kalu61:
Give me that money and I will fare better with it than going to Europe. There are alot of ideas domicile in Nigeria. Capital has always being the issue. l have a cousin who has been over see for 20years though married but with no single room here

lol..what can 4million establish in this present unstable Nigerian economy..?
4million naira is just around €8,700...
Well,if you have any lucrative business idea, i'm all ears...
It's good to have a side hustle too apart from one's good paying job...

Chevronstaff:

lol..what can 4million establish in this present unstable Nigerian economy..?
4million naira is just around €8,700...
Well,if you have any lucrative business idea, i'm all ears...
It's good to have a side hustle too apart from one's good paying job...

Invest in eccomerce and live on the proceeds

EMMAACHILE:

Invest in eccomerce and live on the proceeds

Bro, I want to invest in e-commerce. Please, can you guide me?

kalu61:
l'm not responsible for what you understand. l said you sounded broken not broke. Broke here means someone angry at the ways thing are run here. You are correct with your research bro but you decided to hide the fact that am a freelancer too and will start my MSc next month. l graduated as 25 did my service between 26&27, have being job hunting within my locality Umuahia cos of my vision is to be in the class room. Do I need to tell you that l have turn down a banking work because it would give me time to pursue my passion. l will be 29 soon.lm from an average family, all my 2 siblings in higher institution. So, what makes you think, I'm hopeless or think Nigeria has failed me? You gave up and left. Did l tell you am giving up? We quote all the time" think what you can do for America not what America can do for you" People bought US to that level, ok. It wasn't made that way from creation. I play bet cos am expose to football and guy: my hubby. At least it recharges and buy data monthly for me. Since you believe l don't know.May I even ask, do Americans play bet? Hahaha. As for being outside Nigeria, Yes but within Africa not even west African. l was born outside of Nigerian. ln the next 10
years I hope you will be a known millionaire with all the opportunities at your disposal. At that time, kindly invest in Africa.
To put the record straight however, didn't criticize people who travelled abroad. My argument emanated from the fact that most people if given that €8700 will not think of going abroad like myself because l believe they are ideas domicile in our youths but accessing capita has been our challenge.l wish you the best bro.

Bro... if you get money, travel out... stop wasting your time, even if na Dubai enter ...

obonujoker:


Bro... if you get money, travel out... stop wasting your time, even if na Dubai enter ...

That mindset is very dangerous. You need to plan my man.

The most frustrating things in Nigeria are mainly infrastructure related. Unstable electricity, water, bad roads, religious bigots and too many unexposed individuals.

[quote author=Chevronstaff post=67164058]
lol..what can 4million establish in this present unstable Nigerian economy..?
4million naira is just around €8,700...
Well,if you have any lucrative business idea, i'm all ears...
It's good to have a side hustle too apart from one's good paying job...[/quote Do you have the 4m and I will double it in 24months

.hmm

obonujoker:


Bro... if you get money, travel out... stop wasting your time, even if na Dubai enter ...

Hahaha, I don't need to travel out. l have seen my money here. Waiting for opportunity: capital to catch in. There are tens of area to invest and live big in Nigeria but only the creative mind and risk taker will posses it. In fact any Nigeria youth who doesn't know what to do with 4m is either lazy or lack capacity to take risk. l have about 3 business ideas and I only want investors. I quarantee such person return of investment in 2years.

EMMAACHILE:

It's best if you have big capital. I can link you with a virtual assistant.

I presently have approximately $6,000. Do you think that will be enough?

Grupo:

I presently have approximately $6,000. Do you think that will be enough?

Just be very careful with your dealings...

Business is not for everyone. Some people aren't just cut out for it, and not all business ventures are successful. Again, everybody has their own life/decisions to live/make.

Some people can start a business with 10k Naira and over time, it becomes a multi-million Naira venture. Some people start with even 50m Naira and in the end, it's a total waste.

In the current economic climate in Nigeria, what business can you do with 4m Naira that guarantees success? It's a honest question, I'm curious.

kalu61:
Hahaha, I don't need to travel out. l have seen my money here. Waiting for opportunity: capital to catch in. There are tens of area to invest and haven't big in Nigeria but only the creative mind and risk taker will posses it. In fact any Nigeria youth who doesn't know what to do with 4m is either lazy or lack capacity to take risk. l have about 3 business ideals and I only want investors. I quarantee such person return of investment in 2years.

Keep waiting for capital till you reach 35 years..

EMMAACHILE:

That mindset is very dangerous. You need to plan my man.

lol... what mindset should I have then??

Grupo:

I presently have approximately $6,000. Do you think that will be enough?

