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Re: Differences Between Debit And Credit Cards by chopbanana: 11:29pm On Aug 22, 2017
Informative! But not sure Nigerian banks issue Credit cards atall.
Re: Differences Between Debit And Credit Cards by davibid: 11:30pm On Aug 22, 2017
Educative but who epp


Buhari is back and that's not good for the country's economy


cry


I hope he goes back and leaves us in peace

We are ok with YO

1 Like

Re: Differences Between Debit And Credit Cards by okwyee(m): 11:31pm On Aug 22, 2017
handsomebanana:
.nice one


Av seen a lot of people refer to dia ATM card as 'CREDit card ' in oda 2 sound tuch.


Always leave me in tears after lafin LYK a mad man

I actually thought it was a credit card until today!

1 Like 1 Share

Re: Differences Between Debit And Credit Cards by Phi001(m): 11:33pm On Aug 22, 2017
I like my debit card as it is...



When the money finishes, I know the money has finished...not that one that I'll be buying things on credit and be smiling in debt, that if I can't pay, will be passed down to my generations.


I used to think that credit cards were 'tusher' but when I learnt the mechanics behind it, I knew the way forward...

Debit card FTW!!!

2 Likes

Re: Differences Between Debit And Credit Cards by hfeetham0(f): 11:42pm On Aug 22, 2017
Educative!
Re: Differences Between Debit And Credit Cards by Dottore: 11:42pm On Aug 22, 2017
pol23:
Many bank offers Credit card in Nigeria..
I know of Diamond Bank to exclusive customer only.
Traveling with Diamond Bank exclusive credit card gives you A class treatment ....
Free Logistics to help with your luggage at the airport... you be walking like a boss.
Bussiness class lounges free access...
I tasted the benefit once.... till today I still dey make money come make I go open exclusive account with them....
but their online banking can be worrisome.
No Nigerian bank Issue's a dollar denominated credit card hence the credit card u get from diamond cannot transact in most reputable sites like eBay and amazon.
Good night my guy
Re: Differences Between Debit And Credit Cards by EmekaBlue(m): 11:43pm On Aug 22, 2017
OK
Re: Differences Between Debit And Credit Cards by Michealforever: 11:44pm On Aug 22, 2017
hardywaltz:
There is nothing like credit card in Nigeria
But hopefully with the introduction of BVN in a few years time maybe Nigeria may introduce the credit card option in the Banking industry duh with the exorbitant rates i doubt if anyone in his right senses will agree to take one.

As far back as 2009, Diamond bank was issuing credit cards to certain customers white white collar jobs. Bank workers, telecoms, oil and gas, logistics etc.

I know do do cause sold not less than 400 clients that year alone.
Re: Differences Between Debit And Credit Cards by Jarus(m): 11:48pm On Aug 22, 2017
chopbanana:
Informative! But not sure Nigerian banks issue Credit cards atall.

They do. Stanbic and StanChart have sent me several emails and even calls to come gey a credit card.
Re: Differences Between Debit And Credit Cards by Jarus(m): 11:50pm On Aug 22, 2017
Phi001:
I like my debit card as it is...



When the money finishes, I know the money has finished...not that one that I'll be buying things on credit and be smiling in debt, that if I can't pay, will be passed down to my generations.


I used to think that credit cards were 'tusher' but when I learnt the mechanics behind it, I knew the way forward...

Debit card FTW!!!

Exactly
Re: Differences Between Debit And Credit Cards by pol23: 11:50pm On Aug 22, 2017
Dottore:

No Nigerian bank Issue's a dollar denominated credit card hence the credit card u get from diamond cannot transact in most reputable sites like eBay and amazon.
Good night my guy
The post here's talking about the ability to spend some money when you don't have money....
The Bank can borrow you up to 150k without going to bank to fill any form or any plead..
If you wat to shop on Amazon and other big online store try Mall for Africa.

1 Like

Re: Differences Between Debit And Credit Cards by roqrules04(m): 11:51pm On Aug 22, 2017
[quote author=King4Roller post=59735862]
Are you sure you are normal?

Very good question
Re: Differences Between Debit And Credit Cards by Tobisky23(m): 11:56pm On Aug 22, 2017
Leetunechi:
Please I don't mean to disturb you but am dating a girl of 38 yrs and am just 25 ....she keep on asking if i will marry her....i dont just know what to do and she love me more than any woman should love a man ...now she said she want to give me a child should I accept to give her a child ??,
sence fall on you
Re: Differences Between Debit And Credit Cards by chukzyfcbb: 11:58pm On Aug 22, 2017
But the other day while at Bank Uba with my mom, she was told that if she needed a credit card she would have to FUND IT. That sounded strange to me, because from the Hollywood movies I watch bout students using credit card, they use it whilst paying back later.

so I wonder why Naija strategy GATS dey different.
which one is to fund the account again before being issued a credit card, Uba customers make una come oh!

1 Like

Re: Differences Between Debit And Credit Cards by Nobody: 12:02am On Aug 23, 2017
Cc is the easiest to buy just $15 per cc lipsrsealed
Re: Differences Between Debit And Credit Cards by Nobody: 12:05am On Aug 23, 2017
Jarus:


They do. Stanbic and StanChart have sent me several emails and even calls to come gey a credit card.

