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Wrong Charges Made On My Account By FCMB - Business (3) - Nairaland

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Re: Wrong Charges Made On My Account By FCMB by agbus: 1:25pm On Jun 09, 2016
I'm not sure that u were over charged trust me. maybe u didn't confirm there rate before using there card. some of these banks rate are higher that black market rate and u won't know until u perform a transaction. sorry for the lose anyways.
Re: Wrong Charges Made On My Account By FCMB by winkmart: 1:25pm On Jun 09, 2016
gidimasters:
If You Need A Facebook Page, Group, Blog Design And Customizing, Kindly Check My Signature

dO YOU HAVE A FACEBOOK GROUP OF ABOUT 400,000 MEMBERS OR MORE
Re: Wrong Charges Made On My Account By FCMB by Nobody: 1:27pm On Jun 09, 2016
and you were quite sure of the exchange rate?
Re: Wrong Charges Made On My Account By FCMB by Bisjosh(f): 1:27pm On Jun 09, 2016
NIFES:
@OP,
Please note, POS transactions are different from ATM withdrawals.
I used SKYE bank ATM in Dubai and was charged 516 naira on ATM withdrawals while POS was at a totally different/outrageous fees.
Point is, it's with all banks.
Some nice shop owners will advice you against POS as means of payment.
An advice; there are some Nigerian guys around Deira that can give you dirham while you transfer money into their Nigerian Bank account. (This option is useful if you can do online/mobile transfer though) .
Cheers.

Thank you very much for this sensible post.

Was also thinking I could transfer money into someone's acct here and collect dirham but will I be charged for the transfer?
Re: Wrong Charges Made On My Account By FCMB by Bisjosh(f): 1:28pm On Jun 09, 2016
agbus:
I'm not sure that u were over charged trust me. maybe u didn't confirm there rate before using there card. some of these banks rate are higher that black market rate and u won't know until u perform a transaction. sorry for the lose anyways.

Thank you. I guess that's what happened lipsrsealed embarassed
Re: Wrong Charges Made On My Account By FCMB by kenotabor(m): 1:28pm On Jun 09, 2016
OP What is the name of your account? And your account number?
Re: Wrong Charges Made On My Account By FCMB by Nobody: 1:28pm On Jun 09, 2016
oh well, i'm quite sure it dint come out from her vocal cavity, rather it was typed in by her fingers. So kindly rephrase your insult grin
Temmytea70:



Preposterous and balderdash talk coming out of your vocal cavity
Re: Wrong Charges Made On My Account By FCMB by gidimasters(m): 1:29pm On Jun 09, 2016
winkmart:


dO YOU HAVE A FACEBOOK GROUP OF ABOUT 400,000 MEMBERS OR MORE
no... of 100000 plus members
Re: Wrong Charges Made On My Account By FCMB by Temmytea70(m): 1:31pm On Jun 09, 2016
dammydrumz:
oh well, i'm quite sure it dint come out from her vocal cavity, rather it was typed in by her fingers. So kindly rephrase your insult grin


Well, it is assumed dat we are conversing. ... ... So take a bend cheesy
Re: Wrong Charges Made On My Account By FCMB by Nobody: 1:31pm On Jun 09, 2016
FCMB staff spotted. grin
balancediet:
You dont know what you're talking. you tryna sound funny? sori you missed, and neither are you making sense. Silence would have been more sensible.
Re: Wrong Charges Made On My Account By FCMB by jideomowunmi(f): 1:31pm On Jun 09, 2016
anitank:
Are there even supposed to be charges for POS transactions outside the country?


[color=#000099][/color] babe even for naija dem dey make pos charges....aw much more abroad.... undecided
Re: Wrong Charges Made On My Account By FCMB by Bisjosh(f): 1:33pm On Jun 09, 2016
ireneony:
this is a forum and any can cook up anything.

Contribute intelligently pls!

No one is cooking up a story here
Re: Wrong Charges Made On My Account By FCMB by Nobody: 1:36pm On Jun 09, 2016
lol, that was your aim. badt guy grin wink
Temmytea70:



Well, it is assumed dat we are conversing. ... ... So take a bend cheesy
Re: Wrong Charges Made On My Account By FCMB by Temmytea70(m): 1:40pm On Jun 09, 2016
dammydrumz:
lol, that was your aim. badt guy grin wink
grin
Re: Wrong Charges Made On My Account By FCMB by NIFES(f): 1:44pm On Jun 09, 2016
Bisjosh:


Thank you very much for this sensible post.

Was also thinking I could transfer money into someone's acct here and collect dirham but will I be charged for the transfer?

