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How Much And How Do You Save From Work Every Month - Career (3) - Nairaland

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Re: How Much And How Do You Save From Work Every Month by MadCow1: 10:43am On Mar 04, 2016
Jacinta44:


Simple question, you can't answer.
How much do you save?

Is your side business not work too?

Don't be an Olodoius entity jor

I hope you saw where the OP said 'Salary'.




I will give you time to feel stupid about your post by all by yourself.

1 Like

Re: How Much And How Do You Save From Work Every Month by slirkmot: 10:43am On Mar 04, 2016
To save these days is hard. Not with the change buhari is serving us.

2 Likes

Re: How Much And How Do You Save From Work Every Month by merxi55(f): 10:45am On Mar 04, 2016
grin grin
Omonigeriarere:
At least 100k: the first thing to be done is to transfer it to a different account with no ATM after I have been alerted.
is that '@ least 100k ' i just saw? make we share and save together there is sweeter love in sharing...kikikiki...kidding though!
Re: How Much And How Do You Save From Work Every Month by Nobody: 10:49am On Mar 04, 2016
I save over 80% of my salary. And I don't just let the money lie fallow just like that in my account. I buy treasury bills in order for the money to yield interest. Here's the secret:

1. If you have a penchant for luxuries, then you can never discipline yourself to achieve this.
2. There's a staff bus, so I don't have to spend money on transportation.
3. I don't eat in the company's restaurant. It's expensive. Albeit, incan afford but chose not to eat there. I go out of the company's premises to eat. I often patronize a popular buka in VI called Mojolayemi or so. Their food make sense and cheap. With 6H, you'll eat a very good food.
3. My girl friend is working, so I don't have to spend on her. The only time I spent on her was when she needed help with paying for her MSC tuition fee.
Even, if she's isn't working, I'll still support her.
4. Spend less. Why do you need an iPad, laptop, android, phone? Human wants are unlimited and are insatiable. Focus mainly on your needs. An iPad and an android phone will serve the same purpose. Let go of one. Having both is redundancy and very unnecessary. Prioritize your needs
5. Lastly, don't spend on any lady that hasn't sow a sees in your life. Don't spend to impress them bitches. Don't pay for sex. Beware of the opportunist girlfriends - those that want to reap where they did not sow.
Life's all about give and take. Them opportunist girl friend are good for $**.,Discard them when it's time to.
My girl friend respects me for my financial discipline. She dare not ask me money for unnecessary and useless stuffs like Brazilian hair, Stine cold ice cream et al. Tell me you want to venture into a business or further your education, then I'm good. This I'll never do for an ordinary gf. gf get level. We know those that encouraged us and stood with us thru thick and thin. While those ladies who see themselves as trophies to be won, real niggaz know what we do them. play along and enjoy the...

P.S:
forgot to mention. Diversify your revenue base. In other words, have more than more revenue streams. It doesn't have to be a formal job. It could be a freelance work. for instance, I help foreign MSC students with their course work, assignments and all; and it's not for free.
Identify your strengths and Leverage on them to earn yourself some cool cash.

40 Likes 9 Shares

Re: How Much And How Do You Save From Work Every Month by Jacinta44(f): 10:51am On Mar 04, 2016
MadCow1:


I hope you saw where the OP said 'Salary'.




I will give you time to feel stupid about your post by all by yourself.


Are you saying that side business owners or even business owners don't pay themselves?

feel sillier madcow grin

1 Like

Re: How Much And How Do You Save From Work Every Month by emerged01(m): 10:51am On Mar 04, 2016
valdes00:
I earn 57k n I save 50k monthly .... don't ask me hw I cope, else u will b reminding me of my suffering this past few mnths
grin same here!
Re: How Much And How Do You Save From Work Every Month by akreest(m): 10:53am On Mar 04, 2016
Use the following steps:
- Open an excel spread sheet or you can use a notebook and track your expenditure for at least 3 months so that you can get a trend
- Analyse the data you have gathered to separate the 'must do' expenses (eg, Rent, transport, feeding, etc) from the 'nice-to-do' types (eg social outings, etc). Remember that how you classify the expenditure is entirely up to you. However, the classification has to be consistent.
- Your ideal saving from your Salary = Salary - 'Must do' Exp. - x% 'Optional Exp.' where X can vary between 0-100% depending on your willingness to save, determination & self discipline

Trust this helps

2 Likes

Re: How Much And How Do You Save From Work Every Month by MotorConnectz(m): 10:53am On Mar 04, 2016
Well the company I work provides transportation and accommodation + health insurance so I save about 100k in naira. The remaining I hold for negotiations just groceries for feeding or one or two little things that I need

4 Likes

Re: How Much And How Do You Save From Work Every Month by ammyluv2002(f): 10:54am On Mar 04, 2016
PiperAlpha:
I save over 80% of my salary. And I don't just let the money lie fallow just like that in my account. I buy treasury bills in order for the money to yield interest. Here's the secret:

