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Why Do Job Seekers Avoid Insurance Sale Roles? - Career (2) - Nairaland

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Re: Why Do Job Seekers Avoid Insurance Sale Roles? by Nobody: 7:33am On Nov 09, 2019
It's not nice. Insurance will sell only when people have enough inflow of cash. I can only go for child insurance if truly interested

1 Like

Re: Why Do Job Seekers Avoid Insurance Sale Roles? by prestigiouslady: 7:33am On Nov 09, 2019
I didn't want to pick up the Insurance sales person job initially but I thank God I did, it was hard initially because it's a strictly commission based job. But it's not bad as people say.
Nigerians are getting awareness and are really buying the insurance savings policy( a policy that you can insure your life and save up money at the same time).
Even with as little as 2500, you can buy a life assurance policy..
I'm happy Nigerians are gradually warming up to Insurance
Insurance sales man job is for people that believe growth is a gradual process..

6 Likes

Re: Why Do Job Seekers Avoid Insurance Sale Roles? by Cutehector(m): 7:37am On Nov 09, 2019
Just show your target market pictures of fire incidents and they will have a rethink to insure their lives, cars, businesses, etc.

Show them pictures of poor kids in the north east and they will have reason to subscribe for child insurance...

2 Likes 1 Share

Re: Why Do Job Seekers Avoid Insurance Sale Roles? by Teelosophy: 8:33am On Nov 09, 2019
Hilarious comments. grin

This thread just save me from taking that insurance job.

1 Like

Re: Why Do Job Seekers Avoid Insurance Sale Roles? by DavidEsq(m): 8:38am On Nov 09, 2019
samwash:
Because Nigerian's hardly buy insurance,even the third party insurance na war.
Insurance don't sell in Nigeria environment.
Don't just go to life assurance.
Them go ask you '' you want make I die?''

Re: Why Do Job Seekers Avoid Insurance Sale Roles? by valentineuwakwe(m): 8:41am On Nov 09, 2019
Nigerians are uet to take the insurance business serious and beside no money deydia yet...
Re: Why Do Job Seekers Avoid Insurance Sale Roles? by Nobody: 8:43am On Nov 09, 2019
Noblejay7:
I recently recommend a friend for a job in an insurance company as a sales advisor and the young man turned down the offer even though he is currently not working.

How many Nigerians do you know that have any kind of insurance apart from the mandatory third party insurance for their vehicles, which most still avoid anyway?

Insurance isn't a big business in Nigeria. Just suffer head, my opinion.

1 Like

Re: Why Do Job Seekers Avoid Insurance Sale Roles? by philbad(m): 8:46am On Nov 09, 2019
Sure no one want insurance job, but if it's properly managed, it's even better for we the poor to have it as a backup because it's a life saver. Just do insurance of your properties for like 10,000 on properties worth 1m and God forbid fire gazed the properties, you are already covered. Give me a call am at your service. 08063468684 08158380252

Re: Why Do Job Seekers Avoid Insurance Sale Roles? by Kay25(m): 8:55am On Nov 09, 2019
My gosh the guy knows what the job is about ni...nothing in life is easy though but as an insurance sales person in this country where insurance policy does not pass 3rd party it is hard to survive in that game I tell you .I have done it and I can say much about it.though there are ones that makes it there but I won't deny you the truth it's not an easy task.if we had a better insurance policy in the country everyone will jostle for the job

1 Like

Re: Why Do Job Seekers Avoid Insurance Sale Roles? by judedwriter(m): 9:07am On Nov 09, 2019
djoe21:
...because it is a long walk to freedom � undecided
VERY long walk to freedom grin

2 Likes

Re: Why Do Job Seekers Avoid Insurance Sale Roles? by xpresseeve: 9:13am On Nov 09, 2019
partnerbizn5:
Sales and marketing is not easy, especially selling something like insurance in a country like Nigeria.

Imagine selling health insurance, it would look like you wish them bad health and death.

They forget that by the law of averages, these things must happen. People must get sick, cars must have accidents etc.

Nigeria isn't literate or open enough for things like this.

Again, it's leads to exploitation for the females in their bid to meet target. It can give high BP if don't meet targets, which in turn affects your pay.


The good aspect is that it can opens doors for you if properly packaged.
With it, you can gain audience with VIPs.
It increases your confidence also.

ASIDE:
You can also meet your sugar or apple in the process.
You can fall pregnant too lol

There is something about the way you presented your view here which underscores your experience in Sales.

