FNRF:
Good day everyone!

I have been following this thread for weeks now because I plan on applying for a UK tourist visa.

I’m 25 years old and using a chinese student visa which is renewed yearly after tuition is paid.

I visited South Korea last year and I also traveled to Japan (April) and France (September) this year.

I have started the renewal of my residence permit and I’d like to apply for the UK tourist visa.

I have gotten T-Bills certificate from my parents worth 10 million naira and also account balance of circa 1.5 million naira, C of O and a survey for another landed property all of which are scanned copies.

I engage in a petty business which makes huge sums of amount going in and out of my account.

I help people (Nigerians) who want to pay their chinese agents, hence the reason of inflow of huge sums in my chinese bank account.

I filled in I have a personal savings which is equivalent to 1m naira.

I’m at the crossroad now because I do not have proofs to show these transactions other than conversations with this people and naira sent to my Nigerian bank account.

Also, my monthly expense I raised it to 130k which sometimes is possible. My monthly rent is 62k rmb and I have receipts for this, and I have utility bills of about 10k monthly which sums up to 72 rmb monthly.

My feeding goes up to about 55k which is because I do not eat some certain things and part it is used for some miscellaneous expenses.

I sponsor myself but just trying to use these documents with my parents name saying they’re sponsoring me with 1500 pounds flight, hotel and daily expenses for 9 days tourist visit.

Here’s a break down of the 1500.00

Flight; 532 pounds

Hotel; 460 pounds

The remaining balance would be used for feeding and buying tickets for tourist sites.

I can get letter from the school, also I’d like to ask if scanned copies of the T-Bills, statement, IDs and signed letters of my parents work?


I’d like to know if this is a good shot or are there anything I should add.

Thank you so much.

You have to explain the source of money in your account if you are going to present any bank account from China.

Are you allowed to work or do business as a foreign student in China? If no then be careful else it could affect your application.

Alkidam:
Gurus. Am a salary earner, and i intend to collect contribution money saved fom my salary before my trip.which will be transferred o my account. Woul there be any hitches of such? And how do i go bout it?

You have to give detailed explanation about it

Nicely said...keep your application simple with one company docs and relevant bank statements.

Candybright:

I think you should just keep your application simple. If one company account demonstrate enough funds, use it. Don't go and scatter VO's dada with plenty documents and explanation they don't even read atimes

justwise:
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You have to give detailed explanation about it

I earn a salar of 363k to be precise with commision of 83k every month, what do you think can be my living expenaes amd my disposable income sir? Also my wife is a business owner with cac documents. Our plan is i should sponsor my self and sh should sponsor herself and our kid. How viable is that sir? Also like how much do you think we both can book down seperately for the 1 week trip for christmas sir (imcluding tour plane hotel and the rest sir? And like what documents can we include sir?

Just as you said, you can sponsor yourself, while your wife sponsors herself and the kids. But your applications should be submitted together as a family, you should write a letter of explanation/sponsorship both signed by you. All huge deposits must be explained, keep your monthly expense as low as possible but not rediculous.

Alkidam:


I earn a salar of 363k to be precise with commision of 83k every month, what do you think can be my living expenaes amd my disposable income sir? Also my wife is a business owner with cac documents. Our plan is i should sponsor my self and sh should sponsor herself and our kid. How viable is that sir? Also like how much do you think we both can book down seperately for the 1 week trip for christmas sir (imcluding tour plane hotel and the rest sir? And like what documents can we include sir?

Alkidam:


I earn a salar of 363k to be precise with commision of 83k every month, what do you think can be my living expenaes amd my disposable income sir? Also my wife is a business owner with cac documents. Our plan is i should sponsor my self and sh should sponsor herself and our kid. How viable is that sir? Also like how much do you think we both can book down seperately for the 1 week trip for christmas sir (imcluding tour plane hotel and the rest sir? And like what documents can we include sir?

I think it is too late now to apply for Xmas trip only if you are going to pay thousands for super priority application and pray long and hard that it comes out before your travel date.

Secondly.. apply as a family and submit your financial documents together with supporting documents. Separate sponsorship makes no sense to me when you are applying as a family and traveling together.

I don't know what your living expenses and disposable income should be as I don't live with you to know how much you spend in your family. Only you and your wife will know that.

Calculate how much you spend monthly on family needs and state how much you are left with.

Exactly

justwise:


I think it is too late now to apply for Xmas trip only if you are going to pay thousands for super priority application and pray long and hard that it comes out before your travel date.

Secondly.. apply as a family and submit your financial documents together with supporting documents. Separate sponsorship makes no sense to me when you are applying as a family and traveling together.

I don't know what your living expenses and disposable income should be as I don't live with you to know how much you spend in your family. Only you and your wife will know that.

