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Business / Flutterwave: The Million Dollar Fintech Company by sojdan4real(m): 9:36pm On Sep 28, 2019
Flutterwave is a digital payment platform which enables users of a particular product pay for services rendered to service providers in their local currency without any hassle or stress.

In essence, Flutterwave can be seen as “middle-man,” which stands in-between the service provider, the customer, and the bank by integrating them into its platform for ease of business. Flutterwave allows its clients to tap to its API (Application Programming Interface) in conjunction with Flutterwave’s developers to customise payment applications. Some of its clients include Arikair.com, Jumia, Uber, etc.

It was founded in 2016 after its co-founders Iyinoluwa Aboyeji and Olugbenga Agboola worked alongside a team comprising of bankers and software engineers from Standard Bank, Google Wallet, Andela, PayPal, etc. Flutterwave helps African businesses establish themselves globally by smoothing the exchange of funds for more than 150 currencies. It is headquartered in San Francisco and has offices in Lagos, Nairobi, Accra, and Johannesburg.

Flutterwave currently has two main products:

1. Barter (download from Play Store or theApp store ) and;
2. Rave

Barter
Barter is a revolutionary service created to help clients in making monetary transactions online with ease.

Before the advent of Barter Nigerians who had only Nigerian debit cards found it almost impossible to pay for services on Amazon, Netflix, Apple Music, etc.

To solve this challenge, Barter was introduced. It allows users create virtual dollar debit cards in seconds which in turn can be used to carry out such transactions without any hassles. This virtual dollar card can be used multiple times for transactions in dollars.

Unlike all other payment platforms where strict identification is required, and approval takes a longer time to process, Barter requires only a valid/working email address and a phone number and then relies on the customer details gotten by the user’s bank.

Another feature of interest from Barter that can be accessed easily via its app, is that users can make monetary requests from other users on the app, where such request could either be accepted or declined respectively.

Now, assuming you and a couple of your friends contribute N1,000 at the end of every week for something you all want to get, you can make a request on the app by simply inputting the amount you need (N1,000), what the money is meant for, followed by the person's phone number or email and your pin and send. This then shows a notification on the receiver’s dashboard that you need the N1,000 for the specified reason and the receiver can either accept or decline the said request.

Barter has really breached the gap in the way people perform transactions.

I sometimes refer to it as the “Big bro” in the online payment providers ecosystem.

Barter dollar account does not allow

Someone to buy or exchange cryptocurrencies
Money Transfer and on currency trading sites
Some other features of Barter include:

It allows you to manage your payments and subscriptions (DStv, Gotv, Mobile data, Electricity bills, etc.), where you can pay via QR (you simply scan the QR code to make payments).
Its service charge to banks is cheaper than what traditional banks require.
It gives cash back for mobile top up requests.
It also makes you have sufficient control over what you are spending.
Allows you to save up for that future project you want to work on later.
Request for loans.

Rave
This is another service introduced by Flutterwave. It is an online payment gateway where payments can be made and accepted from anywhere in the world with ease. Its primary goal is to enable the ease of transactions.

All transactions made using Rave by Flutterwave is encrypted. As expected of any secure payment gateway, Rave by Flutterwave ensures you authenticate payments made with your card using a one-time password, among other options (USSD or direct debit).

You can sign up for a free Rave account and enjoy the features mentioned above from https://rave.flutterwave.com/signup

Flutterwave’s achievements
In 2017, because of Flutterwave’s revolutionary payment solutions, it received $10 million in funding from American venture capitalists. One of its co-founders Iyinoluwa Aboyeji was featured in a special piece by CNN Money.

Also, for its excellent work in the digital payment niche, Flutterwave was awarded as the ‘Best Payments Company’ at the Ghana eCommerce Awards Ceremony in 2018.

According to the company, it has processed 100 million transactions worth $2.6 billion since inception.

In 2019, to foster the payment transaction between China and Africa, Flutterwave partnered with, Alipay, Alibaba’s digital wallet and payments platform. In 2013, Alipay surpassed PayPal in payments volume and currently claims a global network of more than 1 billion active users, per Alibaba’s latest earnings report. The partnership and integration is expected to capture payment activity around $200 billion.

As part of its goal in reaching out to the next generation, Flutterwave collaborated with Greensprings School, where her students were taken on a 4-weeks internship, and they were able to design two fintech products, which will soon be launched into the market.

