yMcy56:
GEREGU
Sighted @160....
Up with +12.60.......

Mpeace

UNILEVER
Quite a large volume in cross deals @13.25 today....



Hope you picked small Geregu when it was selling @100 for many days......even sold below 100 at a time.

One big firm was invited to buy some percentage of this stock, I posted it here sometimes ago......reason we must have witnessed those huge cross dealings some weeks ago.

Geregu not for me oh. Result no too justify the price but huge capital appreciation for thise involved. One thing with otedola companies be say You can't tell when to drop.

tomtween1:
kuvasin, kindly send me the funds i have paid for to my payoneer. Since i paid, you stopped replying and picking my calls

Won ti gba were

yMcy56:

Lol.
Boss don't give someone HBP o.

Oga Mendes come and give him some little "hope" here.

He has "hopes" of getting refunds but the "fact" is that such school fees are non-refundable and there's no appeal for it.

yMcy56:

Lol.
Boss don't give someone HBP o.

Oga Mendes come and give him some little "hope" here.

"Hope" Uzodima. Lol

yMcy56:

Lol.
Boss don't give someone HBP o.

Oga Mendes come and give him some little "hope" here.

😄🤣🥺

RabbiDoracle:
Indian Stock market indexes (BSE Sensex 30 and Nifty 50) are bracing for a severe crash based on the chart I am looking at (monthly TF) . This January 2023 could be the last rise before a 62% crash in the price. It seems to be like a flash crash o. Americans will laugh at them for supporting Russia and buying their oil

It will be bad.

Jakarta Stock Index JKSE looks like Indian index as well but less severe. However, it can still flash to the bottom in a frenzied selloff in this Q1 2023.

UK stock market index (FTSE100) is also bracing for a sharp decline if it makes a good push to above all time high > 7,903 in this Q1 2023.

What events will trigger the selloff in these countries? I don't know.

Will it lead to contagion and a broader selloff around the world? I don't know.

Just have a strategy that works in an up and a down market.

Agbalowomeri:
@Oracle: are you sure those indexes are not preparing for a breakout

Remember the BRICS countries are cooking something

India’s Adani Group loses $48bn in stocks over fraud claims
Hindenburg Research claimed Adani Group had committed ‘brazen’ corporate fraud but Adani Group dismissed the report.


https://www.google.com/amp/s/www.aljazeera.com/amp/news/2023/1/27/indias-adani-group-loses-45-bn-in-stocks-over-fraud-claims

Hindenburg Research on Adani Group was released 2 days ago or so (25th January 2023).

First domino to fall.

essentialone:


Patience Jonathan, I sight you. How street naa? Which stock make we buy?

Buy hero/budwiser/beta malt if you don't have it already. Thr will be reason for celebration soon

Streetinvestor2:
Buy hero/budwiser/beta malt if you don't have it already. Thr will be reason for celebration soon

International breweries

essentialone:


Me that have already jumped off the train of Japaul nko?

Meanwhile no going back. Lol

Next time the thought cross your mind.Is better you buy tipper start to supply sand to people .And hoping to sell gold someday, lol

essentialone:



International breweries

I am in luv with thr stout..Guinness stout is now for big boys.And you know say na middle class sabi enjoyment pass for naija.How can local champion be dragging shoulder with international champion.Abeg oh,I nobi monkey/dog hunter
Note:I get plenty afolabi units here

Ikeja Hotel

Buy, Hold , or Sell off?

kalkah:

Thanks @locdemy, I have no regeret following your tips. Thanks for coming back.

Everyone is responsible for his/her action.

You can't regret anything hence you are not a greedy type.But for Japaul,I am still searching/expecting the news(greenlight) that will take it to #1.Dont be in a haste to sell because Q1 result and the rest of 2023 results will be positive.If you can have patience, it is a winning stock of the year 2023. 300-500% or more returns are highly possible.

Also look for CWG especially at this current price.It will pay.

If you are interested in insurance stocks, look for linkage Assurance and veritas kapital.There are other ones but these 2 I just surveyed last night.Watch out

Back to my cave as we begin to observe things.

Have you ever wondered what is the better way to put your money to work – pursuing a Value Betting strategy or investing in the stock market? I certainly have and there is no easy answer to that question. There are a lot of factors you need to consider, like the capital you have at your disposal, the time you are willing to put in learning and execution, as well as the legal and tax aspect.

