gidimasters:
If You Need A Facebook Page, Group, Blog Design And Customizing, Kindly Check My Signature

NIFES:
@OP,
Please note, POS transactions are different from ATM withdrawals.
I used SKYE bank ATM in Dubai and was charged 516 naira on ATM withdrawals while POS was at a totally different/outrageous fees.
Point is, it's with all banks.
Some nice shop owners will advice you against POS as means of payment.
An advice; there are some Nigerian guys around Deira that can give you dirham while you transfer money into their Nigerian Bank account. (This option is useful if you can do online/mobile transfer though) .
Cheers.

agbus:
I'm not sure that u were over charged trust me. maybe u didn't confirm there rate before using there card. some of these banks rate are higher that black market rate and u won't know until u perform a transaction. sorry for the lose anyways.

Temmytea70:



Preposterous and balderdash talk coming out of your vocal cavity

winkmart:


dO YOU HAVE A FACEBOOK GROUP OF ABOUT 400,000 MEMBERS OR MORE

dammydrumz:
oh well, i'm quite sure it dint come out from her vocal cavity, rather it was typed in by her fingers. So kindly rephrase your insult

balancediet:
You dont know what you're talking. you tryna sound funny? sori you missed, and neither are you making sense. Silence would have been more sensible.

anitank:
Are there even supposed to be charges for POS transactions outside the country?

ireneony:
this is a forum and any can cook up anything.

Temmytea70:



Well, it is assumed dat we are conversing. ... ... So take a bend

dammydrumz:
lol, that was your aim. badt guy

Bisjosh:


Thank you very much for this sensible post.

Was also thinking I could transfer money into someone's acct here and collect dirham but will I be charged for the transfer?

agbus:
in case if u need money and u do online banking, I can link u to some1 who will give u aed and u transfer money to his naira account at an agreed rate. transfer charge is not more than 105. he will give u any amount weather for business purpose or upkeep. thanks

Bisjosh:
Hello Nl fam,

It's with anger and frustration am using to write this so pls bear with the typos


I opened an account with Fcmb on 31st May 2016 based on recommendation from a colleague who used his atm card for transactions in Dubai.

I was told by fcmb customer service team that I would have my card activated for the period of time I would use in dubai(short visit)

Fcmb also notified me that I would be charged 240(two hundred and forty)naira as service charge per transaction. Which I thought was ok.

Now I'm in Dubai, I was unable to withdraw yesterday. After countless efforts to use the machine, I resolved to using Pos.

I bought some things worth 930dhs and paid using Pos. Note that exchange rate is 94 naira to 1 dhm.

Instead of 87000, I was debited 97000 naira

That's 10,000 naira charge compared to 240 naira I was told.

I have sent a mail to them but no reasonable response yet from Fcmb.
Now I'm even more scared to use my card cos I do not know the amount I would be charged again and it's making me stranded .

Please am using this as a means of reaching fcmb cos I cannot over emphasize on the power of social media.

FCMB should tell me why I would be charged 10,000naira as opposed 240 naira for a Pos transaction.

Reference:

If 10,000 makes a difference to you, I don't think you are qualified to travel abroad.

Reference:


If 10,000 makes a difference to you, I don't think you are qualified to travel abroad.

enuelsmith:
When using the POS, did you select Naira as an option or Dirham? Of course choosen Naira option would automatically declined your transaction, and you are left with the option of going for Dirham. Your bank would charge you in parallel market rate and based on the prevailing exchange rate as at the time you are performing the transaction. To me GTB mastercard is better of, was charged 82naira per dirham for my transaction when i was there last month. Who knows may be the rate might have been higher than wat it was before though. Contact your bank.

iamphill:



Ignoramus read through the post and come back and read your comment.... EWU

Bisjosh:
Hello Nl fam,

It's with anger and frustration am using to write this so pls bear with the typos


I opened an account with Fcmb on 31st May 2016 based on recommendation from a colleague who used his atm card for transactions in Dubai.

I was told by fcmb customer service team that I would have my card activated for the period of time I would use in dubai(short visit)

Fcmb also notified me that I would be charged 240(two hundred and forty)naira as service charge per transaction. Which I thought was ok.

Now I'm in Dubai, I was unable to withdraw yesterday. After countless efforts to use the machine, I resolved to using Pos.

I bought some things worth 930dhs and paid using Pos. Note that exchange rate is 94 naira to 1 dhm.

Instead of 87000, I was debited 97000 naira

That's 10,000 naira charge compared to 240 naira I was told.

I have sent a mail to them but no reasonable response yet from Fcmb.
Now I'm even more scared to use my card cos I do not know the amount I would be charged again and it's making me stranded .

Please am using this as a means of reaching fcmb cos I cannot over emphasize on the power of social media.

FCMB should tell me why I would be charged 10,000naira as opposed 240 naira for a Pos transaction.

Felaak47:
10k can do u a lot, I guess u don't hustle for money that's y you are staying all this trash.

Money is my slave... If u had any grey matter in that oblong head of yours... u would have understood I was referring to her being "STRANDED IN DUBAI"

All u do is quote blindly.... abeg enter bush!

ireneony:
this is a forum and anyone can cook up anything.

Bisjosh:
Hello Nl fam,

It's with anger and frustration am using to write this so pls bear with the typos


I opened an account with Fcmb on 31st May 2016 based on recommendation from a colleague who used his atm card for transactions in Dubai.

I was told by fcmb customer service team that I would have my card activated for the period of time I would use in dubai(short visit)

Fcmb also notified me that I would be charged 240(two hundred and forty)naira as service charge per transaction. Which I thought was ok.

Now I'm in Dubai, I was unable to withdraw yesterday. After countless efforts to use the machine, I resolved to using Pos.

I bought some things worth 930dhs and paid using Pos. Note that exchange rate is 94 naira to 1 dhm.

Instead of 87000, I was debited 97000 naira

That's 10,000 naira charge compared to 240 naira I was told.

I have sent a mail to them but no reasonable response yet from Fcmb.
Now I'm even more scared to use my card cos I do not know the amount I would be charged again and it's making me stranded .

Please am using this as a means of reaching fcmb cos I cannot over emphasize on the power of social media.

FCMB should tell me why I would be charged 10,000naira as opposed 240 naira for a Pos transaction.