From these yearly recognitions, it is evident how Flutterwave is among the best online payment providers. There are many advantages associated with Flutterwave, which include:

Zero set-up fee policy: Its zero set-up fee policy is a great incentive for start-up and small-medium enterprises(SME’s).
Different currency transactions: The Rave platform accepts multiple currencies transactions, i.e. you can be in Nigeria, and someone in the U.S. can pay for your service.

However, since a lot of its clients also conduct their business offline, there is a need to integrate some new methods to exploit this opportunity like introducing point of sale (POS) machine for their clients’ offline business.

Source: https://lucid.blog/nixel/post/flutterwave-8d6
Travel / About Dominican Republic by sojdan4real(m): 11:19pm On Aug 20, 2019
The Dominican Republic is a North American, Carribean country. The country is located on Hispaniola, the first permanent European settlement. It is known for being the perfect resort spot and for having one of the best climates in the Caribbean. Its capital is Santo Domingo. The Dominican Republic must be distinguished from the Commonwealth of Dominica (Dominica) as these are two distinct countries.

The climate in the DR is often described as "the endless summer". The country has a warm, tropical climate all year round that is just perfect for reclining and relaxing on its several beaches. Dominicans dress lightly and employ fabrics like cotton. It is pretty much ok to visit the DR at any time of the year although temperatures drop during winter.

Family, food, and music are the heart of the Dominican Republic. The country's culture is a curious mix of different influences such as European and African. The Spanish culture is core in the Dominican Republic though. The country is mostly populated by "mestizos", people with mixed bloodlines of European (de facto Spanish) and Amerindian ancestry. DR is 73% mestizo, 16% Caucasian and 11% black. The DR is 90% Christian. Its official language is Spanish.

DR's cuisine also features a lot of Spanish, Taino, and African influences. Basic foods here are sauteed onions, fried eggs, fried cheese, avocado and they favour meats and starches over dairy products and vegetables. Some Dominican foods are Chicharron, yuca, casabe, pastelitos (empanadas), yams, etc.

Being a beautiful Carribean country, The Dominican Republic has a lot of beautiful resort and relaxation locations. Some lovely places to be are:
Santo Domingo's Zona Colonial: This beautiful city offers many historical sites surviving from the colonial era such as ancient architecture now housing restaurants, shops, and hotels. The old colonial homes can also be found in this city.
Punta Cana: This is a splendid resort destination where the white sands of the endless beach are blinding and the clear blue waters are hypnotizing. The beach here is bursting with activity and there are choice restaurants on the beach.
Whale Watching in Samana Bay: From December through to March, thousands of humpback whales enter the waters of Samana Bay to mate. These whales of Samana Bay are a huge and most fascinating tourist attraction.
Las Terrenas: If you are looking to enjoy the comforts of the city but with an easy escape route for relaxation- a beach destination, Las Terrenas is the ideal spot. This busy Dominican city has a laid back beachfront where one can always take a break from city life to relax whilst still being in the city.
Jarabacoa: Because of this city's tropical climate, it is called "the city of everlasting spring". Against its scenic beauty it features mountains, pools, and waterfalls.

The country's main exports are cocoa, coffee, bauxite, meats, nickel, silver, sugar, and tobacco. There are two beautiful precious stones that can only be found in the Dominican Republic; Amber and Larimar.

Hotel accommodation in the Dominican Republic ranges from budget to luxury.

Source: https://timbu.com/dominican-republic
Travel / Re: I Need Help To Get To This Location At Benin City At Edo State. by sojdan4real(m): 10:55am On Jul 01, 2015
please help!!!
Travel / I Need Help To Get To This Location At Benin City At Edo State. by sojdan4real(m): 10:43am On Jul 01, 2015
Nairalander Help!!! Am at Ekanwa campus UNIBEN, am going to 5, new Lagos road, benin city. Please can someone please describe how I can get there! thanks.
Please I need ASAP before 11am today. Thanks
Crime / Re: Ritualist Den Uncovered In Ibadan (photo) by sojdan4real(m): 9:50am On Jun 02, 2015
SE people be like na only SW people waka come? But they have forgotten that they started it... Or have you forgotten OKIJA SHRINE?!
Celebrities / Re: Comedian Akpororo Disgraced Himself At Buhari's Gala Night. by sojdan4real(m): 8:36am On May 30, 2015
tongue Some comment and signature on NL are even funnier than his jokes... tonguetonguetongue