Today I will go through all these factors to help you determine whether value betting is the right investment for you or whether you would be better off just buying in the stock market.
Value Betting vs the Stock Market
Does it even make sense?
An important question to address first is – does such comparison even make sense? Investing in the stock market, you buy a share of a company. This company probably employs a lot of people and produces valuable goods and services. It is easy to see how you add value with your investment. Directly or indirectly, you help a company to finance its costs of operation and to continue and expand its activities. In most cases, it is easy to see where the value of your share comes from. Therefore, investing in the stock market is viewed by most as a legitimate and proper way of growing your savings.

Value betting on the other hand is a type of a betting strategy. In betting, you make a guess about the way a game is going to end. You then compare your guess with the bookmaker’s. If the two differ and you are confident enough in your prediction, you make a bet. If you are right more often than you are wrong, you can make money. If not, the bookmaker makes money and you lose.

Financially, it is a zero-sum game, mostly won by the bookmaker. If the latter wouldn’t be the case, the bookmaker would quickly be out of business. Therefore, betting is viewed by many as an activity to be avoided. Furthermore, as a type of gambling, betting can tend to be addictive and suck you in, leading you to lose even more money.

So, if you want to invest, you go to the financial markets. If you want to have a little fun, you place a small bet at the bookmaker and watch out not to overdo it. So goes the general wisdom.

And by and large, that is all true. However, as usual, the devil is in the details

Value betting vs the Stock Market
Have you ever wondered what is the better way to put your money to work – pursuing a Value Betting strategy or investing in the stock market? I certainly have and there is no easy answer to that question. There are a lot of factors you need to consider, like the capital you have at your disposal, the time you are willing to put in learning and execution, as well as the legal and tax aspect.

Today I will go through all these factors to help you determine whether Value betting is the right investment for you or whether you would be better off just buying in the stock market.

Does it even make sense?
An important question to address first is – does such comparison even make sense? Investing in the stock market, you buy a share of a company. This company probably employs a lot of people and produces valuable goods and services. It is easy to see how you add value with your investment. Directly or indirectly, you help a company to finance its costs of operation and to continue and expand its activities. In most cases, it is easy to see where the value of your share comes from. Therefore, investing in the stock market is viewed by most as a legitimate and proper way of growing your savings.

Value betting on the other hand is a type of a betting strategy. In betting, you make a guess about the way a game is going to end. You then compare your guess with the bookmaker’s. If the two differ and you are confident enough in your prediction, you make a bet. If you are right more often than you are wrong, you can make money. If not, the bookmaker makes money and you lose.

Financially, it is a zero-sum game, mostly won by the bookmaker. If the latter wouldn’t be the case, the bookmaker would quickly be out of business. Therefore, betting is viewed by many as an activity to be avoided. Furthermore, as a type of gambling, betting can tend to be addictive and suck you in, leading you to lose even more money.

So, if you want to invest, you go to the financial markets. If you want to have a little fun, you place a small bet at the bookmaker and watch out not to overdo it. So goes the general wisdom.

And by and large, that is all true. However, as usual, the devil is in the details.

What makes value betting special?
In order to remain profitable, the bookmaker does not need to win every bet. It just needs to win enough of them to make money. Therefore, most bookmakers don’t aim at having the most accurate odds possible. Rather, they want to have odds that are just good enough in order to beat most of their clients. Having perfect odds is expensive and not necessary.

This is the Achilles’ heel of the bookie. It is also an entry point for a punter willing to make money. The bookie must price thousands of events at any given time. A punter can bet only a few of those. Perhaps 99% of those events are priced by the bookmaker very well. The 1% that are not though still give the opportunity for plenty of profitable action for the punter.

While the rest of the punters play the 99%, you can choose to be selective and play the 1% of profitable bets. You can easily identify those using the value betting service of RebelBetting. In this way you will always have a positive expected value and your bank will grow with time. While betting is a losing activity for most, value betting is profitable.



How profitable exactly?
Your edge from a value bet can range from 0% to double-digit percentage points. It is fair to say that a ROI (return on investment) of 5% is attainable for most, if you avoid the lower-edge value bets. In other words, for every unit turned over, you could expect to get back 1.05 units on average. How about stocks?

