Antihypocrite:
I have been married for 3 years now, I have known my wife for 5 years altogether. She was and is still the best thing that ever happened to me.

I don't know where to start from, I can't come to terms with the fact that my wife is leaving.

Guys, I think the problem started last year after some hoodlums stole my bike. That was my major source of livelihood apart from some home lessons that I used to do, but stopped due to health reasons.

It's been difficult financially and I honestly don't know what else to do.

Shortly after my bike was stolen, I got a loan from lapo and added with my little savings to enter palm oil business. I wish I had not done so as I ended up losing about 80k because the guy I worked with cheated me whole heartedly.

My wife had to get a job as a teacher in a private primary school. I told her it was just temporary as I was working to raise money for her start a poultry.

In order to clear the lapo loan, I had to do odd jobs and take loan from loan apps. My wife's little salary of 20k became the major source of feeding while I battled to clear the loan.

Sometimes I would borrow from friends to pay the loan app to be able to borrow a higher amount from the loan apps again. This was a mistake and a trap cos now I am so much indebted to these loan apps. I am even owing some friends and right now I am unable to pay back.

I have been in debt for over 8 months now to these loan apps. They have tarnished my Image to all my contacts.

I even stopped going to church because most of my church members who received messages from these loan apps did not even care to hear me out. They believed the loan apps that I am a fraudster on the run.

My wife started feeling ashamed of me. She stopped associating with me in public spaces. I know she has tried. Nobody deserves to pass through what she is passing through.

This afternoon when she came back from work, she told me that she would be going back to her parents house

She said that it is best she goes back to her people until I am able to sort my self out.

Guys I have tried to be strong for so long. Right now I don't think I can hold on anymore. I have always believed that things would turn out well, but right now I am in a low place. I don't know how long I can hold on again.

Last month I tried to even get a security job that pays 25k monthly. But I feel so discouraged to do the job. How long will I work to clear a loan of 320k that keeps adding interest daily.

Thoughts of suicide have been crossing my mind today. I really need help

What can I do? I don't even have the energy to pray. Has anyone ever been in my shoes? If yes how did you come out?

SerikiFulani:
You should have dropped your account number

How much do you need ?

ValCon888:
Oga. All these sob stories won’t push anyone to give you free money. You sound educated and I don’t think you’re a handicap. Do the security job and start from somewhere. Things are hard for everyone in this economy.

onomeabuja:

I pray that God restore ur lost glory in JESUS Name Amen!!!

alyarmouk:
It is a terrible situation you've gotten yourself into..but first of all..get the suicide thing outta your mind...as it's not a way out. I will help you.
Look around for 30k naira, when you have it, send me a private message. And I will guide you remotely with the 30k in your hand.
You are not sending a dime to anyone as the money will be used by you for your benefit. Don't trust me......... Try me

NemoDatQuod:
There is just one simple but very effective thing you can do. Man up and take responsibility for your actions.

You don't seem to be someone who has had to ever take responsibility for his actions. That was why the only thing that came to your mind after you made the mistake of getting into bed with the wrong business partner, was to loan yourself out of your problem. You seem to think there are easy answers to life and its challenges. There are NOT.

Take responsibility. Acknowledge it was your foolish, ill thought out decisions that got you to where you currently are. Acknowledge it was your irresponsibility that made you think that somehow you will get away with borrowing sums at very high interest rates.

When you genuinely accept responsibility, then you will find that you will be eager to take that N25K a month job and go on your knees and be thankful to your creator that you are even able to find such a job. Then you will make a plan for a monthly repayment of the loans. Then you will sit down with the loan companies and agree how much you will repay every month and you will get them to agree to stop additional interest accruing immediately. In an illustrative way, the loan sharks have already received repayment in full by disgracing you within your circle. But you should make the repayment so you can start building the muscle memory of someone who takes responsibility for his actions.

Let your wife go if she must go. But when you stand back up, you MUST NOT under any circumstances go looking for her. Marriage is for better and for worse. She wants to bail out on supporting you with her earnings. Stop that rubbish about what a wonderful woman she is. A good woman won't bail right now, let alone a wonderful one.

