₦airaland Forum

he gets married when he is just 'READY'

Stock Bonus Bonanza.

FIRST BANK 1:4
PRESTIGE INSURANCE 1:4
REGENCY 1:4

these people living abroad should not just brand everything Nigerian bad.

as you reported the man behind the deal was fired, its ups for them and you.

the new generation banks are our toast, but when you want the safety of
your cash, trust them. I love them, its a blue chip company with sound fundamentals.

if you spike UNION BANK, wait untill the other banks deals with you, giving you
sound accounting jargons eg up country payment, COT, monthly bla-bla,
when they come into e-banking your money will experince high velocity in
depreciation without prior info.

marriage wahala too much.
infact i dread it a bit. but i've learnt so much from what i've learnt so far from married men.

longevity before marriage is not a guarantee for success in the marriage.
fantasy can never be reality.

for crashes to occur, someone must be over expectant.

new developments of both negative and positive sides
spells doom for unprepared couples.

who is idiotic in this regard?

if you dont believe it its ok.
but can it be true? yes even over true.

were you born and breed in a city center?
for the sake of our believe in Christ, we disregard
such happenstances.

not long ago in my own village, a morter used for
pounding fufu ran from a house to another.

to add more, are you aware that some towns do not
kill some animals. ask questions from 'elders'. it may not be that idiotic a story.

yes, he is a "JEW MAN"
Asking for all the ''show'' at once.
He lacks everything moral.

making celebraties!
marketing GULDER and NB
Its no kiddies stuff.

OPTING FOR AN INVESTMENT STRATEGY.

Few years ago, precisely in the mid 80’s and early 90’s a popular TV soap opera in Nigeria BASSEY and CO, has a household phrase accredited to one of its dramatis personae named Mr. B, he was fond of saying, “if you want to be a millionaire, think like a millionaire!” should that be true, the mantra that success has a pattern stands tall.

Thus for any one aspiring to be anything, he must have an idea or someone he or she is looking up to as a guide. The field of investment is not left alone in this quest.

Not long ago, the Nigerian stock market experienced a boom with such frenzy as never before. Short term investments gave returns at an unbelievable positive rates. Even the foreign media joined in the hype as the market become the toast of all and sundry. Many financial tabloids were given birth to, many become stock analyst in both print and broadcast media. Stock marketers, promoters and stockbrokers had a field day even selling moribund company shares and private placements at premium price. Business was good.

When the ovation was loudest, the burble burst. That many lost money is to say the least. Crisis of confidence went on the prowl. Even new listings and good co-operate results could not lift the market. Calculations failed woefully.

Talking of investment and taking the stock market option, we will look at the investing strategies of the gurus in the arena. I will like us to look at the most successful stock investor. Utilizing the slogan, if you want to be a millionaire, think like a millionaire, lets look at a part, just a part of investment strategies of the Sage of OMAHA and the richest entity on planet earth, Warren Buffet.

Two major characteristics are found in his kitty.
• buy and hold for a long term period
• buying a fundamentally good stock below its real value.
Added to these two points are buying and going to sleep and even buying more if the prices were still on a downward trend.
The above mentioned formulae of investing has been mentioned more often but only a negligible few understands and uses it as it is required. Let’s take these two points one on one. What period is a long term? 6 months, 2,5,10 or 20 years? Any could be for an individual but an average gestation period is between 3 to 5 years.

Then, how and when can one buy a stock below its nominal value?
Option A, could easily be addressed, but option B is technically configured though on a common sense level. Warren Buffet is an American and trades in American, let’s take on his investment in BUDWEISER.
According to him, he only invests in companies he, himself understand their business. BUDWEISER brews a fine quality beer, has long established history, has a good market fellowership and remains innovative in its existence. Thus when their stock price was not attractive to the general public and all the good fundamentals were intact, it was the best time to move in.

Why did he move in? Once a good company is re-engineering, its stocks can be unattractive to the untrained eyes. Do we see when we can buy a stock at discount?

