I made a post here which the MOD moved to the business section and since I just created this account I can't comment on it.

I just want to make something clear, I'm not lying or just made it up or trying to seek for sympathy or people to help me pay because I led myself to this stage and I will bear the brunt fully myself.

Why I find it hard to open up to my wife is because little things make her cry and I sincerely don't want her to shed tears for my sake. I will find a way even if not 100% completely honest to tell her about what's going on. I onced told her and I was able to pay off, I feel terribly ashamed to tell her I have gone back to get the loans again.

I want to appreciate those who really took time to give me some good advice. I will by God's grace pay these apps and God's willing this will be the tonic I need to be a better person.

I want to also say I didn't use the money for gambling. Let me explain how i got myself into this mess.

I do job for people and computer. I'm into Information technology, I do installations like CCTV, dstv, etc. So I do get money from clients to buy stuffs for them.

So one particular day I got like 100k to pay subscription for someone, I have this place I do go to watch ball and chill, so met some guys before you know I was into the 4th bottle.

And anytime I'm high, I spend anyhow, before I can get back to my senses almost all the money have gone. So I need to subscribe for the man and I don't have any reserve to fall back to. That's when I started borrowing form these apps. Now pandemic came business wasn't moving, I just have to keep returning to them.

Why I'm so angry with myself is there were times I will get some money, instead of me to prioritise clearing the loans, I still go back to hangout and have a good time.

I love the bad comments because I really need them. With what I make annually I should be very very comfortable but I don't have anything to show for the year I have been working since leaving school.

So I just want people to understand I am tired of trying to be solicits for help. I'm not begging.

All I'm asking for is for ways to come out of this.



God bless you all.

Degunners:
I made a post here which the MOD moved to the business section and since I just created this account I can't comment on it.

I just want to make something clear, I'm not lying or just made it up or trying to seek for sympathy or people to help me pay because I led myself to this stage and I will bear the brunt fully myself.

Why I find it hard to open up to my wife is because little things make her cry and I sincerely don't want her to shed tears for my sake. I will find a way even if not 100% completely honest to tell her about what's going on. I onced told her and I was able to pay off, I feel terribly ashamed to tell her I have gone back to get the loans again.

I want to appreciate those who really took time to give me some good advice. I will by God's grace pay these apps and God's willing this will be the tonic I need to be a better person.

I want to also say I didn't use the money for gambling. Let me explain how i got myself into this mess.

I do job for people and computer. I'm into Information technology, I do installations like CCTV, dstv, etc. So I do get money from clients to buy stuffs for them.

So one particular day I got like 100k to pay subscription for someone, I have this place I do go to watch ball and chill, so met some guys before you know I was into the 4th bottle.

And anytime I'm high, I spend anyhow, before I can get back to my senses almost all the money have gone. So I need to subscribe for the man and I don't have any reserve to fall back to. That's when I started borrowing form these apps. Now pandemic came business wasn't moving, I just have to keep returning to them.

Why I'm so angry with myself is there were times I will get some money, instead of me to prioritise clearing the loans, I still go back to hangout and have a good time.

I love the bad comments because I really need them. With what I make annually I should be very very comfortable but I don't have anything to show for the year I have been working since leaving school.

So I just want people to understand I am tired of trying to be solicits for help. I'm not begging.

All I'm asking for is for ways to come out of this.



God bless you all.

You said you don't have any friend or relative to tell in that your thread that made front page but you have people you flex when you want to be extravagant. I don't have any idea how to pay the debts but my own idea after paying the debt is to open an account like with Piggyvest, then safe lock money with them. Set the deduction either daily or monthly depending. Any cash you get, use POS, transfer into your bank account and move to Piggyvest. All the best

Ok

Mennnnnnnn,I really loved the way Nairalanders bashed the hell outta the op's ass in his previous thread that made FP

Op,the truth is that you should find a way to tell your wife...At least make una join una heads together and work a way out on how to pay back the debts.....Las las,try get sense.... You've got to keep your circle small bro if not you're gonna end up in such situations like back to back

JubrinElSudan:
You said you don't have any friend or relative to tell in that your thread that made front page but you have people you flex when you want to be extravagant. I don't have any idea how to pay the debts but my own idea after paying the debt is to open an account like with Piggyvest, then safe lock money with them. Set the deduction either daily or monthly depending. Any cash you get, use POS, transfer into your bank account and move to Piggyvest. All the best

Most of the people I flex are those I meet at the joints. I can't call those ones friends. I have friends from school but there complain pass my own so why bother them.

