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Re: Africans Live Better Lives Than Most Americans by DexterousOne(m): 4:14pm On Sep 01, 2019 |
orunmila144: Why are the Nigerians who want to go to Canada greedy tho? 1 Like |
Re: Africans Live Better Lives Than Most Americans by orunmila144: 4:17pm On Sep 01, 2019 |
timesup234:yeah some of these people are so brainwashed its becoming so pathetic. I am starting to lose patience with self hating black people. i have been to many western countries and lived in many and these places are glorified shitholes. they work you to death for nothing. and then tax you to death. its a trap that you need to escape from. many people in 2019 are starting to realise that the west is a trap. you go there for 10 years still chasing your tail but your friend who never left naija already has built 2 houses while you are still in the benefit office in london asking why they stopped your housing benefits and council tax 3 Likes |
Re: Africans Live Better Lives Than Most Americans by timesup234: 4:18pm On Sep 01, 2019 |
orunmila144:You are the most intelligent man in the world. Nigerians are fools and donkeys. If i decide today to sell my labor I can make 6,000 within 7hrs. These idiots really do believe that one dollar and 80 million poor bullshit. Honestly we need to start beating the stupidity out of people's brain 4 Likes 2 Shares |
Re: Africans Live Better Lives Than Most Americans by orunmila144: 4:22pm On Sep 01, 2019 |
timesup234:its starting to look like a necessity because too many of our people are becoming stupid. to save this great nation we have to bring flogging back. the youth are lost. they need to be flogged to be found 3 Likes |
Re: Africans Live Better Lives Than Most Americans by orunmila144: 4:22pm On Sep 01, 2019 |
DexterousOne:because we know their motives. their motive is greed. 2 Likes |
Re: Africans Live Better Lives Than Most Americans by timesup234: 4:23pm On Sep 01, 2019 |
Adiwana:Your circle is full of lazy and unserious people. You need to get out to experience what is happening in the real world. I know tens of thousand of people paying 150k a term here in Delta state. Many have more than 3 kids in the same school. Same thing all over Nigeria... Calabar, PH, Lagos, Ogun, Abuja, Kogi, Edo...everywhere. Nigeria is the biggest goldmine known to mankind. Only the foolish finds it hard to search for the gold littered everywhere 3 Likes 1 Share |
Re: Africans Live Better Lives Than Most Americans by orunmila144: 4:27pm On Sep 01, 2019 |
salford1:yeah salford is a shithole. i am familiar with salford in manchester. and 550 a month for a 3 bedroom ? that must be a rundown apartment. the west is overrated. 3 Likes |
Re: Africans Live Better Lives Than Most Americans by timesup234: 4:29pm On Sep 01, 2019 |
orunmila144:You killing em...I will leave you to roast these roaches!!! |
Re: Africans Live Better Lives Than Most Americans by orunmila144: 4:31pm On Sep 01, 2019 |
timesup234:am taking off from were you left off. i seen you flogging em mercilessly. i am still catching up trying to read the whole thread. i am on page 14 at the moment. 1 Like |
Re: Africans Live Better Lives Than Most Americans by Mancala: 4:31pm On Sep 01, 2019 |
I can attest to the average Nigerian government worker running several side hustles. Have you ever been to any state or federal government office? First, literally nobody shows up on time . Most are selling something right there in the office and on top of this, you have to pay tips/bribes to get anything done. It appears very few Nigerians understand the concept of leverage. In the West, borrowing is not just a means of enabling consumption today, it is also an investment vehicle. You don't borrow just because you don't have the savings to buy outright, you do so because it is the financially smart thing to do. If I borrow to buy a house, I gain in several ways. I can borrow at very low interest rates circa generally less that 5% APR vs in the teens to 20% range in Nigeria and invest my savings at higher returns in the market and at lower tax rates. In addition, all things being equal, my house is appreciating over the years. If I decide to get out, it's very simple. I sell, pay off the bank and pocket my gains after taxes. As for a car Why would I pay outright for a depreciating asset when I can finance it and invest my money elsewhere and earn good returns? Win win all the way around. Unfortunately Debt is still frowned upon in Nigerian from a cultural perspective because the country is still phsycologically in the 18th century and yet to fully grasp modern concepts. One sad thing about the country is that with the advent of the opening up of the internet, we have imbibed mostly negative aspects of western culture and ignored a lot of the positives. 7 Likes |
Re: Africans Live Better Lives Than Most Americans by Adiwana: 4:34pm On Sep 01, 2019 |
timesup234: So now it's "My Circle" and not what's obtainable all over the country.Dude you have no idea what poverty looks like and as I said already,the major problem of the country is that we all move up the ladder and forget where we came from.So we see the world from our own spectrum Just be grateful you have a good life and can afford the very basics of life 1 Like |
Re: Africans Live Better Lives Than Most Americans by orunmila144: 4:35pm On Sep 01, 2019 |
timesup234: 1 Like |
Re: Africans Live Better Lives Than Most Americans by orunmila144: 4:38pm On Sep 01, 2019 |
timesup234:you flogging em 1 Like |
Re: Africans Live Better Lives Than Most Americans by Finelinks: 4:42pm On Sep 01, 2019 |
