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Living In The Uk-life Of An Immigrant (part 2) - Travel (801) - Nairaland

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Living In The Uk-life Of An Immigrant (part 3) / Living In Canada/Life As A Canadian Immigrant Part 2 / Living In The Uk/life As A UK Immigrant (2) (3) (4)

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Re: Living In The Uk-life Of An Immigrant (part 2) by hustla(m): 12:58pm On Jan 08, 2023
koonbey:


Best of luck bro! I'm confident you'll get in. It can be quite competitive but I know that the team works to push applications behind the scenes.

You can also look into joining SEO London. Their Beyond Barriers program just opened.

Definitely checking the SEO London stuff out

Is it free? Closed till July next year or this year?

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by Nobody: 1:17pm On Jan 08, 2023
hustla:


Definitely checking the SEO London stuff out

Is it free? Closed till July next year or this year?

SEO London is fully free. They have a range of programmes as well so there'll likely always be something open that'll apply to you, and it's all aimed at career progress for minorities.

It's 10kBI that I was saying is closed, and that's still this year 2023 autumn for the new cycle.

2 Likes 1 Share

Re: Living In The Uk-life Of An Immigrant (part 2) by hustla(m): 1:30pm On Jan 08, 2023
koonbey:


SEO London is fully free. They have a range of programmes as well so there'll likely always be something open that'll apply to you, and it's all aimed at career progress for minorities.

It's 10kBI that I was saying is closed, and that's still this year 2023 autumn for the new cycle.

the bolded is music to my ears grin

I am also waiting for the GRC Afriq one too as I have had long standing interest in Audit / GRC

Hopefully all works out as planned

Many thanks wink

6 Likes 1 Share

Re: Living In The Uk-life Of An Immigrant (part 2) by Tolzeal(m): 1:34pm On Jan 08, 2023
koonbey:


Best of luck bro! I'm confident you'll get in. It can be quite competitive but I know that the team works to push applications behind the scenes.

You can also look into joining SEO London. Their Beyond Barriers program just opened.


Man, Is the a meet up group or on Linkedln ?
Re: Living In The Uk-life Of An Immigrant (part 2) by Chreze(m): 1:59pm On Jan 08, 2023
bigtt76:
You got to be careful when it comes to selling USDT to GBP using any of the banks listed especially if P2P. You can't be sure of the source of funds used in paying you and if any issue the funds are tracked to your account, shei you know say na only you de visible not the seller cheesy

Teasing though but be very careful. Do it piecemeal and use Revolut for the transactions, move the funds gradually to your Llyods account. Monzo head nor de ground so avoid to avoid matters that touches cheesy

If you are a student, you can attribute it as your school feels being repartriated but if you are worker ....I guess HMRC fit choook eye inside oo cheesy



@Newbie123

Take this advice with every level of seriousness. The poster, in order not to sound hash became softer on the later paragraphs. But the first paragraph is everything.

In 2021 i paid my fees via direct debit and was transacting over £3k monthly on sales from crypto on binance using revolut. mid 2021, me n revolut had issues and after they refunded my money they decided not to continue with me as a customer. During the time of my issue with them I spoke to one Ghanaian guy whom I sold lots of USDT to and he told me he was having similar issue, but his was worse.

People bought USDT from him and later wrote to their bank they were scammed by him via dating and some goods purchased. His bank held the money while they were investigating the case. I did more searches online and saw it was becoming a thing in the Uk with crypto peeps, as people were using money gotten from illicit means to buy crypto.

While I sold to people I did the normal checks on, I still wasn’t comfortable cos I didn’t know anyone personally. At this time I had transacted far over £10k in a short time and I became very scared.

Why all this long story, I am just trying to tell you not do it. If one commits crime and goes to jail, that will be fair, being under investigation for something you know nothing about is crazy.

My advice will be for you to sell your USDT to naira, then buy pounds from someone here using simple rules.

1. The details you use in sending naira to the persons Nigerian account is the same as the one sending pounds to your UK account.

2. When the person provides his/her Nigerian account, do detailed investigation in Nigeria with your contact to be sure the person is real and operates the said account regularly.

