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I Have ₦13M Savings: Should I Build A House Or Get Married? - Romance (3) - Nairaland

Nairaland Forum › Nairaland General › Romance › I Have ₦13M Savings: Should I Build A House Or Get Married? (13386 Views)

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Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by Basicend:
HelipsTech:
Sir Marry,

Continue with ur business, marry and start your building project.

Marriage is sweet, you aint getting younger, think of how old, your children will be in your 70 years.

Start a business for ur wife or marry a working class. Start a building and continue with your business
Be careful with the last paragraph of the above advice. It's dangerous.

1. The person obviously does not know the serial costs you will be keep incurring for wedding and the marriage journey itself in today's economy. Except u have found a very disciplined and truly supportive woman.
(After spending on the wedding, u instantly start spending more to the keep the marriage)

2. Don't start a business for the woman yet. Ensure that you grow in the mastery of ur own business for now. If yours is growing firmly, then u may consider starting a biz for the woman that is if the woman does not even have funds to start it herself.

3. Don't throw away your vision (esp such that is already manifesting) because u want to marry.

At 31 in today's Nigeria, you still have time to plan well for your future and pray for a good wife.
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by Kobicove(m): 10:35am On Aug 26
ArcToyin:
Build house first or have a grounded business. Spending that kind of money on wedding is out of place. What you need to start a home is accomodation and a stable source of income.
13 million is not enough to build a small bungalow in this present Nigeria!
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by femiblaze(m): 10:36am On Aug 26
Your best bet is to invest that money. #13M would not completely build a home. I'll recommend you pour 11M into FGN three year savings bond, and use the remaining 2M to rent and furnish a decent place. That investment would fetch you at least #1.6M tax free money that you can use to pay your rent for the next three years. If you ever decided to marry the girl you're with by then, your 11M should cover the wedding cost, or reinvested to continue to cover your rent.
Note: This is not a legal advice.
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by smasher1(m): 10:36am On Aug 26
ImpeccableDust:
Good morning, everyone. I have been waiting for your advice on what to do and the next step to take.

I've already saved 13M, and I'm getting older. I'm turning 31 and have been considering getting married or building a house with my money.


Would you advise me to start a family with my money or to build a house and see where 13 million naira goes? I already have some land.


Please, I need some good advice.

What do you all think?
Build the house and leave 2m for marriage.
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by hope4nigeria(m): 10:36am On Aug 26
ImpeccableDust:
Good morning, everyone. I have been waiting for your advice on what to do and the next step to take.

I've already saved 13M, and I'm getting older. I'm turning 31 and have been considering getting married or building a house with my money.


Would you advise me to start a family with my money or to build a house and see where 13 million naira goes? I already have some land.


Please, I need some good advice.

What do you all think?
this is the dumbest question ever, you want spend #13m of saving to marry? Simply use #12m build house, #500k marry, then #500k buy food till you sustain .
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by LeeSmart: 10:37am On Aug 26
Tohsynetita1:
You have 13 million? Some people are just blessed with money without any iota of what can multiply such money.
That 13 million, no use am marry at all, if worse come to worse, and you don't know what to do eith it, go and buy acres on land in a reliable place, you can buy like 50 acres, plant cash crops and forget the rest, in next 60 to 100 yrs, you might not need to work again. Go plant cocoa, or plantain, pineapple, kola, rubberc ashew, coconut, sugar cane. Another investment you can do is go into importation and importation of goods or go into production.
See as you dey talk like if I give you 20mil you fit run this thing wey u dey talk?
If what you said is really achievable and reliable I don't mind partnering with you on this, provided I can trust you.
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by onatisi(m): 10:37am On Aug 26
IN ANY DECISION YOU MAKE , PLEASE AND PLEASE REMOVE MARRIAGE FROM IT , IT IS NOT EVEN AN OPTION OR ALTERNATIVE , BUT IF YOU WANNA KNOW WHY , YOU CAN TRY IT THEN

ImpeccableDust:
Good morning, everyone. I have been waiting for your advice on what to do and the next step to take.