In the last 100 years, the engine of capitalism has ensured that the economy was on an upward trend. The average historical annual return of the S&P 500 index for the last century was around 8%. There is no guarantee that those returns will remain the same in the future, but it is an estimate to work with.

Over a timespan of many years such return can increase your investment nicely via the wonder of compounded interest. If you had invested a dollar in the S&P 500 index at this time of the year in 1980 you would have had 30 dollars today. And while the S&P 500 is a broad index, with stocks you can be just as selective as with your bets, so if you manage to do a bit better than the average investor (warning: you probably won’t) you can get even more than that
So the stock market is more profitable?
Not really. Again, some attention to detail is warranted. In the case of the S&P we are talking about 8% annual return. In comparison, value betting gives you around 5% return on turnover. You certainly don’t need a full year to roll over a small to mid-sized betting bank of several thousand $/£/€. In fact, using a tool like RebelBetting in most cases you can do that within a week, or perhaps even a few days.

If we assume a 5% ROI for a week and 52 weeks in a year, that equates to an annual return of 1,05^52 – 1 = 1164,28%. As you see, slightly better than 8% a year.
Now, 1164,28% per year sounds a bit too good to be true.
What’s the catch?
It really is and the truth is, we are comparing apples with oranges here. There are some caveats to that number and I will go through the list below.
1. Not a passive income
Buying stock is a set-and-forget type of investment. You can put some money in today, come back in 30 years and collect your profits. Not the case with value betting. You must actively place your bets, as well as take care of money management (deposits and withdrawals), account verification, risk management, research of reliable bookmakers, recording your bets and so on.

Granted, you can do value betting in parallel to your full-time job. In my experience, you can fit it within an hour a day and most games are taking place on the weekend anyway. Still, value betting is far from a passive investment in the true sense of the word. In addition to investing some money to fund your starting bank, you will also have to do quite a bit of work for those winnings.
2. Limited upside
The stock market is huge. There is not a single individual or entity in the world that couldn’t accommodate its capital in securities of some kind. The Government Pension Fund of Norway is worth north of US$1 trillion and is fully invested in the financial markets.

In value betting on the other hand you are placing bets. The size of those bets is limited by the bookmaker. The limits depend on the event and the market. In a recreational bookmaker (the kind where you would do technical value betting), even in the most liquid markets (say, 1X2 in the Premier League), you wouldn’t be able to bet more than 4 figures. On most markets you can hardly even bet 3 figures.

Provided that you place 40-50 bets with an average size of a hundred bucks (realistic on an average sports weekend), that is still a decent amount of money for most people. However, here comes the bummer:

Recreational bookmakers will ban you
If you do value betting, you will win money. This automatically means that the bookmaker will lose this money. Bookmakers don’t like that. Financing your value betting hobby is certainly not their business. Once they find out you are doing it, you are out. In most bookmakers that translates to limiting your bets to some laughable amount of, say, 1 $/£/€ per game. At this point there is nothing left for you than to withdraw your whole balance and look for another bookmaker to bet in.

At some point all your options will be depleted. Depending on the bookmakers you have at your disposal, this might take quite some time or not so much. In most cases, before you get there you can make a pretty decent profit to show for it.
3. The volatility of returns is huge
The stock market is not just about expected returns, but more about the risk/return ratio you get as an investor. A famous indicator called the Sharpe ratio measures the relation between your risk-adjusted expected return and the standard deviation of that return. Different investors would invest in differently risky asset classes, depending on their risk profile. Taking on more risk is usually rewarded with higher returns.

In the financial asset universe, stocks pass as one of the more risky asset classes. Therefore they are normally mixed in a portfolio with other asset types such as bonds and cash, in order to reduce the volatility of the portfolio by means of the lower risk of those other asset types, as well as risk diversification.

You can easily see why – during the currently raging COVID19 crisis, the S&P 500 managed to lose a third of its value in a bit less than a month:
It also rebounded quite a bit since then. Still, it is far from its previous heights and continuously makes for a lot of stress for those who are heavily invested.

Well, value betting is worse than that.

The volatility in a value betting strategy can be massive. In a stock market crash you could lose a third of your savings within a few months. Such a crash occurs two or three times in a generation. The thought of losing a third of your savings sends shivers down the spine of the average worker, used to the stable income granted by his paycheck.

