₦airaland Forum

beerfraud:
Okoros with fish brain

BeardedmeatR:
The PEE-POO'S president

Restroom:
I am sure you are not a Nigerian. So for commenting on this post, it shows you are an idiot.

No conscience.

Secondly if you are a Nigerian, then you an hypocrite.

So between money and life, which one is more important.

You are so stupid, you fail to use your common sense

Loan is loan. Default is default. It is not a crime in any law to default. And as a defaulter, you have every right to self defense and your privacy.

Becuase you are a racist or ethnic bigot,, who hate Nigerians, you could not read the post and keep your dirty comment to yourself. You felt you must comment.

You just revealed you are low IQ. You decided to read your idiotic meaning into the post.

You see how stupid you are?

Do people in your country not borrow money? Do some not default ?

Do the companies send bulk SMS to their contacts to call loan defaulters criminals?

Is there a law that says when you default, you are automatically a criminal?

I won't reply you again. Your level of reasoning shows you are not a Nigerian. If you are, you would know the damage the online loan sharks have done to countless people. Is suicide joke to you?

Borrowing is part of life. Whether you like it or not. Your country owes. It is normal. You don't break the law becuase you want to recover your loan.

Do it in a sane country, you would be hit with breach of privacy lawsuit and you will end up paying millions to the same borrower that owe you money.

But you see, your stupidity won't let you see all these. You are talking of money. I am taking of saving lives.

So, you see how stupid you look?

SatanicLunatic:
typical ncash agent. Give me your contact ma send ageberos to come lynch u

Restroom:
So, what do you have to say about the company breach of clients privacy and the suicide it has caused recently?

From what I gather , two deaths so far she to loan sharks sending embarrassing text messages to a client fone contacts?

Is that how it works where you live? Hypocrite

Which one is better, avoiding embarrassment by all means or committing suicide ?

Hypocrite

Did you read it, that I said don't pay?

Hypocrite is what you are

I did not know what the law said as at when I took their loans . I repaid it.Repaid some extra interest after paying the normal interest.

So, your comment is senseless. Soz we should allow loan sharks to continue their unprofessional conduct abi?

For your information government has already drawn up a policy and law to regulate them.

If they were acting professionally , government won't be rushing to regulate them.
Hypocrite.

Do companies break privacy laws were you leave?

So companies where you live call loan defaulters criminals on the run ?

If a person default does it mean he won't pay

Hypocrite

Pray none of your relatives commit suicide for being embarrassed by loan sharks

Finally, you are an idiot

Restroom:
Good morning to you all

If you have taken a loan and is looking like you will default, and you don't want the embarrassment

Then drastic actions is needed

Visit Google contacts and wipe all the contacts you don't the company to send bulk SMS too

You must have a Google email or account to do this

Wipe all the numbers from the Google server

Then, synchronize your phone contact with Google server

Everything you wiped out, from Google contact will be removed from your phone

Then go to your whatsapp and synchronize it , all the contacts on whatsapp will be wiped off

Delete all the numbers from WhatsApp that you don't want

If they don't go, keep synchronizing

Once you have successfully synchronized all your contacts on your phone with Google contact, turn off auto synchronization in your Android devices

This was how I dealth with Lcash and Lioncash

They were unable to send messages to my contacts because by wiping off all my contacts from Google contacts, and updated my phone contacts, they lost all the phone contacts in their own computers ,So when they sent their bulk SMS, nobody got it

It was only me , that got it

They threatened me with all manner of messages , when I repayed their money, I paid some extra interest. They kept troubling me for over three months, I just ignored them.

The last time, someone chatted me on Whatsapp, I told the guy I heard the company I owned by some Chinese idiots.

That that's why they are misbehaving. That I won't pay that small balance ,whether they like it or not.

That was how, I handled them. They stopped harassing me.

Instead of commiting suicide or risking bulk SMS being sent to your contact

Do the above

If there are some numbers you can't do without ,writw them out in a diary and wipe off everything and anybody you don't want to be sent bulk SMS by the loansharks.

I trimmed my contacts from almost 440 something to 11.

One of them called me and was like , I will wreck your life.i said go ahead na. She said I should wait by 6om she would do it.

Bro. By six pm, nothing happened .
I guess she later discovered that, there were about 11 contacts in her own computer in the office. So what would be achieved by sending bulk SMS to eleven people ?

They couldn't
.
Google is main server, not their company server

No bulk SMS can enter any of your contacts numbers, if the contact number is not on Google server. Because google owns Android.

