Congrats mama. I used these guys when I gave birth, they are pretty hood and they came to my house to do the circumcision, you can give them a call
https://www.circumcision-manchester.co.uk/liverpool/?gclid=CjwKCAiAsNKQBhAPEiwAB-I5zaQ5fKu8IcePr7vwnxbax372yDH8FCXX5m48a2R-nW4axFWVCkI54xoCNJsQAvD_BwE

Abiodunnn:
Hello people,
I just gave birth to a baby boy and I’ve been looking for where to get him circumcised but I’ve not had any luck. I’m in Essex and I don’t mind going to London for it.
Please who has any pointers ( i prefer jewish doctors)

Thanks... I sent them mail and the restriction was removed without any further request

Ralphlauren:


Its possible the £1000 you were credited with was proceeds of crime/fraud. If the money was obtained via criminal means (e.g. romance fraud or BEC) , you may have unknowingly helped this person launder money. This is one of the risks involved with exchanging pounds for naira especially when you do not know the person you are buying from and neither are you 100percent certain the source of their money is genuine.

Contact revolut and see what they say. I don't expect them to provide you with any concrete information but be prepared as they might ask you questions relating to the transactions.

Best case scenario, they remove the restriction on the account and/or they close the account. Worse case scenario, it might end up as police case and/or you are reported by the bank to CIFAS as a perpetrator of fraud.

https://www.msbsolicitors.co.uk/cifas-fraud-markers-the-problems-

https://www.cifas.org.uk/

Hello elders,

I have come again. Please does anyone know if NHS relocation allowance can be used for some of the costs associated with the mortgage for a first home?

***

umarwy:


Observations
Lane discipline
Meeting/joining traffic
Cutting corners
Not driving too slow.

This are other critical aspects people from naija use to fail as well.

2 guys that has been driving in naija for years and is currently driving in UK, has failed the twice.

Guy failed

first test in less than 10min. Roundabout going right but was on the wrong lane. Them kuku bring am back to test center.

Second test was the funny one. He used the wrong lane to exit the gate of the test center. So he basically failed in less than 5min. Another guy failed the test doing the same thing that day. Laugh one finish me.
"If you can drive in Lagos you can drive everywhere"

Guy 2
Driving in UK as well for months and with loads of naija experience.

First test switching lanes without proper observations, there was a van oncoming examiner hold steering.

Second test

He no see red traffic light examiner shout stop.

But the light was immediately after a double roundabout. Plus there was a busstop.

But still. Observations lacking in both tests.


Advice for anyone taking the test look mirrors almost as much as you are looking front.

Safe driving is all what the examiner wants to see.

You can fail because of manover unless it's observations related

Watch dgn driving school on YouTube
Watch Ashley Neil.

Try to be calm and you shall pass easy

Update guy 1 had accident this morning.

Improper observations at round about.

Someone hit his doors.

What is the implications of driving without insurance?

Since he's driving with provisional license

He has been impounded last year by cops as well.
Now another gbese.


A word is enough for the wise oh.


Theory test pro
Ashley Neil watch 200hrs
DGN driving school watch 200hrs
Get an instructor and block book 10hrs
.

Watch a lot of videos and while driving drive intentionally with safety in mind.

You are good to pass first time
QED

Great opportunities for people in Scotland that want to get into Tech:

1. Full Stack Developer @ SCQF level 7 - ELearning/Online Distance Learning: https://www.eventbrite.co.uk/e/full-stack-developer-scqf-level-7-elearningonline-distance-learning-tickets-260084207867?aff=ebdssbdestsearch

2. CMS: WordPress - E Learning/Distance Learning Course. Funded by SAAS: https://www.eventbrite.co.uk/e/cms-wordpress-e-learningdistance-learning-course-funded-by-saas-tickets-260065040537?aff=ebdssbdestsearch

Why Scotland people?
The courses are funded by SAAS part-time fee agency which is available to eligible individuals only:
SAAS General funding eligibility requirement:
1. You have to be a resident of Scotland
2. Either employed and earning less than 25k a year or can be unemployed as well
3. Have not used the SAAS funding in this Academic Year.

Mellady:

Like how much are the charging, it's home office not aware of those agents/companies extorting money from people?

Let's just say that it runs into thousands.

Have u read the relocation policy of ur trust? A colleague of mine just relocated, she was expecting like £4K when we read the policy she’s only entitled to £400

HollyMadison:
Hello elders,

I have come again. Please does anyone know if NHS relocation allowance can be used for some of the costs associated with the mortgage for a first home?

