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Someone Used My ATM Card To Shop On Aliexpress - Crime (10) - Nairaland

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Re: Someone Used My ATM Card To Shop On Aliexpress by ShockWeaver: 10:51am On Feb 03, 2020
seriousthing:
this post is totally fake and not true. Even if someone have your ATM card, he or she cannot make an online payment with your card without your bank's one time password which is usually sent to your alert number and if there is no confirmation via your number then no payment. So if payment was made with card then you authorised that payment .

You have no idea what can be done with your card. You DO NOT always need an OTP, especially for foreign transactions.
Re: Someone Used My ATM Card To Shop On Aliexpress by ShockWeaver: 10:54am On Feb 03, 2020
ayusco85:


He was right. The bank can't do anything because he misplaced his debit card and never requested for the debit card to be blocked den he falls victim of debit card fraud. He should count his losses and learn. It's a dead end, there is nothing the bank can do.
Am a banker BTW


Huh? where do you all get these wrong info??

Firstly, merchants can claim payment for products after a period where the amount is kept in a lien account. If there are any disputes during this period, the funds can be investigated, logged against the merchant (even after full payment) and a full refund issues. Please do not mislead people.

The only drawback is that it can take about a month. However, it is can be less
Re: Someone Used My ATM Card To Shop On Aliexpress by rexandyke(m): 12:48pm On Feb 03, 2020
OgbanjeProphet:
Op, sorry for your loss...

While you are on it, also find out who the mole in you closet is. It's very important to know who took or stole your ATM card so as to avoid another occurrence.

I hope you are not one of those who out of YEYE LOVE disclose their sensitive bank details to their boy or girlfriends.

Sorry once again. May such evil never happen to you again.

What has this got to do with the cowries? Abi you be babalawo?
Re: Someone Used My ATM Card To Shop On Aliexpress by OgbanjeProphet: 1:28pm On Feb 03, 2020
rexandyke:


What has this got to do with the cowries? Abi you be babalawo?
No, just wishing him quick recovery and abundant wealth.
Re: Someone Used My ATM Card To Shop On Aliexpress by ayusco85(m): 3:10pm On Feb 03, 2020
ShockWeaver:



Huh? where do you all get these wrong info??

Firstly, merchants can claim payment for products after a period where the amount is kept in a lien account. If there are any disputes during this period, the funds can be investigated, logged against the merchant (even after full payment) and a full refund issues. Please do not mislead people.

The only drawback is that it can take about a month. However, it is can be less

This is a fraud case Mr man. The customer misplaced his card. What u are saying is different from what am saying
Re: Someone Used My ATM Card To Shop On Aliexpress by Onlyonebuhari: 3:47pm On Feb 03, 2020
Danhoys:
I don't know if this is the right section.. Please lala, your help is needed.

Just this morning, I got a debit alert from AlieXpress and was wondering how possible. I thought it must be a problem with Aliexpress since I do shop there.. As i was trying to get to support, I got another debit alert, and yet another.

I had to block the atm through my bank app. I tried looking for my atm and it was nowhere to be found.

It dawns on me that I've lost my atm and someone is shopping with it. Now my question is, is it possible to recover my money through my bank, possibly trace the transaction and know who did it?

Visit your bank for reversal and authorization
Re: Someone Used My ATM Card To Shop On Aliexpress by Nobody: 4:59pm On Feb 03, 2020
Techbrity:


I've tried, but can't.. Only a bot keep replying me by the name Eva.

However, I got a reply from zenith. See it below..

"
This is to acknowledge the receipt of your mail.


Kindly get a cancellation/decline receipt from the merchant(s), to enable us drop the amounts on hold, or, allow a period of 30 days for a possible reversal, if the merchant does not claims funds.


You may also complete the dispute and affidavit forms in any of our branches, to aid a possible chargeback of the payments.



Please provide your account number to enable us validate the deactivation of your ATM card."


Hoping I get back my money.. It's to big for me to let go easily.

Don't worry, they will reply you, I think it's due to time difference
Re: Someone Used My ATM Card To Shop On Aliexpress by shevon: 2:09pm On Feb 11, 2020
Techbrity:


This is the alert I got.. I don't receive bank alert through mail..
Any luck with resolving this with your bank?
Re: Someone Used My ATM Card To Shop On Aliexpress by Chuksteric(m): 11:10am On Nov 12, 2020
Danhoys:
I don't know if this is the right section.. Please lala, your help is needed.

Just this morning, I got a debit alert from AlieXpress and was wondering how possible. I thought it must be a problem with Aliexpress since I do shop there.. As i was trying to get to support, I got another debit alert, and yet another.

I had to block the atm through my bank app. I tried looking for my atm and it was nowhere to be found.

It dawns on me that I've lost my atm and someone is shopping with it. Now my question is, is it possible to recover my money through my bank, possibly trace the transaction and know who did it?
Did you eventually get a refund?
Re: Someone Used My ATM Card To Shop On Aliexpress by Matthewdan(m): 6:15pm On Nov 12, 2020
You guys should be proactive.... Boys for street are now sophisticated than you may imagine... After every online transaction with your MasterCard it is wise to disable it with ur bank app... Someone doesn't even need to steal ur card before this kind of occurrence.... Snapping the back and front is enough for this evil act.....
Re: Someone Used My ATM Card To Shop On Aliexpress by Danhoys: 1:12pm On Nov 14, 2020
Chuksteric:

Did you eventually get a refund?

My bank couldn't even do much, despite filling a cashback form.

But aliexpress was able to refund some of the money, except the ones that the seller has already processed the orders.
Re: Someone Used My ATM Card To Shop On Aliexpress by Chuksteric(m): 6:39pm On Nov 14, 2020
Danhoys:


My bank couldn't even do much, despite filling a cashback form.

But aliexpress was able to refund some of the money, except the ones that the seller has already processed the orders.
What about the address and name
Re: Someone Used My ATM Card To Shop On Aliexpress by Danhoys: 7:05am On Nov 16, 2020
Chuksteric:

What about the address and name

They couldn't release the info, as it's against their policy.
Re: Someone Used My ATM Card To Shop On Aliexpress by Kirchoffs: 6:37pm On Jan 21, 2021
Danhoys:


They couldn't release the info, as it's against their policy.
wow
Re: Someone Used My ATM Card To Shop On Aliexpress by Steve011: 11:59am On Mar 14, 2023
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