You can start from even $3000. You need the following before you start
1. Payoneer card
2. Amazon store. You can open one after getting the card.
When these things are ready, then i will link you with a store for tutoring.

EMMAACHILE:

You can start from even $3000. You need the following before you start
1. Payoneer card
2. Amazon store. You can open one after getting the card.
When these things are ready, then i will link you with a store for tutoring.

I have a payoneer card. How do I go about opening an Amazon store?

signature2012:


Just be very careful with your dealings...

Nice advise anyway. But too much caution most times makes one a pauper.
Almost zero risk on Amazon. All the finances are in your account and if he likes, he will learn it and run himself which is best.
For those with larger accounts, a managed store is a must.

Grupo:


I have a payoneer card. How do I go about opening an Amazon store?

https://services.amazon.com/content/sell-on-amazon.htm?ld=SCSOAlogin

Use your real address and ID card

obonujoker:


Keep waiting for capital till you reach 35 years..

You life, you decision. Even if I wait till 70years didn't Buhari preside over you without WAEC certificate. Hope some of his age mates had BSc etc. Destiny differs and time is process and not really a parameter. You don't measure success by age. I wish you the best bro. I believe you will be a known millionaire by 35. Congrats

Berliner1:



Various credit card have different terms and condition.

The common and easiest one is not even from a german company.

This card mostly start with 2k euro for new commer which can be increased upto 7k euro within one year depending on how frequent you use them.

If you use the money and return it back, its chargee free ....no hidden charges anywhere.
But if you are paying after the stipulated monthly dates, charges apply.

For example, my friend used 2k(summer wears and iphone) out of his 5k euro card, after the deadline(mostly 20th of each month), he was requested to pay 30 euro as charges.

So its up to you. Moreover there are plenty student jobs here for people who want to work and earn well.

hi bro, I'm a good striker here in Nigeria, a footballer, how can I get a link to any club division in Germany pls??

kalu61:
Hahaha, I don't need to travel out. l have seen my money here. Waiting for opportunity: capital to catch in. There are tens of area to invest and haven't big in Nigeria but only the creative mind and risk taker will posses it. In fact any Nigeria youth who doesn't know what to do with 4m is either lazy or lack capacity to take risk. l have about 3 business ideals and I only want investors. I quarantee such person return of investment in 2years.

which business be that?

aariwa:
which business be that?

My business idea

kalu61:
l'm not responsible for what you understand. l said you sounded broken not broke. Broke here means someone angry at the ways thing are run here. You are correct with your research bro but you decided to hide the fact that am a freelancer too and will start my MSc next month. l graduated as 25 did my service between 26&27, have being job hunting within my locality Umuahia cos of my vision is to be in the class room. Do I need to tell you that l have turn down a banking work because it would give me time to pursue my passion. l will be 29 soon.lm from an average family, all my 2 siblings in higher institution. So, what makes you think, I'm hopeless or think Nigeria has failed me? You gave up and left. Did l tell you am giving up? We quote all the time" think what you can do for America not what America can do for you" People bought US to that level, ok. It wasn't made that way from creation. I play bet cos am expose to football and guy: my hubby. At least it recharges and buy data monthly for me. Since you believe l don't know.May I even ask, do Americans play bet? Hahaha. As for being outside Nigeria, Yes but within Africa not even west African. l was born outside of Nigerian. ln the next 10
years I hope you will be a known millionaire with all the opportunities at your disposal. At that time, kindly invest in Africa.
To put the record straight however, didn't criticize people who travelled abroad. My argument emanated from the fact that most people if given that €8700 will not think of going abroad like myself because l believe they are ideas domicile in our youths but accessing capita has been our challenge.l wish you the best bro.

bros you a Frustrated.. Keep turning down Jobs and Criticizing what people do with their money..

Berliner1:



Various credit card have different terms and condition.

The common and easiest one is not even from a german company.

This card mostly start with 2k euro for new commer which can be increased upto 7k euro within one year depending on how frequent you use them.

If you use the money and return it back, its chargee free ....no hidden charges anywhere.
But if you are paying after the stipulated monthly dates, charges apply.

For example, my friend used 2k(summer wears and iphone) out of his 5k euro card, after the deadline(mostly 20th of each month), he was requested to pay 30 euro as charges.