The loan sharks cant embarass you, if you know this code

Do this before your loan enter default and they start focusing on you. Don't wait for your contacts to recieve embarrassing sms before you do so.

omenkaLives:
They're very confused. One day, Amaechi, another day Obi Pandora, the day after Atiku, etc.

Sucks to be them.

TheManOfTheYear:
Wow, thank you for this real life breakdown
Exactly how I needed to hear it. Thanks man

TheManOfTheYear:
Please what is stand-up

uzoexcel:
RF is the network access aspect of telecoms... Short for radio frequency (2G 3G 4G 5G tech fall under RF)
My bad, I saw the words Sprint (which is an American telecoms firm) and planning, which is an aspect of RF engineering and so misinterpreted your comment.

https://www.ziprecruiter.com/Jobs/Sprint-RF-Engineer

uzoexcel:
Sprint planning? Are u into RF

dreofGod:
Bro, I have a feeling that you've got the job and it might just be you deciding to take the job or not at the end. Also, the light issue will make it easier for the woman to remember you, she might have stored your name in her brain with 'power outage'.

tensazangetsu20:
You applied for a few jobs and stopped. You never ready. You should be applying to jobs everyday like a job now and never take interviews to heart. The frustrations you got is just the beginning. You havent lost a job cause the company cant figure out how to pay you or shit internet or electricity. Theres no programmer working remotely who doesnt hate Nigeria with all the passion inside them.

Aderewah:
Pictures of Okpoko, a surburb and one of the slightly better areas around Onitsha. Enjoy.

OBALOLA55:
YES WE ARE TROOPING TO LAGOS BUT WE NOR DEY DENY OUR VILLAGES NOW


ALL YORUBAS ARE FROM LAGOS STATE

Esseite:
Peter Obi in that slum seeing things for himself goes a long way to show his kind of person and leadership.

BluntTheApostle:
This would have been a great point, but it doesn't explain overpriced old houses. I have about four friends who saw an 100% increase in their rents. All of them have lived in those houses for over 4 years. Mind you, it is not a total package stuff. Even the Hausa guys that guard their gates are paid from the pockets of the tenants. The landlords do nothing other than collect rents.

My own apartment nko? The rent keeps increasing. From a notice circulated by my landlord around June last year, he blamed maintenance and all. Which maintenance? During the insecurity of Covid time, some hooligans destroyed our gates, na still we gather money repair the gates. So, what maintenance?

Helpfromabove1:
Good bless you they think the landlord just command the house to be like magic , the cost of building materials is going up by the hour not even day so what do you expect

So after the landlord sacrifice some good things of life ( while you are enjoying them) to build a house he should then rest it out for 40k na him send you come Lagos or why u know stay under your father's roof

EastisBae:
You've just explained the basic reason for the insane increase. When you're running a capitalist and rent seeking economy, this is what happens. Everyone is to be blamed, from the government to the investors and down to the consumers.

The first major blame goes to the government for not making mass housing provision a priority and for allowing hyper inflationary pressure to destroy the naira.

The second blame goes to the Shylock monopolist called Dangote. This man's greed and desperation to rise on the Forbes richest man list is making him to hijack cement prices arbitrarily. Cement uses limestone, calcite and other raw materials that are mostly sourced locally. So why the hell would he be selling cement so high and above what he sells in other places, after the government assisted him in monopolizing the industry. Cement cost is mostly responsible for the high cost of building houses in Nigeria.

There is also the problem of demand not being matched with supply which is also partly attributable to the factors mentioned above, and also because of unprecedented rural to urban migration. That's why massive slums are taking over the cities in the North, West and P.H. The reason why slums are not rampant in the East outside P.H is because most of the billion dollars remittances coming to Nigeria from the diaspora are being channeled into housing. Most cities in the East have doubled in size within the last decade yet you hardly find slums.

Those asking government to intervene and force down prices of rent are ignorant because once the government tries to do that, it will scare away investors and worsen housing crises.

Badboibipo:
How can a person have over 300,000 Naira and still can’t afford any descent house? How did we get here?

The first time I moved out of my parents house In 2018 I literally rented a house for 40,000 naira a year, and it was a room self contain in delta.

Today there is no single room self contain below 200-250,000 naira, and that’s even the ones in rural areas, anyone in town is from 300k and above, and yes just a room !!! Wtf is happening?

I’m so worried about Nigerians, am I the only one facing these issues or is every one so rich they can easily pay 300k for a damm single room apartment

Viktorinox2:
Hello guys I want to get your opinions and experiences about mechatronics since its the substitute for robotics in Nigeria .
I'd like to know the best uni. to study the course ,the scope and job opportunities that
one can get etc thanks.
N/B I have the requisite olevel results for it .

vanida6:
Handsome boy