₦airaland Forum

Welcome, Guest: RegisterLoginWith GoogleTrendingRecentNew

Stats: 3,326,401 members, 8,426,350 topics. Date: Sunday, 14 June 2026 at 06:34 AM

Toggle theme

Rubyjade's Posts

Nairaland ForumRubyjade's ProfileRubyjade's Posts

1 2 3 4 5 6 7 8 9 10 (of 145 pages)

PropertiesRe: Top 10 Most Expensive Areas To Rent A 2-bedroom Apartment In Lagos. by Rubyjade: 5:25pm On Mar 22
Pullony:
Ikorodu nko?
Elepe 3 bedroom is 500k.
PropertiesRe: Top 10 Most Expensive Areas To Rent A 2-bedroom Apartment In Lagos. by Rubyjade: 5:25pm On Mar 22
It's cheap, check the rate in Ikeja and Lekki, they even collect it weekly.
Hussein035:
To sleep in a room, wake up, eat food and go to work DAILY is now about 50k daily

How much will these landlords collect if they are in charge of Oxygen?
PropertiesRe: Top 10 Most Expensive Areas To Rent A 2-bedroom Apartment In Lagos. by Rubyjade: 5:24pm On Mar 22
autoez:
Bro Sis landlords on Alagbado area now are cashing out big. Honestly.
You don't mean it. In 2011 a 3 bedroom in that axis was 180,000 per annum.
PropertiesRe: Top 10 Most Expensive Areas To Rent A 2-bedroom Apartment In Lagos. by Rubyjade: 5:22pm On Mar 22
valiju:
It is well
Self contained is half a million 2 bed is 1 million naira in Ajuwon. Kayode plaza axis and Oni and akinadeajo street
PropertiesRe: Top 10 Most Expensive Areas To Rent A 2-bedroom Apartment In Lagos. by Rubyjade: 5:20pm On Mar 22
chipet67:
I have not seen any special reason for the hike. . . The so-called reasons listed there are what should be normal social amenities that normal citizens enjoy over there in the UK that Tinubu went to flex.
Land Use Charge is the number one leading factor to increase the rent.
PropertiesRe: Top 10 Most Expensive Areas To Rent A 2-bedroom Apartment In Lagos. by Rubyjade: 5:17pm On Mar 22
valiju:
Lol ajuwon kee for that price
E dey, make I give you jide Taiwo number wey they manage the property.
PropertiesRe: Top 10 Most Expensive Areas To Rent A 2-bedroom Apartment In Lagos. by Rubyjade: 5:17pm On Mar 22
autoez:
I no lie oooo. Na new house and honestly the house mad gannnnnn
Na WA o! Alakuko wey be say that year house owners had to reduce the rent because people hardly stay there now, I learnt the place has developed beyond recognition from hotels, gym, schools and whatnot.
PropertiesRe: Top 10 Most Expensive Areas To Rent A 2-bedroom Apartment In Lagos. by Rubyjade: 5:15pm On Mar 22
Virusvetty:
What about Ketu
Ketu and Magaod are almost the same thing with Oregun.
PropertiesRe: Top 10 Most Expensive Areas To Rent A 2-bedroom Apartment In Lagos. by Rubyjade: 5:15pm On Mar 22
Sonofgod1990:
I can vividly remembered when I was in Nigeria. Can you imagine me paying about 40million naira for a 2 bedroom apartment in Abuja. Nigerian is not for the weak I swear
Where in Abuja?
PropertiesRe: Top 10 Most Expensive Areas To Rent A 2-bedroom Apartment In Lagos. by Rubyjade: 5:14pm On Mar 22
frankblinkz:
A plt of land at azikiwe Aba is around 500-800million naira.
Frank is way with lies we are talking about rented apartment not land
PropertiesRe: Top 10 Most Expensive Areas To Rent A 2-bedroom Apartment In Lagos. by Rubyjade: 5:13pm On Mar 22
autoez:
2 bedroom of 2.5m dey Alakuko sef.
Oga easy with the lies. Alakuko😀
PropertiesRe: Top 10 Most Expensive Areas To Rent A 2-bedroom Apartment In Lagos. by Rubyjade: 5:13pm On Mar 22
Kobicove:
Band A electricity in Ajuwon?! shocked
Yes, inhae stayed there and they have tarred the road and the landlord have hijacked the price of rent in that area.
FamilyRe: “₦600 Million: The Crossroads Of Lekki” by Rubyjade(op): 9:19am On Mar 04
wink
Wealthyonos:
If I were in his shoes, I will build the hotel first and start the school from scratch. A school is easier to start than a hotel. You can start a school as a daycare or a public extramural class. The next year, you can add one class or two. The following year, you can add another class just like that till you have pry 6. A school grows like a three. So it won't take much from you. A hotel can also be grown gradually, but a hotel grows faster than a school.
Jobs/VacanciesField Sales Representative by Rubyjade(op): 9:18am On Mar 04
We are recruiting to fill the position below:

Job Title: Field Sales Officer (Software)

Location: Owerri, Abuja, Asaba and Port-Hacourt
Employment Type: Full-time

Description
We are looking for a motivated and results-driven Field Sales Officer to help us onboard new businesses to our software.
This is a remote role. Your primary responsibility is to identify, approach, and convert businesses to use our software.

Responsibilities
Identify and approach potential businesses across various industries
Present and demonstrate our business management software to decision-makers
Schedule and coordinate product demos
Build and maintain strong client relationships
Follow up consistently with prospects
Close sales and successfully onboard new clients.
MUST have a laptop and and android phone and if its and iPhone it MUST be above Iphone 7

Requirements
Sales or marketing experience is an advantage
Strong communication skills
Self-motivated and target-driven
Ability to work independently
Basic understanding of business operations.

Compensation
Competitive Basic Salary: N150,000 - N200,000 / month
Attractive commission on every successful sale
Performance bonuses available
Opportunity to grow with the company.

Application Closing Date
6th March, 2026.

How to Apply
Interested and qualified candidates should send their CV to: kemiadeshinaoyindamola@gmail.com using the job title and location as the subject of the email.
Jobs/VacanciesRe: Strictly Remote Jobs (SRJ) by Rubyjade: 9:15am On Mar 04
We are recruiting to fill the position below:

Job Title: Field Sales Officer (Software)

Location: Owerri, Abuja, Asaba and Port-Hacourt
Employment Type: Full-time

Description
We are looking for a motivated and results-driven Field Sales Officer to help us onboard new businesses to our software.
This is a remote role. Your primary responsibility is to identify, approach, and convert businesses to use our software.

Responsibilities
Identify and approach potential businesses across various industries
Present and demonstrate our business management software to decision-makers
Schedule and coordinate product demos
Build and maintain strong client relationships
Follow up consistently with prospects
Close sales and successfully onboard new clients.
MUST have a laptop and and android phone and if its and iPhone it MUST be above Iphone 7

Requirements
Sales or marketing experience is an advantage
Strong communication skills
Self-motivated and target-driven
Ability to work independently
Basic understanding of business operations.

Compensation
Competitive Basic Salary: N150,000 - N200,000 / month
Attractive commission on every successful sale
Performance bonuses available
Opportunity to grow with the company.

Application Closing Date
6th March, 2026.

How to Apply
Interested and qualified candidates should send their CV to: kemiadeshinaoyindamola@gmail.com using the job title and location as the subject of the email.
Jobs/VacanciesRe: Looking For A Job I Base In Lagos by Rubyjade: 7:58am On Mar 04
Ernerstdavid55:
Staying home alone doing nothing is taking a toll on me please friends and family i need a job
Labor monthly sales or any kind.
Bsc
Thanks
i stay in Lagos ibeju
Number 08138568959
join
J
O
B
Z
O
N
E
N
G
on telegram and thank me later.
Jobs/VacanciesRe: I'm Coming To Lagos Next Month In Search Of A Job. Someone Please Link Me Up. by Rubyjade: 1:10pm On Mar 03
Imattertoo:
I'm making serious plans to come to Lagos next month in search of a job because I'm really in need of one. And that will be my first time there.

I'm a B.Sc. holder with some professional certifications and relevant skills.

I can forward my full CV to you on request.

I need your connection in anyway you can.

Scammers, fraudsters and manipulators, please avoid me. You won't get me.
Join
J
O
B
Z
O
N
E
N
G
On telegram and thank me later
BusinessRe: How Do I See 4m To Start A Biz by Rubyjade: 1:05pm On Mar 03
Jerchance:
Really? Armaccess. Abeg throw more light
Here’s how you can access your pension with Access ARM Pensions Limited (the company formed after the merger of ARM Pension and Access Pensions) — commonly referred to as ARMAccess — and use your Retirement Savings Account (RSA) benefits:


---

📌 1. Know When You Can Access Your Pension

Under Nigeria’s pension rules (administered by the National Pension Commission - PenCom):

You can typically access your pension only when you retire — either when you reach the retirement age or upon cessation of service in line with your employment terms.

