his bin on the card details was used to shop by pos transaction, this is international work. you can't get otp. if you use Nigerian card to shop on eBay, u won't get otp.

sorry bro. carders got you

Reason I disabled anything online banking, transfer ATM card Etc on my main bank account. I always ve less than 50k in my online banking account. if I need to do anything, I will go to the bank Nd withdraw

DonnyE:
My advice is to enter the banking hall shouting at the top of your voice else you won't be taken seriously, or enter there with Sars police and arrest the branch manager. I am 100% sure some1 from the bank had a hand in this.

Omo that's the best thing to do oo... And op don't go there and speak grammar, be very Nigerian AF, REP YOUR TRIBE THERE... ABI WON YA WEREY NI

dicksonadams:
The fraudulent transactions total value is still held in my ledger balance. The strange things is there is no notification receive for the other transactions and they are not in deposit history as well.

U have to get to the root of dz

Walk to the bank first thing tomorrow morning and get a statement if account stamped and signed. If the money was transfered to any account, get a court order from court to place restriction on the account your money was transfered to.

Also write to tour bank via email and copy the bank of the beneficiary as well as central bank attaching your statement of account and court order (if you get one because of the lockdown) and request that your bank E-fraud unit take action a d give you a feed back.

fairfora:
Wow! Hope you didn't respond to any of those calls claiming to be staff of xyz bank calling from the banks HQ requesting your bvn? I've received such calls severally but cursed them. Not even my account officer would call to ask for such.

Didn't

Stevecovey:
hope you didnt post your account number on nairaland like some dumb people are doing.

Like you weren't one of them...

just2endowed:


Merchant was traced to Mexico and he criminal used it to buy gasoline worth 400k+

Nigerian banks sef. A transaction was done in Mexico. The first transaction was meant to be flagged immediately and account blocked.

I don’t think u will get ur money bank . Banks are thieves . Sorry for the money lost but just move on. Make dem suffer small and move on.

I want Giveway!
I want Giveaway!

You go post your account details online forget say weeks before you don post your full name online
Now u got scammed N ure complaining
Issokay


Take note please

*Avoid random links
*Avoid all these awoof data links, MTN is not sharing data
*Federal government is not sharing money
*Your bank is not sharing money
*Don't be unfortunate
*If Corona no see you catch, no allow scammers catch u.
*Use your sense
*I repeat, don't be unfortunate
*Ignore those links for your own good..
*A word is enough for the wise
*Stop forwarding as received without proper verification
*You don't work in a clearing and forwarding firm.

*There is no free money, there is no free credit and there is no free data anywhere in Nigeria !*

�stay safe�

dominique:
This has got to be an inside job

Certainly

Your account was hacked and they change your phone number and email address that's why you didn't get any notification

Orpe7:
I want Giveway!
I want Giveaway!

You go post your account details online forget say weeks before you don post your full name online
Now u got scammed N ure complaining
Issokay

Bros he does not own or use a Twitter account

fados4sure:
Your account was hacked and they change your phone number and email address that's why you didn't get any notification

Number and email still working fine. Nothing was changed.

Write to fraud desk of CBN and EFCC and copy the bank fraud desk.

The bank would act immediately

While the money was in ledger for close to 24hrs, I told the bank to place prevent it from being debited they say they cant,

just2endowed:


Merchant was traced to Mexico and he criminal used it to buy gasoline worth 400k+

Wow how did you trace it?

I get u bro, if its still ur account like u said but just in ledger balance, there's still great possibility of getting ur cash back in few days..
Follow the suggestion I made earlier
It'll be fine at the end boss

dicksonadams:


I got the deduction and debit alert this morning in my Sms and email

Generalnomercy:
Stanbic ibtc bank staff are notorious for stealing customers money that way.

Email Stanbic and copy CBN, Efcc.


They made me close my account with them.

My bank account with them is somewhere gathering dust.

Thanks for reminding me, I have a lot of bank accounts to close tomorrow. Stanbic is the 1st of them, then Access, First Bank and finally Zenith bank.

Sticking to only GTB & UBA. Simplicity does it abeg. Simplifying my life biko

1. Someone in the same house has access to your phone
2. Your phone was cloned (if so the 6k shouldn't have come into your phone)
3. They gained access to your details online and changed your phone number


Disable xfrs via phone

Use only physical tokens

dicksonadams:
someone fraudulently gain access to my account last night 28TH March 2020 and performed a series transactions of N443,928.49 without my authorisation.

