.
Is this a wise move?

Under no circumstance should you use borrowed funds to start trading in crypto except you want to bury yourself in debt you may never be able to repay!

10kgod:



Don't try to use borrowed money enter crypto. It's dangerous. This is Just like using borrowed money to play betting... Sport betting.

Alright, thanks.

SavageResponse:


Under no circumstance should you use borrowed funds to start trading in crypto except you want to bury yourself in debt you may never be able to repay!

Ok, appreciate