₦airaland Forum

Beloved4heart:
See this guy at 40 self I no shake body,you still be fresh young boy.
If I even get 50million I no play that game called marriage ooooo,500million above

Why you think say some bros don hit 50y them never marry, them never born, Omo them still de find the 500m and above to settle down. Lol

Smartguyboy:
Talking from experience
Many times you will be thinking 🤔 “ why I even marry self “ lol

E no easy oh

stop this yarn,your children would not like this

nedekid:
Omo, na so one guy too go find your daughter give am belle as you wan do another person pikin. 😂

broski. E no deep like that. You missed the part where I stated that I'm still contemplating?

Beloved4heart:
Solitude is the best
E

you Sabi..

Smartguyboy:
Talking from experience
Many times you will be thinking 🤔 “ why I even marry self “ lol

E no easy oh

lol Omo...married men dey try. Imagine all the shege and nonsense them dey put up with on a daily.

ImpeccableDust

Try FGN bonds

obitrac:
stop this yarn,your children would not like this

Lol
You no go understand
I don’t blame men who beat the wife sometimes because I can’t imagine the limit she pushed him to.

I too like Treasury bills 90 days,180 days infact anyone dey turn me on

sterlingD:
Put that money in Mutual funds -Money Market funds specifically Money Market funds only or Treasury bills let it be the start of your investment joirney.Have clear cut investment goals and objectives

Allow the money to rest there small while you plan the business you intend going into .Then take a small fraction to start the business..

The goal should be to secure your financial future and then you factor the family you are going to raise into it later.

As for owning a property give yourself a timeline factor it to be part of your investment goals and objective and work with the timeline to achieve it

Remember how you started the investment journey do not allow complacency to set in that you forget to continue through with your investment journey.

As for marriage when it is time for wedding make it low key very low key .Do not l repeat do not spend stupendously in your marriage no matter what.

Remember in all of this the aim is to continuously build, manage and multiply what you have acquired to secure your financial future

ABI E WILL STILL ENTER ANOTHER DEBT OF LIKE 3MILLION NAIRA JOIN, TALKING FROM EXPERIENCE

deltateam:
That 7M can finish within 6 months depending on the type of woman you married. Eyes go clear.

You're advising being a tenant when he can actually be a house owner?
How sensible is that?

Ozae na you dey fall isoko ✋ hands ooo, which one be give woman 2million?1 million naira wen I fit finish in 6 days na person want take guide,ozae ro ma Ra kpo tho

Isokoboy:
Is the woman your are getting married to financial stable, if no support her with 2m, plan and execute your marriage with 2m, start your house with 8m .guard your self with 1 million...that is how I will go abt it

AN "EHI" SPOTTED

Sandralight:
Give me all the money

Wisdom at its highest peak

Flesh10:
The worst mistake you will make is taking your entire 13m savings to build a house all because you are running away from paying rents. That 13m will likely finish and your house is not yet finished or it may complete the house but you will be starting life again from scratch with no money, no savings


And the second worst mistake you will make is rushing to get married because you have 13m in savings and you are turning 31. Let me tell you, the rate at which wedding expenses will suck dry that 13m it will come like the speed of light. There is nothing like small wedding now unless you want to do just court registry and move on but if you want to respect tradition, even the cheapest wedding will such minimum of 3m from that 10m then family comes with it's own challenges and before you know 13m has finished what then will you and your wife survive on? God decides to bless your ignorance and she takes it same year , you will regret that decision


This is my advice for you.

Do not build a house with all your savings, 13m doesn't mean you are financially stable. You are still very broke. Continue living in a rented apartment even if it is expensive, try look for a cheaper place but if you can't find, I will still advise you against using that money to build any house or buy any land.

Secondly do not jump into peer pressure and rush into marriage because you are turning 31. When the difficulties of marriage comes it is you that will carry your cross not those pressuring you to get married because you are 31.

