₦airaland Forum

Gkemz:
I want to embark on an agricultural project but I'm kind of incapacitated financially because it involves huge funding for it to run smoothly. I'm still trying to pull resources together. I went for loan for its funding but the terms were not favourable to me. Going by the stipulated terms its like I'm running the the business for them. Its not only about coming up with viable business idea but funding the factors of production also matters. I managed to raise 35% but its not enough.

If you are going to start an Agric business on a large scale it is either you have the startup cost or you can convince others to invest. If you do your home work very well, there are many people out their looking for where to invest their money. I must say, you have to go back to your plan revamp it and see if you should be talking to investors rather than loaners.

AreaFada2:
I think having a simple, workable & realistic plan is more important than money. At least in the beginning.

The real big business you want to end up with may not be the one you begin with. But you learn the ropes with a smaller business. People like Coscharis began simple and branched out.

Most people added oil & gas to their business much later, and eventually got very rich from it.

Most people think having millions at once is the only way to start. No.

And remember something important: you might even fail in first or even second attempt. Especially with the business climate in 9ja that can be quite harsh at times. Successful business people are just those who persevered.

You hit the nail in the head. I remember I started with a cafe when in school but today I have upgraded but mind you I am still a work in progress in my ICT business. That is why I say DO NOT DESPISE SMALL BEGINNING. Credit to Pastor Sunny Ojeagbase.

muller101:
No wonder most of our youths are jobless. Smart way to start up ur biz. All u need to do is acquire a skill. Partner with some one who will support the business financially. And u support it will ur acquired skills. From there u can raise something to set up ur own personal business. Am posting from experience.

I just love this. Thanks for sharing.

muller101:
not really. First of all acquire a skill. Partner with someone. He or she my need ur skills and u need the finance. From there u start climbing the ladder of success.

That is perfectly another way to look at it. I can kiss the comment. In fact I am liking it right away. Many of us have some solutions, let's help one another.

[quote author=onward4life post=48465295][/quote]Thanks. I wish you SUCCESS in whatever you are planning there.

yaki84:
abeg i wan ask u qwestion, d money u used in starting business u pick am for ground?

I learnt some valuable lesson from some of the business seminars I have attended before. One of the point was to use other people money to raise money. That is what the company that go for public listing in stock is doing. In fact that is what Dangote and other big guys does most time. You can argue that you are not in their level. Yes but you can start at your own level. Most of my businesses, I charge up front at least 60% of the cost and get the rest before I finish the job.

nonjebose:
It is so wrong to raise such epistles like this that are so defining and full of generalisations. Many graduates have all those things you mentioned above. Many self employed workers are also groaning under the recession. I would agree that being self employed is one sure way of being really rich. You earn without restriction or any cap on your income. It is also so flexible etc. But some graduates are still well needed in service and production sector. I am working, yet have side business to augment, just like many out there. This is generally a period of recession.

I am happy for you because you have a job and a side business. But the sorry state of many graduate is disheartening. It is time to call a spade a spade and move on from slavery of thought to 9 to 5 jobs. Many of the sectors you are saying, Nigerian graduates do not have the skills to function in those capacity. I stay in an area in Lagos where you have a lot of foreign expatriate. What most of the companies do is employ foreigners as expert and employ Nigerians as labourers. i mean Nigerian graduates.

coolniyi99:
Depending on your certificate for a job will make you a Slave for many years in the endless rat race.

Owning your own business will set you free.

The problem with 95% of graduates is they lack a clear thinking faculty. Partying and movies occupy their minds 80% of the time.

You don't need money to own a business. First you need an idea. Then money will come.

Many self-made Millionaire are out there on the street looking for jobs that are not there. It is unfortunate. My point is you should sit down in a quite place and think about what you want from life and what are you willing to give to get it.

maximunimpact:
God bless you OP, about a year ago i left bank job to venture into blogging, my family nearly labelled me a mad man, today i rank among top 100 bloggers in Nigeria. Living a better fulfilled life than when i was working in the bank. It's all about been decisive and realistic. @OP God bless you.

I can kiss your comment. That is what I am trying to point out. Of course I know that many people go through that lane and fall by the wayside not because the venture is bad but because they do it the wrong way. As a certified blogger I know that quite well.

trueking:
I concur, but not entirely, I need the job to raise capital for the business, savings=investment.

Yes sometimes it is possible to raise money for business from your savings. But now we are talking about the reality on ground. There are many good business you can start with little or no money. But for your business to give you the return you want, it must solve a basic need of man. If you look at my post, I suggested ever green products and services. Look at all of Dangote investment that is the industry he is mostly targeting.

Jayten:
Nonsense!!!! So u think everybody will be entrepreneurs or what. Not all will be entrepreneurs and not all will work under somebody.