Let’s localize all these analogies.
Is there any replica of such in our dear country Nigeria?
Yes, Nigeria Breweries!
They have all the attributes of BUDWEISER. About five years ago, when the company was re-engineering, most people were not interested in their stocks. Just last year, it was selling at about N25.00 but now, it has moved above N50.00 returning above 100% less than two years.

As soon as the ground work is done, the stock has been fine and moving forward. Bearing in mind the above given analysis and our remarks at the beginning “wanna be a millionaire think like a millionaire”, Can we play the market here in Nigeria like Buffet? If he, the stock billionaire is about to invest in Nigeria which stocks will he buy?

Using the following guides:-
• long sustained history
• known and understood business
• good network of distribution
• excellent services
• Urge to remain on top.
I can confidently say that he will invest in companies like FIRST BANK OF NIGERIA PLC, NIGERIAN BREWRIES PLS, DANGOTE SUGAR REFINARY PLC, COSTAIN WEST AFRICA PLC to mention but a few.

May I give you reasons why FBN must be in his portfolio, ten years of unbroken reward to investors in both bonus and dividends, slow yet steady service, a branch is always in your neighborhood, and an unalloyed urge to remain the big elephant.

Now coming home more, one out of every three fund managers have at least one of the five mentioned stock in its portfolio. Also, one out of every two fundamental investor has one of the five in his kitty. Children educational investments and that of retirement also have them in a good quantity.

Most stocks may have fast price appreciation, but many of them as history has it have not stood the test of time. They crashed and are swept away.

As Mr. B will always say, wanna be a millionaire, think like one.
The slogan slow and steady wins the race is still a golden rule.
Invest with the mind of millionaires and join the millionaires.

Send your comments to:- kings75a@hotmail.com

its the most packaged and marketed world wide.

he has done alot.
lagos in peace.
biz is going on smoothly.
innovations are springing up daily.

Rome was not built in a day. He is on course.

ALCHOHOL?
it does no one nothing real good.

for women, its over devastating on them!
if many will open up, your ear will whine on what you will hear.

FINANCIAL PLANNING AND WEALTH MANAGEMENT.


Nigeria as a nation among the committee of nations is placed among the developing nations of third world class. This gradation is so based on the level of development and growth indices emanating from the confines of the country. Recently, due to economic activities and government plans, we are equally termed an emerging economy.

It is positive to note that in recent times, growing economic activities in various areas of human endeavors of the nation is producing brand new sets of millionaires. Among them are educated and non educated, young and old, local and foreign, male and female, and more importantly those that are financially literate and illiterate. They are coming from virtually all diverse areas of businesses. Most vivid of them all are those in banking, oil and gas, sports, manufacturing, transportation, telecommunications, real estate and our darling buying and selling men and women.

The numbers of these new sets of millionaires are bound to be expanding owing to the virgin nature of the country and the escalating demands of its over 140 million citizens and unknown number of aliens. Equally, worthy of note is the VISION 2020 proposed by our dear president, President Umaru Musa Yar' Adua to place Nigeria among the top 20 economies of the world by that year.

As noble as the ideas are, and as all spanners are thrown into work to realize this vision, creation of more wealth poses more problems less than the eyes can see in terms of retaining the wealth so created. On this note stands the need for a financial planner in wealth management. This notion remains novel yet sounds quite strange as so many of our citizenry both individuals and cooperate bodies may not understand its place in economic affairs. Mr. President saw it as a dire need thus in his state visit to Switzerland, he called on Nigerian business community living there to come home and give a helping hand in realizing this dream.

This service has been well established in developed countries and it accounts for the quantum leap in these nations wealth. It is not a chance occurrence to see empires abroad that has lasted for more than four decades and still counting. Among them words like PRIVATE WEALTH MANAGEMENT (pwm) is quite a regular which denotes a specialized service rather than a generally offered service. According to Morgan Stanley a foreign financial service provider, "private wealth management" is a service reserved for clients with investments worth over $20 million.