If you retire before age 50 and are unable to secure new employment after 4 months, you may be eligible to access 25 % of your RSA balance to help start a business or sustain yourself.



---

📌 2. Check Your RSA Balance & Contributions Online

Access ARM Pensions offers digital self-service tools so you can see your account details anytime:

Mobile App – Download their app (often called Access Buddy or similar) from the Google Play Store or Apple App Store to check your RSA balance, contribution history, and other details.

Client Portal – Log in on the pension portal using your RSA PIN (the unique number issued when you opened your pension account) to view your account.

e-Statements – You can sign up to receive quarterly statements by email, which show your contributions and returns.


Tip: Have your RSA PIN handy — this is essential for logging in or signing up for statements. If you don’t know your RSA PIN, contact Access ARM’s support.


---

📌 3. Apply for Pension Benefits

Once eligible, there are different ways you can apply for payment from your RSA:

✅ 25% Withdrawal (Before Full Retirement)

If you’re compulsorily retired before age 50 and can’t find new employment after 4 months, you may be able to withdraw up to 25 % of your RSA balance.

Documents usually required include:

Hand-written application

Birth certificate or age declaration

Termination/redundancy letter (at least 4 months old)

Bank account details

Passport photo



---

✅ Full Benefit at Retirement

When you retire (normally at age 50 or later):

You can choose how you want your pension payment:

Programmed withdrawal — periodic payments over time

Lump sum — a one-off payout of part of your RSA balance


You will need:

Retirement letter or proof of cessation of service

Letter of accrued benefits from your employer

Bank details

Valid ID documents



---

📌 4. How to Submit Your Request

🏢 In-Person
Visit any Access ARM Pensions office with your documents so they can help you complete the benefit application forms.

📨 Online / Email
Some forms and requests can be started online or by emailing client care (check official channels on their website).

📞 Call or WhatsApp

You can also reach customer support via phone or WhatsApp for guidance on submitting your application.


---

📝 A Few Tips

Ensure your personal information is up to date (especially NIN) because it’s required before benefits can be paid.

Don’t pay anyone for “fast-tracking” your pension — official processes and fees (if any) are clearly listed by the PFA and regulated by PenCom.

If you’re unsure or stuck at any step, contacting customer care directly is usually the fastest way to resolve account-specific issues.
BusinessRe: How Do I See 4m To Start A Biz by Rubyjade: 11:10am On Mar 03
Jerchance:
Please who knows how or where I can borrow a loan of 4m to start a biz, without collateral.

This is the moment I honestly wish I could access my pension. It makes no sense to me that one has to wait until retirement or demise to use his pension – money that can be invested today in a biz or investment to secure the future
Which PFA do you use? You don't have to wait till you retire before you can access your funds.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by Rubyjade: 11:07am On Mar 03
Who Gains, Who Loses — A Very Human Story

💔 Hardest hit:
Oil-importing nations (inflation, trade deficits)
Low-income households (fuel, food costs rise)
Emerging markets (currency weakness, capital outflows)

💡 Potential beneficiaries:
Oil-exporting economies (higher revenues in the short term) — for example, Nigerian exporters may see improved external balances as prices rise.
Defensive asset holders (gold, safe bonds)
But higher energy revenues don’t automatically translate to broad prosperity — many oil producers still face structural challenges and long-term economic transformations.

Bottom Line: A War That Echoes Beyond the Battlefield
The current U.S.–Iran conflict isn’t just another regional clash — it sits at the intersection of geopolitics and the global economy.
Because energy underpins everything from transport to food prices to industrial production, disruptions in the Middle East can ripple across continents, affecting consumers, markets, and policy decisions worldwide.

