SmileDance:
Yeye dey do you op

superCleanworks:


GTB?

Yugoslavia247:


Times you had no balance

Phranx1:
State d bank

RoadMozart:
They haven't been deducting it for a while that's why its that high.

Or

It could be that you have been transacting alot in the past weeks or month and receiving lots of sms alerts from them

Yugoslavia247:
It says outstanding

Nicklaus619:
This must be first bank, nah only them dey do this kind fraud

Dundalk:
They didn't charge you for several months.. They charged you once..

MumEmdy:
Such a very good friend

TimFisher2:





If you are scared to start. You are bound to fail!


I understand people's fear. But you won't continue lamenting because of people's dishonesty. You will not achieve anything, you will end up squandering the 2m.


I took time to read people's comments, No one gave you an alternative...this is to tell you the decline and depletive ideas of black people. No creativity! Give them 500k, they won't know what to do with it.


My friend, This is my honest advice. It is a good thing you have a passion for it, which is an added advantage.


What kills business is, if you don't have passion for it, Go for what you have passion for even if the business is an odd business. As you will develop joy doing the business.


Start up the business, and involve your cousin, since she has ideas and is knowledgeable about the business, she should be involved in the procurement of all salon equipment and accessories. Two of you can do that.

Once procurement of equipment is done. You should have a meeting with her, not only a verbal meeting, it must be a written agreement, and the meeting must centred on the blueprint of how the business is going to run.


You must also include a day-to-day briefing on the progress, successes and failures of the business. She must be giving you daily briefings. with this approach, you will be a strong pillar of the business, and you can be able to be in charge while she runs the business.


You must also employ a creative lady who will support her, let it not be your girlfriend or your sister, her job is to support your cousin, she can be able to handle the job and do all the things your cousin is doing. This method will eliminate any form of gap that will arise if your cousin should have an emergency to travel.


All other direct workers will be recruited by your cousin, she knows how many hands she needs due to the strength of the business.


Make sure that there is a chain of command. You don't have any business talking to other direct workers, if there is a need for them to talk to you, they can report to the second in command while, she reports to your cousin, who in turn your cousin reports to you. With this, there will be confidence and respect, and everyone will sit up.


If the business starts and is getting up to 6 months or one year and peradventure you notice dishonesty from your cousin due to inconsistencies and dubious means, you can easily lay her off, while her second takes over, but if not, continue with her, until the business booms which will yield more salons to be opened in future.


This is also an added advantage "Never sleep with your workers, not even your second in command"


I wish you success as you succeed!

neoG:
All the people that left comment above me are just God's mouth piece for you. They gave you the exact truth without sugar coating anything even for free. Even if it's your twin that is going to manage this business I take God beg you. Don't venture into salon business if you don't have any experience like being a hair stylist yourself or a barber or worked for years in a big established beauty house. 'A close female relative's is the number one biggest error. Bringing family into business is as good setting up business for the family member.

toyinid78:
It will be enough, but u need someone to monitor your business if you will not be available to do that, because the Barbers are horrible, they once stole all my clippers and said my shop was robbed, tue ladies hmmmm that's another story for another day

Mood11:
I suggest you go to Yaba area, you'd find hostels there that accept nonstudents and also accept monthly rent.
Goodluck

KillingIsFun:
How can your kid get these kind of good grades and still finish in 14th position?

Uyi168:


U dey try o.

dearygally:
Small time another belle go show

wunmi590:


OP, one thing I look before spending money is the value for that money...

With your kid results I can tell you that the teachers are really trying on the kid and the money you have been spending is really visible....

I pay more for my daughter in creche, I wouldn't advice you to withdraw, if you know you can always pay the money like 2-3times...

God will give you and your wife better jobs to be able to conveniently do better things for your kid.

bukatyne:


How much is your monthly income? That of your wife? How much is your rent?

Do you have any expenditure apart from living expenses?

Lamanii22:
Simply change your child's school... My niece's fee is 25k... Basic 3... And they are teaching her very well ...

Oh plus the books? it's not much OP.... You'd only pay the 40k for this term, it would be cheaper.. next term...

Promiseibritam:
If u hv the money ur decision is simple, bt if itz against ur strength bros Run cuz during fee drive dat child would nt allow u to drink water untill he return to sch.

Richy4:
You can always home train him.... That coloring aspect, He will make a good painter

ezugegere:
Please don't over stress yourself. Take your child to a school you can comfortably afford

Orire01:
@Op which area is this

Janesouthall:
Cut ur coat according to your size.... Take your kid to a school you can afford...