It would be nice to read about your experiences as an Insurance Saleswoman.
Re: Why Do Job Seekers Avoid Insurance Sale Roles? by xpresseeve: 9:21am On Nov 09, 2019
ehinmowo:
I will ALWAYS advise people to rather remain jobless than to take insurance job in Nigeria. As fraudulent as GNLD is, it's more profitable than insurance jobs (I have experienced both).

Firstly, insurance has had bad stories in the past. Many people have been scammed (though the regulation is a lot better now).

Secondly, many people that embraced insurance (both now and then) were not told the entire truth. Hence they ended up losing their money and the claim they supposed to get (if you default in your premium beyond the agreed grace period, forget any claim).

Thirdly, People have limited knowledge about insurance. They don't know that you can "save" your money with insurance companies the same way you can save in commercial banks, with some added benefits (firstly, you are covered, insurance wise during the period your money is there, and insurance has the HIGHEST return on investment in Nigeria, you could get as high as 17-30% return. unlike commercial banks that will be stealing your money).

Apart from the above factors, insurance companies are looking for cheap labour. There is no marketing team or vehicle for mobility or marketing. You will walk the streets till you literally see your soul departing your body. Tell me, who will invest his millions or even thousands with someone with bent shoes and sweat? If insurance works as the marketers (sometimes they use fancy names like risk advisor. lol. to attract "JJCs"wink claim, why are they working under one of the most heinous conditions?

Like I said, it better to be separating weevils from Beans every morning than to work for insurance companies.

Your post on this question is quite interesting. It does showcase the hazards of the job quite clearly.

But I think of you shifted your stance a little and decided to look at the benefits also, it would be clear to you that Insurance is actually a great training ground for potential Sales super stars. I think the biggest problem is that majority of those who take insurance sales roles do it as a stop gap measure. They are only doing it to keep body and soul together and as such they only give just as much as they assume is enough to get them a pass mark.

You need to listen the success stiries of accomplished insurance sales professionals. You would generally be amazed. Mos of them would rather do nothong else given the choice.

1 Like 1 Share

Re: Why Do Job Seekers Avoid Insurance Sale Roles? by Londonboy123: 9:40am On Nov 09, 2019
Noblejay7:
I recently recommend a friend for a job in an insurance company as a sales advisor and the young man turned down the offer even though he is currently not working.


it is a tedious venture that does not come with good monthly pay but commission that you will never merit period
Re: Why Do Job Seekers Avoid Insurance Sale Roles? by samwash(m): 9:47am On Nov 09, 2019
The word ''God forbid..!!!'' As its used by most Nigerian's knowing fully well that things can go wrong anytime due to human error, electrical or mechanical fault.
A trader have been conveying goods in a particular route over years will never think that things can go wrong one day.
An example is the tanker explosion we experience in Onitsha or Lagos were properties got burnt & destroyed. Some pple were sent to early grave because of what happened, nothing to fall back on. If these properties and goods affected was insured, it could be a different ball game.
Its high time the insurance companies in Nigeria should sensitize the general public the importance to take insurance policy.
The Nigerian government to also make favorable laws that will benefits the one taking the insurance.
Moreover insurance companies should step up their game in terms of better pay package for their staff.
So much to talk about why insurance doesn't sell in Nigeria and why pple are not willing to take up jobs in that sector.
Re: Why Do Job Seekers Avoid Insurance Sale Roles? by mctfopt: 10:08am On Nov 09, 2019
ehinmowo:
Like I said, it better to be separating weevils from Beans every morning than to work for insurance companies.

I almost spit out the water I'm drinking on my phone when I got to this part grin grin

1 Like

Re: Why Do Job Seekers Avoid Insurance Sale Roles? by Lexusgs430: 10:13am On Nov 09, 2019
Because your expected wage, comes in form of commission........

No sales = No wage......... cheesy

1 Like

Re: Why Do Job Seekers Avoid Insurance Sale Roles? by Dipsong: 10:43am On Nov 09, 2019
Rafiq2:
That's one of the shittiest jobs around, some don't even pay you till you sell to some people. I think being an okada ride is waaaaaaaay better



grin yes oh naso one dey beg me make i come for there interview I tell am d 4th time he call say Oga na by force I say I no dey do

2 Likes

Re: Why Do Job Seekers Avoid Insurance Sale Roles? by Twist4u: 10:55am On Nov 09, 2019
Array of problems with Insurance industry. 1.They don't like paying their staff well. They will tell u story of Commission, commission until u work n die of hope n poverty. 2.Lack of Integrity. unlike the banking system your money is your money and can be access anytime. 3.Highly Reluctant to pay claim eg If an insured car have accident ,to pay claim the story will change to question like where u drunk,are u d one driving your car etc. 4.They enjoy collecting Premium from only riskless business eg Government Ministry & Agencies. 5.They avoid the real business with some level of risk eg Aviation Goods on transit like, petrol tanker, tiles etc. 6.They sell what the people don't need. an hungry man is an angry man. U don't tell a man to pay 100k to insure his car for a Year and when no accident occur within d giving period u Tell him his money has Expired and that he should come n pay another 1ook the following year. I say Big RUBBISH. In saner Clime your Money is returned back to U because it's an Investment n not a Charity gift. Insurance work not a way to go for graduate u might lose hope 4life after many rejection.