It's time to start being a man and leave your childhood days behind and I am not talking about age here. If you think you are having it rough, take a good look at your neighbourhood. You will find those who are truly suffering due to the circumstance(s) of their birth. You are not suffering due to the circumstances of your birth. You are suffering because of your ill advised and foolish decisions.

It is time to be a man. Man Up!

TheGift:


What I will say is...you can hardly get out of the debt by your own power, and no one person can help you out of it. It takes divine intervention. I'm not saying you have to be super religious, cos I wasn't and still am not. But you just have to believe that that things will get better...while doing your best, just believe that something will happen to elevate you out of the mess you're in, and it will gradually happen, or happen all of a sudden all in one day. Just believe. But don't let the thought of the debt consume you, cos the more you think of your debt, the deeper you sink in it. Cos what you think about is what you attract. Just focus on getting money, and believe that things will work out.

Let's try not to over spiritualize basic stuff. The best way to get out of debts is

1. Stop taking loans (except for profitable capital investment ) and

2. Be determined to pay your existing debts.

Doing the opposite was what got you in debt in the first place, not some devil or demon.

africantycoon:


Your write up shows and proves that women only do what is convenient for them and that they are not prepared to stress themselves in a relationship......

I expected the woman to be with the husband thru thick and thin - women will not stand by you in time of trouble indefinitely....only until it start stressing them...

Marriage is not the peaceful utopia we all assume with "two is better than one"!

Number2:
easier said than done. You've never owed these loan apps so you don't know how it works.

Before this time next month the interest would have doubled to make that money over 600k.

OP if you try to pay these loan apps back, you might end up killing yourself because your debt will never finish

Antihypocrite:
I have been married for 3 years now, I have known my wife for 5 years altogether. She was and is still the best thing that ever happened to me.

Last month I tried to even get a security job that pays 25k monthly. But I feel so discouraged to do the job. How long will I work to clear a loan of 320k that keeps adding interest daily.

Thoughts of suicide have been crossing my mind today. I really need help

What can I do? I don't even have the energy to pray. Has anyone ever been in my shoes? If yes how did you come out?

olab059:

What I will say is...you can hardly get out of the debt by your own power, and no one person can help you out of it. It takes divine intervention. I'm not saying you have to be super religious, cos I wasn't and still am not. But you just have to believe that that things will get better...while doing your best, just believe that something will happen to elevate you out of the mess you're in, and it will gradually happen, or happen all of a sudden all in one day. Just believe. But don't let the thought of the debt consume you, cos the more you think of your debt, the deeper you sink in it. Cos what you think about is what you attract. Just focus on getting money, and believe that things will work out.

olab059:


The first question I have for you...Have you ever been in a similar situation before? Have you ever been owing multiple loan apps that keep calling you every day? Yes or No?

VeeBuzzer:



I'm sorry you are passing through this.
You remind me of myself few years back, but God saved me through someone.
I will like to help you start what Im currently doing that is helping me in this hard times.
I will put you through and give you capital to start it, then you pay me back when you balance on your feet.
Reply to my comment if you're interested, then I will contact you privately through your nairaland email.


Sir I am interested please

Please desist from thinking of suicide. As long as you're alive, there is hope.

olab059:


Exactly what I said to him above. He is speaking theory, but he has never personally been in a similar situation before.

abuwidad:
Get her pregnant again

pgodson7:
so long as u have been defamed, u shouldn't pay them anymore. the worst they can do is defame u bfr ur contacts. I was in a similar situation much earlier this year but now dey don't bother me anymore and I don't bother myself about paying them since they have defamed me. now i am using my income for better things rather than servicing endless loans that is almost impossible to pay off. try reaching out to me via inmail if you read this

samuelson06:
I sense conflict: Your story doesn't reflect you. You sound like an intelligent person but tell a story of a foolish person.

You can't sound the way you do, and be messing things up with your life. I don't see any correlation and as such I don't believe your story.