I've already saved 13M, and I'm getting older. I'm turning 31 and have been considering getting married or building a house with my money.


Would you advise me to start a family with my money or to build a house and see where 13 million naira goes? I already have some land.


Please, I need some good advice.

What do you all think?
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by Goddyrichie(m): 10:38am On Aug 26
Saturnalia:
Enu dun rofo. Cho Cho Cho. 50 Acres? Na so e easy? If dem dupe am in the process of buying the Land, shey you go reimburse am? Cocoa, Kola, Plantain, Shey if Fulani Herdsmen trample on his farm with their cows, you go come follow am carry Kalashin to fight off the herdsmen?

@OP - Do not build any house yet, even with your land, the money is not enough. Do not marry yet or even at all, it will slow you down and you won’t get to your destination on time.

At 31, you’re still very young. Trust me, there are people in their 50’s that are still single & hopeful.

Abi you want to rush into marriage and rush out like many are doing nowadays? Just keep multiplying your money.
just keep multiplying ur money is what I like in ur words d rest I no know d kind mentality u dey use o
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by achorladey: 10:39am On Aug 26
How much is wedding out of 13M you can do both based on moderation. If you want extravagant stuff na you sabi
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by sylo247(m): 10:42am On Aug 26
Build a house first after saving a little more for marriage because after wedding comes the real stuff.
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by bluejay05: 10:43am On Aug 26
Make I tell you my own style, I no say make you follow my way oo.

Theres lady I met some time ago, we started dating, she's a very nice girl who loves to enjoy life. Then I wanted to marry her but I later travelled and we went our separate ways.

She got married but after about 5 years the marriage crashed. Meanwhile, me I never marry, I dey hustle. After some years in jand, I came back to Nigeria to establish my business, we came across eash somehow and we became close again.
Even though I was not planning on marrying her, she told me she's never going to get married again because of what she went through in her marriage. We have agreement to just have children for eachother and we agreed.

Now, she has a boy and a girl for me. I gave her some money to add to her already stabilised business and she's doing well. She doesn't live with me but she comes around any time she wants but doesn't get jealous anytime she sees me with another lady and the same goes for me.

I am very free and never get attached to any woman. I take good care xf my children and
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by socoharley: 10:45am On Aug 26
Start building a house.
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by ROK123(f): 10:45am On Aug 26
Are you ready for marriage? Do you have a sure partner? Then you can get married and invest in your partner, together you both can team up and build the house, cos that savings need to grow higher for a house to happen ( though it depends on the house of your choice)
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by Hangulsaram: 10:45am On Aug 26
saintopus:
Is the land in the city or village. If city, build the house get a baby mama and continue your business. I've been in marriage for over 14 years and I know what am saying.
Have u divorced and sent away your wife or you are still enjoying ur wife and ur marriage and advising a young man not to marry?
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by Ramski: 10:47am On Aug 26
Marriage is not a good idea invest in business until your money grows
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by Toluwarnih(m): 10:48am On Aug 26
Use 1 to 1.5 million enroll for mentorship under someone doing great.. Stephen AKintayo, or Billionaire Mechanic or any of their likes doing well financially, mentally, family-wise, spiritual, all-round I want to say.. keep the rest. You'll have enough clarity to move and even advice someone else in less than a year.
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by Hangulsaram: 10:48am On Aug 26
ImpeccableDust:
Good morning, everyone. I have been waiting for your advice on what to do and the next step to take.

I've already saved 13M, and I'm getting older. I'm turning 31 and have been considering getting married or building a house with my money.


Would you advise me to start a family with my money or to build a house and see where 13 million naira goes? I already have some land.


Please, I need some good advice.