Please no offense to the graduate as I am one. Not everyone can be an entrepreneur. But my point is if you have graduated, searching for work for some years, you must bear with the reality on ground.
If five or six of the points raised above affect you, getting a job will be difficult you should look the other way that is creating job opportunity yourself.

timilehing:
You need money to start your own business

Excuse #1. You need idea to start business not money. That was the lesson I learnt when I attended a business seminar with Prof. Izedomin of Accounting in Uniben and Pastor Sunny Ojeagbase both successful business men. So far, all the business I had ventured into, I have spent little or nothing to get started. Where I had spent money, it is largely from savings, family or converting asset I don't need for now. So, you will need to build your entrepreneurial skill and recap your thinking faculty to come up with a business opportunity to get started.

ndaman25:
God bless for the post

And you too.

jericco1:
look how you made it sound so simple.

My dear it is not that simple. But the reality in the country is disheartening. I function as a HR in an organization and when we advertise for job positions, the average age of the applicants is 30. Many are 34 or 35. That means at 33 many Nigerians are yet to achieve anything let alone settle down especially the guys. Before you know it, they are 40 with nothing to show for it. So, before it becomes late they should try and start something tangible and I belief their family will become sympathetic to their plight. Even though it is not easy but that is the hard truth.

olihilistic:

you said the truth bro.
more ink to your pen and more knowledge to your writings.

Thanks

In all my life, when it comes to source of income, the only thing I have not done is work for anyone in a 9 to 5 job. I made that decision long before I went for higher institution. I could remember my dad telling us that he is sending us to school to acquire academic knowledge but that if we want to succeed financially in life, we should be thinking of starting our own business. Those were my guiding words all my year in school. So, while in school, I made sure I had a profitable business. In fact, it was the proceeding I used to see myself through and even start a better business after graduation. Today, I have a couple of businesses and I still have bigger dreams. I can't thank my dad enough. Maybe today, I would have been roaming the street looking for job.

If you are a graduate and you are looking for job/employment, honestly, there are at least 10 reasons why YOU will not get a job. So, I will advise you should start building your capacity to start your own business. Below are 10 reasons why you will not get a job.

1. You Lack The Required Skill. Employers continue to complain about a dearth of skills among graduates. Employers are obviously tired of seeing same set of individuals with same set of qualifications springing up for interviews daily whereas they are in need of someone that will stand out. So ask yourself, what employable skill do I have?

2. You Lack Personal Capability To Deliver: I think many graduates believe in their certificate and not in their individual capability which would make or mar their pursuits of employment. Many lack self-development and I belief you belong to that category. What have you done since you graduate to develop your personal capability?

3. You Are A Product of a Bad Educational System: Poor funding and management of our Educational system in addition to strike has made our institution products a laughing stock. In fact, the curriculum of some studies in the institutions are not in demand. Failure of school curriculum to place emphasis on practical concepts of entreprenuership and too much emphasis on theoretical education than entreprenuership exposure is a major problem.

4. You Can't Meet Employers’ Unrealistic Demands: Employers stating job experiences as much as 3 years for fresh graduates. Age restriction, height, gender, language and many more, under these tense conditions, hardly will you see a graduate that will scale through and qualify for job application requirement except those who want to cross-carpet..

5. Lack of Digital Skills: In this digital age, if you lack the digital skills and creativity to thrive in relation to your profession, you will surely be chasing a ghost if you are looking for a well paying job.

6. You Are One of the Educated Illiterates: Every employer wants beyond just a certificate. Every employer is out to employ someone with reasoning and intellectual might, not someone who cannot play with a full deck. Someone who knows how to and wants to learn more than what they studied in school and on the job. Someone who can readily bring ideas to the table on how the company can forge forward. Not someone with low reasoning capability who won’t even be able to answer extremely trivial questions. But guess what, that is what many of our graduates are.

7. You Want The Pay But Not The Work: Many Nigerian graduates think of getting employed today and get a car or probably buy a mansion in the next month, based on their salary. You and I know that such only happen in dreams. Success is built over time and with hard work, perseverance, dedication and being focused over the years. Are you willing to make the sacrifice?

8. Too Much Ego With Empty Pocket: I have had the privilege to present some business opportunities to some graduates and all they can say is they can only do administrative work where they sit in an office to be answering yes sir or yes ma. It took someone who is not a graduate to embrace the same opportunity. Today these uneducated persons are 50 times better than the graduate in terms of personal capability, income, value and the caliber of people in their connection.

9. Companies Are Downsizing: I remember visiting a couple of industrial estates in Lagos recently. You will see busy security men at the gate, but when you approach them that you want to go in, they will tell you the company has folded or the workers are on strike. The story is the same across the state and I belief same thing is happening in other part of the country.

