Nnamz:


Did you know that being a parent is a full time job? I have decided not to have kids till I'm 30, by then I should be retired and have all the time in the world. If my wife wants to pursue her career to any level of her choice I won't care. As for me, gonna be a full blown full time dad: not gonna miss any of their games, or activity in or outside of school that they're involved in. Being a full time parent is a job on it's own, and that is what I will be doing full time for the next 22 years, then full time gran daddy after that lol so I'll have my hands full for a while after 30 haha. Sorry don't mean to derail the thread away from tbills lol

You are right about being a parent is a full time job. I am also a parent, in fact, I stopped making babies when I was 31 years old. Despite the fact that I am in a paid employment, I still try to be with my family at least 8 full days in a month. I plan to retire when I will be 50 years old my two kids would have completed their university degrees at that time.
I am also planning to take up a lecturing job before the end of the second quarter of this year in a university without being paid because I want to be a village Professor (lol). I don't see myself not doing anything until I am 70 years o. Life will be too boring for me if I don't return to the classroom to teach.
It is well, Bros.

Thisnut:
i don't see t Bill as investment per say because the inflation rate is higher than the t Bill percentage. Nigeria inflation rate doubled in 3years but t Bill rates is no where close.

Bro, i know a man who was CBN regional manager, the man was a billionaire and lived below what an average millionaire would , alas when he died he had so much money that banks sponsored his funeral.

Immediately the man was buried, Chucks, his oldest son bought a new car and had an accident same month, within the space of two months he already bought a second car and was living extravagantly. I believed the money should be finished right now, judging from the way he was spending.

As for, the only thing i owe my kids is good education or good trades and international exposures, the rest they should do on their own and if they don't get serious I'd give everything away to charity. They have to earn the little I'd live for them.

If you like it and save all your life and die without enjoying yourself, only for you to look from the underworld to see all your life savings is being squandered away by a prodigal son.

Modified

The bolded made me laugh. Lol. So, dead people look from land of the dead? Lol.

Hello everyone...
Just started going through this thread,and y'all have made really nice contributions.I'm still a student in one of the Federal universities in Nigeria,and currently in my year 3.
I plan on making some investments soon, most probably on T bills,NSE,or any other profitable investment(foreign investmemts also) I can engage in .I'm still a novice in all these so I will appreciate if any one can put me through,what I have to do,how to go about it and also the pros and cons.
Thanks.

Dracoe:
Hello everyone...
Just started going through this thread,and y'all have made really nice contributions.I'm still a student in one of the Federal universities in Nigeria,and currently in my year 3.
I plan on making some investments soon, most probably on T bills,NSE,or any other profitable investment(foreign investmemts also) I can engage in .I'm still a novice in all these so I will appreciate if any one can put me through,what I have to do,how to go about it and also the pros and cons.
Thanks.

It will be good to read the first page till page 10,then you will have an understanding of how it works with no fear.

Nnamz:


I'm 25 now with 27 million. I'm planning to retire at 30 and watch my hopefully hundreds of millions work for me. I have a steady very high paying job so I don't have to touch my tbills till I'm 30

why will you retire ?at 30 when the fun is just starting,if I where you I will be targeting the federal house of rep or state assemble in 2023 ...i will start now by doing small small charity work in my constituent like buying 30 jamb form , organising extra lesson for waec ,drilling bore hole ,donating medical supply like Medicne small small thing over 3 years period and with political family get the ticket and win then retire into house of rep where u just say the I have it or nay and get 13 m per months

ahiboilandgas:
why will you retire ?at 30 when the fun is just starting,if I where you I will be targeting the federal house of rep or state assemble in 2023 ...i will start now by doing small small charity work in my constituent like buying 30 jamb form , organising extra lesson for waec ,drilling bore hole ,donating medical supply like Medicne small small thing over 3 years period and with political family get the ticket and win then retire into house of rep where u just say the I have it or nay and get 13 m per months

Lol. It's damn true, man!

ahiboilandgas:
why will you retire ?at 30 when the fun is just starting,if I where you I will be targeting the federal house of rep or state assemble in 2023 ...i will start now by doing small small charity work in my constituent like buying 30 jamb form , organising extra lesson for waec ,drilling bore hole ,donating medical supply like Medicne small small thing over 3 years period and with political family get the ticket and win then retire into house of rep where u just say the I have it or nay and get 13 m per months