What do you all think?
If you have found a good woman and sure about her, please invest and marry. Don't make the mistake most of us made, if you are no more today no one will ask if you built a house, what people will ask is was he married, did he has children?
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by Jozilinn: 10:48am On Aug 26
Invest,marry and build slowly
Some people are saying don't marry invest for Three years at 31 years. Then you'll be 34 before you'll see money by then you'll now start building when exactly. Tell your woman the money I have let's do small marriage. Are you in agreement or not when money comes we can do it lavishly. If she agrees you'll marry with what you want from inside the money.

It's not the wedding day that us marriage oh people will only come to tell you congratulations but after that you're in your own. If you have good friends you'll even recover part of your marriage money. Make sure your woman has something doing before you marry her that one settled

Then during that period you can invest and build slowly make your woman wait small before she will bring your bundle of Joy when things get balanced a bit then Aboy and Ada fit come, the baby wouldn't add responsibility since you both already know your plans.

Everything is plan but I know you know what you want already just do wetin dey your mind.
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by windvane(m): 10:48am On Aug 26
this is why ladies feel men are weak decision makers.13m enter,u dey think of marriage...no lady will get alert of 13m or savings of and would think of marriage....
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by kentokay71: 10:49am On Aug 26
grin grin grin,you no well at all
Pablokay12:
Use am play sporty mumu asking foolish questions
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by temi4fash(m): 10:50am On Aug 26
ImpeccableDust:
Good morning, everyone. I have been waiting for your advice on what to do and the next step to take.

I've already saved 13M, and I'm getting older. I'm turning 31 and have been considering getting married or building a house with my money.


Would you advise me to start a family with my money or to build a house and see where 13 million naira goes? I already have some land.


Please, I need some good advice.

What do you all think?
Go and put the money market funds first

If you have land build a house, no spend the money on marriage oo.. he no pay you o.

Use am build house first.. very important rent no easy oo
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by femoree2(m): 10:52am On Aug 26
Build house for rent not duplex and pause marriage till 35 you will be wiser, more mature and richer.
ImpeccableDust:
Good morning, everyone. I have been waiting for your advice on what to do and the next step to take.

I've already saved 13M, and I'm getting older. I'm turning 31 and have been considering getting married or building a house with my money.


Would you advise me to start a family with my money or to build a house and see where 13 million naira goes? I already have some land.


Please, I need some good advice.

What do you all think?
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by Emeskhalifa(m): 10:54am On Aug 26
Pls don't do any.
For now here are my suggestions
1. Put that money in piggyvest, and safelock it, you will receive an upfront 2.3m as interest which u fit use hold yourself go another year, till you figure out what to do with the money.

2. Search for this company called enviable group, they are into keke purchase and maintenance, invest in their CNG keke, 13m will get you 2 units of CNG keke, they will be the one to handle all the hassle of the keke, your 13m will generate your 4.5m in a year. Practice compound interest for 3 to 5yrs with them and soon you'll be receiving over 10m as roi every year while your capital is still intact.


Pls do not marry or build house with that money, you will regret doing so.
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by chelseamann(m): 10:54am On Aug 26
Tohsynetita1:
You have 13 million? Some people are just blessed with money without any iota of what can multiply such money.
That 13 million, no use am marry at all, if worse come to worse, and you don't know what to do eith it, go and buy acres on land in a reliable place, you can buy like 50 acres, plant cash crops and forget the rest, in next 60 to 100 yrs, you might not need to work again. Go plant cocoa, or plantain, pineapple, kola, rubberc ashew, coconut, sugar cane. Another investment you can do is go into importation and importation of goods or go into production.
Na you go give am long life for the next 60-100 years ? See as e sweet for mouth grin
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by deltateam: 10:59am On Aug 26
ImpeccableDust:
Good morning, everyone. I have been waiting for your advice on what to do and the next step to take.

I've already saved 13M, and I'm getting older. I'm turning 31 and have been considering getting married or building a house with my money.


Would you advise me to start a family with my money or to build a house and see where 13 million naira goes? I already have some land.


Please, I need some good advice.

What do you all think?
Build a house. It's an asset.