Ralphlauren:


Its possible the £1000 you were credited with was proceeds of crime/fraud. If the money was obtained via criminal means (e.g. romance fraud or BEC) , you may have unknowingly helped this person launder money. This is one of the risks involved with exchanging pounds for naira especially when you do not know the person you are buying from and neither are you 100percent certain the source of their money is genuine.

Contact revolut and see what they say. I don't expect them to provide you with any concrete information but be prepared as they might ask you questions relating to the transactions.

Best case scenario, they remove the restriction on the account and/or they close the account. Worse case scenario, it might end up as police case and/or you are reported by the bank to CIFAS as a perpetrator of fraud.

https://www.msbsolicitors.co.uk/cifas-fraud-markers-the-problems-

https://www.cifas.org.uk/

And to add to the above worst case scenario,
We all need to start learning legalities in the UK or abroad generally. Police may not be your friend when interrogating you.

See the below story of a naive Nigerian in the US who was jailed due to not querying the source of the forex transfered

https://nigeriabroad.com/a-us-based-nigerian-is-in-jail-on-fraud-charges--it-all-began-after-he-hosted-a-friend-visiting-from-nigeria?fbclid=IwAR1PTcqNv5zhCFaYpjQemRPXpl4y8k_c0f0uGc0PVGU_ImbIYny9Obbwlto

umarwy:


Update guy 1 had accident this morning.

Improper observations at round about.

Someone hit his doors.

What is the implications of driving without insurance?

Since he's driving with provisional license

He has been impounded last year by cops as well.
Now another gbese.


A word is enough for the wise oh.


Theory test pro
Ashley Neil watch 200hrs
DGN driving school watch 200hrs
Get an instructor and block book 10hrs
.

Watch a lot of videos and while driving drive intentionally with safety in mind.

You are good to pass first time
QED

Believe driving without insurance is a crime, one should have at least 3rd party insurance.

As per d repercussions, did he have anyone with full licence beside him? That may help mitigate his cost. The insurance may potentially cancel his current cover and he will still be liable for the full amount for the year, increased premium, and if any issues found with the claim, he could be charged with the repaired cost of the other party

dupyshoo:
Reception is from the next September after the child turns 4. So a child born on 1st September will be 5 before starting reception while a child born on 31st August will start exactly when he/she is 4 year old as the cut off date is August 31st.

Oh thank you. My daughter will be 4 next February. That means we can apply for her to go to reception class September same year.

deept:


lol, madam don dey calculate savings.

Lmao UK living has turned me into an accountant by force. Income and expenses must balance.

gistbite:


Lmao UK living has turned me into an accountant by force. Income and expenses must balance.

My boy turned 3 in January so I was like yes 30hr free nursery until somebody burst my bubble and said it doesn't apply until April.

Holiday plans out the window

deept:


My boy turned 3 in January so I was like yes 30hr free nursery until somebody burst my bubble and said it doesn't apply until April.

Holiday plans out the window

Lol same o. My daughter clocks 3 by this February ending and we can’t start free nursery until April.

fatima04:


Believe driving without insurance is a crime, one should have at least 3rd party insurance.

As per d repercussions, did he have anyone with full licence beside him? That may help mitigate his cost. The insurance may potentially cancel his current cover and he will still be liable for the full amount for the year, increased premium, and if any issues found with the claim, he could be charged with the repaired cost of the other party

He has a wrong insurance. I.e provisional license and driving alone without l plates

We are still observing the situation as he told the other party he will fix there car 100£, the problem it was a company/work car so the individual doesn't have have final say. The individual still took pictures and his car plate etc. And told him he will be in touch

gistbite:


Lol same o. My daughter clocks 3 by this February ending and we can’t start free nursery until April.

3 years would be 15 hours not 30hours if you don't have settled status

umarwy:


He has a wrong insurance. I.e provisional license and driving alone without l plates

We are still observing the situation as he told the other party he will fix there car 100£, the problem it was a company/work car so the individual doesn't have have final say. The individual still took pictures and his car plate etc. And told him he will be in touch

Did this involve the police? He might get away with it if the police are not involved and he agrees to repair the other car out of pocket without involving his insurance (or lack of) company.
However if the police are involved, he should expect a fine and some points on his non-existent license. This is in addition to footing the repair costs.

LagosismyHome:


3 years would be 15 hours not 30hours if you don't have settled status

I think they are in Scotland. It’s 30 hours here.

gistbite:


Lol same o. My daughter clocks 3 by this February ending and we can’t start free nursery until April.

