CheesyTee:


Check openrent, rightmove or zoopla.

If you have anyone already in Scotland, you may ask them to help you go for viewing.

Thanks so much

You guys, I have plug for Nigerian food / snacks in Birmingham o. if you're tired of burger and chips and you need some ogbono and meat pie

dupyshoo:
Please how is SIPP better than maxing pension contributions through your employer as employers match your contribution or even pay higher percentage? You also get the 20% as well.
Is it the flexibility that it gives?

We were discussing the features of an SIPP, pros and cons. My opinion is that the NHS public pension and defined benefits schemes are the best one can get in the UK, and if I had a public sector pension, together with the proportional state pension, I wouldn't bother with a private pension. I would prefer to factor in equity release or downsizing from a home in old age if one needed income in old age beyond the pension income available to one + one's savings. SIPPs and other private pensions work best for the self-employed/those who have additional self-employed income to play with/dispose of.

In the general order of things, i.e. where one only has the number of children one can afford and one has them early enough in life so you're not training children in your 60s or when you are at the end of your working life, and one falls within the general UK life expectancy range, is not chasing fresh young 20-something year old girls or boys or buying midlife crisis sports cars, etc., then the greatest expense one will have in old age would likely be funding their eldercare, which, despite Boris' generous promise to Tory voters, will most likely ultimately end up down the line in requiring the sale of their homes for the average person.

TheGuyFromHR:


We were discussing the features of an SIPP, pros and cons. My opinion is that the NHS public pension and defined benefits schemes are the best one can get in the UK, and if I had a public sector pension, together with the proportional state pension, I wouldn't bother with a private pension. I would prefer to factor in equity release or downsizing from a home in old age if one needed income in old age beyond the pension income available to one + one's savings. SIPPs and other private pensions work best for the self-employed/those who have additional self-employed income to play with/dispose of.

In the general order of things, i.e. where one only has the number of children one can afford and one has them early enough in life so you're not training children in your 60s or when you are at the end of your working life, and one falls within the general UK life expectancy range, is not chasing fresh young 20-something year old girls or boys or buying midlife crisis sports cars, etc., then the greatest expense one will have in old age would likely be funding their eldercare, which, despite Boris' generous promise to Tory voters, will most likely ultimately end up down the line in requiring the sale of their homes for the average person.

You are forgetting the sea cruises and holidays, one is not engaging in now + dog ownership etc etc.........

Would surely be done after retirement.......

Lexusgs430:



You are forgetting the sea cruises and holidays, one is not engaging in now + dog ownership etc etc.........

Would surely be done after retirement.......

I was referring to non-discretionary expenditure

Viruses:

Maybe things have changed or I don't understand you properly.
When I did mine, I gave them cert and transcript, they evaluated and gave me proof of English certificate. I wasn't the one that gave them proof of English.
Nonetheless, uploading just your highest qualification should be fine.

Thank you. I think things have changed too. I'll upload my highest degree.

CheesyTee:


Thank you. I think things have changed too. I'll upload my highest degree.

I understand better now after reading @LagosismyHome's comment.

You need a letter from your school stating that English is the medium of instruction. It will be issued by your school's registrar and addressed to NARIC. However, your school will not send it to NARIC themselves, they will send it to you then you will scan it and upload to NARIC.

I think you are better of with IELTS, just register for the next available one if what you want to use it for is time-bound.

I did IELTS and NARIC but I used the IELTS because before NARIC came out owing to my school's delay in issuing the said letter, I had already applied with IELTS and my visa was even out seff.

How much is meat pie o

NemB:
You guys, I have plug for Nigerian food / snacks in Birmingham o. if you're tired of burger and chips and you need some ogbono and meat pie

omopapa:
How much is meat pie o

Nah only meat pie dey hungry u ........

I also bake meet pie ......... Where can you meet, to collect...........

CheesyTee:


Thank you for your response.

Yes. I have uploaded the required documents. They also requested proof of English to be uploaded.

I wanted to know if it's okay to upload just Msc. instead of two degrees.

For me, I uploaded my B.sc & one MSc. Didn’t upload the second one due to long process of getting proof of English from the school.
And NARIC responded within 4 working days which was surprising because this was December period and by the way, it was standard.

Na meatpie be substitute for gala, on the go

Let’s meet at number 10

Lexusgs430:


Nah only meat pie dey hungry u ........

I also bake meet pie ......... Where can you meet, to collect...........

I'm back with my money saving or money making avenues. Good one on all the SIPP talk. Like someone said you can maximise your workplace pension by increasing the minimum contribution since most employers match the increase with a higher percentage. I went from contributing 3% percent for 2% employer's contribution (on auto enrolment) to contributing 6% for employer's 12%.

For anyone looking to save/make some cash whilst spending, utilising TopCashback when you shop online is the way to go. You essentially get cashback on items purchased from legit UK retailers . If you go through TopCashback website to retailers website , you will earn cashback that goes as high as 20% or even more.


You also get £10 on sign up using the link below

https://www.topcashback.co.uk/ref/tinux


Honestly though, in this 2022,keep your ears to the ground... We need to be making money and/ saving money so embrace every avenue that legally allows it . You can call me your Nairaland moneysaving expert

NemB:
I want to book them too. But I came to check here first.

Please are they legit? No wahala at airport abi

For 54 gene?

Viruses:

I understand better now after reading @LagosismyHome's comment.

You need a letter from your school stating that English is the medium of instruction. It will be issued by your school's registrar and addressed to NARIC. However, your school will not send it to NARIC themselves, they will send it to you then you will scan it and upload to NARIC.