In value betting, you can lose a third of your bank in a week. This has happened to me a few times. On each of those occasions I got that money back and more. Still, going through such days takes a toll on you. Of course, your starting bank is way smaller than your lifetime’s savings, since there is only so much money you can put to use in a recreational bookmaker. Therefore, the comparison to the stock market volatility is a bit unfair. But on relative terms, it can hurt quite a bit. Therefore, never bet more than you can afford to lose.

. Tax and legal aspects
In many countries sports betting is restricted in some way or another, while investing in the financial markets is allowed or maybe even encouraged. I have outlined the reasons for this above. In other words, before you subscribe to a value betting service you have to ensure that the legal environment in your country allows you to make the most of it.

Mostly tax free winnings
However, a sweet benefit of value betting in most countries is that the winnings are tax-free. The reason for this is that if you are being charged tax on betting profits, you would also have to be allowed to deduct betting losses from your taxable income. Since the large majority of punters are losing, such tax arrangement would be a losing proposition for the state.

Of course, that is great news for the value bettor. In most of the developed world your profits from the financial markets could be taxed with anything from 10-15% to up to 35%. This is certainly an important factor to consider and one that usually favors value betting.
The Verdict
To summarize, value betting is way more profitable than the stock market per dollar invested. However, its returns are also much more volatile, it offers only a limited upside and is not a passive income in the true sense of the word. You have to invest some time and effort to make it work.

This is not an either-or question. The stock market is an essential tool for building wealth and saving for retirement and value betting can’t replace it in that sense. Nor does it have to. The stock market remains one of the very few places where you can make a set-and-forget investment, with significant capital and for a reasonable return. If, on the other hand, you are just starting to set some savings aside and have a bit of extra time, you can kick-start that process with the help of value betting.
Conclusion
Getting started with value betting would certainly require some effort on your side, but remains one of the few proven ways to profit from sports betting. Value Betting by RebelBetting is the perfect tool to help you in that process. With the profit guarantee and the option to unsubscribe any time, there is not much to lose. Plus, with ESports recently being added to the portfolio and some big football leagues already having restarted, the volume of value bets will soon come a lot closer to usual.

That was it for now, I hope you enjoyed the article.If you wish to check out value betting..
Sign up here:https://www.RebelBetting.com/?x=Beatingthebookies to have to check in the most powerful value betting software presently
Reference :Nenko

But why the long story bro....

Youngzero2:
Have you ever wondered what is the better way to put your money to work – pursuing a Value Betting strategy or investing in the stock market? I certainly have and there is no easy answer to that question. There are a lot of factors you need to consider, like the capital you have at your disposal, the time you are willing to put in learning and execution, as well as the legal and tax aspect.

@Youngzero 2 is high timed you stop this rubbish on this thread. Most people here are not in your league/mate.

I thought I have seen it all(long Epistle)

Make I still dey manage my Tumbo Tumbo analysis for my trading sha

@Beejay1
Kindly delete the long post you quoted.
You've succeeded in helping his long post ministry by also copying the long story.

mendes911:
He has "hopes" of getting refunds but the "fact" is that such school fees are non-refundable and there's no appeal for it.

Boss you eventually spoilt everything for the guy.

beejay1:
But why the long story bro....

Please remove the long post you quoted. You can even trim the quote to capture his name & maybe 1 or 2 paragraphs.

I had an exciting conversation with Mr Suraj Oyewale (Senior Manager, PwC Nigeria) about the Downstream Oil sector and how the Petroleum Industry Act impacts on its players.

He spoke about lessons from his upbringing, turning disadvantages into opportunities and brought his extensive knowledge about the oil industry to bear in the conversation.

I indeed left the conversation wiser and enlightened. I look forward to adding "richer" to this list once I implement the investing ideas born from this chat.

Thanks for listening.

https://podcasts.google.com/feed/aHR0cHM6Ly9hbmNob3IuZm0vcy80ZWI5NzRjNC9wb2RjYXN0L3Jzcw/episode/ZWYxMjc3ZGYtMTExNS00YTllLTk2NDItZDg3MWY3YzFkNDE1?ep=14

Yes Sir

bfn1:

Please remove the long post you quoted. You can even trim the quote to capture his name & maybe 1 or 2 paragraphs.

