₦airaland Forum

Omoboricash:
I thought some people are sayinhmg Nigeria would burn if Elrufai did not get bail or release from detention.

Are you talking about the same people who said Britain will bring warships to rescue their citizen?

The usual clowns I suspect.

rhazur:
FCCPC should just call his name. This is the monopoly he was fighting for. Fuel price was $72.6 before the America/Israel/Iran war and petrol was sold around ₦800 then now that the war is over and prices are even below but petrol is still been sold for ₦1200.......I just Weep for Nigeria

Others are bringing in petroleum products too. Let us call them out.

Whoever wants to break the monopoly can still obtain license. That is when you will know there is Duopoly and Oligopoly.

billyG:
We are too tolerant in 9jeria,we fear to fight for freedom,we fear to fight from oppression,we fear to fight for justice.

So, Nigerians should have invaded the fuel stations and snatch the noodles from the attendants and Pump fuel into their pockets or buckets?

Nairaland Civil warrior.

Change4dbeta:
Is it only the elites? 99% us Nigerians are extremely greedy

The truth nobody wants to hear.

Are the elites the.bus conductors that hike fare immediately there is a drop of rain?

Are the elites the school owners that increases fees every term without increasing their staff salaries?

Are the elites the shylock landlords that increases rents for houses inherited from their fore or five fathers?

Nigerians are generally greedy and wicked.

Agbalowomeri:
Another forward looking statement

Which one is may...?

They may is for shareholders to clap for Dem when they eventually pay.

Radarara.

ogawisdom:
What is all these talks about interim dividend in July thought it's usually around October -November

Na shame dey catch Dem.

When Dem no pay, shey shareholders die ni?

E dey dia bodi.

Shior!

GT and Zenith no fit release dis kain thing on the first day of July. Lai Lai.

I hope he is not one of those who told Obi they prefer to die in South Africa than come over to Nigeria.

They should have used buckets as their brothers in Onitsha did nao.

At least the wailing go less.

Jaakay:
UB*

If you add A, na you Sabi.

Next on the King's honor list is : Anthony Gordon.

The next best thing after Kulikuli according to the British media

Kalulu44:
Which English FA overhype players for him. Is that why he dropped Palmer, Foden, Maguire and the rest including Trent

Which one of the three you mentioned had a spectacular season?

mikeapollo:
You people are the ones that want to make some folks cry on this forum! They say you people should say your ''evil and bad'' prayers and wishes quietly to yourselves in one corner. They don't want to read or hear them here because they bought those stocks at very high prices but you want the price to crash D

If you deal in stocks and has never gone close to crying then, maybe you never start.

The most important thing is, let your shock absorber be original. Ladipo own fit let you down

Wrong choice.

What about Invictus Obi the wiz kid?

What of Liquid Iron/metal , the prophet of our time?

What of Pastor Chris Okafor?

We no go gree.....

Angelfrost:
England should find a way to win this game...!

Cos ehn... The fallout from losing to an inexperienced less fitted African team will be a historical stain that will stay with them for decades to come.

Right now, Scotland and all their neighbors are already trolling them relentlessly.

Oga Angel, which yeye stain? Dem carry two heads?

As my people will say, " na snake pikin wey dey snake belle dey kill snake".. Some of the DR Congo players na dia small pikin nao.
Chancel
Bissaka
The Man U reject in defence amongst others.

Most importantly, it is good for them to know that African football is growing and not as they left it when Zaire were murdered when they went for the first WC.

If all of them like including Oga Charles, make Dem no chop dis night.

Edoblakky:
DRC is definitely a better representation than Nigeria

They are tactically sound.

I stand to be corrected, I have not seen an African team dealt with the Super Eagles the way they did in that match against them which ended 1-1.

I stand to be corrected.

My Dear Tuchel,

I would have loved England to go far all because of you. But with the way things are, I am afraid my love for you ends here.

I will like you to know that the ever restless British media contributed to your woes by over hyping some mediocres for you.

