seyewest:
Sure I know and I will donate it to charity as a good boy.

Abeg come make we do 9jabet jare!

May d odds be in our favour

seyewest:


You keep saying business account and personal account....if you're the sole signatory to your business account why can't u use it for personal use? We have a lot of business owner using the same business account for personal use and main reason is because of tax and personal reason some men do not want their wife to be joint signatory with them so they maintain the business account.
The truth is you can get a letter of introduction from your bank that you're the owner of the account and the sole signatory to the said account and all is well so far the amount in the account is very okay. I see nothing wrong in using your business account as your personal account.

when my mum did this sh was refused visa and it was clearly stated that funds from business account can't be used for personal travel holidays etc, oyibo believes in savings account you should separate business money from savings, savings is what you have available to yourself abeg.

FrontPageLawyer:


@worry359 is very correct. You cannot use a company's bank statement for visa application if your purpose of travel is for pleasure. If you're in doubt, you can submit an application at the UK consulate. If you're going for business related purposes, your company covers the cost, but for pleasure, you cover the cost. It doesn't matter whether you get a reference letter from your bank or not, rules are rules and must be strictly adhered to.

@Beniyoha01. It is a wrong thing to do. You cannot use a company's account if your purpose of travel is for pleasure or romance, it is only acceptable for business related purposes, training, workshop etc. Yes, as the business owner, you can go along with both personal and business statements of account, but the question "who is paying for the trip" It must be an individual and not a company since it is not a business visa application.

@kooljay5. Don't lose sleep over this issue, US visa officers are not interested in your documents. In your application you must state that you are the one covering the cost of the trip and not your company. And it doesn't matter how much you have in your bank account. The officer is only interested in the proof of funds from a verifiable source. Good luck to you and the family.

Thank you very much. And thanks all for your contributions. @FrontPageLawyer, What do you mean by verifiable source of funds? The way mother enters my account is via direct bank Deposits and Transfers by my customers....I have up to 7m in personal acc. Can such statement be accepted? Also when is the appropriate time to schedule for interview, we plan to travel in august?

Since I learnt a lot from this trend, I have decided to share my interview transcripts.

Me: Good morning.
VO: (I don't know whether she replied me) you are going to Ithaca?
Me: yes
VO: for what?
Me: to attend an international conference on so so ans so
VO: do you have an invitation letter for that?
ME: yes ( I handed it over)
VO: how will the conference benefit your career?
Me: (well...I was not taken of guard by that question because I knew I would be asked and I dished her immediately what I prepared about how the conference would benefit my career)
VO: (she looked at me intently, burst into smile and quickly controlled it. But I got her. She frowned up again.) What is the so so and so?
Me: I gave her what I knew the conference subject matter was about based on my knowledge
VO: what is the cause of the so and so?
Me: ( I told her)
VO: what do you do?
Me: I supervise government agricultural project whereby periodic recruitments of unemployed xx State unemployed youths are recruited to train them on different ventures in agriculture to create their interest in it.
VO: How much do you earn?
Me: 195000
VO: Sorry your visa cannot be approved at this time bla bla
Actually, I felt bad. I went away and since I felt within me that there was no reason why I should be denied, I immediately paid for another appointment with the hope that I would still get an appointment date before the conference date would be over and be interviewed by a different VO. Looooo! I was wrong, I paid the fee but I could not get another date before the conference. So, I kept my receipt for another day.

In less than six months latter, I decided to attend another conference on the same subject matter. I tried to make use of my previous receipt. The system rejected it. I called the customer care and I was told that I have used it sometime for Dropbox. I was stunned. Dropbox ke? I never had a US visa before. How come Dropbox. Did anyone steal my receipt details to use it for himself? So they told me I had to pay for another appointment. I paid and went for another interview.

As I was lined up to enter, I started reciting "the Lord is my Shepherd.
Me: good morning
VO: (thank God it's another VO this time, but a woman) good morning
Me: where in the state are you going?
VO: what are you going for?
Me: I am going to attend an international conference
VO: what's the name of the conference?
Me: (at that point because of the tension of not wanting to be denied the second time, my memory almost failed me but I managed to composed myself and stuttered out the name of the conference)
VO: if you were in government, how would you ensure food security?
ME: I would provide soft loans to farmers to encourage their agricultural practices.
VO: what is soft loan?
Me: (I told her. Seemed satisfied)
VO: how will the conference benefit you?
Me: (I told her; seemed satisfied. But while telling her, I mentioned a term "ground breaking discovery". Immediately she cut it and asked...)
VO: what ground breaking discovery?
Me: ( I was shocked hearing that. Watin kind question be this?. I told her something. Seemed satisfied)
VO: have you traveled before?
Me: yes to Abu Dhabi, Dubai and Tanzania
VO: how much do you earn?
Me: 195000 from my paid job, 50000 from farm work because I am a farmer also, bla bla bla
VO: do you think you can afford this trip?
Me: (na wao, na who go answer say he no fit afford am before.) yes
VO: how long have you been preparing for his?
Me: since last year
VO: are you married
Me: yes
VO: how many children
Me: two
VO: what's the name of your child?
Me: so so so
VO: (smiled) your visa is approved
Me: ( I was like totally deaf no more hearing "your visa has been approved". I didn't know why the VO was smiling at me. I tried to regain my consciousness back and realized she approved my visa, and that's the reason for the smile. I just manage to squeeze out a smile that was not there back at her) it's my pleasure
I walk away joyful.

