Menakay:

Back to this said application.
See attached notice of refusal and my response to the reasons for denying the visa which was re submitted immediately and after 11 working days the visa was issued and collected today.

Please how can i do this. I got my refusal letter tidsy and want to write back to them. @Menakay please how do i write to them like you did.

HOUSE,
which site is better to apply from

www.visa4uk.fco.gov.uk

or

www.visas-immigration.service.gov.uk/product/uk-visit-visa

jennyhumphrey:
Visit the office with your slip. Your passport might be there

Thanks, the BDHC office eventually called.

adeniyy01:
I don't own a company, am employed as stated in my application, my gross earning 260k but after deductions.. i get 220k , if i collect i o u it will be deducted as well.. if i win contract for my company 5% of the d profit would also be addede to my salary. So i don't have fixed amount for salary inflow. For instance, july, i got 182k which i used to filled my application as my salary, Aug 262, Sept 220k, oct 270, nov. 300k all this raising ws based on contract won. Nd immediately i get my salary, i transfer 150 or 120k to my brother for monthly contributions we do, pay for some local bills.. i drained my acct in oct due to my wife business (not registered biz tho) nd she was d one who deposited 500k to my acct for boosting to print statement.. i want to reapply Jan or feb. Please what's your advice.. ? I also fell victim to those lawyer at collection center who i paid 40k to write against my refusal.. i called her to stop while u guys advised me not to.. but she said, she has sent letter already. 3hours after giving her money . I don't know what she sent tho. I pray she doesn't wrt ribbish. My hope please

i hope it is not vindan consults??one fair woman like that?pls reply..so i can tell u how to get ur money back?

Please help me. I need to write to ECO concerning reasons of denial.

Menakay:

Back to this said application.
See attached notice of refusal and my response to the reasons for denying the visa which was re submitted immediately and after 11 working days the visa was issued and collected today.

Hello,
I apply at TLC Ikeja, I got mail that the processing will take 15 days and this has lapse.

When I track my application, it still at the stage "Received by UKVI". What should I do because I want to spend money in the bank account submitted for application.

Thanks

ab4m:
Hello,
I apply at TLC Ikeja, I got mail that the processing will take 15 days and this has lapse.

When I track my application, it still at the stage "Received by UKVI". What should I do because I want to spend money in the bank account submitted for application.

Thanks

What you should do? Okay, worry less, decision on your application will come soon, most likely within the week. Meanwhile, I’m wondering though, who asked you not to spend money from the account? Please do, and stop punishing yourself further! Their business with that account ended - at least temporarily - on the very last transaction as shown on the bank statement submitted....

It’s only in the case of a REFUSAL and there’s an urgent need to reapply that you then should worry about to spend the money/from the money or not. In essence, spend from it, but with sense, putting into consideration the calculation that your account needs to remain healthy for reapplication purposes just in case. Keep your account running as normal, spend from it, deposit to it, etc.

OmoBendel24:


What you should do? Okay, worry less, decision on your application will come soon, most likely within the week. Meanwhile, I’m wondering though, who asked you not to spend money from the account? Please do, and stop punishing yourself further! Their business with that account ended - at least temporarily - on the very last transaction as shown on the bank statement submitted....

It’s only in the case of a REFUSAL and there’s an urgent need to reapply that you then should worry about to spend the money/from the money or not. In essence, spend from it, but with sense, putting into consideration the calculation that your account needs to remain healthy for reapplication purposes just in case. Keep your account running as normal, spend from it, deposit to it, etc.

Thanks for your suggestions, really appreciate.

About the account, I was told that the money I will spend during the trip should remain in the account till decision made. That they use to call bank to confirm balance on the account.

Did you mean I can empty the account without having any negative impact on their decision?

Thanks

Haba, why u go empty the account na,if u be ECO and you discovered that, judge by yourself wetin go happen.....i means you are trying to deceive them

withdraw responsibly chikena

ab4m:


Thanks for your suggestions, really appreciate.

About the account, I was told that the money I will spend during the trip should remain in the account till decision made. That they use to call bank to confirm balance on the account.

Did you mean I can empty the account without having any negative impact on their decision?

Thanks

ab4m:


Thanks for your suggestions, really appreciate.

About the account, I was told that the money I will spend during the trip should remain in the account till decision made. That they use to call bank to confirm balance on the account.

