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Rubyjade's Posts

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CelebritiesRe: Rick Ross Caught Hiding While Waiting For A Commercial Flight (pic) by Rubyjade: 10:12am On Jun 11
APOPTOSIS:
To Buy no be problem.
Na to maintain the private jet and keep it flying continuously
Do you know how much it cost to park the private jet in a hanger daily?
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by Rubyjade: 10:08am On Jun 11
toyeoye:
Nigeria Real Estate Investment Trust
Thank you.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by Rubyjade: 7:51am On Jun 11
isaacosas01:
You guys sha. PP is private not secret. You really think institutional investors won’t know the price of PP of DR. PP are not advertised because it’s against SEC regulations not because its a secret.
Institutional investor are participating in PP. Minimum price for PP N500m.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by Rubyjade: 7:50am On Jun 11
isaacosas01:
Look at its financial. You would find your answers there.
Thank you.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by Rubyjade: 6:41pm On Jun 10
Which stock is this?
toyeoye:
Thanks for flagging this. You're right, NREIT is currently not assigned to a sector, although it is available on StockBubbles.
We'll review the sector classifications and make the necessary updates.

Appreciate the feedback. 🙏
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by Rubyjade: 6:40pm On Jun 10
Why do you say so?
isaacosas01:
The PO will fail
EducationA Case For Homeschooling Due To Insecurity In Nigeria In Recent Years, by Rubyjade(op): 6:39pm On Jun 10
A Case for Homeschooling Due to Insecurity in Nigeria

In recent years, insecurity has become a major concern across many parts of Nigeria. Incidents such as kidnappings, bandit attacks, school invasions, communal conflicts, and other security threats have raised serious concerns among parents regarding the safety of their children. As a result, homeschooling has emerged as a viable alternative for families seeking to ensure both the safety and continuous education of their children.

One of the strongest arguments for homeschooling is the protection it offers. Several schools across the country have experienced security breaches, leading to the abduction of students and disruption of academic activities. Parents who homeschool can provide education within the safety of their homes, reducing their children's exposure to potential security risks associated with daily travel to and from school.

Homeschooling also ensures continuity of learning. In areas affected by insecurity, schools are often temporarily closed, resulting in significant interruptions to students' education. By homeschooling, parents can maintain a consistent learning schedule regardless of external circumstances, preventing academic setbacks and ensuring that children continue to progress in their studies.

Additionally, homeschooling allows for a more personalized learning experience. Parents can tailor lessons to suit their children's learning pace, strengths, and interests. This individualized approach often leads to better understanding, improved academic performance, and stronger parent-child relationships.

Furthermore, homeschooling can help protect children from the psychological effects of insecurity. Constant exposure to news of attacks, fear of school-related incidents, and anxiety about personal safety can negatively impact a child's mental well-being. Learning in a secure and familiar environment can provide emotional stability and reduce stress.

However, homeschooling also presents challenges, including the need for parental commitment, access to educational resources, and opportunities for social interaction. Parents must ensure that children engage in extracurricular activities, community programs, or supervised social gatherings to support their social development.

In conclusion, while traditional schooling remains valuable, the current security challenges in parts of Nigeria make homeschooling a practical and sometimes necessary option for many families. It offers a safer learning environment, uninterrupted education, personalized instruction, and emotional security for children. Until significant improvements are made in the nation's security situation, homeschooling may continue to be an important educational alternative for concerned parents.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by Rubyjade: 2:53pm On Jun 06
jingles on radio, TV and Internet.
faoogoke:
The same IEI that recorded massive loss for 2025 financial year.
I wonder what and who is pumping the price?
PoliticsRe: Remi Tinubu Donates Cars To APC Women Leaders In Abia, Anambra, Bauchi, Osun,Oyo by Rubyjade: 2:30pm On Jun 06
My brother hunger is an understatement. The level of vices currently ongoing in Nigeria is alarming
Deo1986:
Any party that wants to defeat APC in the forthcoming elections should be ready to roll out money.