Marry a good wife that is supportive. Don't close eyes and marry o. Be very intentional and don't marry a woman that is too demanding otherwise that 13 million will be like 13 000 for her eyes.

Avoid girls that Yahoo boys and politicians have destroyed their value for money. Some of them were placed on 5 million per visit, you see that you can't fill the void?
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by sterlingD(m):
Put that money in Mutual funds -Money Market funds specifically Money Market funds only or Treasury bills let it be the start of your investment joirney.Have clear cut investment goals and objectives

Allow the money to rest there small while you plan the business you intend going into .Then take a small fraction to start the business..

The goal should be to secure your financial future and then you factor the family you are going to raise into it later.

As for owning a property give yourself a timeline factor it to be part of your investment goals and objective and work with the timeline to achieve it

Remember how you started the investment journey do not allow complacency to set in that you forget to continue through with your investment journey.

As for marriage when it is time for wedding make it low key very low key .Do not l repeat do not spend stupendously in your marriage no matter what.

Remember in all of this the aim is to continuously build, manage and multiply what you have acquired to secure your financial future
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by deltateam: 11:03am On Aug 26
Kylekent59:
Wedding of 2M

Give wife 2M to start business

Use 2M pay house for a year

Guide with 7M.
That 7M can finish within 6 months depending on the type of woman you married. Eyes go clear.

You're advising being a tenant when he can actually be a house owner?
How sensible is that?
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by Greattha: 11:05am On Aug 26
Both are capital intensive and require regular maintenance.

One will ensure you/your legacy live on while the other will save you from some expenses...
You can always buy houses but once you miss the right lady, you're doomed
Note that both will get old but one will keep you company at old age so make your choice and choose wisely.



ImpeccableDust:
Good morning, everyone. I have been waiting for your advice on what to do and the next step to take.

I've already saved 13M, and I'm getting older. I'm turning 31 and have been considering getting married or building a house with my money.


Would you advise me to start a family with my money or to build a house and see where 13 million naira goes? I already have some land.


Please, I need some good advice.

What do you all think?
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by KIDfurniture(m): 11:07am On Aug 26
lol 13m lol

Convert it to dollar first ! Ask the girl u want to marry how much she get for savings ? Hope her parents are not poor sha… is she the first child or last born ? lol first na signs before the …………


ImpeccableDust:
Good morning, everyone. I have been waiting for your advice on what to do and the next step to take.

I've already saved 13M, and I'm getting older. I'm turning 31 and have been considering getting married or building a house with my money.


Would you advise me to start a family with my money or to build a house and see where 13 million naira goes? I already have some land.


Please, I need some good advice.

What do you all think?
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by hush15: 11:10am On Aug 26
ImpeccableDust:
Good morning, everyone. I have been waiting for your advice on what to do and the next step to take.

I've already saved 13M, and I'm getting older. I'm turning 31 and have been considering getting married or building a house with my money.


Would you advise me to start a family with my money or to build a house and see where 13 million naira goes? I already have some land.


Please, I need some good advice.

What do you all think?
Am sorry but this us a very stupid question. If you marry, na street you go marry put
Re: I Have ₦13M Savings: Should I Build A House Or Get Married? by Humblesam(m): 11:11am On Aug 26
Tenrack:
in other words, marriage no follow? Senior man.
Oga you no try at all..
You are already 14 years in marriage but advising him to get a baby mama for settlement.
You think baby mama is gotten on a platter right?
Why don't you advise him to build himself a house cuz 31 is still very young for me when talking about marriage.
After building yourself a house, you can now save up and settle down for good.
Marriage is not as bad as some unfortunate people make it looks, am saying this because I ve been married with kids now for years and won't advise anyone to get a baby mama for settlement because God really have blessed my marriage from the get go......
The most interesting part of this whole thing is that most of these people recommending baby Mama's scam for raising kids grow up having full time parents that raise them living together for years till now.
Oga go and build your house first of all and save some more after that and get married.
May God guide you.
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