I have called StanbicIBTC customer care and the lady I spoke with told me they would disable the account and push the case to stanbicIBTC fraud unit. Luckily I was able to transfered remaining balance to my GTB account to prevent further debits (I only saw this at about 5am when I work up to pee and saw a single alert of about 6k which I guess was the first trial. The funny thing was thst the debit alert for others or the login notifications or OTp token request didn't drop in my phone Sms or email just the first 6k.

The debited money 400k+ is still being held in my account Ledger balance (see screenshot), please I will appreciate any assistance in recoverying the money. I had no reason to believe my money wasn't safe in my StanbicIbtc bank account.

Note: I rarely used this account apart for saving... I rarely use the atm on this account too. I usually transfer from this account to my gtb before withdrawing.

Bank say there is slim chance of getting the money, that even though the fund are still held in ledger balance they are as good as debited.

That's why I don't use atm for the past 10 years I have been using bank accounts but surprisingly this useless coronavirus made Zenith to force me to get atm for cash transactions now am feeling not secured because I have never trusted atm at all

dicksonadams:


No

I pray u recover it immediately since your card is safe and u never did any transaction online .
Sorry about ur trouble.. It's really painful bro..

dicksonadams:
someone fraudulently gain access to my account last night 28TH March 2020 and performed a series transactions of N443,928.49 without my authorisation.

I have called StanbicIBTC customer care and the lady I spoke with told me they would disable the account and push the case to stanbicIBTC fraud unit. Luckily I was able to transfered remaining balance to my GTB account to prevent further debits (I only saw this at about 5am when I work up to pee and saw a single alert of about 6k which I guess was the first trial. The funny thing was thst the debit alert for others or the login notifications or OTp token request didn't drop in my phone Sms or email just the first 6k.

The debited money 400k+ is still being held in my account Ledger balance (see screenshot), please I will appreciate any assistance in recoverying the money. I had no reason to believe my money wasn't safe in my StanbicIbtc bank account.

Note: I rarely used this account apart for saving... I rarely use the atm on this account too. I usually transfer from this account to my gtb before withdrawing.

Bank say there is slim chance of getting the money, that even though the fund are still held in ledger balance they are as good as debited.

Try contact this site and send the screenshot of you transaction to them to know if the details was used to purchased something there..
https://gasolinamexico.com.mx/estacion/4386/servicio-mezquital-y-nazas-sa-de-cv/

I searched it n Google wic led to the site.Kindly use Google chrome browser so the language can be translated.

salford1:

Nigerian banks sef. A transaction was done in Mexico. The first transaction was meant to be flagged immediately and account blocked.

Transaction took place around 3am dead hour of the night

Just2endowed2:


Number and email still working fine. Nothing was changed.

did you get any OTP notification b4 the debit?

Just2endowed2:

Number and email still working fine. Nothing was changed.

did you get any OTP notification b4 the debit?

Sorry about your misfortune. Unfortunately there are some sites that you can purchase things with just your PAN without necessarily putting otp or pin. But its the responsibility of your bank to blacklist all those sites and Point of sale terminals.
So what happened here is that they got a hold of your PAN and they cloned it.

It's important we think agead of these guys.. have an account that is not linked to a debit card or even Internet banking "cold storage" and save there. This will give you peace of mind to an extent. Also guys that always save their card details online are very vulnerable. If there is an attack on the database of the merchant, your PAN and card details will be available in the darkweb.

emmysoftyou:
I pray u recover it immediately since your card is safe and u never did any transaction online .
Sorry about ur trouble.. It's really painful bro..

Such things are very painful. It's always like a nightmare.

Same happened to me months ago. I started having problems the day I sent a mail to my supposed account officer to open a domiciled account. He mailed back asking for few details and pronto I started receiving POS alerts on transactions I never made. 680k down the drain like that. That bank is complete fraud!

lilachiever:
A bank staff is definitely involved...


Lodge a complaint at a police station and swear an affidavit, take both police report and affidavit to the bank HQ, your money go come out no matter how long it takes.

Which one is bank staff again? Why accusing staff when you're not right of allegations...

Please op visit the bank and lay your complaint, afterwards report to nearest police station.

Thank you

fados4sure:
Your account was hacked and they change your phone number and email address that's why you didn't get any notification

Highly unlikely

lilachiever:
A bank staff is definitely involved...


Lodge a complaint at a police station and swear an affidavit, take both police report and affidavit to the bank HQ, your money go come out no matter how long it takes.

100% correct