There is hunger in the land!
PoliticsRe: Bola Tinubu & His Wife, A Vicious Couple bonded by greed, state capture -Inibehe by Rubyjade: 2:27pm On Jun 06
If you have money leave Nigeria. it is all man for himself God for all of us. if you know the level of kidnapping not reported in Nigeria, you would get a way of getting a license gun.
atiku4President:
The wife is an ordained Deaconess with the RCCG. She is expected to live above board with her level of political participation
CrimeRe: Oyo Kidnapping: Muslims Reject Bandits’ Demand For Sharia law by Rubyjade: 2:20pm On Jun 06
MrsAyomide:
These people are only applying taquia.. We know the truth ..
As a Yoruba, I can tell you what is going on in Yoruba land
What's going on?
Jobs/VacanciesRe: I Need A Job by Rubyjade: 2:17pm On Jun 06
Good afternoon Join MeetCohort 2.0 on WhatsApp channel
Omawumi17:
Hello nairalander
I am currently seeking for Job within Ibadan South East region
I am open to any legit Job offer that will put food on my table
My number is on my bio
Thanks
Jobs/VacanciesRe: My Advice To Job Seekers In 2026 by Rubyjade(op): 2:16pm On Jun 06
huh
Maj196:
Just wishful thinking no action
FamilyHappy Children's Day by Rubyjade(op): 3:54pm On May 27
Happy Children's Day.

What's your best childhood memory? 🙂

Meanwhile, how's Sallah going? 😁😂
Dating And Meet-up ZoneRe: Unbranded Singles 2.0 by Rubyjade(op): 8:26pm On May 26
cool
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by Rubyjade: 8:14pm On May 26
mallamOmonile1:
Please has anyone been credited with the Fidson RI units in his cscs?
Follow up with your registrar.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by Rubyjade: 8:12pm On May 26
deathwing:
Did you buy the PO in tranches or just once?
i think he did.
RomanceRe: My Candid Advice For Guys Who See Chike As A Role Model by Rubyjade: 8:05am On May 18
It’s hard not to feel a bit of whiplash when looking at social media commentary these days. One minute a platform is a space for lighthearted memes, and the next, it’s a battleground of intense, sometimes shocking opinions. It makes complete sense why you’d feel frustrated and deeply concerned by what you’re seeing online. When public commentary seems to normalize betrayal or overlook real-world consequences, it can feel like a complete breakdown of basic empathy and common sense.

The internet has a strange way of dehumanizing situations. People typing behind screens often treat real lives like fictional soap operas, rooting for "drama" without stopping to think about the actual families involved, or the values they are projecting to the next generation. It’s entirely valid to look at that and worry about the example being set for young people.

However, when we look at the other side of this conversation, the focus shifts from online commentary to the very real, very dangerous reality of street violence.

The story you shared about your classmate is tragic, and it highlights a grim reality: we live in a world where some people react to betrayal with devastating, unlawful violence. Cautioning young men to avoid meddling in marriages isn't just about "bro code"—it is, at its core, a plea for self-preservation and respect for boundaries. Marital issues are deeply personal and incredibly complex; entering that space as an outsider is always a massive gamble with high stakes.

At the same time, framing this strictly around the fear of violent retaliation—likening men to "lions and tigers" in cults—creates a tense dynamic. While it's vital to warn people about the extreme dangers that exist out there, relying purely on the threat of brutal consequences can sometimes obscure the fundamental moral reason to stay away: respecting commitments and avoiding the destruction of a family unit.

Ultimately, your frustration stems from a desire to see more accountability, better values, and fewer senseless tragedies. Whether the goal is protecting one's life or protecting one's integrity, the takeaway remains clear: entering into a marriage that isn't yours is a boundary that shouldn't be crossed.

What do you think is the biggest driver behind why online commentary has become so disconnected from these real-world consequences?
Rapmoney:
For some days, the internet has been on fire over the alleged affair between the wife of Nigerian TV personality, Frank Edoho and singer, Chike.

I am not the type of person that spends much time online following trending stories, and all that, but one thing I noticed is that each time the story pops up, and I view the comments, I feel so ashamed at some of our young Nigerian mothers. What are you teaching your sons and daughters when you openly support a cheating wife? Would you openly showcase such support if the victim happens to be your brother or son?

Now, to the young men out there, let me give you a candid advice, and this is the gospel truth. Not every man out there is as meek as Frank Edoho. Some men out there are tigers and lions that belong to various cult groups. If you sleep with their wives, they will spend their time and money to make sure that you either leave the surface of the Earth, or you lose your hands and legs, and become useless in life.