3. Transfer just what you need monthly for fees, you don’t have to do large transaction with the person since you don’t know them personally (regardless of your security checks on the person).

This way you can provide evidence to anyone if/when needed (bank or police) to show that the money was from your country and for your school fees here in the UK. The level of crime going on in the UK is advance. Ever wondered why people (politicians n business men) comit crime abroad, then come to hide in the UK?

If you set up payment plan with your school every term, they can break your termly fee into possibly six monthly payments. Do everything possible to avoid having any dent on your record here in the UK, whether na you do am or not, just avoid it.

Stay blessed.

19 Likes 1 Share

Re: Living In The Uk-life Of An Immigrant (part 2) by semmyk(m): 2:35pm On Jan 08, 2023
How do you want the ~help the poor~ NGOs to make money. Oops #donations wink
Chikadibia21:
... I kept answering until I literally got exasperated...Like how wouldn’t you even know? I have also been in a class where some students didn't know that Africa is a continent of several countries...I can go on and on ooo...Lol
... ... They know more other continents than ours. The media also does not help in it's negative portrayal of Africa.
... ...
Re: Living In The Uk-life Of An Immigrant (part 2) by dustydee: 3:40pm On Jan 08, 2023
Chreze:


@Newbie123


While I sold to people I did the normal checks on, I still wasn’t comfortable cos I didn’t know anyone personally. At this time I had transacted far over £10k in a short time and I became very scared.

Why all this long story, I am just trying to tell you not do it. If one commits crime and goes to jail, that will be fair, being under investigation for something you know nothing about is crazy.

My advice will be for you to sell your USDT to naira, then buy pounds from someone here using simple rules.

1. The details you use in sending naira to the persons Nigerian account is the same as the one sending pounds to your UK account.

2. When the person provides his/her Nigerian account, do detailed investigation in Nigeria with your contact to be sure the person is real and operates the said account regularly.

3. Transfer just what you need monthly for fees, you don’t have to do large transaction with the person since you don’t know them personally (regardless of your security checks on the person).

To avoid all these issues, you can simply use the Binance swap and convert directly to GBP and then send to your account. Fee is only £1.

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by bigtt76(f): 4:17pm On Jan 08, 2023
Thank you for this.

Infact what I do now is use those fintech apps to convert the Naira to Pounds after I realised it was far much cheaper in a sense compared to the risk involved with USDT to GBP. Na so so Russians or Ukrainians de patronise you and you know what that means cheesy



Chreze:


@Newbie123

Take this advice with every level of seriousness. The poster, in order not to sound hash became softer on the later paragraphs. But the first paragraph is everything.

In 2021 i paid my fees via direct debit and was transacting over £3k monthly on sales from crypto on binance using revolut. mid 2021, me n revolut had issues and after they refunded my money they decided not to continue with me as a customer. During the time of my issue with them I spoke to one Ghanaian guy whom I sold lots of USDT to and he told me he was having similar issue, but his was worse.

People bought USDT from him and later wrote to their bank they were scammed by him via dating and some goods purchased. His bank held the money while they were investigating the case. I did more searches online and saw it was becoming a thing in the Uk with crypto peeps, as people were using money gotten from illicit means to buy crypto.

While I sold to people I did the normal checks on, I still wasn’t comfortable cos I didn’t know anyone personally. At this time I had transacted far over £10k in a short time and I became very scared.

Why all this long story, I am just trying to tell you not do it. If one commits crime and goes to jail, that will be fair, being under investigation for something you know nothing about is crazy.

My advice will be for you to sell your USDT to naira, then buy pounds from someone here using simple rules.

1. The details you use in sending naira to the persons Nigerian account is the same as the one sending pounds to your UK account.

2. When the person provides his/her Nigerian account, do detailed investigation in Nigeria with your contact to be sure the person is real and operates the said account regularly.

3. Transfer just what you need monthly for fees, you don’t have to do large transaction with the person since you don’t know them personally (regardless of your security checks on the person).

