Sometime around the beginning of this month,I decided to take a loan from lcredit,the money I was expecting didn't come so my last option was to get a loan.

My first loan was 3k and the second one was #8200.

Remember Lcredit will not credit you the amount in full because they will take their interest.

Yesterday,my first loan expired and by today Lcredit Aldready added #141 to it for delaying to pay back,and they will continue adding it like that everyday.

Tomorrow,the second loan will expire,I don't know what to do.I don't usually do this but I found my self in a tight situation,so I had to do that.

Nairalanders what do I do?

I'm confused, because even the money I was expecting to come,so that I will take part of it to settle this people, didn't come as I planned.I fear this loan.

Advice me.

Trow away your sim card that they can reach you with. Buy another one
Simple. That way you are free

Hmmn LCredit, you better start making arrangement. Or better still negotiate with the agent that calls you or else be ready for their broadcast messages to all your contacts. They are the worst Loan app.

Codeye:
Trow away your sim card that they can reach you with. Buy another one
Simple. That way you are free

It is not easy,it's my private line connected to too many things about me.including NIN and many others.

Lcredit is a thief loan shark company. Are you sure they are still in existence?

Europeanwar:


It is not easy,it's my private line connected to too many things about me.including NIN and many others.

You can retrieve it after 3 or 4 months by then they are would have forgotten about the loan. Start calling your important contacts with your new sim better late than never.

Codeye:

You can retrieve it after 3 or 4 months by then they are would have forgotten about the loan. Start calling your important contacts with your new sim better late than never.

Okay,thank you for your suggestion.I will think about it.My worry is not the shame,my worry is they will not start stealing from me if any money enter my account.

gaddafe:
Lcredit is a thief loan shark company. Are you sure they are still in existence?

Yes, they're.

Europeanwar:


Okay,thank you for your suggestion.I will think about it.My worry is not the shame,my worry is they will not start stealing from me if any money enter my account.

Block your card if you link it with them. If not hmm

Codeye:

Block your card if you link it with them. If not hmm

No,I didn't even link any card.I don't have ATM card.

Op you don't have a problem so worry yourself not....

Ezemarcel:
Op you don't have a problem so worry yourself not....

Okay,thanks.I was worried.I don't want to start seeing any debit alert from my account whenever money enter the account.

If the money I'm expecting,come by next week I'll pay these guys and delete their app.

Do not listen to anyone telling you to drop your sim card because of loan. That is a bad advice.

In case you don't know, those guys already have all the contacts in your simcard on their data base.

Once they figured it that your are not willing to pay back the loan, every body on your contact will begin to receive reckless messages about your debt from Lcredit.

The kind of message they will disperse to your contact will/may be such that can ruin your reputation for a long time.

You better look for money and pay back!

Europeanwar:


Yes, they're.

how many details did you submit altogether?? Bvn and what??

Godfullsam:
Do not listen to anyone telling you to drop your sim card because of loan. That is a bad advice.

In case you don't know, those guys already have all the contacts in your simcard on their data base.

Once they figured it that your are not willing to pay back the loan, every body on your contact will begin to receive reckless messages about your debt from Lcredit.

The kind of message they will disperse to your contact will/may be such that can ruin your reputation for a long time.

You better look for money and pay back!

and so fucking what

Tell me who is not owing debt in Nigeria


Even Nigeria that print money are owing China and co

Talk more of her citizen

Let me shock you self

Even the people or contacts they are sending this messages to are also owing so no one will reason the matter

Only foolish contacts will reason it

i so much love Lcredit, y i said so is there staff,break ur sim or anything is a joke to them. they will call all your contact and threaten them to sue them or block there BVN. the good thing about Lcredit they are fast to credit ur bank but always expect the insult from them.Lcredit are even better,just enjoy the insult from them and whasap chat, have u heard about sokoloan,xcrush or easy credit.this people we send ur pix to ur contact, the best u can do in Lcredit just try and pay half and tell any of the staff to wave it the remaining balance off from u but always expect insult from them,dont change ur sim or better do and change ur ATM card.

Deffjam:
how many details did you submit altogether?? Bvn and what??

BVN,
Home address
Name
Occupation and salary
My bank account.

Europeanwar:


BVN,
Home address
Name
Occupation and salary
My bank account.

The person advising you to abandon your phone number is a crook and if you take his advise then by extension you're also a crook!

Just look for money a repay your loan so you can maintain your reputation

MrFollowFollow:


The person advising you to abandon your phone number is a crook and if you take his advise then by extension you're also a crook!

Just look for money a repay your loan so you can maintain your reputation

What I have now is just 6k.Can I negotiate with Lcredit and pay half?

My reputation means nothing for me now,if they like they should call all my contact,nothing will happen

If you have complaints to make about loan sharks, you can forward them to this email address: lendersinterimregistration@fccpc.gov.ng with proofs/screenshots. Please, don't wait till you're defamed 🙏🏼

I believe we can put an end to this madness for good.