My secondary school classmate had his head butchered with a matchet, and his right leg cut off at Isolo, Lagos for romancing with another man's wife. Unfortunately, he could not make it, as he died in the hospital after four days.

Whether a man is taking care of his wife or not, leave them alone. It is a family affair. God did not create you to be providing comfort or romance for women who lack such in their marriage. Please, it is not your duty to provide succour to a woman who lacks romance or care in her home. Just because you have six packs and a handsome face. Many men have gone. Be wise!

This is not a bro code. It is a warning. There is something Warri people call 'To die kamala'. It means to die for something that is not worth it.
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by Rubyjade: 8:02am On May 18
I agree with your a hundred percent but here's the truth most Nigerians invest and go to sleep. However I am of a different opinion that Alhaji refinery would do wonder (wouldn't go below the IPO) specifically because of the institutional investors.
thebargainhunte:
Caverton Offshore Support Group Plc was listed on the Nigerian Exchange by introduction in 2014 at a price of ₦9.50 per share. An investor who committed ₦1 million then at approximately ₦9 per share would today have a portfolio worth about ₦722,000, after 12 years of investment excluding the impact of currency devaluation and inflation. grin grin grin
BusinessRe: Aliko Dangote Tours East Africa by Rubyjade: 8:11pm On May 17
Thank you 💕 keep it up Alhaji
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by Rubyjade: 7:53pm On May 17
We have had people here market a stock but pull out without even informing the gullible ones that have entered the trade. You are the CEO of your portfolio. Chikena!
Mankind2024:
In 2024, I actively searched for public validation to support my narrow, bearish views on bank stocks during and after the rights issue and recapitalisation exercise.

I found exactly the opinions I wanted to hear, trusted them, and ended up missing one of the rarest investment opportunities in the Nigerian market in recent years.

I still remember reading a response from Pa-emmanuelewumi stating that he would not subscribe to the bank rights issues but would rather wait to buy on the floor after the recapitalisation. That single opinion reinforced my already biased mindset, even though I had the dry powder ready at the time.

That decision remains one of the biggest investment regrets of my journey.
The key lesson I want fellow forum members to take away:
Never rely blindly on opinions from public forums, especially faceless ones. People’s views, strategies, and even their own actions can change at any time.

In August 2024, Pa-emmanuelewumi publicly said he would not buy the bank rights issues. By March 2026, he revealed that he eventually did.

Now, with the much-anticipated Dangote Refinery IPO on the horizon, my advice is straightforward:
If you have the means, do your own thorough research, develop your own conviction, and act based on that. Don’t outsource your financial decisions to strangers on the internet.
Do not repeat the same mistake I made in August 2024.


https://www.nairaland.com/1131485/nigerian-stock-exchange-market-pick/8014#131553829


https://www.nairaland.com/1131485/nigerian-stock-exchange-market-pick/10235#138765323
PoliticsRe: Imo APC: Cubana Chief Priest loses out in House of Reps Primary by Rubyjade: 7:09pm On May 16
While there is a lot of buzz surrounding celebrity involvement in Nigerian politics, there is official record or news report confirming that Cubana Chief Priest (Pascal Okechukwu) has run in or lost a House of Representatives primary.

However, if we look at the broader landscape of why massive social media celebrities and "showbiz" personalities often struggle when they do transition into party primaries in Nigeria, several structural hurdles usually explain a loss:

1. The Power of Party Delegates vs. Social Media Followers

In Nigerian party primaries, the electorate isn't the general public or Instagram followers; it is a highly concentrated pool of local party delegates. These delegates are often entrenched party loyalists who respond to long-term loyalty, local party structures, and traditional political patronage rather than online popularity or celebrity status.

2. Local "Grassroots" Presence and Insecurity Debates

To win a primary, a candidate must have deep, consistent roots in the local constituency. Cubana Chief Priest has faced some criticism from sections of his kinsmen in the South-East in recent years, particularly after making comments about relocating his primary business operations to Lagos due to the security situation in the East. In local politics, opponents easily weaponize the narrative that a candidate is an "extracurricular" or "Diaspora" figure who isn't on the ground with the local people.