1. If you have a penchant for luxuries, then you can never discipline yourself to achieve this.
2. There's a staff bus, so I don't have to spend money on transportation.
3. I don't eat in the company's restaurant. It's expensive. Albeit, incan afford but chose not to eat there. I go out of the company's premises to eat. I often patronize a popular buka in VI called Mojolayemi or so. Their food make sense and cheap. With 6H, you'll eat a very good food.
3. My girl friend is working, so I don't have to spend on her. The only time I spent on her was when she needed help with paying for her MSC tuition fee.
Even, if she's isn't working, I'll still support her.
4. Spend less. Why do you need an iPad, laptop, android, phone? Human wants are unlimited and are insatiable. Focus mainly on your needs. An iPad and an android phone will serve the same purpose. Let go of one. Having both is redundancy and very unnecessary. Prioritize your needs
5. Lastly, don't spend on any lady that hasn't sow a sees in your life. Don't spend to impress them bitches. Don't pay for sex. Beware of the opportunist girlfriends - those that want to reap where they did not sow.
Life's all about give and take. Them opportunist girl friend are good for $**.,Discard them when it's time to.
My girl friend respects me for my financial discipline. She dare not ask me money for unnecessary and useless stuffs like Brazilian hair, Stine cold ice cream et al. Tell me you want to venture into a business or further your education, then I'm good. This I'll never do for an ordinary gf. gf get level. We know those that encouraged us and stood with us thru thick and thin. While those ladies who see themselves as trophies to be won, real niggaz know what we do them. play along and enjoy the...
Well said! I really love dis grin

2 Likes

Re: How Much And How Do You Save From Work Every Month by MadCow1: 10:56am On Mar 04, 2016
Jacinta44:


Are you saying that side business owners or even business owners don't pay themselves?

feel sillier madcow grin

It may interest you to find out the nature of my business first don't you think.
Re: How Much And How Do You Save From Work Every Month by Nobody: 10:58am On Mar 04, 2016
Earn 15k save 1ok. Thanks to gala and sachet water and also, to my moccasin shoe for making trekking to work a wonderful hobby.

10 Likes

Re: How Much And How Do You Save From Work Every Month by valdes00(m): 10:58am On Mar 04, 2016
demarc001:


Guess she urgently need that wedding ring on her.
lolzz..... nah, I don't tink so..... She only wants d best for her guy

1 Like

Re: How Much And How Do You Save From Work Every Month by valdes00(m): 10:59am On Mar 04, 2016
Bsquared:
@valdes00 from your analysis it appears you are a well paid house help shocked.Keep it up cos u might save up enough to buy an acre of land in your village. grin
Dat was actually d plan of Bae, she wants me to either gt a land or invest in business..... she said d idea of relying on one source of income ain't a Gud idea
Re: How Much And How Do You Save From Work Every Month by Omonigeriarere: 11:01am On Mar 04, 2016
merxi55:
grin ;Dis that '@ least 100k ' i just saw? make we share and save together there is sweeter love in sharing...kikikiki...kidding though!


No qualm na: starting from February, you can be forwarding your salaries to my account for the outright sharing at the end of the year. I am a good 'money keeper': trust me tongue tongue tongue
Re: How Much And How Do You Save From Work Every Month by valdes00(m): 11:01am On Mar 04, 2016
debbydee:


Guy please how do you do it?
All tanks to Bae.... she has been supportive
Re: How Much And How Do You Save From Work Every Month by tse1v1(m): 11:02am On Mar 04, 2016
I EARN 40K AND SAVE 27K NOT THAT EASY THOUGH BUT OLUWA IS INVOLVED

1 Like

Re: How Much And How Do You Save From Work Every Month by valdes00(m): 11:03am On Mar 04, 2016
slirkmot:
bros,abeg how u dey do am? we're here to learn and not get halp tips
I did contribution of 50k monthly with 6ppl..... making me to collect 300k wen its my turn..... U will nid to cut cost, Bae actually stopped me from getting her anytin.... no useless spending... n she supports me wen its abt to hook me...

4 Likes

Re: How Much And How Do You Save From Work Every Month by jaelz(m): 11:03am On Mar 04, 2016
Eddygourdo:
It's in tears that I post this. I promise to save something no matter how small, yet I end up saving nothing. The sight of ohmpa never helps matters, plus olosho price don increase thanks to dollar hike. I pray God delivers me

Omo bros that olosho prices no be hear now and omo babe now go dey much more expensive for you. Omo just give me olosho make i bang dey go

3 Likes 2 Shares

Re: How Much And How Do You Save From Work Every Month by valdes00(m): 11:05am On Mar 04, 2016
ekwuemendinso:

wow! wow! its pretty cool..... its sure a way of lesson....we all did would pass through.
but if u are truly sincere in your assertions, then u a Gem.... b'cos its damn rare
Tanx boss