Did you mean I can empty the account without having any negative impact on their decision?

Thanks

No negative impact if you are not having reason to reapply soon. But then, I have not said you should empty your account, you can though. Issue is if you do, and this your application is refused for instance on minor grounds, your current bank statement won’t be healthy enough for immediate reapplication, that’s the only worry. The ECO can’t discover jack any more than the last transaction on your submitted bank statement for this application, you have gone past that level, even if you want to reapply, if you have sound reason for the withdrawals you will do now you won’t have issues sef!

Like I said earlier, it is in order to keep your account running normal (withdrawal and deposit) after submitting an application, it’s even healthier that way for future applications sef....

OmoBendel24:


No negative impact if you are not having reason to reapply soon. But then,I have not said you should empty your account, you can though. Issue is if you do, and this your application is refused for instance on minor grounds, your current bank statement won’t be healthy enough for immediate reapplication, that’s the only worry. The ECO can’t discover jack any more than the last transaction on your submitted bank statement for this application, you have gone past that level, even if you want to reapply, if you have sound reason for the withdrawals you will do now you won’t have issues sef!

Like I said earlier, it is in order to keep your account running normal (withdrawal and deposit) after submitting an application, it’s even healthier that way for future applications sef....

That is misleading and not helpful.

You can't withdraw money budgeted for the trip and still believe that nothing will happen. If the money is withdrawn then you don't qualify for visa no matter the reason for withdrawing that money.

opomulero:
HOUSE,
which site is better to apply from

www.visa4uk.fco.gov.uk

or

www.visas-immigration.service.gov.uk/product/uk-visit-visa

The first one

wumi247:


Please @justwise what should I do now?

Is it possible for my husband to write and inform them that the money is actually his but gave me to save for him and he also gave his authoriazation for us to spend part of the money for the trip

Referring to my money that my monthly expenses is too small, it's because my hubby foot the bills in the house

Reduce your budget and be realistic about it, you are budgeting too much money for that trip it doesn't matter who is paying for the trip.

TonyyS:




hello Gideonaigbe I would like to know the documents u submitted. thankx�

I haven't summited any yet

TashaStPatrik:



Please how can i do this. I got my refusal letter tidsy and want to write back to them. @Menakay please how do i write to them like you did.

In dis case, I addressed the reasons for denial in a letter which i called letter of explanation and make a fresh application with same documents with updated bank statement alongside the letter of explanation. Then in the place where they ask if you have been refused visa in the uk? I said yes and they requested for reason or details, in that column i wrote SEE LETTER OF EXPLANATION ENCLOSED FOR DETAIL.

TashaStPatrik:
Please help me. I need to write to ECO concerning reasons of denial.

In dis case, I addressed the reasons for denial in a letter which i called letter of explanation and make a fresh application with same documents with updated bank statement alongside the letter of explanation. Then in the place where they ask if you have been refused visa in the uk? I said yes and they requested for reason or details, in that column i wrote SEE LETTER OF EXPLANATION ENCLOSED FOR DETAIL.
See the beginning of sample of the letter enclosed

justwise:


That is misleading and not helpful.

You can't withdraw money budgeted for the trip and still believe that nothing will happen. If the money is withdrawn then you don't qualify for visa no matter the reason for withdrawing that money.

Master, not to waste much time analyzing this sir, I will write here now and tell you authoritatively that I have lost count of the number of times I spent the money in my account while waiting for decision to be made, (it has never affected me since the early 2000's I'm talking of here), I just keep living my life, when visa comes out and I want to make use of it I will still get the money, sometimes readily available even before decision is made, I have never locked money in my account without spending from it because I have one visa application running somewhere. I don't know how it works for me and may not work for others, that's the reason I'm just being economical with advising people per this topic area.

On some occassions, I drew the account to somewhere very low after printing bank statement, I mean even before application submission and nothing negative has ever happened to my application or that of my family members. I have even liquidated fixed investments after submission of application to no negative effect.

I'm not saying others should do so on the strength of how it has worked for me anyways, but it works for me personally with; Schengen, UK, Canada, South Africa, Australia application experiences I mean...

