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Re: Give Birth In USA: Cost And Procedures Part 6 by MamaOO: 12:50pm On Feb 27, 2019
blue355:
Please Mamas please I need some advice.
the account i opened in BOA when i gave birth in 2016 was shut down this year(2019) and all the money(cheque) sent in a mail. I also used the account in 2017 when i had my 2nd LO.
i have tried to reopen the account but BOA has refused.
how do I get my money back?

NB: Nigerian banks dont allow deposit of foreign cheque
What was the reason given to you as per why the account was shut down? Generally, a bank won’t allow you to reopen an account with them if you had an account that was shut down previously depending on what the reason was. Sometimes for as long as 7 years.

You can try opening another account with Wells Fargo, they’re more lenient with the docs needed to open an account especially for non resident aliens.

1 Like

Re: Give Birth In USA: Cost And Procedures Part 6 by blue355: 2:39pm On Feb 27, 2019
MamaOO:

What was the reason given to you as per why the account was shut down? Generally, a bank won’t allow you to reopen an account with them if you had an account that was shut down previously depending on what the reason was. Sometimes for as long as 7 years.

You can try opening another account with Wells Fargo, they’re more lenient with the docs needed to open an account especially for non resident aliens.

they closed it because the account was dormant and they sent KYC forms to the US addy and got no reply
i'm in naija now. will it be possible to open an account in wells fargo, without being there in person
Re: Give Birth In USA: Cost And Procedures Part 6 by MamaOO: 2:50pm On Feb 27, 2019
blue355:


they closed it because the account was dormant and they sent KYC forms to the US addy and got no reply
i'm in naija now. will it be possible to open an account in wells fargo, without being there in person
I don’t think it’s possible to open an account without being present since you’re non-resident in the US. If you were a US citizen or a green card holder, some banks allow you to open account online. But I don’t think that will apply to you. Best best is to hold on to the check until you have time to come to the US, open an account and deposit it in there.

2 Likes

Re: Give Birth In USA: Cost And Procedures Part 6 by Vlesparza: 4:15pm On Feb 27, 2019
blue355:


will it be possible to open an account in wells fargo, without being there in person

No

1 Like

Re: Give Birth In USA: Cost And Procedures Part 6 by dora2007: 7:22pm On Feb 27, 2019
I THINK YOU SHOULD TRY ZENITH OR GTB, THEY ALLOW FOREIGN CHEQUES AND DRAFT ONLY THAT THE NUMBER OF CLEARING DAYS IS ABOUT 7/14days.


quote author=MamaOO post=76185599]
I don’t think it’s possible to open an account without being present since you’re non-resident in the US. If you were a US citizen or a green card holder, some banks allow you to open account online. But I don’t think that will apply to you. Best best is to hold on to the check until you have time to come to the US, open an account and deposit it in there. [/quote]

1 Like

Re: Give Birth In USA: Cost And Procedures Part 6 by dere5: 7:36pm On Feb 27, 2019
blue355:
Please Mamas please I need some advice.
the account i opened in BOA when i gave birth in 2016 was shut down this year(2019) and all the money(cheque) sent in a mail. I also used the account in 2017 when i had my 2nd LO.
i have tried to reopen the account but BOA has refused.
how do I get my money back?

NB: Nigerian banks dont allow deposit of foreign cheque
..
Re: Give Birth In USA: Cost And Procedures Part 6 by Marylandmama: 7:37pm On Feb 27, 2019
So I went for my 221G interview today... .

Brief history : I got my 1st Visa in 2014 and I declared it was for birthing during the interview, I gave birth In 2015 and renewed my visa via dropbox in 2016. I had my 2nd baby in 2017 and also went on vacation in 2018.

Fast forward to Dec 2018, we applied for dropbox but we got the letter to schedule a follow up appointment in Jan after 5weeks. .. We got Feb 27th for the interview date. So many people were at the embassy for 221G interview.

Got to our turn
Me and DH: good morning
VO: how many kids did you have in the US?
Me: 2
VO: can I see your payment receipt
Me: hands over the well arranged receipts per birth itemised bill from both hosp and doctor (I used Maryland for both delivery, same hosp and doctor and paid about 11k dollars per birth)
VO: what are you going to do in the US?
Me: vacation
VO: how long?
Me: 3 weeks
VO: where are you going to and do you have someone there?
Me: Maryland and yes, my uncle
VO: wat do you do
Me and DH: blah blah blah
VO starts to detach pur old passports from the bundle and I knew at that point that she was going to give us.
VO hands over the white paper and told us to pick up our passports in 3days.