1 Like

Re: Why Do Job Seekers Avoid Insurance Sale Roles? by Agugbadin: 11:56am On Nov 09, 2019
Because such organizations set unrealistic targets for their staff
Re: Why Do Job Seekers Avoid Insurance Sale Roles? by Tunagee(m): 2:30pm On Nov 09, 2019
ehinmowo:
I will ALWAYS advise people to rather remain jobless than to take insurance job in Nigeria. As fraudulent as GNLD is, it's more profitable than insurance jobs (I have experienced both).

Firstly, insurance has had bad stories in the past. Many people have been scammed (though the regulation is a lot better now).

Secondly, many people that embraced insurance (both now and then) were not told the entire truth. Hence they ended up losing their money and the claim they supposed to get (if you default in your premium beyond the agreed grace period, forget any claim).

Thirdly, People have limited knowledge about insurance. They don't know that you can "save" your money with insurance companies the same way you can save in commercial banks, with some added benefits (firstly, you are covered, insurance wise during the period your money is there, and insurance has the HIGHEST return on investment in Nigeria, you could get as high as 17-30% return. unlike commercial banks that will be stealing your money).

Apart from the above factors, insurance companies are looking for cheap labour. There is no marketing team or vehicle for mobility or marketing. You will walk the streets till you literally see your soul departing your body. Tell me, who will invest his millions or even thousands with someone with bent shoes and sweat? If insurance works as the marketers (sometimes they use fancy names like risk advisor. lol. to attract "JJCs"wink claim, why are they working under one of the most heinous conditions?

Like I said, it better to be separating weevils from Beans every morning than to work for insurance companies.

This guy wicked, but nailed it. Very on point.
Re: Why Do Job Seekers Avoid Insurance Sale Roles? by Tunagee(m): 2:31pm On Nov 09, 2019
ceeroh:
Did you just say Insurance?
How many Nigerians dey do insurance?
Let's even assume they agree to do insurance sales. Do the insurance sales reps themselves have any insurance policy covering them? If anything happens to them during the course of duty, will the so called insurance company take full responsibility of damages done to their reps? That's why you see them recruiting sales people every month in their multitude. And those ones work for a max of 5months and then disappear when their ankles don dey touch ground.

Besides, how can you give what you don't have?
You wey no get any insurance policy wan sell insurance policy give another person. God help you if the potential client is a woman, her first question would be... 'So which insurance policy did you yourself subscribe to'? You go just open mouth dey smile like ode. With your sweaty shirt after sun don hammer you beta beating.

I no fit talk again abeg grin

Wicked guy! Haba!! But na fact u dey talk grin
Re: Why Do Job Seekers Avoid Insurance Sale Roles? by Tunagee(m): 2:39pm On Nov 09, 2019
ceeroh:
Did you just say Insurance?
How many Nigerians dey do insurance?
Let's even assume they agree to do insurance sales. Do the insurance sales reps themselves have any insurance policy covering them? If anything happens to them during the course of duty, will the so called insurance company take full responsibility of damages done to their reps? That's why you see them recruiting sales people every month in their multitude. And those ones work for a max of 5months and then disappear when their ankles don dey touch ground.

Besides, how can you give what you don't have?
You wey no get any insurance policy wan sell insurance policy give another person. God help you if the potential client is a woman, her first question would be... 'So which insurance policy did you yourself subscribe to'? You go just open mouth dey smile like ode. With your sweaty shirt after sun don hammer you beta beating.