Calculate how much you spend monthly on family needs and state how much you are left with.

No, foreign students can not.

If I say I’m running a money exchange platform from Nigeria hence the reason of the huge funds coming in and out of my account would that work?

I do not work illegally, I only do the money exchange thingy.

I have thought about saying I buy goods and send back home from funds I have been able to save from the upkeep my parents monthly but my fear is I do not have waybills to prove that.


I also intend to join my Nigerian bank statement to show that the influx of payments going in and out of my Nigerian account as well but I do not have any standing balance in it because I majorly use it to receive funds and sell it as soon as I see a buyer for it.

justwise:


You have explain the source of money in your account if you are going to present any bank account from China.

Are you allowed to work or do business as a foreign student in China? If no then be careful else it could affect your application.

@demmysoft. thank you for the head up, it really helped.

demmysoft:
[Base on my friend application experience, his first application was granted with hotel reservation claimed he doesn't have anybody in UK, He later apply his second application with invitation letter from his brother and he was banned for 5yrs, despite he stated that he just got his brother contact recently. I guess it help.

quote author=Horlaidey007 post=84209911]Please, I need your advice I got my 6-month visa this year expire next year Jan with me saying I do not have any family member in the Uk and i spent Just 10day as indicated when making the application. my question now is I want to process for 2 years and my inlaw want to invite myself and hubby will this be an issue for me since my first application was not with the invitation letter

500,000

justwise:


What is your net salary?

I want to appreciate everyone of us that keep the ball rolling on the platform,

I just need your contribution on my next application to UK, l was refused in 2012 base on the ECO comment below, although l have been to UK in 2009 while l was working in a bank, by the time l applied in 2012 l was working in my brother's company as executive director, but my name was not included in the list of directors.

Kindly advise on the necessary doc l need to present now and how to defend the comments raised by the ECO. Mwhile, now have a registered company and have travelled to Europe like 8times since that time.

FNRF:
No, foreign students can not.

If I say I’m running a money exchange platform from Nigeria hence the reason of the huge funds coming in and out of my account would that work?

I do not work illegally, I only do the money exchange thingy.

I have thought about saying I buy goods and send back home from funds I have been able to save from the upkeep my parents monthly but my fear is I do not have waybills to prove that.


I also intend to join my Nigerian bank statement to show that the influx of payments going in and out of my Nigerian account as well but I do not have any standing balance in it because I majorly use it to receive funds and sell it as soon as I see a buyer for it.

If working as foreign student is not allowed then what you are doing is illegal there is no two ways about it.

Present an honest application than trying to make up things and cut corners.

If your mum will be sponsoring you then present that evidence.

dotunfelix1:
500,000

Spending £2000 for 10days trip represents 4months of your salary which is far too much for a 10days trip. This is what you need to address and provide evidence to justify the origin of money deposited into your salary account.

Good day all, I have been reading all that peeps have posted in this thread & I am convinced I can apply for UK visa without using an agent. I am married with a kid and I am applying for myself alone for 5 days Tourism in March but I need clarification on below:
1. I am using the joint acct with my wife which has a balance of N11m & got my wife to write & sign a letter of consent to agree that I can take N1m from the acct for my trip, is this allowed?
2. My budget is N200k for hotel & N250k for flight & 400k for feeding, transportation & others making a budget of N850k, is this okay for someone who earns N480k monthly with N200k monthly expenses? Note: I would be attaching my wife’s employment letter & salary accounts to show how much she earns monthly & how we both contribute to the welfare of our home.
3. I booked a hotel on booking.com for N195k but they later cancelled the booking on the grounds that Credit/debut card was declined (MasterCard), meanwhile I am meant to make payment on arrival. I had about N150k in the card, what do u think I should have done? It appears they wanted to debit me for the booking.
Please I need help.

U didn’t say how u earn ur money ... is it salary?
Hotels will cancel ur booking this early if there’s no money in d card u used..
Then..... Even if u have excess money, it’s always safe to stay within the confines of 2 months of your disposable income if you are a salary earner.
It is a 5 day trip. I feel like 850k is a lot for the application. When this 850k is put in relation to your proposed disposable income it leaves u with 280k... why then will ur holiday cost 850k? Thats almost 4 times the amount
U have a lot of time. If it were me, I will reduce my monthly expenses say to 80-100k. ... I will be left with 380k and then I will work with this budget not to exceed twice this... that is not to exceed 760k

If u reach UK and decide to spend 10.9million before coming back they have no issues with it but dont put frivolous amounts on ur application form no matter ur account balance. It has backfired in 95% of cases I have read here.
Go to Booking.com and look for cheaper hotels... there are a million options.
U have time to adjust your financial situation and all your ties before u apply...
and yes to every other thing with the letter from ur wife and bla bla bla.. also she will be in the country during the time of your travel
Side note- please hope there is verifiable evidence to show how the 11m joint account balance was accumulated.