What did you think I meant when I said "retire"? The kind of retirement our ex governors go into the Senate (sleeping) was exactly what I had in mind. I was just being subtle haha. But I go try stay awake sha. @Grupo vote for me o

ahiboilandgas:
why will you retire ?at 30 when the fun is just starting,if I where you I will be targeting the federal house of rep or state assemble in 2023 ...i will start now by doing small small charity work in my constituent like buying 30 jamb form , organising extra lesson for waec ,drilling bore hole ,donating medical supply like Medicne small small thing over 3 years period and with political family get the ticket and win then retire into house of rep where u just say the I have it or nay and get 13 m per months

Lol.

Nnamz:


What did you think I meant when I said "retire"? The kind of retirement our ex governors go into the Senate (sleeping) was exactly what I had in mind. I was just being subtle haha. But I go try stay awake sha. @Grupo vote for me o

majority of Nigeria don't know why they vote ..get ticket of major party then the masses will do the job ......

Nnamz:


What did you think I meant when I said "retire"? The kind of retirement our ex governors go into the Senate (sleeping) was exactly what I had in mind. I was just being subtle haha. But I go try stay awake sha. @Grupo vote for me o

Hahaha. As long as you share the national cake reach my side. Lol

Just2endowed2:


It will be good to read the first page till page 10,then you will have an understanding of how it works with no fear.

Thanks...Already doing that

lancee:







Hard work pays...hopefully this will motivate / help others

Hindsight Bias?

Thisnut:
i don't see t Bill as investment per say because the inflation rate is higher than the t Bill percentage. Nigeria inflation rate doubled in 3years but t Bill rates is no where close.

Bro, i know a man who was CBN regional manager, the man was a billionaire and lived below what an average millionaire would , alas when he died he had so much money that banks sponsored his funeral.

Immediately the man was buried, Chucks, his oldest son bought a new car and had an accident same month, within the space of two months he already bought a second car and was living extravagantly. I believed the money should be finished right now, judging from the way he was spending.

As for, the only thing i owe my kids is good education or good trades and international exposures, the rest they should do on their own and if they don't get serious I'd give everything away to charity. They have to earn the little I'd live for them.

If you like wait and save all your life and die without enjoying yourself, only for you to look from the underworld to see all your life savings is being squandered away by a prodigal son.

Modified

my dear we think alike o.

All my kids must know that my hustle is for my enjoyment.
I only owe them good education , connection and exposure ( the kind I didn't have). If they can work with that how can they manage an inheritance.?

Nnamz:


What did you think I meant when I said "retire"? The kind of retirement our ex governors go into the Senate (sleeping) was exactly what I had in mind. I was just being subtle haha. But I go try stay awake sha. @Grupo vote for me o

U sef

This will be helpful for those who may not understand ideological systems of ruling. They are simplified here:�

*SOCIALISM:* You have two cows, and you give one to your neighbor.

*COMMUNISM:* You have two cows, the government takes both and gives you milk.

*FASCISM:* You have two cows, the government takes both and sells you milk.

*NAZISM:* You have two cows, the government takes them and kills you.

*CAPITALISM:* You have two cows, you sell one and buy a male. You multiply your cows and there is economic growth. You sell them, you retire and you live on your profits.

*MODERN CAPITALISM:* You have two cows, you sell one and buy a male. You multiply your cows and you buy those of your neighbors. Then your neighbors become your shepherds, you pay them in monkey currencies and they die poor.

*AMERICAN SOCIETY:* You have two cows, you sell one and you have to make the other one to produce milk like 4 cows. By stress of producing beyond her capacity, she dies. You hire a consultant to understand this death.

*FRENCH SOCIETY:* You have two cows, you go on strike because you want a third cow.

*GERMAN SOCIETY:* You have two cows, you modify them so that they live 100 years, eat once a month and take care of themselves.

*CHINESE SOCIETY:* You have two cows, you sell milk to your compatriots and you produce plastic milk to export to the rest of the world. You become rich.

*BLACK/ AFRICAN SOCIETY:* You have two cows, you eat them all in one month, and you dream that donors or the international community give you more cows. When that doesn't happen, you go to a church and hope for miracle cows. You fast 40 days and 40 nights without eating or drinking so that the cows will fall from Heaven. At last You die in extreme poverty

(Many thanks to the unknown author).

ernie4life:
This will be helpful for those who may not understand ideological systems of ruling. They are simplified here:�

*SOCIALISM:* You have two cows, and you give one to your neighbor.