I was sharing with a cousin in London but be like the guy case too critical. I can't be stressing people for my mistakes. So why I will just Carry my load jejely hoping to one way or the other come out of it

You're your own worst enemy. If you won't listen to yourself, how can we be sure you'll listen to a bunch of strangers on the internet?

Degunners:
I made a post here which the MOD moved to the business section and since I just created this account I can't comment on it.

I just want to make something clear, I'm not lying or just made it up or trying to seek for sympathy or people to help me pay because I led myself to this stage and I will bear the brunt fully myself.

Why I find it hard to open up to my wife is because little things make her cry and I sincerely don't want her to shed tears for my sake. I will find a way even if not 100% completely honest to tell her about what's going on. I onced told her and I was able to pay off, I feel terribly ashamed to tell her I have gone back to get the loans again.

I want to appreciate those who really took time to give me some good advice. I will by God's grace pay these apps and God's willing this will be the tonic I need to be a better person.

I want to also say I didn't use the money for gambling. Let me explain how i got myself into this mess.

I do job for people and computer. I'm into Information technology, I do installations like CCTV, dstv, etc. So I do get money from clients to buy stuffs for them.

So one particular day I got like 100k to pay subscription for someone, I have this place I do go to watch ball and chill, so met some guys before you know I was into the 4th bottle.

And anytime I'm high, I spend anyhow, before I can get back to my senses almost all the money have gone. So I need to subscribe for the man and I don't have any reserve to fall back to. That's when I started borrowing form these apps. Now pandemic came business wasn't moving, I just have to keep returning to them.

Why I'm so angry with myself is there were times I will get some money, instead of me to prioritise clearing the loans, I still go back to hangout and have a good time.

I love the bad comments because I really need them. With what I make annually I should be very very comfortable but I don't have anything to show for the year I have been working since leaving school.

So I just want people to understand I am tired of trying to be solicits for help. I'm not begging.

All I'm asking for is for ways to come out of this.



God bless you all.

OP @ Degunners can you walk us through those moments from when you had the 100K at the football viewing center to the point where you spent most of the money on drinks.

I’m trying to understand where you crossed the line. What triggered you to keep spending the money knowing it was from your customer for work? Did you think somehow you could replace it? Like a few phone calls to friends and family to borrow money? What was the motivation? Please shed more light

It is better she shed those tears now and you guys come to terms with the reality and move forward from there than she sheds more tears later should things go further south.

There's nothing to be ashamed for at this time, and it is better she hears from you than your creditors.

As for the drinking, have a separate account you pay yourself money for such and when going out, go with only that card. That reduces the urge to spend more than you should.

socialmediaman:
OP @ Degunners can you walk us through those moments from when you had the 100K at the football viewing center to the point where you spent most of the money on drinks.

I’m trying to understand where you crossed the line. What triggered you to keep spending the money knowing it was from your customer for work? Did you think somehow you could replace it? Like a few phone calls to friends and family to borrow money? What was the motivation? Please shed more light

Yes, I might be a very lousy spender and not disciplined or principled but I'm someone who always believe I can over come anything. See the truth is I was drunk. So I wasn't in my right senses. My braining is calculating I just spent like 20k which is something I can easily replace but at the end when my eyes are cleared I discovered whats left with me isn't even close to 10k.

You remind me of a close friend back then. He will be broke and hungry for several weeks and yet when money enters his hand he won't pay his bills. Na beer parlor he dey arrange all of us straight, where he will squander the money to the last Kobo, buying drinks for strangers and promising to change their life. The following day he will go back to lamenting again about hunger and unpaid bills.

bigjackass:
You remind me of a close friend back then. He will be broke and hungry for several weeks and yet when money enters his hand he won't pay his bills. Na beer parlor he dey arrange all of us straight, where he will squander the money to the last Kobo, buying drinks for strangers and promising to change their life. The following day he will go back to lamenting again about hunger and unpaid bills.

This time around I must receive sense.

Body don dey tell me.

To raise money to pay off these loans I want to sell these two items. A 3.5KV Lutian 100% copper generation and a Sony home theatre.

If you want make me an offer.

You've got gather yourself together bro.youre a man and every man need prove himself by Been very decisive.