I thank all the resourceful people of this trend. God bless all of you. I really learn a lot from here. This is on behalf of we silent readers union. Thank you.

pls how much does GTB Mastercard charges per Dollar on a US atm pls
stanbic IBTC charges 280/ dollar, and someone told me GTB charges less than 250/ dollar. in fact, i was told they charged 211/dollar
pls GTB mastercard holders in the US, pls assist me. is this true ?
thanks

kooljay5:


Thank you very much. And thanks all for your contributions. @FrontPageLawyer, What do you mean by verifiable source of funds? The way mother enters my account is via direct bank Deposits and Transfers by my customers....I have up to 7m in personal acc. Can such statement be accepted? Also when is the appropriate time to schedule for interview, we plan to travel in august?

Evidence to show that the money in your bank account is from a legitimate business source. E.G contract award letters, bill of landing, invoices, way bill etc. The aforementioned documents are not required to attend a visa interview at the US consulate.

You can attend an interview three months to your travel date.

oganlalasokun:
pls how much does GTB Mastercard charges per Dollar on a US atm pls
stanbic IBTC charges 280/ dollar, and someone told me GTB charges less than 250/ dollar. in fact, i was told they charged 211/dollar
pls GTB mastercard holders in the US, pls assist me. is this true ?
thanks

Withdraw 20 dollars and find out

EZmonie:
Since I learnt a lot from this trend, I have decided to share my interview transcripts.

Congrats....

oganlalasokun:
pls how much does GTB Mastercard charges per Dollar on a US atm pls
stanbic IBTC charges 280/ dollar, and someone told me GTB charges less than 250/ dollar. in fact, i was told they charged 211/dollar
pls GTB mastercard holders in the US, pls assist me. is this true ?
thanks

211 ke in this year

Gtb Na 291 as at last week

oganlalasokun:
pls how much does GTB Mastercard charges per Dollar on a US atm pls
stanbic IBTC charges 280/ dollar, and someone told me GTB charges less than 250/ dollar. in fact, i was told they charged 211/dollar
pls GTB mastercard holders in the US, pls assist me. is this true ?
thanks

stanbicIBTC will be lower than GTB anytime any day today stanbic charged me 407 = £1 GTB charged me 424 =£1

joxiri:


211 ke in this year

Gtb Na 291 as at last week

thanks alot. i was wondering how come GTB will charge 211. Stanbic has been charging me 280 for the last 2 weeks now and Zenith charged 346, i want to find out how much First bank will charge

chloe7:
when my mum did this sh was refused visa and it was clearly stated that funds from business account can't be used for personal travel holidays etc, oyibo believes in savings account you should separate business money from savings, savings is what you have available to yourself abeg.

Which Oyinbo tell you that? Is it written in your book? I have it on record that they gave 2 guys both US & UK visa using their company's account for tourism.

EZmonie:
Since I learnt a lot from this trend, I have decided to share my interview transcripts.

Me: Good morning.
VO: (I don't know whether she replied me) you are going to Ithaca?
Me: yes
VO: for what?
Me: to attend an international conference on so so ans so
VO: do you have an invitation letter for that?
ME: yes ( I handed it over)
VO: how will the conference benefit your career?
Me: (well...I was not taken of guard by that question because I knew I would be asked and I dished her immediately what I prepared about how the conference would benefit my career)
VO: (she looked at me intently, burst into smile and quickly controlled it. But I got her. She frowned up again.) What is the so so and so?
Me: I gave her what I knew the conference subject matter was about based on my knowledge
VO: what is the cause of the so and so?
Me: ( I told her)
VO: what do you do?
Me: I supervise government agricultural project whereby periodic recruitments of unemployed xx State unemployed youths are recruited to train them on different ventures in agriculture to create their interest in it.
VO: How much do you earn?
Me: 195000
VO: Sorry your visa cannot be approved at this time bla bla
Actually, I felt bad. I went away and since I felt within me that there was no reason why I should be denied, I immediately paid for another appointment with the hope that I would still get an appointment date before the conference date would be over and be interviewed by a different VO. Looooo! I was wrong, I paid the fee but I could not get another date before the conference. So, I kept my receipt for another day.