*COMMUNISM:* You have two cows, the government takes both and gives you milk.

*FASCISM:* You have two cows, the government takes both and sells you milk.

*NAZISM:* You have two cows, the government takes them and kills you.

*CAPITALISM:* You have two cows, you sell one and buy a male. You multiply your cows and there is economic growth. You sell them, you retire and you live on your profits.

*MODERN CAPITALISM:* You have two cows, you sell one and buy a male. You multiply your cows and you buy those of your neighbors. Then your neighbors become your shepherds, you pay them in monkey currencies and they die poor.

*AMERICAN SOCIETY:* You have two cows, you sell one and you have to make the other one to produce milk like 4 cows. By stress of producing beyond her capacity, she dies. You hire a consultant to understand this death.

*FRENCH SOCIETY:* You have two cows, you go on strike because you want a third cow.

*GERMAN SOCIETY:* You have two cows, you modify them so that they live 100 years, eat once a month and take care of themselves.

*CHINESE SOCIETY:* You have two cows, you sell milk to your compatriots and you produce plastic milk to export to the rest of the world. You become rich.

*BLACK/ AFRICAN SOCIETY:* You have two cows, you eat them all in one month, and you dream that donors or the international community give you more cows. When that doesn't happen, you go to a church and hope for miracle cows. You fast 40 days and 40 nights without eating or drinking so that the cows will fall from Heaven. At last You die in extreme poverty

(Many thanks to the unknown author).

Hahahahahahahahahaahahahahahahhahaahahahahahhahahahahahahahahahahahahaha

Interesting.

ernie4life:
This will be helpful for those who may not understand ideological systems of ruling. They are simplified here:�

*SOCIALISM:* You have two cows, and you give one to your neighbor.

*COMMUNISM:* You have two cows, the government takes both and gives you milk.

*FASCISM:* You have two cows, the government takes both and sells you milk.

*NAZISM:* You have two cows, the government takes them and kills you.

*CAPITALISM:* You have two cows, you sell one and buy a male. You multiply your cows and there is economic growth. You sell them, you retire and you live on your profits.

*MODERN CAPITALISM:* You have two cows, you sell one and buy a male. You multiply your cows and you buy those of your neighbors. Then your neighbors become your shepherds, you pay them in monkey currencies and they die poor.

*AMERICAN SOCIETY:* You have two cows, you sell one and you have to make the other one to produce milk like 4 cows. By stress of producing beyond her capacity, she dies. You hire a consultant to understand this death.

*FRENCH SOCIETY:* You have two cows, you go on strike because you want a third cow.

*GERMAN SOCIETY:* You have two cows, you modify them so that they live 100 years, eat once a month and take care of themselves.

*CHINESE SOCIETY:* You have two cows, you sell milk to your compatriots and you produce plastic milk to export to the rest of the world. You become rich.

*BLACK/ AFRICAN SOCIETY:* You have two cows, you eat them all in one month, and you dream that donors or the international community give you more cows. When that doesn't happen, you go to a church and hope for miracle cows. You fast 40 days and 40 nights without eating or drinking so that the cows will fall from Heaven. At last You die in extreme poverty

(Many thanks to the unknown author).

Lol.

Barrytone:


Always have a planned target and don't be in a haste to surpass your target. Rules of life. Always leave it for others, don't strive to be the greatest, be comfortable because it's hotter up there and real happiness is elusive up there. My target is 10m naira monthly. Anything more than that is the system that adds it and not me working or even thinking of how to top it up. It's called the inverse law of insatiable or law of contentment. Social Engineering.
N/B: social engineering is my compilations of engineering laws and social science intersections. Don't go bothering your head on Google. If in doubt ask me.

My Oh My. I was just about going to hoogle before j saw your caveat. Abeg I need more of these your intersections. Sounds really interesting and insightful

All these people making millions in naira in their 20s, please are you'll working in naija or abroad? I'm still yet to get a job in this naija in my 20s with my MSc oooooooo.

AdetonaDami:
All these people making millions in naira in their 20s, please are you'll working in naija or abroad? I'm still yet to get a job in this naija in my 20s with my MSc oooooooo.