Am so relieved and happy .

What I heard from other people's interview is that itemised bill is a must have and they frown at huge discount. Heard a VO telling a pregnant lady that the discount she got for her previous birth was too much and she denied her.
Another man was denied cos he didn't come with his wife's itemised bill instead he came with a letter saying she's not owing.
I also noticed the VO was checking something on the wall in her cubicle : as if they have price list of how much hospital bills shld be per state.
I wish other people going for interview good luck oh

8 Likes

Re: Give Birth In USA: Cost And Procedures Part 6 by FADEO: 7:52pm On Feb 27, 2019
Congratulations on the success of your interview.

Oakbend refused to send my itemized bill. when i inquired from them why, i was told it has been sent with the Zero Balance as Hard copy before i left the US in march 2017. I got the zero balance but i did not get any itemized bill. I am beginning to think that Oakbend Medical Center is doing something shady. I also request from Julie Medina (Oakbend Accounting officer) to send me a soft copy, she said she has sent it to an email address. only to find out that the email Address is not even mine or DW and she is sounding like it cannot be sent again. So please what can I do and also what does the itemized bill look like. Can some one share with me what an Itemized bill looks like. lydia.fregene@gmail.com. Thank you


Marylandmama:
So I went for my 221G interview today... .

Brief history : I got my 1st Visa in 2014 and I declared it was for birthing during the interview, I gave birth In 2015 and renewed my visa via dropbox in 2016. I had my 2nd baby in 2017 and also went on vacation in 2018.

Fast forward to Dec 2018, we applied for dropbox but we got the letter to schedule a follow up appointment in Jan after 5weeks. .. We got Feb 27th for the interview date. So many people were at the embassy for 221G interview.

Got to our turn
Me and DH: good morning
VO: how many kids did you have in the US?
Me: 2
VO: can I see your payment receipt
Me: hands over the well arranged receipts per birth itemised bill from both hosp and doctor (I used Maryland for both delivery, same hosp and doctor and paid about 11k dollars per birth)
VO: what are you going to do in the US?
Me: vacation
VO: how long?
Me: 3 weeks
VO: where are you going to and do you have someone there?
Me: Maryland and yes, my uncle
VO: wat do you do
Me and DH: blah blah blah
VO starts to detach pur old passports from the bundle and I knew at that point that she was going to give us.
VO hands over the white paper and told us to pick up our passports in 3days.

Am so relieved and happy .

What I heard from other people's interview is that itemised bill is a must have and they frown at huge discount. Heard a VO telling a pregnant lady that the discount she got for her previous birth was too much and she denied her.
Another man was denied cos he didn't come with his wife's itemised bill instead he came with a letter saying she's not owing.
I also noticed the VO was checking something on the wall in her cubicle : as if they have price list of how much hospital bills shld be per state.
I wish other people going for interview good luck oh
Re: Give Birth In USA: Cost And Procedures Part 6 by FADEO: 7:53pm On Feb 27, 2019
blue355:
Please Mamas please I need some advice.
the account i opened in BOA when i gave birth in 2016 was shut down this year(2019) and all the money(cheque) sent in a mail. I also used the account in 2017 when i had my 2nd LO.
i have tried to reopen the account but BOA has refused.
how do I get my money back?

NB: Nigerian banks dont allow deposit of foreign cheque

Same thing happened to me in 2017. about 8 months after i returned from the US.
Re: Give Birth In USA: Cost And Procedures Part 6 by Greatg0809: 7:56pm On Feb 27, 2019
Marylandmama:
So I went for my 221G interview today... .

Brief history : I got my 1st Visa in 2014 and I declared it was for birthing during the interview, I gave birth In 2015 and renewed my visa via dropbox in 2016. I had my 2nd baby in 2017 and also went on vacation in 2018.

Fast forward to Dec 2018, we applied for dropbox but we got the letter to schedule a follow up appointment in Jan after 5weeks. .. We got Feb 27th for the interview date. So many people were at the embassy for 221G interview.

Got to our turn
Me and DH: good morning
VO: how many kids did you have in the US?
Me: 2
VO: can I see your payment receipt
Me: hands over the well arranged receipts per birth itemised bill from both hosp and doctor (I used Maryland for both delivery, same hosp and doctor and paid about 11k dollars per birth)
VO: what are you going to do in the US?
Me: vacation
VO: how long?
Me: 3 weeks
VO: where are you going to and do you have someone there?
Me: Maryland and yes, my uncle
VO: wat do you do
Me and DH: blah blah blah
VO starts to detach pur old passports from the bundle and I knew at that point that she was going to give us.
VO hands over the white paper and told us to pick up our passports in 3days.