Menakay:

In dis case, I addressed the reasons for denial in a letter which i called letter of explanation and make a fresh application with same documents with updated bank statement alongside the letter of explanation. Then in the place where they ask if you have been refused visa in the uk? I said yes and they requested for reason or details, in that column i wrote SEE LETTER OF EXPLANATION ENCLOSED FOR DETAIL.
See the beginning of sample of the letter enclosed

Thank you so much

OmoBendel24:


Master, not to waste much time analyzing this sir, I will write here now and tell you authoritatively that I have lost count of the number of times I spent the money in my account while waiting for decision to be made, (it has never affected me since the early 2000's I'm talking of here), I don't know how it works for me and may not work for others, that's the reason I'm just being economical with advising people per this topic area.

On some occassions, I drew the account to somewhere very low after printing bank statement, I mean even before application submission and nothing negative has ever happened to my application or that of my family members. I have even liquidated fixed investments after submission of application to no negative effect.

I'm not saying others should do so on the strength of how it has worked for me anyways, but it works for me personally with; Schengen, UK, Canada, South Africa, Australia application experiences I mean...

What you confessed here is fraudulent and misrepresentation practices, if you applied for visa and submitted bank statement cLaiming to have the money for the trip then withdraw the money after submitting you are lying about your condition. It’s only about time you get caught and ban for years

Gideonaigbe:
I haven't summited any yet

OK, what documents do u plan to submit?

justwise:


What you confessed here is fraudulent and misrepresentation practices, if you applied for visa and submitted bank statement cLaiming to have the money for the trip then withdraw the money after submitting you are lying about your condition. It’s only about time you get caught and ban for years

Very funny! If you say so, no wahala.... What’s the 6 months bank statement we submit with our application for if I may ask?

Confessed? Okay sir.

can anyone help me with the process to write a cover letter.

OmoBendel24:


Master, not to waste much time analyzing this sir, I will write here now and tell you authoritatively that I have lost count of the number of times I spent the money in my account while waiting for decision to be made, (it has never affected me since the early 2000's I'm talking of here), I just keep living my life, when visa comes out and I want to make use of it I will still get the money, sometimes readily available even before decision is made, I have never locked money in my account without spending from it because I have one visa application running somewhere. I don't know how it works for me and may not work for others, that's the reason I'm just being economical with advising people per this topic area.

On some occassions, I drew the account to somewhere very low after printing bank statement, I mean even before application submission and nothing negative has ever happened to my application or that of my family members. I have even liquidated fixed investments after submission of application to no negative effect.

I'm not saying others should do so on the strength of how it has worked for me anyways, but it works for me personally with; Schengen, UK, Canada, South Africa, Australia application experiences I mean...

\
I have to agree with you. My friend once applied for UK visa, but an urgent issue came up a week after submitting his application, he just withdrew almost half of the money and he still got the visa. He was just spending as usual. He has good inflow and outflow even before he applied for the visa. I think if one has more than enough for the trip, there is nothing wrong in touching the money in the account.

Hello team.

I am not very good at writing/commenting but just thought i should share something that may be useful to visa applicants. Especially self employed entrepreneurs and business owners.

Recently applied for a 2 years UK visa and it was approved. This is my 2nd visa. 1st was 2 years ago, applied for a 6 months visa and was approved as well. Used the exact same format i used for the first one.

Documents submitted;
CAC registeration documents with FIRS TIN number letter attached.
6 months bank statement with N1,300,000 balance (N1,000,000 out of that was transferred into my personal acc from my business account right before the application)
6 months pay slip (i pay myself N250,000 every month, even though it was not up to some months but that didn't matter)
A board resolution with all directors signature explaining why the amount was approved for your trip and approving the money for the trip to be sent to your account.
Board approval letter
Leave letter
Letter of Introduction.
Hotel reservation
Family pictures ( if you're not married, attach picture with your siblings or parents)

Be sure to explain every large sum that comes into your account and provide evidence either using a contract, letter, personal receipt etc

A budget of not more than N600,000 for your trip.
Be precise when answering the question of what you would be doing in the UK. Do a research a d mention tourist attractions.

