₦airaland Forum

Chelseafan99:
I have never had a job. Got my first apartment for 380k in 2015. Second apartment 410k in 2017

what do you do

madone:
Move u will survive. Get a house u can manage with payment.on mainland u can still get a room self contain for total payment of 200k-250k or move to island with slight difference. U can survive. Just get the first payment. After which u can split payment into 2 or 3times a year. As for me when. Get my place 3yrars ago. M business brought in less than 30k amonth it took me time to save up . Now I am doing fine by God's grace. Am presently in a mini flat paying 200k. You can get something of such or a room self con of 100-150k ..u be good

who told you he is in Lagos ? every time mainland island.. shoorr !!

Omotaday:
Self-employed, monthly earnings fluctuate. It is averagely 350k(can be low as 200k or as high as 700k).


700k rent.

Self employed with good income. How guy show me?

.

My salary is 30k..Other hustles for the month is sometimes times two of my salary...Do the maths. My house rent is just 40k. A room self con.Cost of living is relatively low in my side here.

maynation:
Sorry o, 200k-250k rent from a 50k salary?

Don't mind him.....say like four- five month's salaries goes to rent.hmmmm

bolousadex:
Monthly earning was 700k/month and apartment was 700k/annum. That was 6 years ago. I still live there and my monthly earning has since refused to move to 800k at least..

hah!. aye mi. 700k salary ?.whey i dey find 70k work so tat i can further my Masters?. Lord, please, look my side and pick my call

Bonatheripper:
My Rent was N12,000 per year.
Salary was N18,000 as a salesboy.

The house was cheap because it was a karaboot

Your one room could not have been bigger than the kitchen of a mud hut...

12k a year indeed

osazsky:
utility bill ,security,waste bill taken care of by d landlord,all these are included in d rent for d year dats y its 400k per year

I get it now. Thanks.

Your rent should be max 2-4 months rent. Lagos allows 6months payment. So you can plan ahead.

I like the fact that you want to take that bold step. I will also advise you take time to develop yourself. You could share a flat if you are the reserved type.

That will bring some measure of comfort. Max 24-36months you are out to a bigger place with family in mind if you plan well.

Please have a side husstle. Job is no longer guaranteed, so you don't find yourself back to square one.

Alternatively, endure, save some money, start a side business and manage it for few m before moving.

My first rent was my 3 month's salary,and I survived. Still surviving even though my present rent is way beyond that.

Varied

AwkaetitiBabe:
Well, you are a man. Got my own place just last month. Officially done with mommy thank u

Invite me over. Let's officially open it.

If Your One month income Cannot pay your 1year rent, Don't take it.

Before everything went haywire,was earning bout 30 k monthly then and the rent was 100 k,electricity and security was about 7 k monthly..

bt nw...?may God have mercy

squatting with a friend nw

Edegba:
If Your One month income Cannot pay your 1year rent, Don't take it.

Lol. So the person should go live under the bridge because is monthly income can't pay his 1yr rent

Lighthammer:
Before everything went haywire,was earning bout 30 k monthly then and the rent was 100 k,electricity and security was about 7 k monthly..

bt nw...?may God have mercy

squatting with a friend nw

Don't worry. It's only for awhile

Divay22:
Lol. So the person should go live under the bridge because is monthly income can't pay his 1yr rent

Don't mind him.
Believe everything you see on the internet at your own peril.
Lies everywhere.

Divay22:
Don't worry. It's only for awhile

hmmm only for a while amyway thanks fr the assuring words

Grupo:
Invite me over. Let's officially open it.

Abomination.

SirToothBrush:
for a man, some of the challenges that comes with living alone are.
1. You get to pay your light bills, water bill health bill and security expenses yourself. Unlike when you lived with your parent and it was all free
2. If you are not married, you may end up feeding your unemployed friends who show up at to your crib to play Playstation.
3. If you are an eligible Bachelor, female folks will trove around you. (very few men knows how to handle this situation)
3. It becomes very hard to pick and hold just a single female. And it's always hard to know the genuine one.
4. The urge to start building your own house arises in the 9th month into your rent. Since your landlord had hinted you on increments in rent

Lol... are there ineligible bachelors? What determines eligibility abeg? Make una no vex o. we are all learning. i no go overlook any opportunity to learn.

People blow lie online o. Things are not as they say it is o. I already see some furnishing lies to get attention

AwkaetitiBabe:
Abomination.

SMH!

Which one be abomination again?

maynation:
Your earn is somewhat too small, you need to be mindful of your rent.
You have no business with anything other than a single room and if the single room is even expensive depending on your location, I will advise you to find a room mate.
Please, the economy is hard and you really need to minimize expenses at every available opportunity.



As per my experience, while I was in the university I stayed with a friend in my 100 level days but due to her lifestyle and the misunderstanding that played out and also for the fact that i am a very private kind of person but didn't have anything like 'privacy' I had to get another apartment and the experience was sooo awesome. A lot of freedom/satisfactions come with living alone but one needs to pay attention to the economy too.

I currently stay in an apartment that is like 3 times my basic salary and I am enjoying it, but it's easier as a lady because I have very little financial responsibility.

How can a working class man has room mate? If he wants to fvck nko?

I see the thread is for big boys
I salute una

Started with 50k monthly earnings.
Saved 20k every month
Got a safe contain of 150k after many months of saving. It wasn't easy. Life itself isn't easy.
Just try your best.

Grupo:
SMH!

Which one be abomination again?

Men don't visit a lady's house where I'm from.

AwkaetitiBabe:
Men don't visit a lady's house where I'm from.

Lmao. Swear!

BiafranBushBoy:
Back then I was earning about 80k from my regular job and about $250 from my side hustle.

The rent was 400k per year since its a serviced apartment. They take care of everything for you.

Was I able to pay the rent the next time it expired?

Yes... I knew my hustle would bloom... So it wasn't much of an issue...

The difference between my rent and my earnings now is several thousands of dollars... And I don't work full time again.

So you can calculate yours and make sure that your rent doesn't take more than 30% of your annual rent.

My own rule is your salary should be able to pay 6months of your rent max

What location please

Grupo:
Lmao. Swear!

Toh

AwkaetitiBabe:
Men don't visit a lady's house where I'm from.

Exception of male relatives like my self

Aboguede:
Exception of male relatives like my self

Exemption of male relatives...yes