10. There Is No Job Out There: Investors are not bringing in money which means no new job opportunity is being created. There is economy recession in the country. Even the companies that are retrenching, what do you think will happen when they become financially buoyant again. I can bet they will simply recall their sacked workers. The reason is simple, it cost more to hire a new staff than to recall an old staff. So, where will you be then?

The Way Forward
The only way forward I see is for you to start something on your own. Do not despise small beginning. If you are going to start a business though, I will advise you focus on evergreen product or services. Those that are always in demand such as Agriculture, Health, Real Estate, ICT, Environmental services, Retail, Travel, Real Estate and maybe some few more. If you embark on this journey to discover your true potential, I pray for your SUCCESS but if you go down the popular path of seeking for job, I wish you lUcK.

Application still ongoing

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Is marriage just a social union? - https://www.jw.org/en/publications/magazines/g201311/roles-in-marriage/

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Meeting the Challenges of Menopause - https://www.jw.org/en/publications/magazines/g201311/challenges-of-menopause/

horllamy:
How much are dey am an engineer @computer village whatsapp me on this 08139462401 let me there price

Will contact you

I have some Laptop hard disks for sale including:
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1 WD Scorpio Blue - 320GB
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Have any question PM me on 07066999466

uzzyphilip:
just check how many of them are literate enough to see your post on nairaland, just go there or that very spots or areas ad announce your vision with mega phones

You are on point. We actually visit the people directly. At least yesterday, up to 20 sign up under the Oshodi bridge. However, we use all avenue as we find out that some of them are graduate with smartphones. You might be surprised how many of them read your post.

5 persons taking in already

This is exclusive for those who have been thrown out of their means of livelihood due to Lagos Hawkers Policy. Before this policy was re-enforce, our organization was currently working on a project soon to be launched tagged "Off the Street". The idea was to recruit those hawkers and build their personal capability to become more useful to theirselves, family and the society. Now I will say this is opportunity in disguise.

This offer is an open invitation to all former members of Hawkers Association of Lagos from Income Tutors and other partners and sponsors. IF YOU ARE NOT A FORMER MEMBER, DO NOT APPLY.

To apply just text your name, phone, email, area of residence, "Former Member HAL" to 07066999466 or info@incometutors.com.ng

MFM beat Ikorodu United 3 -1 at the Agege Stadium in the Lagos derby with Lagos State Governor, Akinwunmi Ambode, in attendance.

Sikiru Olatunbosun put MFM FC ahead in the 12th minute, while Ikorodu United levelled the scores eight minutes later from the spot kick through Fatai Abdullahi. Stephen Odey put MFM ahead again in the 69th minute, before a penalty kick gave the winners the third goal in the 92nd minute. The decision of the referee drew debate as the MFM attacker went down too easily in the box.

Ambode who spoke with SuperSport at half time promised that the state government will continue to develop sports through the development of more facilities.

He said, “I don’t see any reason why every local government area should not have a mini stadium. We will work on making this facility available in every local area through partnership with the private sector.”

He was at the venue with Chairman of the Lagos Sports Commission, Deji Tinubu.

As seen in Punch

A new multinational agency is urgently seeking high-quality individuals to filll in as marketing manager in Local government area across Lagos and Benin. We are looking for a few good people who can bring high quality work to our team and are “A” players at the top of their game, or willing to get there. Salary is attractive and a minimum of N100,000.

We need 1 person per LGA or LCDA in Lagos. 1 person per LGA in Benin. Applicants from each LGA/LCDA will be invited for an interview screening session. The person with the highest score will be selected and offer immediate employment.

HOW TO APPLY
Text your LGA/LCDA, Name, Sex, Age, Qualification & Phone number to 07066999466 or or info@incometutors.com.ng The first 3 applicants from each LGA/LCDA will be invited for the interview. Once you apply simply leave a message here with your LGA/LCDA. Something like "I am in Surulere LGA"

Pls come at the schedule time for interview otherwise you will not be accepted. You may as well come with a passport and your CV if available.
The interview will take place on Tuesday 5th July 2016 in Lagos and Monday 11th July 2016 in Benin. If you can't make it, please don't apply.

Before you quit, MAKE sure you are running a second income first. In this hard economy, multiple source of income is the way to go. When your second income has kick started, you can quit your job. At income tutors, we can help you to start and run a second income opportunity while working now. It will take 6 months for you to decide to live your current job. To find out how simply send your email to info@incometutors.com.ng

luvguy:
hv sent 2 both already, wil i be disqualified?

No. We will filter it

Pls send your detail to either the phone no or the email and not both.

Pls send your detail to either the phone no or the email and not both.

Pls note that some LGA have been well represented. We will soon published other LGA still not well represented