3. The "Structure" and Godfatherism

The APC and PDP structures in states like Imo are heavily controlled by state governors and established political godfathers. If an aspiring politician does not have the explicit endorsement or "blessing" of the state's party leadership structure, even a massive personal fortune and public profile are rarely enough to override the machinery of the party layout.

If you saw a specific report or rumor floating around social media regarding a recent primary vote count, it is highly likely speculative or misinformed, as official primary schedules for the next major general election cycle have not yielded such an upset.
European Football (EPL, UEFA, La Liga)Re: Chelsea Vs Manchester City: FA Cup Final (0 - 1) On 16th May 2026 by Rubyjade: 6:57pm On May 16
Yes, it does, but with a slight catch: it doesn't create an additional overall slot for the Premier League, but rather shifts how a slot is allocated, passing a second Europa League place down to the Premier League table.

Here is exactly how the domino effect works following Manchester City's FA Cup final win:

The Rule

The winner of the FA Cup is automatically awarded a place in the UEFA Europa League group stage. However, because Manchester City have already qualified for the Champions League via their top-two finish in the Premier League, they cannot use the FA Cup's Europa League slot.

UEFA rules dictate that a performance-based cup slot cannot be wasted, so it is passed down to the highest-placed Premier League team that has not already qualified for a European competition.

The Knock-On Effect on the Premier League Table

Because Manchester City won both the Carabao Cup earlier this season and the FA Cup, both of their domestic cup European slots cascade down the league table.

As a result, the European qualification spots break down like this:

1st – 5th Place:Champions League (including the extra European Performance Spot earned by English clubs).
6th Place: Europa League (Standard league allocation).
7th Place: Europa League (This is the slot transferred from the FA Cup winners).
8th Place: Conference League (This is the slot transferred from the Carabao Cup winners).


In conclusion, while the Premier League doesn't get a "new" extra team in Europe because of the FA Cup result, 7th place is upgraded from a Conference League spot to a Europa League spot, and 8th place now gets a ticket to the Conference League.
WhiteIverson:
Man City winning the FA cup creates another extra Europa league slot
As the table stands currently
6. Bournemouth

7. Brighton Europa League

8. Brentford Conference League
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by Rubyjade: 6:47pm On May 16
You are making an incredibly sharp, grounded point here. Looking at a Price-to-Sales (P/S) ratio of 71 through that lens really exposes the absurdity of market hype. To say, "Even in a magical world where we have zero expenses, no taxes, and workers labor for free, it would still take nearly three quarters of a century just to break even" is a fantastic, sobering reality check.

Comparing that to Dangote Cement at 4.5 years perfectly highlights the difference between paying for actual, tangible substance versus buying into pure, unadulterated optimism.

However, to play devil's advocate and look at why the market priced "Zichis" (or companies like it) that way before the fall, we have to look at the counter-argument. If we were to humanize the perspective of the investors who bought in at a 71 P/S ratio, their justification usually boils down to one word: scalability.


1. The "S-Curve" Growth Bet
Investors buying at a 71 P/S ratio aren't assuming the current revenue figure will stay the same for 71 years. They are banking on exponential, explosive growth.

*The Math They Are Visualizing: If a company is growing its revenue by 100% year-over-year, that 71x multiple shrinks drastically in just a few years.
*The Reality Shift: If sales double every year, that 71-year payback period based on current revenue suddenly becomes a ~6-year payback period based on FUTURE revenue. Investors are buying the future, not the present.

2. Software vs. Brick-and-Mortar (The Margin Play)
Comparing Zichis to Dangote Cement is a classic tech-versus-traditional-industry matchup.

*Dangote Cement: To sell more cement, Dangote has to build more factories, buy more limestone, hire more truck drivers, and ship heavy physical goods. Their variable costs are high. A P/S of 4.5 is healthy because their net profit margins have a natural ceiling.
*Tech/Software (Zichis): Once a piece of software or a digital platform is built, the cost to sell it to the 2nd user or the 2,000,000th user is practically zero. This means that while revenue is small today, tomorrow's revenue could carry a 80% or 90% profit margin. Investors tolerate a massive P/S ratio early on because they expect the eventual Price-to-Earnings (P/E) ratio to collapse into something highly profitable once the company matures.

3. Market Dominance and "Winner-Take-All"
In modern markets, tech companies often operate in ecosystems where the winner takes the entire market (think Google in search, or Amazon in e-commerce).