Gbogbo bigz box. They are peeping your big acct turnover
Re: Differences Between Debit And Credit Cards by Nobody: 12:05am On Aug 23, 2017
Leetunechi:
Please I don't mean to disturb you but am dating a girl of 38 yrs and am just 25 ....she keep on asking if i will marry her....i dont just know what to do and she love me more than any woman should love a man ...now she said she want to give me a child should I accept to give her a child ??,

Ofcourse, i see nothing wrong with that, after all you love each other or na the sex way attract you grin

This kind women are especially clingy but with several advantages
Re: Differences Between Debit And Credit Cards by iamdotune(m): 12:06am On Aug 23, 2017
badoi:
Cc is the easiest to buy just $15 per cc lipsrsealed
lol oga them no dey buy cc dem dey apply and how much be ur hma

1 Like

Re: Differences Between Debit And Credit Cards by fratermathy(m): 12:21am On Aug 23, 2017
Dottore:

No Nigerian bank Issue's a dollar denominated credit card hence the credit card u get from diamond cannot transact in most reputable sites like eBay and amazon.
Good night my guy

I use my Naira DEBIT MasterCard on Amazon very well so I don't think what you've written is true.
Re: Differences Between Debit And Credit Cards by Nobody: 12:29am On Aug 23, 2017
eezeribe:
Credit cards that have made the average American deep in the rat race..
credit cards that have permanently screwed the left quadrant occupants in their quadrant...
credit cards,the enemy of the right quadrant occupants...
It doesn't screw everybody especially the rich. They usually file bankruptcy and the debts get wiped out from their records. Trump did it sometime too. It's we immigrants that get scared of credit card debts. One can even approach the lenders and negotiate how much to pay back, it's just that it hurts credit worthiness which is very important in the States.
Re: Differences Between Debit And Credit Cards by saajus: 1:10am On Aug 23, 2017
Trump never filed for bankruptcy. His business filed for bankruptcy 4 times..


SirJeffry:
It doesn't screw everybody especially the rich. They usually file bankruptcy and the debts get wiped out from their records. Trump did it sometime too. It's we immigrants that get scared of credit card debts. One can even approach the lenders and negotiate how much to pay back, it's just that it hurts credit worthiness which is very important in the States.
Re: Differences Between Debit And Credit Cards by thingsyoudo123(m): 1:11am On Aug 23, 2017
You are wrong on this. Presently i ve credit card i ve been using for more than a year now. its just that it is not common to see most Nigerian' using it. You could request for one from your bank if you meet the criteria, u will be issued one.
hardywaltz:
There is nothing like credit card in Nigeria
But hopefully with the introduction of BVN in a few years time maybe Nigeria may introduce the credit card option in the Banking industry duh with the exorbitant rates i doubt if anyone in his right senses will agree to take one.
Re: Differences Between Debit And Credit Cards by IamaNigerianGuy(m): 1:22am On Aug 23, 2017
pol23:
Many bank offers Credit card in Nigeria..
I know of Diamond Bank to exclusive customers only.
Traveling with Diamond Bank exclusive credit card gives you A class treatment ....
Free Logistics to help with your luggage at the airport... you be walking like a boss.
Bussiness class lounges free access...
I tasted the benefit once.... till today I still dey try make money make I come go open exclusive account with them....
but their online banking can be worrisome.

You have just demonstrated the thinking pattern of a typical consumer. So you go into debt with a bank because they offer to put you in a lounge and carry your luggage at the airport .
Do you think those kind of offers will sway Dangote for instance, if he had to make a decision on which card to acquire ?

3 Likes

Re: Differences Between Debit And Credit Cards by Nobody: 1:25am On Aug 23, 2017
King4Roller:
What is the difference between credit alert and debit alert?
WAEC question!
Re: Differences Between Debit And Credit Cards by 2016easy2017: 1:29am On Aug 23, 2017
i want to purchase a domain on joomla, can i buy using my Naira debit card pls. i was asked of my credit card pin note
Re: Differences Between Debit And Credit Cards by addikt(m): 1:39am On Aug 23, 2017
Open your own personal thread man, and see what you'll cause for yourself grin
Re: Differences Between Debit And Credit Cards by GMBuhari: 1:55am On Aug 23, 2017
Joseunlimited:
At end of everything na money u go use am Kolet cheesy

And money na the next thing after God , so, it doesn't matter make I just dey collect money everywhere everytime home and away. grin

1 Like

Re: Differences Between Debit And Credit Cards by Danny4u(m): 1:56am On Aug 23, 2017
*A Bank* is giving you an opportunity to open an account with them with just *500naira*.

You'll be given a _free ATM_
A unique _referral code_.

You get paid N10,000 for every 10 people you refer to open an account with your referral code.

This is what marketers do and get paid and this bank is giving you an opportunity to become _their marketer_ too and get paid while doing that from the comfort of your home.

You don't only earn 10k. The more people you bring the more your earnings. Like you earn N100,000 with 100 persons and you aren't paying any extra dime for that...

If you're interested in becoming part of this, kindly let me know so I could give you more details on how to go about it.

Thank you ✌
Re: Differences Between Debit And Credit Cards by linearity: 1:56am On Aug 23, 2017
chopbanana:
Informative! But not sure Nigerian banks issue Credit cards atall.

They do, but you have to be credit worthy.

Also, If you have an asset worth some reasonable value, you can get a secure credit card.
Re: Differences Between Debit And Credit Cards by psp2pc(m): 3:01am On Aug 23, 2017
awon temi shashe - 9ice living things
Re: Differences Between Debit And Credit Cards by jojothaiv(m): 3:01am On Aug 23, 2017
grin
Joseunlimited:
At end of everything na money u go use am Kolet cheesy
grin
Joseunlimited:
At end of everything na money u go use am Kolet cheesy

1 Like

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