But if at all you think you are right, let the woman go so you can face your life as a single person. She's doing you a favor. Don't use someone's child to console your present circumstances. I can understand how hustlers can pound on a woman like they are the source of their troubles. Let her go so you can save, pay your debts, and improve your life.

Everyone has a right to association and they can choose to leave when they want the moment they find out the relationship isn't serving their interest. Let her go. She has every right to stay or leave.

No tangible means of livelihood, but you got married. Now, the chips are down and you are wailing. Is that how to plan to succeed or you were planning to fail? So, what exactly do you want? Manner from heaven? No!

Look, no man has any right to get married when they're earning below 100k naira. Stop inviting poverty into your life. It's easy to fall in life but hard to rise. Right now, you must accept your situation and stop this self-pity.

Sit down and plan your life. Disregard your age and gain some stamina before looking for another woman because this one is probably leaving and may not return.

I see you like an intelligent chap. Get in touch let's work out something. But I have a feeling you are not sincere. If ever you are, let's talk. I can promise it's going to make sense to you. Every big thing starts small. Don't be afraid to start all over again.

Lyonkingpin:
My little advise to you sir is stop worrying about the loan, they have tarnished your image enough, don't pay anything, they won't come for you at some point they will end up not calling you again, then focus on building yourself and income, my 1 cent from saving you from disaster, Nigeria sef Dae owe China, China never send message give, put your self together

Antihypocrite:
I have been married for 3 years now, I have known my wife for 5 years altogether. She was and is still the best thing that ever happened to me.

I don't know where to start from, I can't come to terms with the fact that my wife is leaving.

Guys, I think the problem started last year after some hoodlums stole my bike. That was my major source of livelihood apart from some home lessons that I used to do, but stopped due to health reasons.

It's been difficult financially and I honestly don't know what else to do.

Shortly after my bike was stolen, I got a loan from lapo and added with my little savings to enter palm oil business. I wish I had not done so as I ended up losing about 80k because the guy I worked with cheated me whole heartedly.

My wife had to get a job as a teacher in a private primary school. I told her it was just temporary as I was working to raise money for her start a poultry.

In order to clear the lapo loan, I had to do odd jobs and take loan from loan apps. My wife's little salary of 20k became the major source of feeding while I battled to clear the loan.

Sometimes I would borrow from friends to pay the loan app to be able to borrow a higher amount from the loan apps again. This was a mistake and a trap cos now I am so much indebted to these loan apps. I am even owing some friends and right now I am unable to pay back.

I have been in debt for over 8 months now to these loan apps. They have tarnished my Image to all my contacts.

I even stopped going to church because most of my church members who received messages from these loan apps did not even care to hear me out. They believed the loan apps that I am a fraudster on the run.

My wife started feeling ashamed of me. She stopped associating with me in public spaces. I know she has tried. Nobody deserves to pass through what she is passing through.

This afternoon when she came back from work, she told me that she would be going back to her parents house

She said that it is best she goes back to her people until I am able to sort my self out.

Guys I have tried to be strong for so long. Right now I don't think I can hold on anymore. I have always believed that things would turn out well, but right now I am in a low place. I don't know how long I can hold on again.

Last month I tried to even get a security job that pays 25k monthly. But I feel so discouraged to do the job. How long will I work to clear a loan of 320k that keeps adding interest daily.

Thoughts of suicide have been crossing my mind today. I really need help

What can I do? I don't even have the energy to pray. Has anyone ever been in my shoes? If yes how did you come out?

Antihypocrite:
I have been married for 3 years now, I have known my wife for 5 years altogether. She was and is still the best thing that ever happened to me.

I don't know where to start from, I can't come to terms with the fact that my wife is leaving.

Guys, I think the problem started last year after some hoodlums stole my bike. That was my major source of livelihood apart from some home lessons that I used to do, but stopped due to health reasons.

It's been difficult financially and I honestly don't know what else to do.

Shortly after my bike was stolen, I got a loan from lapo and added with my little savings to enter palm oil business. I wish I had not done so as I ended up losing about 80k because the guy I worked with cheated me whole heartedly.

