Uchenation:


So in essence MBS is better than SOA?
You know I used to think MBS is requested only if your benign sponsored and your sponsor will be the one to have their MBS send.
I’m asking so because I’m also building my account for my application too. I need more clarity on that. Please.
Also the whole POF thing is becoming more complex, travel Kulture is advising me not to do POF that I’ll be banned.
My agent who doubles as director of my school says I should do POF If my SOA is insufficient for visa application.
• I got someone who can do account alterations for me to have the said account balance i need (10M) but my agent says I’ll be banned for 10yrs if I used a fake bank statement, so I’m confused if what the man want to do will be termed fake or not by IRCC.
I just tire ��‍♂️� since August 25th I’ve been hanging cus of this POF issue and my school have resumed already online.
Please is there anyone in my shoes? How did you do or someone should please advise what I should do about this. I’m just worried that I have not submitted my application yet since when I did my médicale.

Lastly has anyone successfully used or vouch Naira digital for proof of funds (someone should please answer me)

Thank you all as I await your response

Uchenation:


Thank you so much for your response. It is scanned statement the man wants to alter electronically for me. You said people have used it successfully won’t it be figured as fake by IRCC? Should I do it? that’s my fear as my agent says I will be banned if I submit a fake statement.
He further said like you mentioned too that if I don’t have money for POF interest I can have someone pay the money in my account without any interest then I print out my statement immediately and send to him to review if it’s fit to be submitted or not and refund the person’s money. I don’t have anyone for now just my sister who can send 1MILLION to me. He also said if not I can do 2 months POF using “sale of property” as transaction description then print out and send to him.
The POF company I got in touch with is asking for 3.5% and just two days ago I stumbled on Naija digital @3-3.4% they said they will do 3.2% for me.
My questions actually now are;
1) What do you advice I do? Won’t it be an issue at port of entry if I’m asked to show SOA when I finally get approved?
2) Has anyone successfully used Naija digital for POF please I need vouchers.
3) What do you advice I do. PS: I can’t afford POF for 6months because my savings might finish trying to do that, if push comes to shove I’ll have to go for it.

Thank you all as I await responses

Joedave25:
@ebaymaestroo,

You will need to remove the lien on your account to generate MBS that will reflect those funds u placed lien on.Otherwise you may go for normal printout which is usually bulky.

I hope this helps!.

Buks03:


I’m switching career to health care. PSW is a professional course often seen as a first step towards health care and also high in demand. Would have preferred nursing, but it’s very competitive and expensive for international students.

Peace634244:
Hi guys .. I’ve been a ghost reader for a while now but please I have a question that has been on my mind for a while now
Okay...I’m about to submit my application for Canada study visa but I seem to have a problem with the sponsors account
My father is my sponsor and he has a company
So we actually planned to use the company account which has over 1billion which is the total Credit balance for six months...but recently I saw a thread on twitter which says we shouldn’t use any company account for our study visa so now I’m confused on what to do should I submit his personal account?... just that the personal account is not huge compared to that one
His personal account is 250m total credit balance for 6months
So please guys how true is it that I can’t use my fathers company account when he’s the sole signatory to the account and I’m just 19 plus the company will write a letter indicating I’m the CEO’s daughter plus bank’s reference letter will also show that I’m the sponsors daughter

And should i just submit both his company account and his personal account

What are my chances of being given a visa considering financial capability? I hope you get the answers you need,but I wan ask,where una de see all these money? In this Economy ��

Peace634244:
Hi guys .. I’ve been a ghost reader for a while now but please I have a question that has been on my mind for a while now
Okay...I’m about to submit my application for Canada study visa but I seem to have a problem with the sponsors account
My father is my sponsor and he has a company
So we actually planned to use the company account which has over 1billion which is the total Credit balance for six months...but recently I saw a thread on twitter which says we shouldn’t use any company account for our study visa so now I’m confused on what to do should I submit his personal account?... just that the personal account is not huge compared to that one
His personal account is 250m total credit balance for 6months
So please guys how true is it that I can’t use my fathers company account when he’s the sole signatory to the account and I’m just 19 plus the company will write a letter indicating I’m the CEO’s daughter plus bank’s reference letter will also show that I’m the sponsors daughter

And should i just submit both his company account and his personal account

What are my chances of being given a visa considering financial capability?

Fardowsa:
Hi, everyone. I requested a refund for my school fees and my school has sent the money back to Flywire. Now, Flywire is asking for the information of the originating account, in order to process the refund.
Beneficiary account no
Beneficiary name
Beneficiary address
Swift code

Which account am I going to give them? I used Form A to pay the fees. Is it my fathers account information or what?

Thanks

Chymallchamps:
I just received 2 'donotreply' mail on my email now and I am so scared to open itttttt.

olokings:
you don open am jorh..
[b]donot[/b]reply be gbogbooing us

cooooooks:
Oboy, what and what did you write in a 9 page SOP??

Congratulations my bro.

olokings:
Someone has to tell you the #uglytruth.

You see these west worlds, they have a way of establishing requirements in their immigration systems to attract and allow certain type of profile to pass through the channel and come into their country.