This way you can provide evidence to anyone if/when needed (bank or police) to show that the money was from your country and for your school fees here in the UK. The level of crime going on in the UK is advance. Ever wondered why people (politicians n business men) comit crime abroad, then come to hide in the UK?

If you set up payment plan with your school every term, they can break your termly fee into possibly six monthly payments. Do everything possible to avoid having any dent on your record here in the UK, whether na you do am or not, just avoid it.

Stay blessed.
Re: Living In The Uk-life Of An Immigrant (part 2) by bigtt76(f): 4:18pm On Jan 08, 2023
You risk your UK bank shutting you down because of the cryptocurrency connection.



dustydee:

To avoid all these issues, you can simply use the Binance swap and convert directly to GBP and then send to your account. Fee is only £1.
Re: Living In The Uk-life Of An Immigrant (part 2) by Newbie123: 4:23pm On Jan 08, 2023
Chreze:


@Newbie123

Take this advice with every level of seriousness. The poster, in order not to sound hash became softer on the later paragraphs. But the first paragraph is everything.

In 2021 i paid my fees via direct debit and was transacting over £3k monthly on sales from crypto on binance using revolut. mid 2021, me n revolut had issues and after they refunded my money they decided not to continue with me as a customer. During the time of my issue with them I spoke to one Ghanaian guy whom I sold lots of USDT to and he told me he was having similar issue, but his was worse.

People bought USDT from him and later wrote to their bank they were scammed by him via dating and some goods purchased. His bank held the money while they were investigating the case. I did more searches online and saw it was becoming a thing in the Uk with crypto peeps, as people were using money gotten from illicit means to buy crypto.

While I sold to people I did the normal checks on, I still wasn’t comfortable cos I didn’t know anyone personally. At this time I had transacted far over £10k in a short time and I became very scared.

Why all this long story, I am just trying to tell you not do it. If one commits crime and goes to jail, that will be fair, being under investigation for something you know nothing about is crazy.

My advice will be for you to sell your USDT to naira, then buy pounds from someone here using simple rules.

1. The details you use in sending naira to the persons Nigerian account is the same as the one sending pounds to your UK account.

2. When the person provides his/her Nigerian account, do detailed investigation in Nigeria with your contact to be sure the person is real and operates the said account regularly.

3. Transfer just what you need monthly for fees, you don’t have to do large transaction with the person since you don’t know them personally (regardless of your security checks on the person).

This way you can provide evidence to anyone if/when needed (bank or police) to show that the money was from your country and for your school fees here in the UK. The level of crime going on in the UK is advance. Ever wondered why people (politicians n business men) comit crime abroad, then come to hide in the UK?

If you set up payment plan with your school every term, they can break your termly fee into possibly six monthly payments. Do everything possible to avoid having any dent on your record here in the UK, whether na you do am or not, just avoid it.

Stay blessed.

Wow!!!

I was just about going to P2P and something told me to check Nairaland one more time.

Thank you. God bless you o

2 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by Newbie123: 4:24pm On Jan 08, 2023
bigtt76:
Thank you for this.

Infact what I do now is use those fintech apps to convert the Naira to Pounds after I realised it was far much cheaper in a sense compared to the risk involved with USDT to GBP. Na so so Russians or Ukrainians de patronise you and you know what that means cheesy




Please could you shed more light on this?
Re: Living In The Uk-life Of An Immigrant (part 2) by Newbie123: 4:27pm On Jan 08, 2023
dustydee:

To avoid all these issues, you can simply use the Binance swap and convert directly to GBP and then send to your account. Fee is only £1.

I checked. I'll loose over £2000
Re: Living In The Uk-life Of An Immigrant (part 2) by Chreze(m): 4:42pm On Jan 08, 2023
dustydee:

To avoid all these issues, you can simply use the Binance swap and convert directly to GBP and then send to your account. Fee is only £1.

Yeah that would have been easy, but I don’t know much about tax n the tax system in the UK, I don’t even know the transactions one is even suppose to declare to HMRC, so I am just playing safe, my office pay me salary n sort the tax stuff, while I trade with my Nigerians that we know how to sort ourself. Government of top countries (US n it’s like) for some reason have been eyeing cryptocurrencies n crypto investment. I don’t know what their plans are.