With that 13m I will advise you to take out 12m and invest it into money market mutual funds like those on cowrywise or stanbic ibtc money market that gives 16.5% per annum which gives you N165,000 monthly . Do not touch it. Just leave it to continue to compound.

By the end of a one year period with compound interest your 12m invested could have amounted to about 14-15m.

Waiting for a year won't kill you. With that interest you can now get married with the interest while your initial 12m is still working for you provided interest rate remains stable.


Then the 1m remaining from the 13m, keep it as your emergency funds in any interest account like the piggyvest flex account that gives 12% yearly. That's an extra 120k yearly on the 1m and you can readily withdraw it whenever you need it.

I believe you have a job or a business that is fetching you money.


With this advice you can effectively manage your family with your salary or use interest from your mutual funds to pay your rent or start building little by little.

With 1.9m coming in from your mutual funds yearly at 16.5 p.a you can start building little by little but even with that I still won't start building all of a sudden except it has become a dire necessity for you.


Building a house or doing a wedding should never be done with life savings, it should be done with spare or passive income

Wait come ooooo, you think say marriage na the way you dey see am for TikTok like Jarvis and Peller? I pity you, better I wait till 55 yrs self

you know how many men dey talk dey Waka

nedekid:
Why you think say some bros don hit 50y them never marry, them never born, Omo them still de find the 500m and above to settle down. Lol

All the best to you bro

Tenrack:
you Sabi..

AS In ehnn,them no dey use ordinary eyes marry again ooooo, women wen dey take man wen love them as mugu

Tenrack:
lol Omo...married men dey try. Imagine all the shege and nonsense them dey put up with on a daily.

Beloved4heart:
AS In ehnn,them no dey use ordinary eyes marry again ooooo, women wen dey take man wen love them as mugu

na the issue be that. You go dey do your best for woman. She go get her own agenda.

Beloved4heart:
Wait come ooooo, you think say marriage na the way you dey see am for TikTok like Jarvis and Peller? I pity you, better I wait till 55 yrs self

you know how many men dey talk dey Waka

Guy you funny, probably you be my pikin age mate or him senior you sef.

Tohsynetita1:
Alaye, no dey yarn wetin you no know, you should ask for location first, you think say, na everyone dey live lagos or Abuja?
You can see a plot of 600k in Ogun state, that's how there are some acre at 300k, 250k in some south west. You no dey research you go dey yarn anyhow

so he has 13m. Saved for years.
He should carry and go to jungle and buy land.

Una Dey reason o

Codes151:
so he has 13m. Saved for years.
He should carry and go to jungle and buy land.

Una Dey reason o

No, he should chop am, no be jungle dey becomes city? Nonsense

Tohsynetita1:
No, he should chop am, no be jungle dey becomes city? Nonsense

jungle go become city. 😂

Nuisance.

You sure say you no be agent.
Go find work o

Codes151:
jungle go become city. 😂

Nuisance.

You sure say you no be agent.
Go find work o

You are inexperienced, everywhere was formerly a jungle.

I hear you, you win

nedekid:
Guy you funny, probably you be my pikin age mate or him senior you sef.

Tohsynetita1:
You are inexperienced, everywhere was formerly a jungle.

you think that’s how investment work?

😂

Funny people.

Ifexibe:
Build a mini crypto mining hub (with solar). Thank me later.

Can you shed more light on this please?

Azzamann:
Can you shed more light on this please?

What's in it for me?

Gotocourt:
Put that money in mutual funds. It will give you #160k~ monthly.

Stanbic IBTC Asset Management.

please is this real you mean monthly

Marry and the woman will collect every thing.

Hangulsaram:
Have u divorced and sent away your wife or you are still enjoying ur wife and ur marriage and advising a young man not to marry?

You make it sound like all married men are still enjoying their marriages

ogolemati:
please is this real you mean monthly

Yes.

Uchesis:
You make it sound like all married men are still enjoying their marriages

I ask a question

Triple that money and buy a land.

Then come back to ask.

Ifexibe:
Yes.

tell me about it