proeast:What type of panels do you use? What's the capacity too? Please be detailed if you can ezigbo mmadu. 1 Like |
Re: Africans Live Better Lives Than Most Americans by DexterousOne(m): 4:43pm On Sep 01, 2019 |
Mancala: I read comments here and it's just funny to me... To think that anyone would think debt is a bad thing |
Re: Africans Live Better Lives Than Most Americans by abbey621(m): 4:54pm On Sep 01, 2019 |
orunmila144: I can't help but laugh, 60,000 pounds really sounds like a lot of money don't it? Bloody paupers . If you were educated and networked yourself properly you would find those jobs in abundance. Back when I worked for J.P. Morgan Chase, the senior auditors and software engineers at the london offices made more than 60,000 pounds per year. I also know Pricewaterhousecoopers(PWC) pays their consultants and senior consultants well above that. How many jobs do they give to black people? I don't know, all I know is that I have over 20 friends and family members making around that easily, if you are not so fortunate UPGRADE yourself instead of insulting people on Nairaland, especially people beyond your level! 6 Likes |
Re: Africans Live Better Lives Than Most Americans by Mancala: 4:56pm On Sep 01, 2019 |
DexterousOne: The joke is on you good sir! Debt is a bad thing if you don't understand basic finance! Quick example, Apple has $245 billion cash/ short term investments on hand and over $120 billion in debt. They are currently raising 1$ billion in dept to build a new campus in Texas. Why are they not spending down their cash to pay off debt and invest in a building? The answer lies in financial education 2 Likes |
Re: Africans Live Better Lives Than Most Americans by DexterousOne(m): 5:06pm On Sep 01, 2019 |
Mancala: We are on the same page So the joke is not on me lmao As a chartered accountant, with other relevant education I know that debt in itself id NOT a bad thing |
Re: Africans Live Better Lives Than Most Americans by orunmila144: 5:07pm On Sep 01, 2019 |
abbey621:its not alot if you live in nigeria but knowing how small the wages are in england I know they dont pay people that high amount. to get that kind of money in england you will be a CEO. its a cheap country with tiny wages. and then they tax the tiny wages they give you and then still want council tax and TV license and MOT and road tax and rent and gas and light and internet fees and you have to feed yourself and cloth yourself from whats left. by the time you finish working a CEO job of 60,000 in a year after you pay everything you pay you are left with nothing at the end of the year. its a country full of brokeasses lmao 2 Likes |
Re: Africans Live Better Lives Than Most Americans by abbey621(m): 5:14pm On Sep 01, 2019 |
orunmila144: Why do you keep stating your opinion as if it was fact? Do you even know what CEO means (Chief Executive Officer)? You mean only CEOs make that amount of money in the UK? Don't be silly! Visit the link below and it shows you average salaries for some jobs in the UK that are not even CEOs, not even senior management....lol. Broaden your horizon my friend https://www.glassdoor.com/Salary/PwC-London-Salaries-EI_IE8450.0,3_IL.4,10_IM1035.htm https://www.glassdoor.com/Salary/J-P-Morgan-London-Salaries-EI_IE145.0,10_IL.11,17_IM1035.htm 2 Likes |
Re: Africans Live Better Lives Than Most Americans by Mancala: 5:15pm On Sep 01, 2019 |
abbey621: I can speak from personal experience in the U.S. $60k - $70k salary is like starting out in many professional disciplines. Most of my friends and family are professionals and I can attest that we Nigerians are earning good salaries. If a professional told you they earn $150k salary, it most likely does not include incentive bonuses (anywhere from 10 to 50%), stock options and or profit sharing. An executive that earns a $300k salary could easily get another $500k to $1 million and even more in stock options. The most successful Nigerians in the U.S. are those that pursued a passion. They got well educated, pursue their passion and became extremely financially well off in the process. But enough about money and finances. It doesn't make sense to argue about which country is better based on finances. Most western countries have evolved to where the citizens are pursuing higher goals other than financial, and success is defined in much broader terms. Nigeria on the other hand is still grappling with basic issues of day to day survival so getting the most money one can get besides paramount and even so enough to transfer to ones offspring 5 Likes |
Re: Africans Live Better Lives Than Most Americans by abbey621(m): 5:18pm On Sep 01, 2019 |
Mancala: True but for the sake of simplicity and better understanding for those in Nigeria let's just focus on financials. If we focus on those other factors you mentioned, there's no argument again, it wouldn't be a fair battle 2 Likes |
Re: Africans Live Better Lives Than Most Americans by Mancala: 5:18pm On Sep 01, 2019 |
DexterousOne: My bad! I misunderstood your comments |
Re: Africans Live Better Lives Than Most Americans by orunmila144: 5:22pm On Sep 01, 2019 |
abbey621:oh i forgot to add auto insurance and water bill to that list of bills they expect from you monthly. and ermmm it does not matter what link you give me, fact remains the average wage in the UK is about 20,000 pounds a year for the whole country. 60,000 pound job is a rarity. but you are the typical nigerian who suffers from the disease of bigmanism meaning you project your illusions and delusions of grandeur over every topic and in your delusions of grandeur, a 60,000 job is common place and easy to get. go see a shrink mate 1 Like |