Am so relieved and happy .

What I heard from other people's interview is that itemised bill is a must have and they frown at huge discount. Heard a VO telling a pregnant lady that the discount she got for her previous birth was too much and she denied her.
Another man was denied cos he didn't come with his wife's itemised bill instead he came with a letter saying she's not owing.
I also noticed the VO was checking something on the wall in her cubicle : as if they have price list of how much hospital bills shld be per state.
I wish other people going for interview good luck oh
Please how much was your discount because mine from oakbend was about 9800 is that too much
Re: Give Birth In USA: Cost And Procedures Part 6 by Marylandmama: 8:30pm On Feb 27, 2019
Greatg0809:

Please how much was your discount because mine from oakbend was about 9800 is that too much

Maryland hardly gives discount. .. They gave me just 1% discount which is less than $20. I noticed the VO kept on checking the bottom of the itemized bill to see if there was any significant discount .

Can't say if ur discount is too much.. . But I can tell you that they frown at low medical bills aand huge discount.

1 Like

Re: Give Birth In USA: Cost And Procedures Part 6 by FADEO: 8:41pm On Feb 27, 2019
Greatg0809:

Please how much was your discount because mine from oakbend was about 9800 is that too much

Please greatg0809
Please can you share your itemized bill with me. i need to see what it looks like. Oakbend keeps telling me that they have sent it to me in hardcopy and soft copy but i have not see it. i only got the Zero Balance. Please kindly send to lydia.fregene@gmail.com
Re: Give Birth In USA: Cost And Procedures Part 6 by JMarines: 10:09pm On Feb 27, 2019
Marylandmama:
So I went for my 221G interview today... .

Brief history : I got my 1st Visa in 2014 and I declared it was for birthing during the interview, I gave birth In 2015 and renewed my visa via dropbox in 2016. I had my 2nd baby in 2017 and also went on vacation in 2018.

Fast forward to Dec 2018, we applied for dropbox but we got the letter to schedule a follow up appointment in Jan after 5weeks. .. We got Feb 27th for the interview date. So many people were at the embassy for 221G interview.

Got to our turn
Me and DH: good morning
VO: how many kids did you have in the US?
Me: 2
VO: can I see your payment receipt
Me: hands over the well arranged receipts per birth itemised bill from both hosp and doctor (I used Maryland for both delivery, same hosp and doctor and paid about 11k dollars per birth)
VO: what are you going to do in the US?
Me: vacation
VO: how long?
Me: 3 weeks
VO: where are you going to and do you have someone there?
Me: Maryland and yes, my uncle
VO: wat do you do
Me and DH: blah blah blah
VO starts to detach pur old passports from the bundle and I knew at that point that she was going to give us.
VO hands over the white paper and told us to pick up our passports in 3days.

Am so relieved and happy .

What I heard from other people's interview is that itemised bill is a must have and they frown at huge discount. Heard a VO telling a pregnant lady that the discount she got for her previous birth was too much and she denied her.
Another man was denied cos he didn't come with his wife's itemised bill instead he came with a letter saying she's not owing.
I also noticed the VO was checking something on the wall in her cubicle : as if they have price list of how much hospital bills shld be per state.
I wish other people going for interview good luck oh

Congratulations dear.
I can’t agree less with the ending paragraphs.
Re: Give Birth In USA: Cost And Procedures Part 6 by JMarines: 10:13pm On Feb 27, 2019
FADEO:
Congratulations on the success of your interview.

Oakbend refused to send my itemized bill. when i inquired from them why, i was told it has been sent with the Zero Balance as Hard copy before i left the US in march 2017. I got the zero balance but i did not get any itemized bill. I am beginning to think that Oakbend Medical Center is doing something shady. I also request from Julie Medina (Oakbend Accounting officer) to send me a soft copy, she said she has sent it to an email address. only to find out that the email Address is not even mine or DW and she is sounding like it cannot be sent again. So please what can I do and also what does the itemized bill look like. Can some one share with me what an Itemized bill looks like. lydia.fregene@gmail.com. Thank you



Hi,
Julie said same thing to me but I hesitated.
She eventually sent the soft copies to me within an hour as an encrypted message using Baracuda.
Check your email, I will forward mine to you.
Re: Give Birth In USA: Cost And Procedures Part 6 by JMarines: 10:27pm On Feb 27, 2019
I have been on the phone with a few hospital reps over the last couple of days and one thing they emphasized was that everyone has to be treated fairly and on that note if you are self pay, you are entitled to a certain percentage of discount.
I told them I wasn’t interested in the discounted package and they said it is standard procedure for them and that’s what keeps them at a competitive edge.
At this stage, I’m running out of ideas as to decide on what step to take next.