"Still Yet" with MSc?

Lmao. Africans, damn!

ernie4life:
This will be helpful for those who may not understand ideological systems of ruling. They are simplified here:�

*SOCIALISM:* You have two cows, and you give one to your neighbor.

*COMMUNISM:* You have two cows, the government takes both and gives you milk.

*FASCISM:* You have two cows, the government takes both and sells you milk.

*NAZISM:* You have two cows, the government takes them and kills you.

*CAPITALISM:* You have two cows, you sell one and buy a male. You multiply your cows and there is economic growth. You sell them, you retire and you live on your profits.

*MODERN CAPITALISM:* You have two cows, you sell one and buy a male. You multiply your cows and you buy those of your neighbors. Then your neighbors become your shepherds, you pay them in monkey currencies and they die poor.

*AMERICAN SOCIETY:* You have two cows, you sell one and you have to make the other one to produce milk like 4 cows. By stress of producing beyond her capacity, she dies. You hire a consultant to understand this death.

*FRENCH SOCIETY:* You have two cows, you go on strike because you want a third cow.

*GERMAN SOCIETY:* You have two cows, you modify them so that they live 100 years, eat once a month and take care of themselves.

*CHINESE SOCIETY:* You have two cows, you sell milk to your compatriots and you produce plastic milk to export to the rest of the world. You become rich.

*BLACK/ AFRICAN SOCIETY:* You have two cows, you eat them all in one month, and you dream that donors or the international community give you more cows. When that doesn't happen, you go to a church and hope for miracle cows. You fast 40 days and 40 nights without eating or drinking so that the cows will fall from Heaven. At last You die in extreme poverty

(Many thanks to the unknown author).

OgogoroFreak:
"Still Yet" with MSc?

Hahahaha. That explains why he is "still yet" to get a job with his MSc. Lol.

Abeg who for here dey use the Sterling bank I-invest app to invest in TBs? I intend to download the app. I would appreciate a review.

Grupo:



Hahahaha. That explains why he is "still yet" to get a job with his MSc. Lol.

Harsh.

azpekuliar:
Abeg who for here dey use the Sterling bank I-invest app to invest in TBs? I intend to download the app. I would appreciate a review.

It's okay. I only have two issues with them,
You can only have assess to your money after 30 days.
You loose 30% of your interest if you terminate before maturity.

How are those two issues...those are conditions they tell you about before you invest and by the way, anywhere you buy tbills, you face those two conditions....they just dont spell it out for you

The 30% is charged as some kind of fee by others or they buy you out at a yield lower than what you booked

I use I-invest and I prefer they tell me what I'm getting into before I buy

azpekuliar:
Abeg who for here dey use the Sterling bank I-invest app to invest in TBs? I intend to download the app. I would appreciate a review.

I use the app...been using it for close to a year now. It's simple and straight forward. You create your account and move money into your wallet using any of the means available...then you look at the various instruments and maturities available and pick the one you want

The further away the maturity, the higher the yield...

I have not seen a yield up to 14% since I joined, not sure whether they're chaffing their clients

walcolm:


I use the app...been using it for close to a year now. It's simple and straight forward. You create your account and move money into your wallet using any of the means available...then you look at the various instruments and maturities available and pick the one you want

The further away the maturity, the higher the yield...

I have not seen a yield up to 14% since I joined, not sure whether they're chaffing their clients

you've been using it close to a year or close to a month?

Cos I did saw 14% this year when I wanted to try the app but I was discouraged since they don't give you your profit upfront.

Chei!! See people calling tens of millions like say na Kobo.

OgogoroFreak:
you've been using it close to a year or close to a month?

Cos I did saw 14% this year when I wanted to try the app but I was discouraged since they don't give you your profit upfront.

True talk.
They had 14.1% about 3 weeks ago.

generationz:


my dear we think alike o.

All my kids must know that my hustle is for my enjoyment.
I only owe them good education , connection and exposure ( the kind I didn't have). If they can work with that how can they manage an inheritance.?

I once share ur thoughts while a single guy not until i have my four kids, when i look at them then i realized how much i love them that i can do anything within my power to make them smile. All my assets n money is for them, my prayer is for them to use it well when I'm gone.

Desanta:
True talk. They had 14.1% about 3 weeks ago.

I was even into 14.4% (their highest) before i aborted it. I'm now having almost all at 14%.