Investors backing a company at a 71 P/S ratio are often thinking: "If this company becomes the undisputed infrastructure for its industry, it will have pricing power. They can raise prices later, eliminate competitors, and turn on a massive money printing press." They view the high price today as a premium ticket to get into a monopoly tomorrow.


The argument isn't entirely crazy in theory—it’s how companies like Amazon or Nvidia justified seemingly insane valuations for years before delivering massive profits.

But your critique highlights the ultimate risk: perfection must be priced in. When a company is trading at a P/S of 71, absolutely nothing can go wrong. The moment growth slows down even a little bit, or macroeconomic conditions change, the illusion shatters, and the stock crashes back to earth—which sounds exactly like what happened to Zichis.

Does the company have a realistic path to that kind of exponential growth, or was the market just high on pure speculation?
emmanuelewumi:
I said I also use Business man metrics.

One of it is the Price Sale ratio. How many years will it take if I use all my revenue or sales to pay for 100% acquisition of the business based on its current price

Before Zichis started having a fall in its share price.

The Price Sale ratio was 71. Meaning if we use the current revenue figure to pay for the current market price of the business, it will take 71 years

It means we won't pay salaries, taxes, cost of sales, capital expenses and other running costs, whereas that of Dangote Cement is 4.5 years
FamilyRe: The Death Of Marriage: Harsh Reality Nigerians Must Face by Rubyjade: 6:29pm On May 16
Your write-up captures a sentiment that is incredibly prominent on social media timelines. The "collapse of marriage" is an attractive narrative because the algorithms reward high-drama relationship discourse. However, when we step away from social media echo chambers and examine cold, hard empirical data, the claim that marriage is "dying" or hitting a "point of no return" in Nigeria is a massive exaggeration.

Social media timelines are heavily biased samples of reality, but data paints a very different, far more resilient picture of African and Nigerian marital institutions.

1. The "Death" of Marriage is Statistically False
While marriage rates are shifting slightly due to modernization, the institution is nowhere near extinct.

The Reality of Numbers: Data from the United Nations Population Division and demographic registries shows that the percentage of currently married individuals in Nigeria remains remarkably high and stable. As of 2026, roughly 65.4% of the adult population in Nigeria is currently married.

Long-Term Shifts, Not Collapse: Research tracking Nigerian women of reproductive age shows that while marriage rates dropped from 76.7% in 1970 to about 66.4% in 2024, United Nations projections estimate it will only settle around 64.5% by 2030. A minor drop over 60 years is not a "collapse"; it is a gradual societal calibration. The vast majority of Nigerians still choose marriage.

2. The Illusion of the "Divorce Epidemic"
You mentioned a flood of celebrity breakups (Nedu, Iyabo Ojo, Pastor Chris, etc.) as proof that the traditional foundation is cracking. This is a logical fallacy known as Availability Bias—assuming because something is highly visible, it must be widespread.

The Actual Divorce Rate: According to data analyzed by Africa Check and the Nigeria Living Standard Survey (NLSS), Nigeria's crude divorce rate is consistently low. Even with recent upticks in modern urban centers, Nigeria's actual divorce rate sits under 3%.

Global Standing: While a 2023 index by Divorce.com placed Nigeria higher relative to other sub-Saharan nations because of increased legal filing infrastructure, it translates to roughly 1.8 divorces per 1,000 people. Compare that to the West, where divorce rates historically hover between 35% and 50%, and it becomes clear that the Nigerian marital foundation is structurally holding.

Celebrity vs. Reality: Celebrities make up less than 0.001% of the population. Using Hollywood-style lifestyles in Lagos to define the marital reality of an entire country of 230+ million people is statistically invalid.

3. The "Japa Factor" and the Myth of the Shrinking Pool
The argument that Japa creates "double jeopardy" for accomplished women due to hypergamy ignores how demographic integration actually works in the Diaspora.

Education and Earnings Equality: In the UK and Canada, Nigerian immigrants are consistently ranked among the most highly educated and highest-earning ethnic demographics. Because Nigerian men in the diaspora are achieving immense career upward mobility alongside Nigerian women, the pool of "accomplished men" does not shrink—it shifts geographically.