Finally, read the thread for supporting documentation.. there are a lot

Calypso1234:
Good day all, I have been reading all that peeps have posted in this thread & I am convinced I can apply for UK visa without using an agent. I am married with a kid and I am applying for myself alone for 5 days Tourism in March but I need clarification on below:
1. I am using the joint acct with my wife which has a balance of N11m & got my wife to write & sign a letter of consent to agree that I can take N1m from the acct for my trip, is this allowed?
2. My budget is N200k for hotel & N250k for flight & 400k for feeding, transportation & others making a budget of N850k, is this okay for someone who earns N480k monthly with N200k monthly expenses? Note: I would be attaching my wife’s employment letter & salary accounts to show how much she earns monthly & how we both contribute to the welfare of our home.
3. I booked a hotel on booking.com for N195k but they later cancelled the booking on the grounds that Credit/debut card was declined (MasterCard), meanwhile I am meant to make payment on arrival. I had about N150k in the card, what do u think I should have done? It appears they wanted to debit me for the booking.
Please I need help.

Calypso1234:
Good day all, I have been reading all that peeps have posted in this thread & I am convinced I can apply for UK visa without using an agent. I am married with a kid and I am applying for myself alone for 5 days Tourism in March but I need clarification on below:
1. I am using the joint acct with my wife which has a balance of N11m & got my wife to write & sign a letter of consent to agree that I can take N1m from the acct for my trip, is this allowed?
2. My budget is N200k for hotel & N250k for flight & 400k for feeding, transportation & others making a budget of N850k, is this okay for someone who earns N480k monthly with N200k monthly expenses? Note: I would be attaching my wife’s employment letter & salary accounts to show how much she earns monthly & how we both contribute to the welfare of our home.
3. I booked a hotel on booking.com for N195k but they later cancelled the booking on the grounds that Credit/debut card was declined (MasterCard), meanwhile I am meant to make payment on arrival. I had about N150k in the card, what do u think I should have done? It appears they wanted to debit me for the booking.
Please I need help.

They said it is advisable to make sure your total spending is not more than your salary for 2 months.
Your budget of 850k is less than your 2 months salary but spending 850k for 5 days trip is on a high side.

Hi @Giselle236,
Thanks a lot for the prompt response, I will adjust the finance part as advised.
Meanwhile, to book a hotel, no prepayment & there is free cancellation.
Must I have the total amount in my Acct at the point of booking the hotel room? I have found a very cheap one I want to book now but am afraid they might debut My acct.

I understand it better now, thanks a lot.
I appreciate you.

Ashirioluwa:

They said it is advisable to make sure your total spending is not more than your salary for 2 months.
Your budget of 850k is less than your 2 months salary but spending 850k for 5 days trip is on a high side.

They have those with free cancellation just 2 days to ur arrival. Choose the ones with free cancellation options incase u change ur mind and want another hotel.
They wont debit if its pay later/pay at hotel option + free cancellation

Calypso1234:
Hi @Giselle236,
Thanks a lot for the prompt response, I will adjust the finance part as advised.
Meanwhile, to book a hotel, no prepayment & there is free cancellation.
Must I have the total amount in my Acct at the point of booking the hotel room? I have found a very cheap one I want to book now but am afraid they might debut My acct.

hi

850k is more than twice his disposable income(480k-200k=280k disposable income); 280k*2=560k

Ashirioluwa:

They said it is advisable to make sure your total spending is not more than your salary for 2 months.
Your budget of 850k is less than your 2 months salary but spending 850k for 5 days trip is on a high side.

Hello my people. how is the day going? pls how do I cancel appointment so I can cancel my visa application or

pls, I need to cancel my visa application how do I do it. the website says if I have not given fingerfrints and it must have been over 3months. what can I do? what if I do not go to submit?

U want to cancel ur application OR you want to cancel ur appointment. Which is which? These are way different scenarios

iyaaliyah:
Hello my people. how is the day going? pls how do I cancel appointment so I can cancel my visa application or

pls, I need to cancel my visa application how do I do it. the website says if I have not given fingerfrints and it must have been over 3months. what can I do? what if I do not go to submit?

demmysoft:
[Base on my friend application experience, his first application was granted with hotel reservation claimed he doesn't have anybody in UK, He later apply his second application with invitation letter from his brother and he was banned for 5yrs, despite he stated that he just got his brother contact recently. I guess it help.

quote author=Horlaidey007 post=84209911]Please, I need your advice I got my 6-month visa this year expire next year Jan with me saying I do not have any family member in the Uk and i spent Just 10day as indicated when making the application. my question now is I want to process for 2 years and my inlaw want to invite myself and hubby will this be an issue for me since my first application was not with the invitation letter

@demmysoft. Does it mean his 5yr ban start from the date of his first application. I mean when he applied using hotel.