Please who knows of any hospital in Houston that offers a non-discounted package?
Help a sister, thanks.

1 Like

Re: Give Birth In USA: Cost And Procedures Part 6 by Vlesparza: 10:35pm On Feb 27, 2019
JMarines:
I have been on the phone with a few hospital reps over the last couple of days and one thing they emphasized was that everyone has to be treated fairly and on that note if you are self pay, you are entitled to a certain percentage of discount.
I told them I wasn’t interested in the discounted package and they said it is standard procedure for them and that’s what keeps them at a competitive edge.
At this stage, I’m running out of ideas as to decide on what step to take next.

Please who knows of any hospital in Houston that offers a non-discounted package?
Help a sister, thanks.

www.doctoresparati.com
Re: Give Birth In USA: Cost And Procedures Part 6 by JMarines: 10:45pm On Feb 27, 2019
Vlesparza:


www.doctoresparati.com

Thanks loadsa.
I think they are located in Elpaso.
I am in need of one in Houston.
Re: Give Birth In USA: Cost And Procedures Part 6 by cfcchick: 11:03pm On Feb 27, 2019
Hello everyone,i have a 221g interview coming up soon,i was an MIHS mum and we didnt get and bills except the signed copy of package agreement and zero balance letter.please anyone with a similar situation pleaese kindly advice.also my bills from Emory was also discounted can someone kindly advice wat i can do please.
Re: Give Birth In USA: Cost And Procedures Part 6 by Susom(f): 6:23am On Feb 28, 2019
Houston Methodist or Memorial Herman
JMarines:
I have been on the phone with a few hospital reps over the last couple of days and one thing they emphasized was that everyone has to be treated fairly and on that note if you are self pay, you are entitled to a certain percentage of discount.
I told them I wasn’t interested in the discounted package and they said it is standard procedure for them and that’s what keeps them at a competitive edge.
At this stage, I’m running out of ideas as to decide on what step to take next.

Please who knows of any hospital in Houston that offers a non-discounted package?
Help a sister, thanks.

1 Like

Re: Give Birth In USA: Cost And Procedures Part 6 by JMarines: 7:38am On Feb 28, 2019
Susom:
Houston Methodist or Memorial Herman

Thanks dear.
Will call Houston Methodist.
Memorial Herman don’t do non-discounted bill.
I pleaded and pleaded. They say it’s same rate across board for everyone.
Re: Give Birth In USA: Cost And Procedures Part 6 by blue355: 10:01am On Feb 28, 2019
FADEO:


Same thing happened to me in 2017. about 8 months after i returned from the US.

Really?...Pls how did you handle it?
i'm trying to retrieve the money cos I need to use it in Naija and i'm not yet ready to travel ( as per work)
Re: Give Birth In USA: Cost And Procedures Part 6 by blue355: 10:03am On Feb 28, 2019
dora2007:
I THINK YOU SHOULD TRY ZENITH OR GTB, THEY ALLOW FOREIGN CHEQUES AND DRAFT ONLY THAT THE NUMBER OF CLEARING DAYS IS ABOUT 7/14days.


quote author=MamaOO post=76185599]
I don’t think it’s possible to open an account without being present since you’re non-resident in the US. If you were a US citizen or a green card holder, some banks allow you to open account online. But I don’t think that will apply to you. Best best is to hold on to the check until you have time to come to the US, open an account and deposit it in there.

Ok i will check them out. thank you so much

1 Like

Re: Give Birth In USA: Cost And Procedures Part 6 by blue355: 10:14am On Feb 28, 2019
MamaOO:

I don’t think it’s possible to open an account without being present since you’re non-resident in the US. If you were a US citizen or a green card holder, some banks allow you to open account online. But I don’t think that will apply to you. Best best is to hold on to the check until you have time to come to the US, open an account and deposit it in there.