1 Like

Re: How Much And How Do You Save From Work Every Month by valdes00(m): 11:06am On Mar 04, 2016
Lovelynature:
don't break her heart at last oo. A woman like that is somehow scarce in Naija. She sees a future with you that's why she's that way. A woman who doesn't love you would even try to manipulate you to spend everything on her. Keep her tight bro, unless she decides to go on her own
Am really trying nt to break her hrt, av been gtin distraction from diff angles buh I av promised myself to remain focus.... I pray I don't end up fucking up
Re: How Much And How Do You Save From Work Every Month by EMEKA1MILLION(m): 11:10am On Mar 04, 2016
I save about 120k monthly which is 70%,of my earning. Once I settle my feeding, send to my siblings and transportation, the rest remains in the bank.
Avoid impulse buying, drinking and having women that have nothing reasonable to offer to u.

8 Likes

Re: How Much And How Do You Save From Work Every Month by Pillyportions(f): 11:12am On Mar 04, 2016
Interesting
Re: How Much And How Do You Save From Work Every Month by Pillyportions(f): 11:13am On Mar 04, 2016
Abeg where una dey get this kind job wey una dey save up to this amount? Seriously i hav nt seen anyperson dat said he is paid 10k but saves 3 or 5k?! These kind jobs dey enugu? because i dey look 4 work. Or are most of you lying!!

9 Likes

Re: How Much And How Do You Save From Work Every Month by Hydronium(m): 11:15am On Mar 04, 2016
Omagzee:
Earn 15k save 1ok. Thanks to gala and sachet what and also to my moccasin shoe for making trekking to work a wonderful hobby.



Not for long broa. It shall be well very soon.

3 Likes

Re: How Much And How Do You Save From Work Every Month by missKiffy(f): 11:17am On Mar 04, 2016
ThePeacemaker:
My savings are with BUHARI..... N5000*3months
cheesy cheesy cheesy

2 Likes

Re: How Much And How Do You Save From Work Every Month by merxi55(f): 11:17am On Mar 04, 2016
Omonigeriarere:



No qualm na: starting from February, you can be forwarding your salaries to my account for the outright sharing at the end of the year. I am a good 'money keeper': trust me tongue tongue tongue

haba bros it hasn't gotten to that extent na...kikiki...how are you getting on?

1 Like

Re: How Much And How Do You Save From Work Every Month by merxi55(f): 11:19am On Mar 04, 2016
EMEKA1MILLION:
I save about 120k monthly which is 70%,of my earning. Once I settle my feeding, send to my siblings and transportation, the rest remains in the bank.
Avoid impulse buying, drinking and having women that have nothing reasonable to offer to u.
yes oh...good to have reasonable people here...that's a good one there.. thumb up!

1 Like

Re: How Much And How Do You Save From Work Every Month by ThePeacemaker(m): 11:21am On Mar 04, 2016
missKiffy:
cheesy cheesy cheesy
Did i lie? winkwinkwinkwinkwinkwink
Re: How Much And How Do You Save From Work Every Month by Neroski(f): 11:27am On Mar 04, 2016
MotorConnectz:
Well the company I work provides transportation and accommodation + health insurance so I save about 100k in naira. The remaining I hold for negotiations just groceries for feeding or one or two little things that I need
This is the kind of company I hope to work in.They take care of you so that you can save enough for the future.

1 Like

Re: How Much And How Do You Save From Work Every Month by Hydronium(m): 11:28am On Mar 04, 2016
akreest:
Use the following steps:
- Open an excel spread sheet or you can use a notebook and track your expenditure for at least 3 months so that you can get a trend
- Analyse the data you have gathered to separate the 'must do' expenses (eg, Rent, transport, feeding, etc) from the 'nice-to-do' types (eg social outings, etc). Remember that how you classify the expenditure is entirely up to you. However, the classification has to be consistent.
- Your ideal saving from your Salary = Salary - 'Must do' Exp. - x% 'Optional Exp.' where X can vary between 0-100% depending on your willingness to save, determination & self discipline

Trust this helps

Nice. Never thought of excel. These are handy things we can do on our phones instead of trolling all over Nairaland.

1 Like

Re: How Much And How Do You Save From Work Every Month by Omonigeriarere: 11:32am On Mar 04, 2016
merxi55:
haba bros it hasn't gotten to that extent na...kikiki...how are you getting on?

It has not been all easy, but I have no choice than to save in an hardly way: I can't work for someone till eternity.

2 Likes

Re: How Much And How Do You Save From Work Every Month by merxi55(f): 11:40am On Mar 04, 2016
Omonigeriarere:


It has not been all easy, but I have no choice than to save in an hardly way: I can't work for someone till eternity.
yeah, sure that's a good idea...may God endow you with viable ideas,knowledge,strategies and strength to execute them...Amen

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