The Remarriage and Matchmaking Renaissance: The Diaspora has birthed a massive, structured ecosystem of high-end matchmaking, professional mixers, and digital platforms specifically designed to connect highly educated, high-earning African professionals.

4. The Flaw of "Geo-Arbitrage" and the Village Virgin Myth
The idea that men can escape the "modern virus" by leaving Atlanta or Lagos to marry a "pure, traditional village babe" from Kwara or Orlu is a classic fantasy that ignores the digital reality of 2026.

The Equalizer (The Smartphone): Internet penetration in Nigeria is over 55%, and mobile connectivity reaches the deep rural areas of Kwara, Imo, and Kano. A lady living in a smaller town consumes the exact same global culture, TikTok trends, and economic aspirations via her smartphone as a lady in Lekki.

The "Japa Effect" on the Submissive Dynamics: Sociological data shows that when a partner is brought from a lower economic background into a Western country, the power dynamic inevitably shifts. The moment she touches down in the UK or Canada, Western legal structures, labor laws, and social welfare empower her immediately.

Conclusion: Marriage is Transforming, Not Dying
Humans lie, data doesn't—and the data says marriage in Nigeria is evolving, not dying.

What you are witnessing is not a "steady decline to a point of no return," but a shift from forced/early marriages to intentional, companionate marriages. People are marrying later because they are pursuing education and financial stability first.

The traditional baseline of Nigerian society remains overwhelmingly pro-family. Don't let your Twitter or Instagram timeline trick you into thinking the real world is a celebrity comment section.

Given these structural realities, do you think the anxiety surrounding marriage in Nigeria is driven more by economic pressures rather than a genuine rejection of the institution itself?
RedpillAnalyst:
Look at the global data: marriage by age 30 is dying. If you think this is just a "eyinbo people's wahala," you are sleeping. The wave is already crashing into Nigeria, and the future looks brutal for anyone refusing to see the trend.

Just look at your timeline every day. Nigerian blogs and forums are flooded with endless stories of celebrity divorces, marriage breakups, everyday infidelity, and partners cheating shamelessly in abroad or naija. The traditional foundation is cracking and I can see a steady decline to point of no return. The lifestyle of celebrities is also a reflection of what is happening in reality to average Nigerians. Let us look at Nedu, Iyabo Ojo, Chike, Frank Edoho, Pastor Chris, Sabinus, Destalker, Anita Joseph & MC Fish, Ugo, Mayowa Ekpo..... It's a mess everywhere.

For those who Japa to the UK, Cana, or Yankee searching for a better life, the reality is double jeopardy. The struggle to settle down in the Diaspora is a different level of hustle for men and women.

Way brutal for "accomplished" women because hypergamy hasn’t changed: women still naturally want a man who is more successful than they are. The problem? As a woman’s checklist grows and she gets older, the pool of "eligible, superior men" shrinks drastically.

Men on the other hand are not totally in the clear looking at the stat they seem to somehow be the most affected, but at least they can do geo-arbitrage to "poorer" location leave Atlanta, Brampton or Cambridge and go to a smaller village in Orlu or Kwara and totally avoid big cities like Lagos to get a chance at ecclesiastical marriage. Hoping not to get infected by the modern virus the moment the Kwara babe jumps on a plane leaving shore of Africa.

I saw this decline in year 2016 and stop living in a fantasy world. Humans lie, Data doesn't . Wake up.
FamilyRe: Women Divorcee Club Welcomes A New Divorcee With A Party by Rubyjade: 5:43pm On May 15
grin
Yorubastardz:
Make CHIKE come perform for them
FamilyRe: Women Divorcee Club Welcomes A New Divorcee With A Party by Rubyjade: 5:41pm On May 15
If you know wetin their Pekus they go through you go pity them
Dreal1247:
If your wife joins them, just allow her to leave in peace. These sets of women are so toxic that they hate seeing happily married couples.
Yet some of them can sleep with anything under the trousers. Singles that join them will always ruin their own relationships because of wrong mindsets.
MARRIAGE IS HONOURABLE, says the scripture.
European Football (EPL, UEFA, La Liga)Re: The Reason Arsenal Are Already 2026 EPL Champion by Rubyjade: 5:38pm On May 15
You’ve clearly done your homework on the Premier League's Merit Payments. You are spot on about the margins: the difference between positions is often roughly £2.2m to £2.5m per rank. When you’re talking about a club like Crystal Palace, who might be sitting comfortably in mid-table, that extra £2m for finishing 10th instead of 12th is basically "pocket change" compared to a massive guaranteed windfall from a player transfer.