2 Likes

Celebrities / Re: Nairalander & Team Welcome Faze To Abuja As He Prepares For Inauguration (photo by sojdan4real(m): 9:58am On May 28, 2015
See what has become of faze, he is so thin o
Politics / Re: 13 More People Join Gej's Trekker [Photos] by sojdan4real(m): 2:45pm On May 13, 2015
kenoz:
You think that pot belle man fit trek that trek
he want to bur some of the fat in his stomach
Politics / Re: 13 More People Join Gej's Trekker [Photos] by sojdan4real(m): 2:43pm On May 13, 2015
I thought the lady has stop trekking for Jonathan due to family issue? This is the real hiking not the one that mumu did for Buhari with little or no evidence of his journey from Lagos to Abuja
Romance / Re: How To Bring A SHY Guy Out Of His Shell by sojdan4real(m): 9:49am On Apr 06, 2015
Most boring guy are pretenders... They are actually hiding some bad habits that's why they are shy!
Politics / Re: [picture] See what Edo People did to Aisha Buhari by sojdan4real(m): 7:26pm On Mar 23, 2015
watered:
I'm the last born of 6 males. So get a tie and suit yourself
Then I will wait till you have a daughter
Politics / Re: Don’t Mislead Christians, APC Cautions Deeper Life by sojdan4real(m): 7:16pm On Mar 23, 2015
ebiagtales:



If it warrants it. Jesus Christ attended a party in Cana of Galilee and manufactured wine
Misquoting the bible... Was the party He attended a worldly one? Were they using vulgar words? Is the wine an alcoholic wine?
Celebrities / Re: Meet Femi Fani Kayode's New Hot Girlfriend (Photos) by sojdan4real(m): 7:10pm On Mar 23, 2015
All ye FFK beefers atleast this man is not chasing 9years old piking everywhere like your Mr. Change...
Politics / Re: [picture] See what Edo People did to Aisha Buhari by sojdan4real(m): 6:20pm On Mar 23, 2015
watered:
GMB is currently in Gana street in Maitama so come over and ask him. How about your clerics who have defiled minors. In as much as your allegations are unjustifiable but at least Buhari married Aisha at the end. Bros go get a wife and stop hating!
Do you have a 9yrs old sister or daughter I want to marry her.
Politics / Re: Don’t Mislead Christians, APC Cautions Deeper Life by sojdan4real(m): 8:04pm On Mar 20, 2015
linuxuser:


In adittion sir, the bible says run away from anything that "APPEARS" to be evil. Not evil alone but anything that APPEARS to be evil. APC surely appears to be evil considering their sponsors and their LIES.
Everything about them is evil...
Business / Re: Football(+ Other Sports) Betting Season 9 by sojdan4real(m): 7:25pm On Mar 20, 2015
PLANETOFBETS1:
not fixed bro
but will be starting when the no on this thread is over 1000+
Ok
Politics / Re: Don’t Mislead Christians, APC Cautions Deeper Life by sojdan4real(m): 7:24pm On Mar 20, 2015
ebiagtales:


Have you ever attended the sendforth party of someone? Will you tell me that u didn't shake yourself to the rhythm? Forget the lyrics, sometimes your body moves to the rhythms even before you find out its lyrics

Sai Buhari
Should a pastor be in such a gathering in the first place?
Business / Re: Football(+ Other Sports) Betting Season 9 by sojdan4real(m): 6:13pm On Mar 20, 2015
Please when his Punt for Pride 4 starting?
Politics / Re: Don’t Mislead Christians, APC Cautions Deeper Life by sojdan4real(m): 6:01pm On Mar 20, 2015
Y'all saying its good for pastors to go into politics, I think you need a rethink on this matter. I was watching the reshow of Olamide In Concert (OLIC) and I saw the so called pastor Osibanjo in attendance. He is not only in attendance he was also shaking his heads to the song of Olamide. So my questions to you are If he is still a pastor will he be in the concert? Is it Godly for him to be in the concert and dance to the tunes of the songs knowing the vulgarity of the lyrics of songs like Story For The gods and the likes?