Listen to yourself and act manly.
Think of the repercussions of not been able to pay this yourself and the danger of putting your family into so much shame they don't deserve.

Man up man

Damvee:
You've got gather yourself together bro.youre a man and every man need prove himself by Been very decisive.

Listen to yourself and act manly.
Think of the repercussions of not been able to pay this yourself and the danger of putting your family into so much shame they don't deserve.

Man up man

Hello I saw your mail.

Debt no be better things,bro recommend better loan app for me

Oh.. dear ahnie.

I've really been following your diary lately,mehhn it's been a huge blessing with amazing significance for me.

I couldn't imagine having kIds and business and as well having to write consistently with good detailing.

I recommend..you're a great mom and an amazing writer.

You're one mum in a million.
Much love from damvee.��

ahnie:

Hello I saw your mail.

My mail?

You've never heard of gbenu si no be atenu before...God will see you through

socialmediaman:
OP @ Degunners can you walk us through those moments from when you had the 100K at the football viewing center to the point where you spent most of the money on drinks.

I’m trying to understand where you crossed the line. What triggered you to keep spending the money knowing it was from your customer for work? Did you think somehow you could replace it? Like a few phone calls to friends and family to borrow money? What was the motivation? Please shed more light

This your question ehn!

Degunners:
I made a post here which the MOD moved to the business section and since I just created this account I can't comment on it.

I just want to make something clear, I'm not lying or just made it up or trying to seek for sympathy or people to help me pay because I led myself to this stage and I will bear the brunt fully myself.

Why I find it hard to open up to my wife is because little things make her cry and I sincerely don't want her to shed tears for my sake. I will find a way even if not 100% completely honest to tell her about what's going on. I onced told her and I was able to pay off, I feel terribly ashamed to tell her I have gone back to get the loans again.

I want to appreciate those who really took time to give me some good advice. I will by God's grace pay these apps and God's willing this will be the tonic I need to be a better person.

I want to also say I didn't use the money for gambling. Let me explain how i got myself into this mess.

I do job for people and computer. I'm into Information technology, I do installations like CCTV, dstv, etc. So I do get money from clients to buy stuffs for them.

So one particular day I got like 100k to pay subscription for someone, I have this place I do go to watch ball and chill, so met some guys before you know I was into the 4th bottle.

And anytime I'm high, I spend anyhow, before I can get back to my senses almost all the money have gone. So I need to subscribe for the man and I don't have any reserve to fall back to. That's when I started borrowing form these apps. Now pandemic came business wasn't moving, I just have to keep returning to them.

Why I'm so angry with myself is there were times I will get some money, instead of me to prioritise clearing the loans, I still go back to hangout and have a good time.

I love the bad comments because I really need them. With what I make annually I should be very very comfortable but I don't have anything to show for the year I have been working since leaving school.

So I just want people to understand I am tired of trying to be solicits for help. I'm not begging.

All I'm asking for is for ways to come out of this.



God bless you all.

Once a problem is detected the next thing is the solution

You are the problem here because you just like drinking and flexing at the expense of your future

Stop drinking out rather buy those drinks in can packs and drink at home, tell your wife whatever dish you want to drink it with, she will prepare it

I have never seen a bar where they give award to the most important customer

They are there to make money while people like you are there yo waste their fortune

frozen70:


Once a problem is detected the next thing is the solution

You are the problem here because you just like drinking and flexing at the expense of your future

Stop drinking out rather buy those drinks in can packs and drink at home, tell your wife whatever dish you want to drink it with, she will prepare it

I have never seen a bar where they give award to the most important customer

They are there to make money while people like you are there yo waste their fortune

You are absolutely right. I am not really addicted to alcohol, I can stay weeks without drinking. It's just that anytime I hang out and I drink beyond my control I tend to misbehave.

I am really fighting to quit alcohol entirely. I hope I get to that point.

I have really waste away my fortune because I would have been far far away from where I'm now.

Thanks

Degunners:


You are absolutely right. I am not really addicted to alcohol, I can stay weeks without drinking. It's just that anytime I hang out and I drink beyond my control I tend to misbehave.

I am really fighting to quit alcohol entirely. I hope I get to that point.

I have really waste away my fortune because I would have been far far away from where I'm now.

Thanks

I hope and pray that you will be determined to reverse your ways

frozen70:


I hope and pray that you will be determined to reverse your ways

Can't do it alone because without God's Grace. Just remember me in your prayers.