No, you won't be charged anything above the regular online inter-bank transfer chargers which for me was (100 naira) as long as it is from one Nigerian bank to another and it is done via internet/mobile banking and not from any Dubai ATM.
Re: Wrong Charges Made On My Account By FCMB by agbus: 1:46pm On Jun 09, 2016
in case if u need money and u do online banking, I can link u to some1 who will give u aed and u transfer money to his naira account at an agreed rate. transfer charge is not more than 105. he will give u any amount weather for business purpose or upkeep. thanks
Re: Wrong Charges Made On My Account By FCMB by Bisjosh(f): 1:51pm On Jun 09, 2016
agbus:
in case if u need money and u do online banking, I can link u to some1 who will give u aed and u transfer money to his naira account at an agreed rate. transfer charge is not more than 105. he will give u any amount weather for business purpose or upkeep. thanks

What's the agreed rate?
Re: Wrong Charges Made On My Account By FCMB by agbus: 1:57pm On Jun 09, 2016
well I don't kn as of today but I m sure it will be at black market rate which is currently cheaper than some banks. u can chat me at whatapp for more info.08035060204
Re: Wrong Charges Made On My Account By FCMB by Reference(m): 1:59pm On Jun 09, 2016
Bisjosh:
Hello Nl fam,

It's with anger and frustration am using to write this so pls bear with the typos


I opened an account with Fcmb on 31st May 2016 based on recommendation from a colleague who used his atm card for transactions in Dubai.

I was told by fcmb customer service team that I would have my card activated for the period of time I would use in dubai(short visit)

Fcmb also notified me that I would be charged 240(two hundred and forty)naira as service charge per transaction. Which I thought was ok.

Now I'm in Dubai, I was unable to withdraw yesterday. After countless efforts to use the machine, I resolved to using Pos.

I bought some things worth 930dhs and paid using Pos. Note that exchange rate is 94 naira to 1 dhm.

Instead of 87000, I was debited 97000 naira angry shocked

That's 10,000 naira charge compared to 240 naira I was told.

I have sent a mail to them but no reasonable response yet from Fcmb.
Now I'm even more scared to use my card cos I do not know the amount I would be charged again and it's making me stranded . cry

Please am using this as a means of reaching fcmb cos I cannot over emphasize on the power of social media.

FCMB should tell me why I would be charged 10,000naira as opposed 240 naira for a Pos transaction.



If 10,000 makes a difference to you, I don't think you are qualified to travel abroad.

1 Like

Re: Wrong Charges Made On My Account By FCMB by doveda: 2:02pm On Jun 09, 2016
It is not unusual. Some of these bankers are thieves.


I have said it before on this forum but people thought I was peddling falsehood. I have had friends that would be on the phone every now and then or send numerous emails because of this nonsense.
Re: Wrong Charges Made On My Account By FCMB by delishpot: 2:02pm On Jun 09, 2016
Wow, make una Dey come here and ask for review before una open acct abeg.
That way, The house would disect , immplicate, expanciate, illuminate, exonerate exaggerate, discard and uplift available options.


Sorry OP, I hope the goons at FCMB will come out to buy back heads. When Dem no be thief, #10k per transaction shocked
Re: Wrong Charges Made On My Account By FCMB by doveda: 2:04pm On Jun 09, 2016
You are a potential armed robber. It is her money, her budget! It is not your fvcking business to tell what to do or how to manage her money.

Reference:

If 10,000 makes a difference to you, I don't think you are qualified to travel abroad.
Re: Wrong Charges Made On My Account By FCMB by enuelsmith: 2:08pm On Jun 09, 2016
When using the POS, did you select Naira as an option or Dirham? Of course choosen Naira option would automatically declined your transaction, and you are left with the option of going for Dirham. Your bank would charge you in parallel market rate and based on the prevailing exchange rate as at the time you are performing the transaction. To me GTB mastercard is better of, was charged 82naira per dirham for my transaction when i was there last month. Who knows may be the rate might have been higher than wat it was before though. Contact your bank.
Re: Wrong Charges Made On My Account By FCMB by Saintbonnie(m): 2:09pm On Jun 09, 2016
Send your account number let me check for you. That's where I work. Besides the 240 is for cash withdrawal on ATM not pos transaction.

[quote author=Bisjosh post=46411673]
Fcmb also notified me that I would be charged 240(two hundred and forty)naira as service charge per transaction. Which I thought was ok.
Re: Wrong Charges Made On My Account By FCMB by Bisjosh(f): 2:10pm On Jun 09, 2016
Reference:


If 10,000 makes a difference to you, I don't think you are qualified to travel abroad.

Shut up and crawl back to your cave.
I work for my money and I know what the value of hardwork is.
People like you haven't stepped out of naija shore before and never will.