Imagine one day you are contacted by HMRC that you owe £100,000 on tax for your crypto transactions in the last 5yrs. Where i won start from? Money wey I don give school for fee and pay landlord from.

5 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by bigtt76(f): 4:42pm On Jan 08, 2023
I mean on P2P the users who are available for the USDT to GBP sales are mostly from those two countries (or so their names seem to represent). For context, Russia is under international ban for fund transfer.

Newbie123:


Please could you shed more light on this?
Re: Living In The Uk-life Of An Immigrant (part 2) by Chreze(m): 5:00pm On Jan 08, 2023
bigtt76:
You risk your UK bank shutting you down because of the cryptocurrency connection.




Banks don’t even know what rule or policy to follow, so they too are playing safe and just avoiding crypto transactions.
Re: Living In The Uk-life Of An Immigrant (part 2) by Gbengarzola555(m): 5:12pm On Jan 08, 2023
Thanks for this selfless information you guys, you're the best in a millions.

3 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by lightofjoy(m): 5:38pm On Jan 08, 2023
How do you add your rent, I also paid for 6 month but when I was still in Nigeria. I transfered the money to a friend here who helped to pay on my behalf. How do I add this to my credit rating?
LaXxOnebody:
It was the letting agency, because 'I had no UK roots', despite providing a UK homeowner guarantor. But I've loaded it now on Credit Ladder.

Omo I don't think I'd be able to spend £1k in 3 months!

Re: Living In The Uk-life Of An Immigrant (part 2) by JaySterling: 5:51pm On Jan 08, 2023
I’m new in London, who can accommodate me cheaply for 3 weeks and show me around the city. I don’t know anyone here.
Re: Living In The Uk-life Of An Immigrant (part 2) by dustydee: 6:01pm On Jan 08, 2023
Newbie123:


I checked. I'll loose over £2000
I doubt you will "loose" that much. The rate usually isn't alway far off from the p2p if you are converting large sums (Large enough for you to lose 2k). You can also set sell limit for a higher price and hope it fills..

3 Likes

Re: Living In The Uk-life Of An Immigrant (part 2) by dustydee: 6:03pm On Jan 08, 2023
bigtt76:
You risk your UK bank shutting you down because of the cryptocurrency connection.



They may but I have been lucky for the past 3 years or so now without any issue. You may have jinxed it now. undecided
Re: Living In The Uk-life Of An Immigrant (part 2) by dustydee: 6:07pm On Jan 08, 2023
Chreze:


Yeah that would have been easy, but I don’t know much about tax n the tax system in the UK, I don’t even know the transactions one is even suppose to declare to HMRC, so I am just playing safe, my office pay me salary n sort the tax stuff, while I trade with my Nigerians that we know how to sort ourself. Government of top countries (US n it’s like) for some reason have been eyeing cryptocurrencies n crypto investment. I don’t know what their plans are.

Imagine one day you are contacted by HMRC that you owe £100,000 on tax for your crypto transactions in the last 5yrs. Where i won start from? Money wey I don give school for fee and pay landlord from.
The tax situation is why I try to avoid using it but I still end up using it. If they have your KYC and can trace transactions on the spot account to your, there's nothing that stops them from tracing p2p transactions on the platform to you.
Re: Living In The Uk-life Of An Immigrant (part 2) by Tolzeal(m): 6:26pm On Jan 08, 2023
bigtt76:
You risk your UK bank shutting you down because of the cryptocurrency connection.


I chatted Revolut and they told me they support inward money received via cryptocurrency.

Please don’t consider this as optimal advice. Use with caution.
Re: Living In The Uk-life Of An Immigrant (part 2) by Nobody: 6:39pm On Jan 08, 2023
Tolzeal:



Man, Is the a meet up group or on Linkedln ?

There are Whatsapp groups for each programme but you're only added after acceptance into SEO London.

Just apply through the website - https://www.seo-london.org.