You want to fake financial statements, your agent have advised you against it that it is fraud, you are still asking how you can circumvent it! How do you hope to succeed there if by any miracle you pass throuth and arrive there? Scaling the routine needs for survival won't last long like in Nigeria here where systems dont work.

You have to go back, reevaluate your plans. If you dont have at least N5m or your own, and/or cant get someone to commit N10m towards your dream, plus a significant scholarship sponsor, my guy, dont even bother going to submit any application because you will be tarnishing any future hope you had with this action.

You do not meet the basic eligibility requirements, let me put it plain to you. Forget this admission for now, go back and work on your profile, re-plan and find a way to improve your financial standing before your go back to IRCC.

This japa journey of today isn't for the downtrodden of Naija as earlier though. It is actually for those who were able to create opportunities out of the already basterdised system, hence if they move over to where systems works, they will excel super.

My brother, just take a step back and think creatively how you can package yourself to present an eligible profile before making any further atempts.

No prejudice, just felt i should tell you the #uglytruth.

ciao

Honeysweetest:
wow, I read someone asking this question here,that someone that studied psychology want to switch to finance because he went into banking and other things in buisness.
The question was not answered though,I wish the person will see your reply. What course did you study in the university?

olokings:
He detailed his case argument obviously.

These oyinbo people they want you to be transparent and upfront with everything information that will support your eligibility review.

congrasts to him again.

Thomsyne:


Hey olokings, cooooooks,

I keep seeing this talk of "altered" bank statements and suddenly I got scared cos I highlighted a FD credit and debit on my father's statement of account to show inflow and outflow of the funds. I didn't alter figures, I simply used Adobe highlighter to color the column in yellow so it can easily be spotted. I couldn't use MBS because it is a Microfinance Bank and they don't have MBS.

Hope this isn't a problem? Also, as at the time I submitted, the funds were fixed, closing balance was low, although with the same bank but would have matured around August 9. I attached the certificates from last year to backup those highlights too.

Buks03:


Bsc - Geology
Work Experience- Safety Consultant for 4years

eddykelechianya:
Thank you for your reply.
I havent really practiced the IT and I will like to garner enough knowledge about it so I can put it to good use. I am currently doing an online IT course tho. I feel that because of the study gap and it isn't related to my present business. that might be a problem during the visa application.

cooooooks:
It shouldn't be a problem tbh.

Especiallya s long as you explained.

Uchenation:


I Do not understand your response please

Fardowsa:
Hi, everyone. I requested a refund for my school fees and my school has sent the money back to Flywire. Now, Flywire is asking for the information of the originating account, in order to process the refund.
Beneficiary account no
Beneficiary name
Beneficiary address
Swift code

Which account am I going to give them? I used Form A to pay the fees. Is it my fathers account information or what?

Thanks

cooooooks:
IRCC gets roughly $100 million a year from govt. This is in addition to ALL the monies generated from all the different application and penalty (if you apply late while in Canada) fees. If you use a fake/modified/altered account statement, they will catch you.

The funds you need are under $10,000 or max $15,000. You already have a scholarship and have started studies online. This shows that education is more important, not moving to Canada. This will also reduce the amount of months you need to prove

You have NOT yet submitted an application. Your application is mostly for the Co-op work permit. You may include co-op earnings (perhaps using 20% higher than min wage as a min reference).

- You need to submit NOW
- Explain that since you have started studies online, months in Nigeria should not be counted towards your $1,000 monthly need.
- Have enough funds to cover: fees that have not yet been paid, 18 to 24 months of living expenses, explain that your co-op will afford you the opportunity to work for X number of weeks (as specified in your admission letter); explain that this should also be considered a source of funds (using 1.2 x min wage x X weeks).
- Go straight with Canada, not the corners my bro.

Look at this site for quick info on co-op: https://www.canada.ca/en/immigration-refugees-citizenship/services/study-canada/work/intern.html

ebaymaestroo:
Also, I am a freelancer and I wish to capture that in my SOP.

I am generating invoices for the clients I've worked with and I am also requesting recommendation letters from them. Please is this okay to demonstrate to the VO as regards the freelance aspect. And, are digitally generated invoices recommended, as I am a software developer.. And I receive all proceedings into my savings account. I don't have a business card or company.

Are the recommendation letters and invoices enough in the freelance aspect please

Thanks to you all.

Thomsyne:


Hey olokings, cooooooks,

I keep seeing this talk of "altered" bank statements and suddenly I got scared cos I highlighted a FD credit and debit on my father's statement of account to show inflow and outflow of the funds. I didn't alter figures, I simply used Adobe highlighter to color the column in yellow so it can easily be spotted. I couldn't use MBS because it is a Microfinance Bank and they don't have MBS.

Hope this isn't a problem? Also, as at the time I submitted, the funds were fixed, closing balance was low, although with the same bank but would have matured around August 9. I attached the certificates from last year to backup those highlights too.

bepositive11:
Highlight is not the same as altered. Altered means changing the figures.

As long as you highlighted without changing anything else, you have nothing to worry about.