So its up to you. Moreover there are plenty student jobs here for people who want to work and earn well.

bro in the German educational system. will Students who enrolled in the winter semester still attend lectures in the summer semester in the same academic year? ion know if you get me

KendrickAyomide:
bros you a Frustrated.. Keep turning down Jobs and Criticizing what people do with their money..

all this kids

HeWrites:


I'll gladly do this

So you can MISS your flight to Naija with all pleasure

kenevision:

So you can MISS your flight to Naija with all pleasure

kenevision:

So you can MISS your flight to Naija with all pleasure

kalu61:
My business idea

Do you mind giving me the hint

aariwa:
Do you mind giving me the hint

Top secret.
Take a long work along the town(big street) while you think what's is missing. You will get idea of something to start with aleast 300k but mine is business that can grow to a company size.

theamerican:
Dear @Kalu61

I understand how patriotic you are and how you believe staying in Nigeria and setting up your own business with money, becoming a landlord, etc. is better than being abroad, that is fine. It's clear where your priorities lie and what you see as a fulfilled life. To each his own.

Without being condescending, it seems you have absolutely NO idea why people seek greener pastures to developed countries. You converted 8k euros to 4m Naira and because it's in millions, you think it's a fortune? Not everyone wants to be a landlord in Ikorodu, Epe or Sango (No disrespect to people who live there).

Nigeria is a failed state. Do you know how many death-traps they import into Nigeria as salvaged cars that people drive on the roads? Do you know how many illegal drugs are on the market because the "owners" bribed their way through the agencies supposed to control these? God forbid your daughter goes to a rich man's son's house, gets raped and you want justice.

Which land can 4m Naira buy? Lol. How many Old people are suffering because there is no system in place for them for life after retirement? That's even if they lived a worthy life before retirement. The state of unhealthy foods in Nigerian restaurants with no regulations in place? The smoke you inhale every day from horrible buses and cars that should never be on the roads!

My God, if we start talking about reasons to leave Nigeria, I'll be 95 before I stop. What business if I may ask can you set up in Nigeria with 4m Naira? (Please don't talk about open a sports betting shop/importing goods from dubai, selling oil, rice, garri and those 16th century business ideas). Do you know how many people have invested and failed, with customers owing them all over? You can't even track a customer down, sue to court to get your money back, etc.

You shouldn't compare a working system to a non-existent system. I'd choose life here in the U.S with NO savings but a roof over my head in a rented apartment, my kids in school, food on my table, etc., over living in even Lekki as a landlord and being at the mercy of a failed country and leaders.

Good lord, educate yourself! Do you know it's illegal for your kids to not go to school? The average American kid goes to school!!! Can read AND write. You constantly have to prove you're fit to be a parent else you lose custody of your kids. How many kids are in Makoko, suffering and have no idea what the future holds?

Don't get me started. "People are overseas for 20 years but don't have even a room here" . How is this a yardstick to measure a fulfilled life? Some people in Nigeria have never even seen a dishwasher/washer/drier before. Many think using them is "Lazy", haha... basic things that make life easy. I'll just leave you to your mindset.

Again, your reasons for deciding to stay is best known to you. Don't let blind patriotism cloud your good judgment.

Finally, you have absolutely no clue how WORTHLESS the Nigerian passport is. As they always say, a good name is better than gold and silver. Get into a fight with any Foreigner (American/European for example) in that Nigeria of yours and let your police judge the matter. You'll know how useless the country is.

Thanks for this thread, I have learnt a few things from you & I hope to learn more. But I have some few disagreements.

It is wrong to say 4M cannot start a viable business in Nigeria. I have a family friend who started his Poultry with 1M Naira loan from as at last year, using his father's free land in Agbara, Lagos. He's has made double of the money last year Dec after deducting expenses and workers pay.

Another friend started supply of cement & building materials in Ajah, Lagos with 3.5M. using his Dad's bus to deliver to some locations when necessary. He has been able to have a small depot in Ajah itself & has made a turnover of 100% within 8 months because Ajah is still a new Housing development site & cement is highly required.

4M can also get you a land in Ibeju Lekki, speaking from recent experience.

But then, When 'Naira hit 500/$1' in 2016. Companies including Jumia, Konga and many more companies who are even ashamed to speak out, who hired more than 2000 staffs lost Billions. Nigerian's like me also had issues in purchasing Electronics which was Imported in dollar rates because the prices were tripled during that period & my Salary could not even afford anything.

I just wanted to point out to you that there are some things you can still achieve with 4M averagely in Nigeria and also be open minded.

I agree with your other points & gives zero fvcks about who is going to stay and build this country, I'm leaving regardless. I have my own personal reasons.

1. Job security in Nigeria is zero to none, Nigerian employer believes that he/she is doing you a favor.
Imagine expecting a baby & losing your job as a Man, God forbid. This is kind of thing that happens in Nigeria. You will now be taking pay cuts.

2. Technical fields like Medicine, Nursing, Engineering, Tech & Software dev is of high value. So why would I stay here and collect peanuts when I'm valued in a better country.

So this is just my opinion though.