But, be that as it may, as a sound technician and tactician, you will soon find a job that will not make you grey further.

With love.

Bye.

Mega6ix:
But how can that boy be 19yrs old, if he even put 25yrs it would've been better

Football age of course.

faoogoke:
Access Bank, CBN’s ‘FHC Draft’, and the dividend puzzle

The Central Bank of Nigeria’s (CBN’s) June 2026 draft guideline on Financial Holding Companies has reignited debate around bank dividends, capital buffers, and the structure of banking groups. At the centre of this is Access Bank/Access Holdings, whose management has repeatedly stated that it has resolved all regulatory restrictions except the 10 percent foreign subsidiary investment limit. Understanding the dividend outlook requires separating three distinct issues: structural compliance, forbearance, and CBN verification.

Structural compliance: The 10% rule is resolved

For years, Access Bank Plc breached Section 19( of BOFIA, which limits a bank’s investment in foreign subsidiaries to 10 percent of shareholders’ funds. Access expanded aggressively across Africa, and by FY2025 its international operations accounted for 33 percent of loans, 23 percent of shareholders’ funds, and 52 percent of PBT [profit before tax]. At its AGM [annual general meeting], the chairman stated that foreign subsidiaries are now “already sitting at the FHC,” meaning that Access Holdings, not Access Bank Plc, owns them. The June 2026 draft formalizes this by allowing FHCs to hold foreign subs directly and ring-fence the Nigerian bank. Management was also given a 12-month window to remediate the position. By this metric, Access has exited the structural restriction. The comment that “the money to pay is sitting at the FHC” reflects the cash raised from the 2024 rights issue and earnings from non-bank subsidiaries like ARM Pensions and Access Insurance.

he forbearance block: Cash, not structure
However, the bigger barrier to dividends was never the 10 percent rule alone. In February 2024, CBN issued a circular suspending dividends, bonuses, and foreign investments for banks under regulatory forbearance until they exited forbearance and were independently verified as compliant. Forbearance allowed banks to classify large ‘Oil & Gas loans’ as “performing” despite stress. When forbearance expired in Q1 2026, peers like United Bank for Africa (UBA), First Bank of Nigeria (FBN), and Ecobank saw NPLs [Non-Performing Loans] jump above 10 percent as those loans were reclassified. Access Bank was the outlier with NPL at 2.5 percent, indicating it had provisioned more aggressively or had a cleaner book. This means Access has technically exited forbearance, removing the primary regulatory block that CBN tied to dividend suspension.

The new 20% HoldCo buffer and CBN verification
The June 2026 draft adds a new condition: FHCs must maintain a minimum 20 percent capital buffer above the Nigerian bank’s CAR [capital adequacy ratio]. This buffer must be held at the HoldCo level and cannot be lent back to the bank. It is designed to ensure the HoldCo can absorb shocks from foreign subsidiaries without destabilising the domestic bank. Access Holdings may need additional capital to meet this, but the cash from prior raises suggests it is better positioned than peers. Still, CBN’s last directive remains: dividends are suspended “until such a time as forbearance is fully exited and capital adequacy is independently verified.” Even with forbearance expired and structure fixed, CBN examiners must verify cash provisioning and CAR compliance before lifting the ban. No new circular has done this yet.

mplications for Access and shareholders
The dilution and dividend impact differs by bank. Zenith needs minimal capital and will see the least EPS/dividend hit. Access already diluted shareholders in 2024 and faces moderate dilution now, but its low 2.5 percent NPL puts it first in line for dividend resumption. FirstHoldCo and UBA face higher dilution and dividend risk due to larger capital gaps and NPL shocks. Analysts like Renaissance Capital still forecast 2028 for Access to resume dividends, but that assumes slow provisioning. With forbearance expired and NPL at 2.5 percent, Access could be approved earlier if CBN verification is swift.