I hope this would be helpful to someone. Cheers.

justwise:


What you confessed here is fraudulent and misrepresentation practices, if you applied for visa and submitted bank statement cLaiming to have the money for the trip then withdraw the money after submitting you are lying about your condition. It’s only about time you get caught and ban for years

Am not a nairalander person...if you have submitted 6 month bank statement for an application for instance with a balance of 1.5m ...and same day u withdrew 700k twice leaving your balance to be 100k ...that doesn't geopardise your application for being approved.. embassy will only sent your statement in PDF or fax asking d bank to verify d geninunes of the statement and d balance, sometimes reference a particular transactions ..once bank can verify d statement and all the transactions in d pages jives ( inflows and outflows) with what is in the bank data base ...there response will be positive and that the statement was emanated from the bank ....they will not start responding that d balance has depleted by 1.4m....as long as same day balance still maintain same 1.5m before withdraw.
To me this is not term as fradulent ...or misrepresentation so if you withdraw money after your Visa is issued what will you term this ?..as long as ur documents is verifiable..the onus is on you not to over stay your Visa bcoz this is damaging our reputation as country and it has adverse effect on other geniue visa application.. just my take!

shenanigans:
Hello team.

I am not very good at writing/commenting but just thought i should share something that may be useful to visa applicants. Especially self employed entrepreneurs and business owners.

Recently applied for a 2 years UK visa and it was approved. This is my 2nd visa. 1st was 2 years ago, applied for a 6 months visa and was approved as well. Used the exact same format i used for the first one.

Documents submitted;
CAC registeration documents with FIRS TIN number letter attached.
6 months bank statement with N1,300,000 balance (N1,000,000 out of that was transferred into my personal acc from my business account right before the application)
6 months pay slip (i pay myself N250,000 every month, even though it was not up to some months but that didn't matter)
A board resolution with all directors signature explaining why the amount was approved for your trip and approving the money for the trip to be sent to your account.
Board approval letter
Leave letter
Letter of Introduction.
Hotel reservation
Family pictures ( if you're not married, attach picture with your siblings or parents)

Be sure to explain every large sum that comes into your account and provide evidence either using a contract, letter, personal receipt etc

A budget of not more than N600,000 for your trip.
Be precise when answering the question of what you would be doing in the UK. Do a research a d mention tourist attractions.

I hope this would be helpful to someone. Cheers.

thank you for this. Pardon my ignorance, do you still need a board approval letter after board resolution? What is the difference? Can you please attach ur board approval, leaving out personal details. This will surely serve as a guide

Yes very helpful. Thanks for sharing.

shenanigans:
Hello team.

I am not very good at writing/commenting but just thought i should share something that may be useful to visa applicants. Especially self employed entrepreneurs and business owners.

Recently applied for a 2 years UK visa and it was approved. This is my 2nd visa. 1st was 2 years ago, applied for a 6 months visa and was approved as well. Used the exact same format i used for the first one.

Documents submitted;
CAC registeration documents with FIRS TIN number letter attached.
6 months bank statement with N1,300,000 balance (N1,000,000 out of that was transferred into my personal acc from my business account right before the application)
6 months pay slip (i pay myself N250,000 every month, even though it was not up to some months but that didn't matter)
A board resolution with all directors signature explaining why the amount was approved for your trip and approving the money for the trip to be sent to your account.
Board approval letter
Leave letter
Letter of Introduction.
Hotel reservation
Family pictures ( if you're not married, attach picture with your siblings or parents)

Be sure to explain every large sum that comes into your account and provide evidence either using a contract, letter, personal receipt etc

A budget of not more than N600,000 for your trip.
Be precise when answering the question of what you would be doing in the UK. Do a research a d mention tourist attractions.

I hope this would be helpful to someone. Cheers.

mex551:
thank you for this. Pardon my ignorance, do you still need a board approval letter after board resolution? What is the difference? Can you please attach ur board approval, leaving out personal details. This will surely serve as a guide

I think the difference between resolution and approval is one is mainly for office documentation while the other is for yours.
Here is a format that can be followed. Be open to edit it.

17th February , 2018
Attn: “ your name"

Dear Sir,
RE: BOARD APPROVAL
This is to inform you that at the meeting of board of directors held on 17th day February 2018 at “company address" . The board approved that the sum of “amount being transferred into your acc from businesss acc" to be given to you for vacation . This will cover all expenses during your trip. The above mentioned sum shall be transferred to your Guaranty Trust Bank Account number “your acc number" with account name “your name" …... . We wish you a safe trip.
Enjoy Your Trip.
Thank You.

Yours Faithfully

Company Secretary