I think you are better of with IELTS, just register for the next available one if what you want to use it for is time-bound.

I did IELTS and NARIC but I used the IELTS because before NARIC came out owing to my school's delay in issuing the said letter, I had already applied with IELTS and my visa was even out seff.

Please what IELTS did u write, I checked the site yesterday and there were like 4. It wasn't clear which should be used for Tier 2 skilled visa

Myati:
I'm back with my money saving or money making avenues. Good one on all the SIPP talk. Like someone said you can maximise your workplace pension by increasing the minimum contribution since most employers match the increase with a higher percentage. I went from contributing 3% percent for 2% employer's contribution (on auto enrolment) to contributing 6% for employer's 12%.

For anyone looking to save/make some cash whilst spending, utilising TopCashback when you shop online is the way to go. You essentially get cashback on items purchased from legit UK retailers . If you go through TopCashback website to retailers website , you will earn cashback that goes as high as 20% or even more.


You also get £10 on sign up using the link below

https://www.topcashback.co.uk/ref/tinux


Honestly though, in this 2022,keep your ears to the ground... We need to be making money and/ saving money so embrace every avenue that legally allows it . You can call me your Nairaland moneysaving expert

Money expert …. Please what bank would you recommend I open an account as a JJC here?

eyesaswide:


Money expert …. Please what bank would you recommend I open an account as a JJC here?

Your best option would be monzo for now. It saves you the stress of proof of address.

Use this link and you get £5 when you transact
With your card.

https://join.monzo.com/c/8xvb86m

NemB:
You guys, I have plug for Nigerian food / snacks in Birmingham o. if you're tired of burger and chips and you need some ogbono and meat pie

Do you have a location (offline/online)?

LagosismyHome:


Please what IELTS did u write, I checked the site yesterday and there were like 4. It wasn't clear which should be used for Tier 2 skilled visa

IELTS for UKVI General.
That's what I wrote for tier 2 skilled worker visa.

Mamatukwas:


I know of US. Kindly send a dm.

How do I get in touch? I sent an email already

Myati:
I'm back with my money saving or money making avenues. Good one on all the SIPP talk. Like someone said you can maximise your workplace pension by increasing the minimum contribution since most employers match the increase with a higher percentage. I went from contributing 3% percent for 2% employer's contribution (on auto enrolment) to contributing 6% for employer's 12%.

For anyone looking to save/make some cash whilst spending, utilising TopCashback when you shop online is the way to go. You essentially get cashback on items purchased from legit UK retailers . If you go through TopCashback website to retailers website , you will earn cashback that goes as high as 20% or even more.


You also get £10 on sign up using the link below

https://www.topcashback.co.uk/ref/tinux


Honestly though, in this 2022,keep your ears to the ground... We need to be making money and/ saving money so embrace every avenue that legally allows it . You can call me your Nairaland moneysaving expert

Any recommendations for a LISA provider? I'm in the market for one.

mizGene:


Any recommendations for a LISA provider? I'm in the market for one.

I used Skipton building society back then but I think you might be better off with moneybox just because you can do more with moneybox.

https://www.moneyboxapp.com/isa/lifetime/cash/


By the way, you can open your Lisa account with as little as £1 just to get it rolling and fund the account when you have your lump sum. This is especially beneficial to those lookin to use a LISA account towards their first home. You need to have opened the Lisa account for a year before you can withdraw the funds.

Modified.. You need to fund it with £4000 before April if you want to get the max government bonus (£1k)this financial year.

Myati:


I used Skipton building society back then but I think you might be better off with moneybox just because you can do more with moneybox.

https://www.moneyboxapp.com/isa/lifetime/cash/


By the way, you can open your Lisa account with as little as a £1 just to get it rolling and fund the account when you have your lump sum. This is especially beneficial to those lookin to use a LISA account towards their first home. You need to have opened the Lisa account for a year before you can withdraw the funds.

Thanks. Someone shared moneybox earlier, for some reason it didn't recognise I am in the UK...kept saying not available in your country try...so I cdnt download it. Still same result now.

Anyone have a clue what the issue is? This also happened when I needed to download the tesco app.... And no, I am not using a VPN and Google can access my location

mizGene:

Thanks. Someone shared moneybox earlier, for some reason it didn't recognise I am in the UK...kept saying not available in your country try...so I cdnt download it. Still same result now.

Anyone have a clue what the issue is? This also happened when I needed to download the tesco app.... And no, I am not using a VPN and Google can access my location

You need to go change your location/locale with the Playstore settings if you're Android. For some reason it can be stuck in another country and not automatically switch although Google can tell you're physically in the UK

kode12:


You need to go change your location/locale with the Playstore settings if you're Android. For some reason it can be stuck in another country and not automatically switch although Google can tell you're physically in the UK

Thanks, I just sorted it out now.

Hi all! Is Business Analytics a good career choice? Thanks.

Any site to stream Nigeria vs Tunisia live?

Viruses:

IELTS for UKVI General.
That's what I wrote for tier 2 skilled worker visa.

Thanks

Viruses:
Any site to stream Nigeria vs Tunisia live?

.


March don end

Helloo for people flying Virgin Atlantic
Please what’s the price for overweight bag in MM airport and mode of payment ?

Akorkor:


For me, I uploaded my B.sc & one MSc. Didn’t upload the second one due to long process of getting proof of English from the school.
And NARIC responded within 4 working days which was surprising because this was December period and by the way, it was standard.

Thank you for your response. I will just upload the degree that I've got proof of English for.

It will definitely take time to get proof of English for my BSc.

Aprokodaughter:
.


March don end

And we don collect blow for mouth