Thank you so much for your response. I really appreciate it.
Re: Give Birth In USA: Cost And Procedures Part 6 by FADEO: 11:42am On Feb 28, 2019
JMarines:


Hi,
Julie said same thing to me but I hesitated.
She eventually sent the soft copies to me within an hour as an encrypted message using Baracuda.
Check your email, I will forward mine to you.

Thank you so much, I got the mail. I will insist that she sends it. will give you feed back

1 Like

Re: Give Birth In USA: Cost And Procedures Part 6 by NIFES(f): 12:02pm On Feb 28, 2019
JMarines:


Hi,
Julie said same thing to me but I hesitated.
She eventually sent the soft copies to me within an hour as an encrypted message using Baracuda.
Check your email, I will forward mine to you.

Good morning,
Please can you kinda send a copy of the itemized bill to me too?
I applied for my visa renewal last week via Dropbox and I haven't received any feedback since them.
I want to start getting ready with necessary documents should they ask me to schedule an interview.
I have some print out documents from J.H Stroger but I don't know whether those suffice as itemized billing or not; so I can contact them for the right documents.
I will appreciate your response please.
Thanks.
email is: @gmail.com
Re: Give Birth In USA: Cost And Procedures Part 6 by irynterri(f): 1:10pm On Feb 28, 2019
please I have never left Nigeria or even applied for visa before so these things I am reading here is quite strange. I would love to give birth to my next kid in U.S.A or Canada but as a JJC I'm scared of been stranded cash wise . please I would love if you guys can help answer the following questions:
1. which is cheaper between USA or Canada?
2. how much do I need for visa and the total costs for me and my mom, please the amount should be in naira, I'm not too good with dollar equivalent?
3. is a budget of 3million naira enough?
4. do I need to travel there before delivery or will a virgin passport be rejected?
please I would love answers from experienced people, thanks.

1 Like

Re: Give Birth In USA: Cost And Procedures Part 6 by dere5: 1:51pm On Feb 28, 2019
irynterri:

1. which is cheaper between USA or Canada?
2. how much do I need for visa and the total costs for me and my mom, please the amount should be in naira, I'm not too good with dollar equivalent?
3. is a budget of 3million naira enough?
4. do I need to travel there before delivery or will a virgin passport be rejected?
please I would love answers from experienced people, thanks.

1) I can't really say which is cheaper between USA & Canada
2) visa fee is $160 each, which should be approximately around 58k each in naira
3) I don't think 3 Million naira total budget will do it, cause that's less than $10k
4) You don't need to have travelled before, people have gotten visas here on virgin passport
Re: Give Birth In USA: Cost And Procedures Part 6 by Beautyaddy: 2:45pm On Feb 28, 2019
irynterri:
please I have never left Nigeria or even applied for visa before so these things I am reading here is quite strange. I would love to give birth to my next kid in U.S.A or Canada but as a JJC I'm scared of been stranded cash wise . please I would love if you guys can help answer the following questions:
1. which is cheaper between USA or Canada?
2. how much do I need for visa and the total costs for me and my mom, please the amount should be in naira, I'm not too good with dollar equivalent?
3. is a budget of 3million naira enough?
4. do I need to travel there before delivery or will a virgin passport be rejected?
please I would love answers from experienced people, thanks.

In all totality from visa fee to hospital expenses, Canada is cheaper for birthing.
Re: Give Birth In USA: Cost And Procedures Part 6 by irynterri(f): 3:00pm On Feb 28, 2019
Beautyaddy:


In all totality from visa fee to hospital expenses, Canada is cheaper for birthing.
thanks a lot, will my kids become citizens of Canada if I birth them there or has the rule been changed?
Re: Give Birth In USA: Cost And Procedures Part 6 by irynterri(f): 3:02pm On Feb 28, 2019
dere5:


1) I can't really say which is cheaper between USA & Canada
2) visa fee is $160 each, which should be approximately around 58k each in naira
3) I don't think 3 Million naira total budget will do it, cause that's less than $10k
4) You don't need to have travelled before, people have gotten visas here on virgin passport
thanks for your wonderful contribution, how much will be sufficient?
Re: Give Birth In USA: Cost And Procedures Part 6 by chumadon: 3:27pm On Feb 28, 2019
Hello everyone, am new here. My wife is planning to deliver in the USA. A friend recommended parkview hospital riverside California and doctor emeruwa to us. Was wondering If anyone here has used either the hospital or the doctor. Nothing beats first hand experience. I have also check here and can only see reference to dr mbagwu of st Francis. Pls help a brother. Thanks

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