Based on the afore mentioned reason, the importance of a financial planner cannot be over emphasized. As he occupies a central position akin to that of a coach, in his team are bankers, lawyers, insurers, real estate brokers, stockbrokers et al. depending on ones contract with them, they do create, multiply, sustain, safeguard and most importantly transfer wealth to the originators approved entities. This duty separates them from other the traditional financial practitioners. Thus for a beginner he can be a trusted friend and guide to reach your financial destination, for those who have counted few millions, their strategic plans multiplies your wealth, for those in the multi million arena, their expertise will sustain, safeguard and transfer your hard earned wealth to your desired recipients.

Cases abound of empires in multiples that have nose dived and disintegrated at the demise of their founders. Similar to that is the personal individual laws that offer one's wealth to unapproved persons against his wish, not excluding the national monster called capital flight. All these eats deep into wealth acquired by individuals when such wealth is not properly managed. The sole work of a financial planner in wealth management is to use various wealth management options to protect this wealth. When this is done the life span of wealth is protected and prolonged while the nations wealth is buoyed.


Get a financial planner today!

The cane is the most suitable tool for correcting children.

I was a celebrated reciever of lashes of cane
and i can say it helped mould me. I wonder what i would have
been minus the wonderful cane, coz am heady real heady.
But my mum who is a teacher knows how to use it.

The book of PROVERBS have it that the heart of a child
is full of folishness only the cane can drive it away.

One of the reasons of teenage indiscipline could be traced to
removal of ''the cane'' as a corrective tool.

As for my children i will have some for them while their
teachers will always have my support to use it when the need comes.

these SENATORS dont have any thing to delibrate on.

so banning of generator is his only way to tackle the power problem?
do you see why we must remain as we are.

shame to you all!

no be for road alone person dey die.
embasssies are equally dead traps.

what these oyinbo dey do us no be small.
take your time and initiate an entry visa application and see things yourself.

can someone inform us of Genevieve's side of the story. please!!!!!!!!!!!!!!11

no cause for alarm.
PHCN is showing the stuff they are made of.
Expect them to use lanterns and candles soones.

WE NEED MORE INFO FROM THE MAIN JUJU ACTORS!

Expect to see the show in Nigerian home movies abi drama.

If they come to me, more will be given that will fail.
"those that worship a god will be like it"

Thank GOD.
As pilots and crew members were
not trapped in the elevator.

Power outage, that one no be news for Naija.

to sing in what language?
what type of song? A&M, R&B, ragga, South African brand, abi na Owerri brand?

I was equally in church too.
guess which church? Christ Embassy!
My church pastor remains a pastor beyond compare.
He electrifies the church once on the podium. He electrifies the service before his message.
He remainded us of whom we are as xtians and how must pray aright for expected answers.
eg;- God created us in his image,so as he is so are we in this world. Thus we are above situations
prevalent in this world., by his stripes we are healed so a xtian cannot be sick etc.

I love going to church.

Get ready to recieve the certificate b4 starting.
Marriage is the only institution that does it real good.

If you don't know how to plan, do the stuff without planning!!!!!!!!!!!!!!!!!!!!!!

Just don't slam the school authorities.
When we affirm to a set of laws or rules we must be cool headed to take responsibilities of our actions.

Both parents and student knew what the institution stands for thus such must never be an issue.
They can always deal with situation in better arranged meetings.

I love it.

Are you still calculating movements or buying?

Are you still waiting for the bears while the BULLS are raging?

Hope we are learning!

You wanna make it big time in stocks?

Set up an investment plan.
set your targets. understand the trends. keep informed!

Set up an investment plan.
set your targets. understand the trends. keep informed!

is the market actually crashing or has it crashed?
before we comment lets always get back the the basic
foundamentals of an issue.
if you know about the market well enough you will know
that a common character of stock is to raise and fall.

so what we saw was just a natural phenomenon.
when the market looks down, its time for bumper harvest.