1 Like 2 Shares

Re: Living In The Uk-life Of An Immigrant (part 2) by bigtt76(f): 6:56pm On Jan 08, 2023
Jinxed how cheesy cheesy cheesy ...just be careful though cos the clamp down on Crypto transactions started a year or two ago


dustydee:

They may but I have been lucky for the past 3 years or so now without any issue. You may have jinxed it now. undecided
Re: Living In The Uk-life Of An Immigrant (part 2) by bigtt76(f): 7:05pm On Jan 08, 2023
The operate a close crypto system - you can only receive crypto from another Revolut user. You can only buy certain tokens and not USDT nor can you receive from Binance or other exchanges.

Tolzeal:


I chatted Revolut and they told me they support inward money received via cryptocurrency.

Please don’t consider this as optimal advice. Use with caution.
Re: Living In The Uk-life Of An Immigrant (part 2) by bigtt76(f): 7:08pm On Jan 08, 2023
Since its not from a bank account in your name, it would be difficult to do so.


lightofjoy:
How do you add your rent, I also paid for 6 month but when I was still in Nigeria. I transfered the money to a friend here who helped to pay on my behalf. How do I add this to my credit rating?
Re: Living In The Uk-life Of An Immigrant (part 2) by bigtt76(f): 7:12pm On Jan 08, 2023
Yea better to be safe than sorry. You can sign up to Lemonade using this referral link https://referral.lemonade.finance/invite/N8Dc, check their conversion rate (NGN-GBP) and do same for USDT-GBP and see if its favorable to you. You can test with a small amount if you feel ok with it before doing for rest.


Newbie123:


Wow!!!

I was just about going to P2P and something told me to check Nairaland one more time.

Thank you. God bless you o
Re: Living In The Uk-life Of An Immigrant (part 2) by Chreze(m): 7:34pm On Jan 08, 2023
dustydee:

The tax situation is why I try to avoid using it but I still end up using it. If they have your KYC and can trace transactions on the spot account to your, there's nothing that stops them from tracing p2p transactions on the platform to you.

For the tax matter, when I was younger, I use to think people with tax cases that claim they had no idea were liars. Now I know better. You can be owing tax man n not even know about it, boom 5 - 10yrs later, you owe $50,000 in tax. Them go con even add fraud for the matter (Tax Fraud) like say you do am intentionally.

With the level of security checks done on most professions now, it’s just best to have clean sheet (whether guilty or not). It’s crazy how technology has made it easy to link everything.

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by LaXxOnebody(m): 8:12pm On Jan 08, 2023
I hope this helps: I registered on Credit Ladder based on the info I got here, linked it to my Lloyds and allowed it read my transactions and I was asked to quote the transactiona narration for my tent as was captured by my bank which I did. I don't think it has counted yet because there seems to be a window for new items to reflect e.g my electoral registration.

lightofjoy:
How do you add your rent, I also paid for 6 month but when I was still in Nigeria. I transfered the money to a friend here who helped to pay on my behalf. How do I add this to my credit rating?
Re: Living In The Uk-life Of An Immigrant (part 2) by dustydee: 8:59pm On Jan 08, 2023
bigtt76:
Jinxed how cheesy cheesy cheesy ...just be careful though cos the clamp down on Crypto transactions started a year or two ago


I am not that bothered if they close my account or not. I used to send to my TSB until they blocked binance. They didn't close my account though.

1 Like

Re: Living In The Uk-life Of An Immigrant (part 2) by Progressivegee: 9:04pm On Jan 08, 2023
Hello guys. Please what is the average gas cost for a 2bedroom flat. EPC rating E. I topped up £30 2days ago and now it's remaining just £9. Is this normal or is something wrong with the meter. I own the heater for about 7hrs 2days ago, 5hrs yesterday and barely 3hrs today.
Re: Living In The Uk-life Of An Immigrant (part 2) by hustla(m): 9:11pm On Jan 08, 2023
Gbengarzola555:
Thanks for this selfless information you guys, you're the best in a millions.

Do giveaway

smiley

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