I no fit talk again abeg grin

Wicked guy! Baba!! grin
Re: Why Do Job Seekers Avoid Insurance Sale Roles? by Kennyfancy(m): 2:43pm On Nov 09, 2019
I work with one Witchcraft Insurance Company some month Ago
My people, It's better to work in D Mortuary than to do Marketing with Insurance,
Insurance is D Devil's job, the job is design by Villay people to destroy any Glorious Destiny, insurance job will make u feel that this world is against u, Even Insurance Company are the worst, If they can lie to thier workers then who b u Customer ?
I will not even Advise my Enemies to go for Insurance Job

3 Likes

Re: Why Do Job Seekers Avoid Insurance Sale Roles? by Tunagee(m): 2:59pm On Nov 09, 2019
philbad:
Sure no one want insurance job, but if it's properly managed, it's even better for we the poor to have it as a backup because it's a life saver. Just do insurance of your properties for like 10,000 on properties worth 1m and God forbid fire gazed the properties, you are already covered. Give me a call am at your service. 08063468684 08158380252

Story

1 Like

Re: Why Do Job Seekers Avoid Insurance Sale Roles? by Countersam(m): 3:03pm On Nov 09, 2019
Noblejay7:
I recently recommend a friend for a job in an insurance company as a sales advisor and the young man turned down the offer even though he is currently not working.

Because it's a job easier done by Randy ladies.

Re: Why Do Job Seekers Avoid Insurance Sale Roles? by Tunagee(m): 3:07pm On Nov 09, 2019
Kennyfancy:
I work with one Witchcraft Insurance Company some month Ago
My people, It's better to work in D Mortuary than to do Marketing with Insurance,
Insurance is D Devil's job, the job is design by Villay people to destroy any Glorious Destiny, insurance job will make u feel that this world is against u, Even Insurance Company are the worst, If they can lie to thier workers then who b u Customer ?
I will not even Advise my Enemies to go for Insurance Job

Chai! Nigerian Insurance companies are rogues and criminals
Re: Why Do Job Seekers Avoid Insurance Sale Roles? by totem1(m): 5:35pm On Nov 09, 2019
ehinmowo:
I will ALWAYS advise people to rather remain jobless than to take insurance job in Nigeria. As fraudulent as GNLD is, it's more profitable than insurance jobs (I have experienced both).

Firstly, insurance has had bad stories in the past. Many people have been scammed (though the regulation is a lot better now).

Secondly, many people that embraced insurance (both now and then) were not told the entire truth. Hence they ended up losing their money and the claim they supposed to get (if you default in your premium beyond the agreed grace period, forget any claim).

Thirdly, People have limited knowledge about insurance. They don't know that you can "save" your money with insurance companies the same way you can save in commercial banks, with some added benefits (firstly, you are covered, insurance wise during the period your money is there, and insurance has the HIGHEST return on investment in Nigeria, you could get as high as 17-30% return. unlike commercial banks that will be stealing your money).

Apart from the above factors, insurance companies are looking for cheap labour. There is no marketing team or vehicle for mobility or marketing. You will walk the streets till you literally see your soul departing your body. Tell me, who will invest his millions or even thousands with someone with bent shoes and sweat? If insurance works as the marketers (sometimes they use fancy names like risk advisor. lol. to attract "JJCs"wink claim, why are they working under one of the most heinous conditions?

Like I said, it better to be separating weevils from Beans every morning than to work for insurance companies.

I "saved" money with Niger insurance till end of policy, 2 years later and still counting. I haven't even seen my principal, where are the regulators? Insurance is a joke in this country
Re: Why Do Job Seekers Avoid Insurance Sale Roles? by Chapter1vs6(m): 5:56pm On Nov 09, 2019
It comes with unrealistic targets. And apart from that the work stress is overwhelming
Re: Why Do Job Seekers Avoid Insurance Sale Roles? by Nobody: 5:59pm On Nov 09, 2019
kobosmart:

grin i just dey pray make i get company one day make one sisi juss make mistake come sell me insurance, wo i go scatter all the holes for e body

You're just one of the senseless Nigerians that will never have a company if you continue with this line of thought. Go and check most of the foreign companies, everything they use from their buildings to water dispenser is insured. That way, if there is a need to vacate the premise in case of an insurgency or instability, they'll just move with their passport. The insurance company pays back every dime. Please, start thinking big!

2 Likes

Re: Why Do Job Seekers Avoid Insurance Sale Roles? by tallfish145(m): 6:45pm On Nov 09, 2019
you go waka tire
Re: Why Do Job Seekers Avoid Insurance Sale Roles? by kobosmart(m): 6:29am On Nov 10, 2019
maiahsaiah:


You're just one of the senseless Nigerians that will never have a company if you continue with this line of thought. Go and check most of the foreign companies, everything they use from their buildings to water dispenser is insured. That way, if there is a need to vacate the premise in case of an insurgency or instability, they'll just move with their passport. The insurance company pays back every dime. Please, start thinking big!
grin spoken like a true insurance sales geh, come sell me life or car insurance na,make i do you kpa kpa kpa wink

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