Yes Ma

yMcy56:
@Beejay1
Kindly delete the long post you quoted.
You've succeeded in helping his long post ministry by also copying the long story.

https://proshare.co/articles/cadbury-nigeria-plc-reports-n516m-loss-in-q222-resultsshare-pricen15.40k?menu=Market&classification=Read&category=Corporate%20Results

https://proshare.co/articles/cadbury-plc-h1-2022-result-revenue-grows-50.54-despite-worsening-economic-headwinds?menu=Market&classification=Read&category=Stock%20%26%20Analyst%20Updates
I am analysing Cadbury to buy and I find the two above results confusing. Please what is the real result position of Cadbury and is it a good buy at the current price.

Payunsin:

I am analysing Cadbury to buy and I find the two above results confusing. Please what is the real result position of Cadbury and is it a good buy at the current price.

No words needed...

Pls help me.....How will the naira redesign and the issues around it reduce inflation.

I really don't get it, the CBN governor claimed so

CircleOfWilis:
Pls help me.....How will the naira redesign and the issues around it reduce inflation.

I really don't get it, the CBN governor claimed so

I think Mr meffy and co might be relying on that belief as a last resort given how what should've been the "traditional way" of curbing inflation appears to have failed.

In reality, the clearly contractionary posture by the apex body virtually all through 2022 should've at the very least, birthed a decelerating trend in inflation considering how it gives the CBN power to control money supply.
However, just approx 15.48% (ref: N0.5T of N3.23T) of the total money in circulation was within the banking system as at Q3, 2022.
The implication? There was only very little the monetary tightening (rate hikes, QT...) of the CBN could do to rein in on inflation with near 85% of MS outside the boundaries of it's control.
Things have now changed though... with that figure squeezed to just above 25%, as approx 75% of target liquidity finds it's way back to within the banking system.

In meffy (and co's) thought, if we redesigned the currency, we can then "force" people to bring these funds back to our "circle of control"... that way, we can influence it and quite possibly, curb down on the wave of inflationary pressure.
Guess this explains the thinking that redesigning the currency might help reduce inflation.

That said, I also think there are other reasons for the policy at this time.
Aside the expectant increase in the flow of liquidity/MS back into banking system, the move isn't unconnected to the push to fight illicit transaction/money laundering and perhaps terrorism financing and of course, vote buying ahead of the 2023 general election.
Might be why the policy was immediately followed with a cash withdrawal restriction/QT.

Do I think the policy can help curb inflation.
Yes... but the impact may not be far-reaching.
Nigeria's problems are structural in nature... and untill the fiscal end of "the stick" connects appropriately, many of these monetary policies will only be short-lived.

In times past, I had highlighted why in several post here including the one from this link; https://www.nairaland.com/1131485/nigerian-stock-exchange-market-pick/6796#117896129

For me, our concern/goal should be how we can benefit from these policies. (when made)
As I always say; until things get better (we should have a clear direction when that time comes) Nigeria remains a portfolio country.
Just make your money and clean mouth.

As i've stated here in the past; these policy will benefit the banks. Some of them could be big winners in 2023!
...will highlight why in a jiffy.

onegentleguy:


I think Mr meffy and co might be relying on that belief as a last resort given how what should've been the "traditional way" of curbing inflation appears to have failed.

In reality, the clearly contractionary posture by the apex body virtually all through 2022 should've at the very least, birthed a decelerating trend in inflation given how it gives the CBN power to control money supply.
However, just approx 15.48% (ref: N0.5T out of N3.23) of the total money in circulation was within the banking system as at Q3, 2022.
The implication? There was only very little the monetary tightening (rate hikes, QT...) of the CBN could do to to rein in on inflation given how near 85% of MS was outside the boundaries of it's control.
Things have now changed though... with that figure now squeezed to just above 25%, as near 75% finds it's way back to within the banking system.

In meffy (and co's) thought, if we redesign the currency, we can then "force" people to bring these funds back to our "circle of control"... that way, we can influence it and quite possibly, curb down on the wave of inflationary pressure.
Guess this explains the thinking that redesigning the currency might help reduce inflation.

That said, I also think there are other reasons for the policy at this time.
Aside the expectant increase in the flow of liquidity/MS back into banking system, the move isn't unconnected to the push to fight illicit transaction/money laundering and perhaps terrorism financing and of course, vote buying ahead of the 2023 general election.
Might be why the policy was immediately followed with a cash withdrawal restriction/QT.