In less than six months latter, I decided to attend another conference on the same subject matter. I tried to make use of my previous receipt. The system rejected it. I called the customer care and I was told that I have used it sometime for Dropbox. I was stunned. Dropbox ke? I never had a US visa before. How come Dropbox. Did anyone steal my receipt details to use it for himself? So they told me I had to pay for another appointment. I paid and went for another interview.

As I was lined up to enter, I started reciting "the Lord is my Shepherd.
Me: good morning
VO: (thank God it's another VO this time, but a woman) good morning
Me: where in the state are you going?
VO: what are you going for?
Me: I am going to attend an international conference
VO: what's the name of the conference?
Me: (at that point because of the tension of not wanting to be denied the second time, my memory almost failed me but I managed to composed myself and stuttered out the name of the conference)
VO: if you were in government, how would you ensure food security?
ME: I would provide soft loans to farmers to encourage their agricultural practices.
VO: what is soft loan?
Me: (I told her. Seemed satisfied)
VO: how will the conference benefit you?
Me: (I told her; seemed satisfied. But while telling her, I mentioned a term "ground breaking discovery". Immediately she cut it and asked...)
VO: what ground breaking discovery?
Me: ( I was shocked hearing that. Watin kind question be this?. I told her something. Seemed satisfied)
VO: have you traveled before?
Me: yes to Abu Dhabi, Dubai and Tanzania
VO: how much do you earn?
Me: 195000 from my paid job, 50000 from farm work because I am a farmer also, bla bla bla
VO: do you think you can afford this trip?
Me: (na wao, na who go answer say he no fit afford am before.) yes
VO: how long have you been preparing for his?
Me: since last year
VO: are you married
Me: yes
VO: how many children
Me: two
VO: what's the name of your child?
Me: so so so
VO: (smiled) your visa is approved
Me: ( I was like totally deaf no more hearing "your visa has been approved". I didn't know why the VO was smiling at me. I tried to regain my consciousness back and realized she approved my visa, and that's the reason for the smile. I just manage to squeeze out a smile that was not there back at her) it's my pleasure
I walk away joyful.

I thank all the resourceful people of this trend. God bless all of you. I really learn a lot from here. This is on behalf of we silent readers union. Thank you.

Congrats Love your faith man

seyewest:
Which Oyinbo tell you that? Is it written in your book? I have it on record that they gave 2 guys both US & UK visa using their company's account for tourism.

it was clearly written in my mum's uk refusal letter in 2013 she dropped only her current account statement, it was written there that she didn't include a savings account statement and money for personal travel can't be taken from business account bla bla, when I return back i'll find the refusal letter and type the exact phrase used by the ECO. And also i'm not a publisher so nothing is written in my book no need to sound sarcastic abeg I don't say what I don't know, na you know wetin you dey talk and the yeye book whey you write

chloe7:
it was clearly written in my mum's uk refusal letter in 2013 she dropped only her current account statement, it was written there that she didn't include a savings account statement and money for personal travel can't be taken from business account bla bla, when I return back i'll find the refusal letter and type the exact phrase used by the ECO. And also i'm not a publisher so nothing is written in my book no need to sound sarcastic abeg I don't say what I don't know, na you know wetin you dey talk and the yeye book whey you write

No be fight ooooo... no be nairaland dey give me food. I'm expressing myself and have no reason to insult. Sorry if you think I've insulted you. take care.

Which of the contact in the States is best advised to input as the contact person/organization in the form online? Applicant is attending a conference in San Antonio which is the main purpose of travel but will also be visiting the spouse who lives in a different state after the conference. Also, there's no space to fill the secondary purpose of visit. Which is best advised?

Itstyme:
Which of the contact in the States is best advised to input as the contact person/organization in the form online? Applicant is attending a conference in San Antonio which is the main purpose of travel but will also be visiting the spouse who lives in a different state after the conference. Also, there's no space to fill the secondary purpose of visit. Which is best advised?

Fill the purpose that best reflects your purpose of travel. U are the person that knows that best.
U can then explain other purposes at the interview

oganlalasokun:
pls how much does GTB Mastercard charges per Dollar on a US atm pls
stanbic IBTC charges 280/ dollar, and someone told me GTB charges less than 250/ dollar. in fact, i was told they charged 211/dollar
pls GTB mastercard holders in the US, pls assist me. is this true ?
thanks

LadyGuinivere:

Withdraw 20 dollars and find out

oganlalasokun:
pls how much does GTB Mastercard charges per Dollar on a US atm pls
stanbic IBTC charges 280/ dollar, and someone told me GTB charges less than 250/ dollar. in fact, i was told they charged 211/dollar
pls GTB mastercard holders in the US, pls assist me. is this true ?
thanks

299

Goodday all. I am married with three kids. My uncle is in US. He is inviting myself and family.