I want to cancel application but I have already booked an appointment date. How can I go about this pls? Thank you.

giselle237:
U want to cancel ur application OR you want to cancel ur appointment. Which is which? These are way different scenarios

Good evening house.
Please i need your advise on this refusal letter.
We applied to go spend Christmas with a friend and she sent all her details and invite too.
I want to reapply again.

I started in my application that my husband is going to sponsor my child and I.
I also attached the invoice of the #400, 000 and #264 that entered my account.
The statements i submitted were salary (which shows salary payment) and personal.
The salary had a closing balance of #98. 00 and personal closing balance of #230, 000.

Please advise on what to do to reapply.

UK tourist visa time line

Biometrics - 1st November
Application transferred to Dmc- 1st Nov
Application received by Dmc- 4th Nov
No concluded email
Application transferred to Vac- 20th Nov
Collection email- 20th Nov
Passport collected- 22nd Nov
Visa issued on 16th Nov
First time application ..6 months visa

I have been a silent follower, I got most of the information I used here, I never asked any question.
I want to thank everyone who contributed positively to this forum..there are regular names like Justwise, Giselle , thank u so much, I pray God will grant ur heart desires.

Now my case was almost hopeless, I have a divorce case going On, my former husband filed for divorce, fortunately for me I met my old lover who travelled to the UK and we started where we stopped. Now he is my Fiance, we are getting married in Nigeria early next year but he wanted me to spend Christmas holiday with him in the UK, I was not sure it would work cos I work in a school and earn 40k only and out of that salary, my daughter's school fees will be deducted every month, so I have like 20k left .so my Fiance sent me invitation letter that he will sponsor my trip, he sent his ILR, council tax, letter from employer, pay slips, statement of account that enters debit at the end of the month, so I didn't put much hope that I would be given visa coupled with the fact that a lady with a similar case was rejected 2 weeks ago, I was expecting rejection letter today but I didn't see any, opened the passport and saw 6 months visa.
I am writing my story here to encourage someone like me . Thanks and nice weekend

geli12:
UK tourist visa time line

Biometrics - 1st November
Application transferred to Dmc- 1st Nov
Application received by Dmc- 4th Nov
No concluded email
Application transferred to Vac- 20th Nov
Collection email- 20th Nov
Passport collected- 22nd Nov
First time application ..6 months visa

I have been a silent follower, I got most of the information I used here, I never asked any question.
I want to thank everyone who contributed to positively to this forum..there are regular names like Justwise, Giselle , thank u so much, I pray God will grant ur heart desires.

Now my case was almost hopeless, I have a divorce case going On, my former husband filed for divorce, fortunately for me I met my old lover who travelled to the UK and we started where we stopped. Now he is my Fiance, we are getting married in Nigeria early next year but he wanted me to spend Christmas holiday with him in the UK, I was not sure it would work cos I work in a school and earn 40k only and out of that salary, my daughter's school will be deducted every month, so I have like 20k left .so my Fiance sent me invitation letter that he will sponsor my trip, he sent his ILE, council tax, letter from employer, pay slips, statement of account that enters debit at the end of the month, so I didn't put much hope that I would be given visa coupled with the fact that a lady with a similar case was rejected 2 weeks ago, I was expecting rejection letter today but I didn't see any, opened the passport and saw 6 months visa.
I writing my story here to encourage someone like me . Thanks and nice weekend

This is inspiring, God bless you and i’m happy for you. Congratulations

God bless u 2, tnx

MamaTripleJ:
Good evening house.
Please i need your advise on this refusal letter.
We applied to go spend Christmas with a friend and she sent all her details and invite too.
I want to reapply again.


Please advise on what to do to reapply.

Did your husband include a letter of sponsorship for both you and your son?

Did he also provide a letter of consent to the trip with his Passport bio data page attached?

justwise:


If working as foreign student is not allowed then what you are doing is illegal there is no two ways about it.

Present an honest application than trying to make up things and cut corners.

If your mum will be sponsoring you then present that evidence.

What kind of evidence would that be? I have included my father’s bank statement and mother’s tbills certificate with signed letters and copy of ID.

Thanks for the swift response.
I only stated it in the application.
I didn't know separate letters were required.
I wish i visited this platform before applying.

Can we still reapply? What would you advice?

asamwababy:


Did your husband include a letter of sponsorship for both you and your son?

Did he also provide a letter of consent to the trip with his Passport bio data page attached?