You’re even lucky. When my boy turned 3 (he’s an April baby) he couldn’t start till September

Cut off is April 1st abi March 31st. Thank God it’s behind us now.

Mamatukwas:


I think they are in Scotland. It’s 30 hours here.

Its not fair ooo. Scotland is enjoying way more benefits than the rest

Mamatukwas:


You’re even lucky. When my boy turned 3 (he’s an April baby) he couldn’t start till September

Cut off is April 1st abi March 31st. Thank God it’s behind us now.

One of the few dividends of the SNP government. During my time, we were only entitled to 15 hrs per week from 3 to 5 years.

LagosismyHome:


Its not fair ooo. Scotland is enjoying way more benefits than the rest

Scottish residents pay more in tax and have lower tax thresholds after the basic rate too.

LagosismyHome:


Its not fair ooo. Scotland is enjoying way more benefits than the rest

Lol. Don’t worry the grass ain’t greener on this side.

omopapa:
Have u read the relocation policy of ur trust? A colleague of mine just relocated, she was expecting like £4K when we read the policy she’s only entitled to £400

How £4000 turn £400? Lol

I saw for NHS Orkney, their relocation allowance is £8,000 for band 4 and above and I was already thinking I should have applied there.

CheesyTee:


How £4000 turn £400? Lol

I saw for NHS Orkney, their relocation allowance is £8,000 for band 4 and above and I was already thinking I should have applied there.

The maximum amount allowable (tax free) by HMRC is £8,000 however this does not mean that you will receive the entire amount from your employer. The amount you receive will depend on the qualifying expenses you claim for with the relevant supporting documents. For instance if the cost of hiring a moving van is £3,000, your employer will only reimburse £3,000 when you present the receipt. They are not going to dash you £8,000 for jolly

Also check the policy of your employer as some employers may require you to repay the money if you leave the company or trust within a certain time.

gistbite:


Oh thank you. My daughter will be 4 next February. That means we can apply for her to go to reception class September same year.

The council portal usually opens earlier than February (nov - mid jan), so check admissions sectiin on your council website

umarwy:


He has a wrong insurance. I.e provisional license and driving alone without l plates

We are still observing the situation as he told the other party he will fix there car 100£, the problem it was a company/work car so the individual doesn't have have final say. The individual still took pictures and his car plate etc. And told him he will be in touch

He should try and negotiate then without involving his insurance provider (unless na expensive car), if not just accept whatever the insurance say and set up a convenient direct debit plan with them.

gistbite:


Lmao UK living has turned me into an accountant by force. Income and expenses must balance.

Lol you always had it in you . You will soon start using big excel data for analysis

LagosismyHome:


3 years would be 15 hours not 30hours if you don't have settled status

15hrs ó, 30hrs ó. I just need the madam out of the house. We'll sort out the rest when we are more settled. We've only been here less than 3months.

fatima04:


Lol you always had it in you . You will soon start using big excel data for analysis

Lol god abeg óò. I can't wait for this man to be done with school, so I can chill a bit.

Mamatukwas:


Lol. Don’t worry the grass ain’t greener on this side.

Oya expantiate because to me the little additional tax doesnt outweigh the plenty benefits you get over there innit?

fatima04:


And to add to the above worst case scenario,
We all need to start learning legalities in the UK or abroad generally. Police may not be your friend when interrogating you.

See the below story of a naive Nigerian in the US who was jailed due to not querying the source of the forex transfered

https://nigeriabroad.com/a-us-based-nigerian-is-in-jail-on-fraud-charges--it-all-began-after-he-hosted-a-friend-visiting-from-nigeria?fbclid=IwAR1PTcqNv5zhCFaYpjQemRPXpl4y8k_c0f0uGc0PVGU_ImbIYny9Obbwlto

Preach it sis.

There are cases like this in the UK, just that they are not widely reported in the media.

Regarding the news article you've shared, I can't believe the guy is still insisting he's innocent after all these years. I think he is just trying to save face with his family.

He was arrested at the airport while planning to purchase a ticket to Dominican Republic (a country that does not have extradition treaty with the US). He was also indicted for arranged marriage. The dude seems to think a person in receipt of proceeds of fraud/crime is not liable for investigation/prosecution. I had a read through some of the documents on his website. Its obvious he sent up the money exchange business to "clean up" the dirty money from his criminal associates. He was fully aware those funds were proceeds of BEC and romance fraud.

https://www.google.com/amp/s/www.vanguardngr.com/2018/12/abike-dabiri-family-of-detained-nigerian-bicker-over-correspondence/amp/