🔎 In essence:
Oil supply fears → higher fuel and living costs
Financial uncertainty → market volatility
Trade disruptions → supply chain stress
Inflation pressures → central bank dilemmas
Historical parallels remind us that energy shocks reverberate far and long.
Mpeace:
I think this war in Iran is getting to something else. I called a Dr. working in Saudi, she said the airspace over there, and almost every city in the middle east has been shut down. So even if you want to return back to Nigeria, it has to be a special and very expensive arrangement or by road. Iran is just throwing missiles at all directions.
Dangote has raised the pump price of fuel and it's just starting.
I hope out stock exchange don't get negatively affected
Foreign AffairsRe: Trump Warns Iran: The ‘Big One’ Is Coming by Rubyjade: 11:03am On Mar 03
Daguccizgreat:
A stubborn fly follows the corpse to the grave. Iran should use their heads before it's too late
And you think irsn would just back dinw easily
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by Rubyjade: 10:50am On Mar 03
Mpeace:
I think this war in Iran is getting to something else. I called a Dr. working in Saudi, she said the airspace over there, and almost every city in the middle east has been shut down. So even if you want to return back to Nigeria, it has to be a special and very expensive arrangement or by road. Iran is just throwing missiles at all directions.
Dangote has raised the pump price of fuel and it's just starting.
I hope out stock exchange don't get negatively affected
it will be negatively affect
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by Rubyjade: 10:49am On Mar 03
megawealth01:
Any reason for this? Although I don't like insurance because of past experience
FTGINSURE has shown impressive price appreciation this year — up several hundred percent from earlier lows — making it one of the top movers on the NGX lately.
ripplesnigeria.com
During periods of bullish market sentiment in 2026, the stock has attracted significant buying interest.

Some technical analysis platforms currently flag the stock as a “buy” on moving averages and trend indicators
The company reported losses in recent financial results and negative earnings per share, meaning it isn’t currently profitable.
Many valuation metrics (like P/E ratio) are not meaningful because of the loss position.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by Rubyjade: 10:22am On Mar 03
mikeapollo:
Agba again, this early morning! grin grin
Okay, give me one idea or stocks that I can buy now and make some money.
FTGinsure
Jobs/VacanciesRe: Strictly Remote Jobs (SRJ) by Rubyjade: 6:21am On Mar 02
📢 REMOTE JOB OPPORTUNITY FOR STUDENTS

We understand that balancing work and school — especially as an undergraduate or JAMBite — can be challenging, which is why we usually advise students to focus on their studies.

However, here’s a great opportunity to work remotely while schooling 👇

💼 Available Positions:

Virtual Assistant

Data Entry

Social Media Intern

Content Writing Intern

Video Editing Intern


This is a flexible remote opportunity suitable for students who are organized, dedicated, and ready to grow professionally.

📩 How to Apply:
Send an email (NOT a CV) expressing your interest to:
aaadamu6048@gmail.com

Take advantage of this opportunity and apply if you’re ready to work and learn responsibly!
BusinessRe: Oil Jumps 10 Percent On Iran Conflict, Could Spike To $100 A Barrel by Rubyjade: 6:11am On Mar 02
Razzness:
Ok. Precisely what am I missing.
Cost of living would go up.
Jobs/VacanciesRe: Strictly Remote Jobs (SRJ) by Rubyjade: 10:12pm On Mar 01
*Join Our Team – Full-Time Remote Positions!*

We’re hiring full-time remote staff for our growing online school!

*Positions Available:*

1. School Manager – Oversight of All Schools
Lead and support all our online schools, ensuring smooth operations, consistent quality, and program excellence.

2. Admission / Admin Officer
Handle admissions, student records, and daily administrative tasks to keep the online school running efficiently.

*Requirements:*
- Relevant working experience in education, administration, or school management

- Strong organizational and communication skills

- Ability to work independently in a remote environment

- Reliable, proactive, and committed to student success

- Comfortable with online tools and digital platforms


*Send your CV to: info.giiaonline@yahoo.com*
BusinessRe: Oil Jumps 10 Percent On Iran Conflict, Could Spike To $100 A Barrel by Rubyjade: 10:07pm On Mar 01
Yes you are missing something.
Razzness:
This is going to be good for us as an oil producing country right. Or am I missing something.
BusinessRe: Oil Jumps 10 Percent On Iran Conflict, Could Spike To $100 A Barrel by Rubyjade: 10:05pm On Mar 01
HacheNoire:
You know game!

Jump into it first minute of trading. My patience with OANDO will finally pay off.
You wouldn't see it to buy.
BusinessRe: Oil Jumps 10 Percent On Iran Conflict, Could Spike To $100 A Barrel by Rubyjade: 9:33pm On Mar 01
Seplat
Oando
Aradel
Would go to the moon tomorrow
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by Rubyjade: 9:32pm On Mar 01
zendi:
Nobody can say. The whole crisis can suddenly dissolve back into peacemaking.

I've just read that one of the Ayatollah candidates for succession has made contact to the White House wanting a vtalk with Trump.
CNN has confirmed this.

1 2 3 4 5 6 7 8 9 10 (of 145 pages)