My wife had to get a job as a teacher in a private primary school. I told her it was just temporary as I was working to raise money for her start a poultry.

In order to clear the lapo loan, I had to do odd jobs and take loan from loan apps. My wife's little salary of 20k became the major source of feeding while I battled to clear the loan.

Sometimes I would borrow from friends to pay the loan app to be able to borrow a higher amount from the loan apps again. This was a mistake and a trap cos now I am so much indebted to these loan apps. I am even owing some friends and right now I am unable to pay back.

I have been in debt for over 8 months now to these loan apps. They have tarnished my Image to all my contacts.

I even stopped going to church because most of my church members who received messages from these loan apps did not even care to hear me out. They believed the loan apps that I am a fraudster on the run.

My wife started feeling ashamed of me. She stopped associating with me in public spaces. I know she has tried. Nobody deserves to pass through what she is passing through.

This afternoon when she came back from work, she told me that she would be going back to her parents house

She said that it is best she goes back to her people until I am able to sort my self out.

Guys I have tried to be strong for so long. Right now I don't think I can hold on anymore. I have always believed that things would turn out well, but right now I am in a low place. I don't know how long I can hold on again.

Last month I tried to even get a security job that pays 25k monthly. But I feel so discouraged to do the job. How long will I work to clear a loan of 320k that keeps adding interest daily.

Thoughts of suicide have been crossing my mind today. I really need help

What can I do? I don't even have the energy to pray. Has anyone ever been in my shoes? If yes how did you come out?

slimjohn2k5:
She is not divorcing you but wise enough to give u time to sort yourself out.
25k with accomodation and feeding will go a long way. Start from somewhere

Antihypocrite:
I have been married for 3 years now, I have known my wife for 5 years altogether. She was and is still the best thing that ever happened to me.

I don't know where to start from, I can't come to terms with the fact that my wife is leaving.

Guys, I think the problem started last year after some hoodlums stole my bike. That was my major source of livelihood apart from some home lessons that I used to do, but stopped due to health reasons.

It's been difficult financially and I honestly don't know what else to do.

Shortly after my bike was stolen, I got a loan from lapo and added with my little savings to enter palm oil business. I wish I had not done so as I ended up losing about 80k because the guy I worked with cheated me whole heartedly.

My wife had to get a job as a teacher in a private primary school. I told her it was just temporary as I was working to raise money for her start a poultry.

In order to clear the lapo loan, I had to do odd jobs and take loan from loan apps. My wife's little salary of 20k became the major source of feeding while I battled to clear the loan.

Sometimes I would borrow from friends to pay the loan app to be able to borrow a higher amount from the loan apps again. This was a mistake and a trap cos now I am so much indebted to these loan apps. I am even owing some friends and right now I am unable to pay back.

I have been in debt for over 8 months now to these loan apps. They have tarnished my Image to all my contacts.

I even stopped going to church because most of my church members who received messages from these loan apps did not even care to hear me out. They believed the loan apps that I am a fraudster on the run.

My wife started feeling ashamed of me. She stopped associating with me in public spaces. I know she has tried. Nobody deserves to pass through what she is passing through.

This afternoon when she came back from work, she told me that she would be going back to her parents house

She said that it is best she goes back to her people until I am able to sort my self out.

Guys I have tried to be strong for so long. Right now I don't think I can hold on anymore. I have always believed that things would turn out well, but right now I am in a low place. I don't know how long I can hold on again.

Last month I tried to even get a security job that pays 25k monthly. But I feel so discouraged to do the job. How long will I work to clear a loan of 320k that keeps adding interest daily.

Thoughts of suicide have been crossing my mind today. I really need help

What can I do? I don't even have the energy to pray. Has anyone ever been in my shoes? If yes how did you come out?

Antihypocrite:


Thank you sir

Shoodboi:


Antihypocrite said his bike was stolen and he's in some serious debt and your solution is for him to take on more debts? What he needs right now is a job or some other source of income that won't get him indebted. What if this one too gets stolen?