Re: Africans Live Better Lives Than Most Americans by Mancala: 5:30pm On Sep 01, 2019 |
abbey621: True dat. Even with a dollar to dollar comparison, folks should note that in England or America, your take home pay is for feeding, rent or mortgage, transportation flexing etc. and you can choose what level of a decent life you want to live. Take home pay in Nigeria is also for those items but in addition it's for generating electricity and water supply, security, bribes, healthcare, savings for pension, school fees, maintenance of assets due to poor infrastructure, etc. Wages in the western world may appear small if you think they are spent on what Nigerians spend their disposable income on. 4 Likes |
Re: Africans Live Better Lives Than Most Americans by timesup234: 5:31pm On Sep 01, 2019 |
orunmila144:Orunmila the great! You are a 5 star general 2 Likes 1 Share |
Re: Africans Live Better Lives Than Most Americans by orunmila144: 5:34pm On Sep 01, 2019 |
timesup234:hahaha my bro you are the field marshall. I still dey learn work lol 2 Likes |
Re: Africans Live Better Lives Than Most Americans by DLuciano: 5:42pm On Sep 01, 2019 |
timesup234:where do you get these notions from? Am sure not from hard working Nigerians, but the lazy youths according Buhari. |
Re: Africans Live Better Lives Than Most Americans by abbey621(m): 5:55pm On Sep 01, 2019 |
orunmila144: It's obvious you want to argue just for the sake of arguing. For professionals, 60,000 pounds is nothing but for commoners of course, even 20k is good enough. I've had jobs where I made less than 18k a year, I'm now at a job where I'm making over 100k per year after taxes. Don't expect anyone to give you anything just because you think you deserve it, you've got to upgrade yourself and go get it. Instead of living in lalaland where you believe jobs like 60,000 pounds belongs only to CEOs, you better increase your network and get rid of whatever is holding you back in life. 2 Masters, years of experience as a professional and a network as strong as 5 day old eba, my guy I would be crazy to earn less than 60,000 pounds a year! 4 Likes |
Re: Africans Live Better Lives Than Most Americans by Mancala: 6:02pm On Sep 01, 2019 |
The chief antagonists on this thread have mocked the America culture of debt. For the sake of enlightenment, I would like readers to peruse this article from CNBC, on Warren Buffet, one of the riches men in the world. "It would seem like common sense that if you had enough money to pay cash for a home that you would, right? Not so fast. Take a look at a recent interview with Warren Buffett on CNBC where he explains why he took out a mortgage in 1971 on a second home, even though he could have easily paid cash for the property. Buffet's mortgage borrowing strategy can teach the average homebuyer a valuable lesson in the financial benefits of owning a home. Sometimes borrowing money, and thus incurring a debt, is a sound financial decision in the long run. In this case, Buffett used the money that he would have paid to own the house outright to buy more Berkshire Hathaway stock. With the cash, he saved taking out a mortgage on the house he put into the stock which he says would now be valued at an astounding $750,000,000!" 3 Likes |
Re: Africans Live Better Lives Than Most Americans by orunmila144: 6:07pm On Sep 01, 2019 |
abbey621:listen up brother, leave my personal situation out of it, I am telling you the life of the average person in england whether they be black or white. just because you know one or two people earning 60,000 does not change the fact that these are not common place jobs. england is a crumbling empire and the biggest economy now is charity shops. there are up to 10 charity shops on each high street and the rate of homelessness and drug addicts is on a sharp increase. so like i said earlier do not project your bigmanism on the real situation in a country which is a blue collar country. outside of london every other part of the country is full of people who work with their hands. laborers and roofers and plumbers and street sweepers etc. dont let whats happening in little london fool you. majority of england is blue collar minimum wage workers. london just happens to be an international banking hub which is why you may see white collar workers there but majority of england is minimum wage blue collar. so stop this your delusions of grandeur acting like 60,000 jobs is common place. now me personally i dont work for nobody. my salary is not capped. what you mentioned that you earn ? is chicken change. my boys spend that amount on a weekend. so you work all year just to make 100 k dollars ? how pathetic. i didnt know slavery was back again 3 Likes |
Re: Africans Live Better Lives Than Most Americans by abbey621(m): 6:26pm On Sep 01, 2019 |
orunmila144: Keep deceiving yourself, you went from 60,000 pounds being a huge deal to 100k dollars is chicken change(Baba o, abeg show us the way )....I love Nairalanders, especially chestbeaters P.S. Go back to beginning of our little back and forth, you would see you were the one that jumped in without comprehending. It would be insane for me to ever suggest the average salary in the UK is 60,000 pounds, you were the one who made up that ish. Th discussion started with middle class, last time I checked a middle class family in the UK makes way more than 20k pounds per year. I'm done now, feel free to argue with yourself! 2 Likes |
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