Do I think the policy can help curb inflation.
Yes... but the impact may not be far-reaching.
Nigeria's problems are structural in nature... and untill the fiscal end of "the stick" connects appropriately, many of these monetary policies will only be short-lived.

In times past, I had highlighted why in several post here including the one from this link; https://www.nairaland.com/1131485/nigerian-stock-exchange-market-pick/6796#117896129

For me, our concern/goal should be how we can benefit from these policies. (when made)
As I always say; until things get better (we should have a clear direction when that time comes) Nigeria remains a portfolio country.
Just make your money and clean mouth.

These policy will benefit the banks. Some of them could be big winners in 2023!
Will highlight why in a jiffy.

thanks for the detailed explanation...Its making sense now

And on why the banks could be big winners in 2023...

Naturally, a high rate environment favours banks... as it support their NIM/NIR and further aid NPMs. So a positive impact, particularly in Q4, 2022 wouldn't be in doubt.
Notice how the apex bank had maintained a hawkish posture virtually all through 2022. (a contractionary stance would usually favour lenders with a healthy/balanced-- favourably sector assigned loan book but also an investment driven portfolio)

But again, the policy on currency redesign should give them liquidity like never seen in near 2 decades. Whether it will be sustainable (remain that way) will however be debatable depending on how things develop from here.

These "free" monies will not only help support NIM but also non-interest related income given the capacity for trading play with higher cash volume from increased cash pool.

It's interesting that this time, unlike in previous traditional instances of the chase for higher deposit pool, the funds are or can be gotten at practically no cost (CoF in view).
Again, you must take that money to the bank, but can only get back a big proportion of it by following through with some electronic transactional means wherefore you'll still have to pay various forms of charges and all, to them banks. (withdrawal restriction policy in view)

In retrospect, the banks can now play around with much more cash, profit more from lending given higher liquidity with CRR maintained and LDR already near CBN approved pegs for most key lenders... Implying more interest earnings per "naira pull"

There's a reason virtually all the banks have announced that they'll be working overtime including Saturday and even on Sunday to collect your money.
Now the CBN has even extended the date (to return old Naira notes) to Feb, 10 and Feb 17, 2023 to banks and the CBN respectively... so the money chase continues.

One way or the other, the banks must make money off you!
Time will not permit me to put out much for now.

There are just 1 or 2 drawback but overall, it's a big + for banks.
...only the efficient ones though!

Aside the banks, there are at least 2 other sectors that could benefit from this policy.
Permute from those and KEY IN!

Selah

What's with this mtn share update?? The increments has been nothing to write home about and it's disappointing.

Who got on the share then??

Kindly share your view

onegentleguy:


I just published an article with the title:

MTN NIGERIA: "THE ANATOMY OF A PUBLIC OFFER"

...Dissecting the recent PO (public offer) proposal by MTN Nigeria; everything from interpreting the Nos to looking in on the recent financials with a view to seeking VALUE!

It's published on booksie, the U.K blog medium and the personal finance section of some select national dailies.

You may wish to read through by using the link below;
https://www.booksie.com/663437-mtn-nigeria-the-anatomy-of-a-public-offer

Regards

callmeRichie:
What's with this mtn share update?? The increments has been nothing to write home about and it's disappointing.

Who got on the share then??

Kindly share your view

Read through the article above.
...might help with the clarification you seek.

Do take care.

locodemy:


You can't regret anything hence you are not a greedy type.But for Japaul,I am still searching/expecting the news(greenlight) that will take it to #1.Dont be in a haste to sell because Q1 result and the rest of 2023 results will be positive.If you can have patience, it is a winning stock of the year 2023. 300-500% or more returns are highly possible.

Also look for CWG especially at this current price.It will pay.

If you are interested in insurance stocks, look for linkage Assurance and veritas kapital.There are other ones but these 2 I just surveyed last night.Watch out

Back to my cave as we begin to observe things.

CWG led last week’s losers declining by 13.46% to close at 90 kobo.

toyeoye:


CWG led last week’s losers declining by 13.46% to close at 90 kobo.

Price fluctuations the best approach to stock trading.For me, the 13.46℅ decline last week is my gain this week.

Don't take the fall serious.Take advantage of it.The technicals hasn't changed.Buying at 0.81 kobo is a very good entry price.