2 Likes

Re: Wrong Charges Made On My Account By FCMB by Bisjosh(f): 2:13pm On Jun 09, 2016
enuelsmith:
When using the POS, did you select Naira as an option or Dirham? Of course choosen Naira option would automatically declined your transaction, and you are left with the option of going for Dirham. Your bank would charge you in parallel market rate and based on the prevailing exchange rate as at the time you are performing the transaction. To me GTB mastercard is better of, was charged 82naira per dirham for my transaction when i was there last month. Who knows may be the rate might have been higher than wat it was before though. Contact your bank.

Thank you sir for this response. I also use Gtb. Did you use Pos or ATM using your Gtb naira master card?
Re: Wrong Charges Made On My Account By FCMB by Freciprocal: 2:15pm On Jun 09, 2016
iamphill:



Ignoramus read through the post and come back and read your comment.... EWU

"read and come back and read?" Please which school did u attend?

Goooo.aaat!
undecided

1 Like

Re: Wrong Charges Made On My Account By FCMB by riddler4real(m): 2:16pm On Jun 09, 2016
Bisjosh:
Hello Nl fam,

It's with anger and frustration am using to write this so pls bear with the typos


I opened an account with Fcmb on 31st May 2016 based on recommendation from a colleague who used his atm card for transactions in Dubai.

I was told by fcmb customer service team that I would have my card activated for the period of time I would use in dubai(short visit)

Fcmb also notified me that I would be charged 240(two hundred and forty)naira as service charge per transaction. Which I thought was ok.

Now I'm in Dubai, I was unable to withdraw yesterday. After countless efforts to use the machine, I resolved to using Pos.

I bought some things worth 930dhs and paid using Pos. Note that exchange rate is 94 naira to 1 dhm.

Instead of 87000, I was debited 97000 naira angry shocked

That's 10,000 naira charge compared to 240 naira I was told.

I have sent a mail to them but no reasonable response yet from Fcmb.
Now I'm even more scared to use my card cos I do not know the amount I would be charged again and it's making me stranded . cry

Please am using this as a means of reaching fcmb cos I cannot over emphasize on the power of social media.

FCMB should tell me why I would be charged 10,000naira as opposed 240 naira for a Pos transaction.



Are u ok? +971568581997 whatspp me if u need help
Re: Wrong Charges Made On My Account By FCMB by Freciprocal: 2:22pm On Jun 09, 2016
Felaak47:
10k can do u a lot, I guess u don't hustle for money that's y you are staying all this trash.

Money is my slave... If u had any grey matter in that oblong head of yours... u would have understood I was referring to her being "STRANDED IN DUBAI"

All u do is quote blindly.... abeg enter bush! grin
Re: Wrong Charges Made On My Account By FCMB by Bkelani: 2:27pm On Jun 09, 2016
This is ridiculous, you should have used GTbank, let's resolve this on twitter.... If u can tweet at them, cc @kbits, @CBN and @lindaikeji @toluogunlesi @PMBuhari and many more they will respond with a good hashtag
Re: Wrong Charges Made On My Account By FCMB by FuckTheM0ds(m): 2:35pm On Jun 09, 2016
ireneony:
this is a forum and anyone can cook up anything.
you this yeye girl. You go die in jealousy and poverty if you no take time.
Because your miserable life cant take you out of the bounds of this country, you think every one else is in the same horrible condition like yours.
Get a life asshole
Re: Wrong Charges Made On My Account By FCMB by hisableplc(m): 2:37pm On Jun 09, 2016
Bisjosh:
Hello Nl fam,

It's with anger and frustration am using to write this so pls bear with the typos


I opened an account with Fcmb on 31st May 2016 based on recommendation from a colleague who used his atm card for transactions in Dubai.

I was told by fcmb customer service team that I would have my card activated for the period of time I would use in dubai(short visit)

Fcmb also notified me that I would be charged 240(two hundred and forty)naira as service charge per transaction. Which I thought was ok.

Now I'm in Dubai, I was unable to withdraw yesterday. After countless efforts to use the machine, I resolved to using Pos.

I bought some things worth 930dhs and paid using Pos. Note that exchange rate is 94 naira to 1 dhm.

Instead of 87000, I was debited 97000 naira angry shocked

That's 10,000 naira charge compared to 240 naira I was told.

I have sent a mail to them but no reasonable response yet from Fcmb.
Now I'm even more scared to use my card cos I do not know the amount I would be charged again and it's making me stranded . cry

Please am using this as a means of reaching fcmb cos I cannot over emphasize on the power of social media.

FCMB should tell me why I would be charged 10,000naira as opposed 240 naira for a Pos transaction.



Go to twitter follow them up and chat with then openly they respond faster than anything, on twitter i dealt with gtb and stanbic with that pattern

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