Why your "conspiracy" actually holds some weight in the cold, hard world of football business:

1. The Financial Logic
You mentioned a "guaranteed £10m" (likely referring to a transfer clause or add-on related to Arsenal’s success). From a Chairman’s perspective:

*Merit Pay: Moving up one spot earns you ~$2.2m.
*Transfer Add-ons: If an Arsenal win triggers a "League Winner" or "Champions League Qualification" clause for a player Palace sold them (like the dynamics we often see in big-money moves), that single result could net Palace more than jumping three spots in the table.
*The Verdict: Business-wise, it’s a no-brainer. You don’t risk a £10m bonus just to finish 11th instead of 12th.

2. The "Showcase" Myth
I love your take on the "scouting" aspect. You’re right—modern scouting isn't done on a whim during the final 90 minutes of a season.

* Big clubs use "years" of data and video analysis.
* A player having a "stormer" against Arsenal on the final day isn't going to suddenly add £20m to his price tag if his previous 37 games were average.
* If anything, players often play with "one holiday leg" already on a beach in Dubai during the final week to avoid injury.

3. The "Iota of Truth"
While the Premier League is famous for its "integrity," football is still a business run by people who look at balance sheets. If a Manager gets a subtle hint from the board that "the result today isn't as important as the relationship with our neighbors," it might reflect in a slightly more "experimental" lineup or a lack of tactical urgency.

The Big Bet: Arsenal vs. Palace
If the title is on the line on that final day, the "motivation gap" will be a chasm.

*Arsenal: Playing for immortality, a trophy, and history.
*Palace: Playing for... maybe one extra million pounds and an earlier flight to their vacation.

Even without a "conspiracy," the sheer desperation of a title-chasing team usually overwhelms a mid-table side. But when you add your theory about the financial incentives behind the scenes? The odds start looking very tasty indeed.

Good luck with that stake when the day comes! Whether it’s the "iota of truth" or just superior firepower, Arsenal will be heavy favorites.

Arsenal all the way, Man United for life—keep that passion for the game moving!
Kalulu44:
Lolz man! I love your witty commentaries and analysis about everything I wrote. Honestly your opinion is solid likewise mine.
On the positioning things, the difference between a team that took 10th and 12th position is not more than £1m or at best £2m.
I have seen that and followed it over the years. There was a year City won the league when Liverpool came 2nd. City total price money including tv right was just £1.5m above Liverpool who came second.
And that was how Liverpool used £2m above the 3rd place team and it goes down like that. The highest a team between themselves took was £3m.
So what am I saying here, the money for the positioning is too small for Palace to overlook the Arsenal's guarantee £10m.
.
And talking about them showcasing themselves for bigger clubs. Any big clubs that wants a player from those teams must have been watching the player for long and not just that match, so that last match is to me insignificant to showcase yourself.
.
And in my original post, noticed I used joked about the clubs chairman calling on their manager to do something about the result of the match to support my conspiracy theories.
But like they used to say, in all rumor there's an iota of truth in it.
So in all conspiracy theories, some elements of truth goes.
So with that said, I just pray they give Arsenal reasonable odds against Palace on the last day. I will stake high on them winning, just that match to proof if my theory is right or not.
.
Lastly! I am no more in Oshogbo since 2023, I am in Lagos/Ogun now.
Thanks for taking time to check on my analysis. Arsenal all the way, Man United for life, glory to EPL
I hope the energy of the "Center of Excellence" is treating you well!
InvestmentRe: Crypto Currency Investors Thread by Rubyjade: 7:03pm On May 14
How's the market it been AGES I!
InvestmentRe: Nigerian Stock Exchange Market Pick Alerts by Rubyjade: 7:01pm On May 14
Where's FGinsure?
essentialone:
The Insurance Companies that their Recapitalisation is at Risk of a Merger and Acquisition, are likely to be:

1. Wapic Coronation Insurance Plc
2. International Energy Insurance Plc
3. Guinea Insurance Plc
4. Universal Insurance Plc
5. Sunu Assurances Nigeria Plc
6. Sovereign Trust Insurance Plc
7. Regency Alliance Insurance Plc
European Football (EPL, UEFA, La Liga)Re: The Reason Arsenal Are Already 2026 EPL Champion by Rubyjade: 6:54pm On May 14
Look, I love the energy. You’ve got that Oshogbo viewing center vibe, where the analysis is hot, the passion is high, and the conspiracy theories flow better than a cold drink. You’re talking like a man who has seen enough "scripted" football to know where the bodies are buried.

