₦airaland Forum

onajo2000:
Write to your bank

Write like this:
I did an erroneous transfer to another bank with the following details ()

I did get mine back even without a court order from Gtbank to Firstbank..
The receiver's account will be restricted pending when he/she pay the money back

Hello, I like this. Can this still be valid about 6 months after the transaction. I made a transfer of N400k in February. I just found out from in August that it was a fraudulent account and I still have the account details of the person I sent the money to

magzey:
Identify the bank and head to high court and get a court order take it to the beneficiary bank they will fish the customer by fire by force,
thank me later

Could it still be valid, 6 months after the transaction has been made. I'd appreciate your response.

michlins:
you're arguing ignorantly please. Nigeria has one of the best banking laws in Nigeria. All the op needs is to collect proof of payment from his bank,go to the court and swear an affidavit and submit it to the creditor's bank and a lieu will be placed on the account.

He either refunds the money or he can no longer withdraw money from the account. If the op goes further to escalate it as a criminal act, his BVN gets flagged and all his accounts goes on NO DEBIT. He will be arrested whenever he steps into any bank in Nigeria.

How do I know all these,I have made such mistake as the OP and I had the account restricted. I didn't go further to get an affidavit and stuff. Also I have paid someone for a job and he defaulted. I reported the account to my bank and it was frozen. The guy started calling and begging me to help him fix the problem

A rich man with access to a lawyer will do the above and even more to get his 10k

Please in the two cases above, how did you make the reports to your bank?

onajo2000:
Write to your bank

Write like this:
I did an erroneous transfer to another bank with the following details ()

I did get mine back even without a court order from Gtbank to Firstbank..
The receiver's account will be restricted pending when he/she pay the money back

how did you report please?

Serendipity2023:
Please in the two cases above, how did you make the reports to your bank?

call your bank and make a report. Your bank will be able to guide you depending on the peculiarities of your own case