Conclusion

Access Bank has solved the structural problem: foreign subsidiaries are at the HoldCo and the 10 percent rule is resolved by the new draft. It has also solved the asset quality problem: forbearance expired and NPL is lowest among FUGAZ. What remains is CBN’s verification of cash capital and provisioning. The chairman and the managing director are correct that the money exists at HoldCo, but CBN rules prevent the bank from upstreaming dividends until formal sign-off. Once CBN confirms compliance, Access Bank Nigeria can pay dividends to Access Holdings, which can then pay shareholders. The timeline is now in CBN’s hands, and Access is best positioned among its peers to be the first to resume payouts.

The earlier Access Bank realizes the fact that their reputation is dwindling amongst dividend paying banks, the better for them.

All these Shalaye are of no consequence.

Dem no be the only bank for Naija.

Shior!

Fekumzi123:
This one you sabi many prisons, are you a regular customer?

God will deliver you. Amen

megawealth01:
If you haven't received your OWN cash settlement, the chances of you getting the new shares might be high sha just use wisdom and prayer to follow the registrar and your broker... Sha don't fill any e-mandate form trick from the registrar if you do na you sabi sha

They are yet to be paid because the Registrar, unity registrar claim they do not have their accounts details. My wife and I have Unity Bank Shares. I was paid, she was not paid. With the help of the information provided on this platform, she called them and an a form was sent to her to fill. This she has done and yet to be paid.
I am not totally against what you said but at the same time, it could also mean his funds being idle somewhere without being used.
When I shakara the registrar that why should they pay me, they asked me whether I indicated my preference for the shares by filling the form they sent. Na so Apa j'abo.

Oga Ukadike, make you get small shame na.

Crude oil price is back to the pre war price.

The pre war price of petrol was between N800 and N900.

Now you are yanning dust.

No let me swear for you and your family o

Angelfrost:
The boy needs to learn to do the basics... He should quit acting like the African version of Antony.

...And he is nowhere near that 100 Million valuation.

Actually, nowhere near.

Na because market don spoil.

He is a player in the range of 45-50 all because of the age still on his side.

But make we no lie, Alhaji Halland played nothing for this match.

Does that mean alaye is nobody without the Man City midfielders?

Angelfrost:
You see that Yan Diomande... Liverpool will be exceptionally f0olish to cough out 100 Million for him.

Showboating cl0wn.

Smh!!!

The boy has talent and his work rate is superb. The way he runs back is what any EPL team will like.
If I were to be his club too, I will demand the same too from Liverpool knowing fully well that EPL teams could be stupid atimes when it comes to signing players.

Tapinlland has tapped in again

prinsam30:
If ivroycoast can work on their strikers they are beta team to win this world cup

Oga, shey na highlight you dey watch abi you come from Ivory coast ni?

Brazil will roast which ever team wins this match

Kemetian:
Amad scores. Who else?

Fantastic player.

Should have started.

Probably did not start because of the two left- legged players in the starting 11.

greatiyk4u:
May God Almighty rule your life the same way tinubu is ruling Nigerians.....

And may you live a life of persistent, consistent, labor with no reward for it.

Jer 13:7. "........the girdle was marred, it was PROFITABLE FOR NOTHING". And this shall be your lot.

if you want more, let me know.

greatiyk4u:
The Northerners will pay back with their votes

This same time three years ago, your ilk were shouting " Benue state is in the bag" and " The North will never vote for him".

Nothing new.

HelipsTech:
This elrufai challenged Buhari and Emefiele on cash scarcity for the sake of Tinubu, he supported Tinubu in place of his friend CRA, went to Chatham House, and used his hard earned wisdom to defend Tinubu, even when Tinubu obviously does not have a blueprint. Now look at him, he was thrown under board after 3 months of Tinubu

Lamentation chapter 10 verse 5.

Eeyah Malam.

Even Nairaland supporters don desert you.

To comment sef no sweet dia belle.

Mallam, las las, you go dey alright.

I hear say the beans don dey sweet these days.