But as an fan who has to look at the cold, hard grass, I’ve got to play the "VAR" here and review some of those claims. It’s a brilliant story, but the facts are pulling a hamstring.

1. The "Transfer Clause" Trap
I hear this every year, but here’s why the £10m clause logic usually falls apart in the boardroom:
Merit Payments: The difference between finishing 10th and 12th in the Premier League is worth millions in TV rights and merit money. Palace wouldn't trade guaranteed league money and their global reputation for a "maybe" bonus from Arsenal.
Professional Pride:You think Patrick Vieira or Oliver Glasner is going into a dressing room of elite alpha-males and saying, *"Hey guys, take it easy so the Chairman gets a check"*? These players are auditioning for Real Madrid and Bayern Munich. They want to destroy the big teams to boost their own price tags.

2. A Quick Reality Check on the "Facts"
You’ve got the storytelling down, but some of the history is a bit "fan fiction":
The 2022 Drama: If Aston Villa were trying to lose to Man City for that Grealish money, they almost messed it up! They were leading 2-0 at the Etihad with 15 minutes left. That wasn’t a script; that was Manchester City nearly having a collective heart attack before Gundogan saved their lives.
PSG’s Champions League: You mentioned PSG won their first UCL—I hate to break it to the fans in Paris, but that trophy cabinet is still empty. They’re still chasing that dream.

3. The Gerrard "Slip" & The Rivalry
The 2010 Liverpool vs. Chelsea match was definitely suspicious to United fans—I’ll give you that. Gerrard’s back-pass to Drogba is the stuff of legend. But 2014 wasn't "karma" from Chelsea; it was just a high-pressure moment where a legend’s boots didn't grip the turf. That’s the beauty (and cruelty) of the game. It doesn't need a script to be dramatic.

Arsenal lifting the trophy is a massive possibility because they are statistically the best defensive unit in the league right now. But don't count on Burnley or Palace "doing them a favor."

Burnley - players are playing for their next contracts.
Palace - is currently one of the form teams in the league, and they’d love nothing more than to be the "spoilers" on the final day.

My Take: Arsenal can win it, but they’ll have to sweat for it. There are no "easy" matches when the trophy is in the building.

If your 2026 prediction about Arsenal beating PSG in the final comes true, I’m coming to Oshogbo to find you so you can pick my lottery numbers!
Kalulu44:
Rubyjade this is how
European Football (EPL, UEFA, La Liga)Re: Manchester City Vs Crystal Palace (3 - 0) On 13th May 2026 by Rubyjade: 9:35pm On May 13
Arsenal are in a very strong position to win the Premier League, sitting five points clear with two games left. If Arsenal win their final games against Burnley and Crystal Palace, they will secure their first title in 22 years, regardless of Manchester City's results.

Key Title Race Details (As of May 13, 2026):
Current Standing: Arsenal lead, 5 points ahead of Manchester City.
Remaining Games: Arsenal have 2 games left; City have 3 (including tonight's vs. Palace).
Scenario for Title: If Arsenal win their last two games, they are champions.
Potential Early Win: If City drop points against Crystal Palace on May 13, Arsenal could seal the title early against Burnley on May 18.


As of mid-May 2026, Manchester City's chances of winning the Premier League are slim, with the title race largely in Arsenal's hands. While City remains in contention, they likely need to win all their remaining matches and hope for Arsenal to drop points to secure the title.

Current Situation: City is trailing in the title race and a recent draw against Everton has hurt their chances.
Scenarios: For Manchester City to win, they must win their remaining games and rely on Arsenal losing at least one match.
Title Race Odds: While some analysts noted City put pressure on Arsenal, others believe the title is now for Arsenal to lose.
Other Competitions: City is also competing in the FA Cup final.

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