On the relationship section, should I chose RELATIVE or OTHER?

should my wife also chose RELATIVE or OTHER?
should my children chose RELATIVE or OTHER?

kooljay5:
Goodday all. I am married with three kids. My uncle is in US. He is inviting myself and family.

On the relationship section, should I chose RELATIVE or OTHER?

should my wife also chose RELATIVE or OTHER?
should my children chose RELATIVE or OTHER?

Of course your uncle is your RELATIVE, same for your kids. Your wife then should pick OTHER as the case may be

Good morning guys. I am married with 2 boys. I applied for US visa alone last year march but I was denied. I travelled to dubai with my 2 boys in December. Now i want to reaply with my boys by August. My husband is not interested in traveling. I hope they give us. Kindly advise pls. My name is still in my maiden name.

indianteddy007:
Good morning guys. I am married with 2 boys. I applied for US visa alone last year march but I was denied. I travelled to dubai with my 2 boys in December. Now i want to reaply with my boys by August. My husband is not interested in traveling. I hope they give us. Kindly advise pls. My name is still in my maiden name.

If you are still using your maiden name with two children it could look like you have no ties to your husband.
You have to give very strong proof that you are not trying to immigrate with your boys or you will get 212b rejection.

worry359:


If you are still using your maiden name with two children it could look like you have no ties to your husband.
You have to give very strong proof that you are not trying to immigrate with your boys or you will get 212b rejection.

What do you advise i do... i have our marriage certificate to proof it

indianteddy007:
What do you advise i do... i have our marriage certificate to proof it

Dont let anyone advice u wrongly.u are gud to go wiv d presentation of ur marriage certificate.ur husband not travelling wiv u is enuf tie as well to ur country.

Ayluvparis:


Dont let anyone advice u wrongly.u are gud to go wiv d presentation of ur marriage certificate.ur husband not travelling wiv u is enuf tie as well to ur country.

Trust me, not a good advice. The visa officer is not interested in her marriage certificate, it is advisable she goes with her husband even if he's not travelling with her, except he already has a US visa, only then will the officer check through the system.

FrontPageLawyer:


Trust me, not a good advice. The visa officer is not interested in her marriage certificate, it is advisable she goes with her husband even if he's not travelling with her, except he already has a US visa, only then will the officer check through the system.

my husband is a contractor he does nt have that time. He is always out of lagos. I went to dubai last year alone with the kids. Really dont know what to do

indianteddy007:
my husband is a contractor he does nt have that time. He is always out of lagos. I went to dubai last year alone with the kids. Really dont know what to do

We all know the law places burden of proof on individual applicants to prove that they will leave the US at the end of their stay. If you think you have other strong ties to convince the VO, go ahead with your application. But from my experience and what I have studied so far, I am 100% sure the visa officer will ask this question " why is your husband not travelling with you" and if the bolded is your answer, I'm afraid your chances of getting a "yes" will be close to impossible. But you can give it a shot.

indianteddy007:
my husband is a contractor he does nt have that time. He is always out of lagos. I went to dubai last year alone with the kids. Really dont know what to do

Most times the answer we seek is one the website of the embassy. Most times the answer we seek have been dealt with here but we refuse to read. Other times, our answers dwell in common sense.
I have a visa. Expired. Renewed. And renewed . I'm married. My passport is still in my maiden name.
My friend applied with her son and not with her husband. Maiden name. She got.
Chloe here applied with maiden name. Got.
Does that answer your question?
Please inveest time to preapre and research. Goes a long way to prevent u from making avoidable mistakes or taking wrong counsel.

Double post.
Peace

FrontPageLawyer:


We all know the law places burden of proof on individual applicants to prove that they will leave the US at the end of their stay. If you think you have other strong ties to convince the VO, go ahead with your application. But from my experience and what I have studied so far, I am 100% sure the visa officer will ask this question " why is your husband not travelling with you" and if the bolded is your answer, I'm afraid your chances of getting a "yes" will be close to impossible. But you can give it a shot.

But The posters's answer is exactly what I answered. Husband is busy at work. And I got the visa.
Herein lies the danger of advicing on chances...
Applications re judged holisitically. If Buhari's wife says her husband is busy at work, will that be a bar to getting the visa?
Peace

Matcoco:
She stated the date i renewed, date i got to u.s and asked me d date i gave birth. So she said i cldnt have been able to travel back to Nigeria considering my condition-i was close to due date, that no airline will take me. Thats wat she drew up.

The problem is not really the fact that you didn't disclose your intention, they think you didn't leave the US at all while processing your renewal IMO