1 Like

TV/Movies / Re: BBA Is A Scam! Nigerians Must Stop Auditioning For It by sojdan4real(m): 1:19pm On Dec 16, 2014
Business / Re: Various Ways Of Making Money Online! Hot Tutorials by sojdan4real(m): 9:51pm On Oct 19, 2014
onlinebenefits:
I'm ready to give out for free a guide on mylikes.com that covers the registration, how to make money on it and how to cash your money here in Nigeria. The ebook was sold for over 5k but we are here to help ourselves,

Note: pls Don't drop your email address, I need @ least three people that are interested and I would show you where to get it for free
interested
Business / Re: Football Betting Season 8...AGE!!! by sojdan4real(m): 8:35am On Oct 03, 2014
yehmy: Nop buh hav a frend dere
ok bro
Business / Re: Football Betting Season 8...AGE!!! by sojdan4real(m): 4:44pm On Oct 02, 2014
yehmy: Ijokodo Right?
yea, Ijokodo. Do you attend there to?
Business / Re: Football Betting Season 8...AGE!!! by sojdan4real(m): 11:40am On Sep 30, 2014
donbrowser:
partially omo noun, i'm nt back angry
@ we have same aspiration and I be omo NOUN too Ib centre
Business / Re: Football Betting Season 8...AGE!!! by sojdan4real(m): 6:28pm On Sep 21, 2014
Yungmilio2: Yungmilio in collaboration with TB Josh.
I
THEME:
saving boys from getting ruined by Oloriburuku Böokmakers
l
1k to hustle 57k+
in 5days
i
Date: 22nd - 26th of september 2014
l
May we not go Astray
OLUWA is involve
i
NB: if you in with me Abeg HASHTAG
MADE oF GRE_EN
#MadeOfGreen
Business / Re: Football Betting Season 8...AGE!!! by sojdan4real(m): 7:58pm On Sep 20, 2014
siegfried99:

Do u mind staying on ur lane?

Bcuz u are unsuccessful in punting doesn't mean I won't be..dude..
Abi o
Enough said
Literature / Re: Erotic Story: Drivin’ Me Crazy by sojdan4real(m): 2:20pm On Sep 02, 2014
like and comment when you are through reading
Literature / Re: Erotic Story: Drivin’ Me Crazy by sojdan4real(m): 2:19pm On Sep 02, 2014
Literature / Erotic Story: Drivin’ Me Crazy by sojdan4real(m): 2:18pm On Sep 02, 2014
It was getting late. Standing at the surprisingly crowded bus-stop in central Lagos at 10:33pm on a Friday night was not how I thought I will be ending the day. I was exhausted, confused, Hot and frankly pissed off.

I have been waiting to board a bus for almost two hours, my white shirt clinging to my sweaty skin and my grey-colored tie looking so rumpled, some might think I got in a fight. Spending most of the evening cooped up in a meeting with my married female boss who I find extremely sexually attractive did nothing to improve my mood and knowing I am going back to my empty apartment with nothing but porn for company is also not helping. So you can only imagine my frustration at being stuck at the bus-stop for such a long time and have not been able to board a bus to get to my depressing apartment.

When the dark-blue jeep parked right in front of me, it took me about a second to acknowledge that the driver was a young pretty lady before countless people headed straight to the passenger’s door hoping for a ride. The crowd slowly dispersed after the driver said something to them and I assumed she was not there to pick up passengers. I turned to take a few steps away from the car when I heard the honk. I looked down at the jeep and the driver beckoned to me. I walked on over. She asked me if I wanted a ride, surprised and immensely relieved, I hopped in.

After sitting down and latching on my seat-belt, I turned to once again thank the lady and to ask why she did not pick up the other passengers when my breath caught in my throat. This lady was not just pretty, like I earlier thought (perhaps, due to my exhaustion) but gorgeous. She was dressed in the slinkiest and shortest red dress I have ever seen. Her plunging neckline gave me an erotic view of her ample cleavage and the dress barely covered her privates. Gawd! I got rock hard in a matter of moments – My black pants barely able to contain my erection. I was scared to speak just in case my voice betrayed what I am thinking which was to drive my rock hard cock straight into her and forget the frustrating day.

Sneaking peeks at her cleavage and watching her hips flex as she drove certainly got my heart racing. I remained resolutely silent.

“You look really tired..” she says after a few minutes.

“huh huh” I mumbled.

“Bad day?” she asks.

“huh.” I mumbled again.

“You seem to be the shy kind.” she says this time but something in her voice made me look her way again and I caught her staring at my bulging erection.

I couldn’t help myself, my gaze slid down once again to her legs, where the little red dress ended. She took my hand and guided it down to the point where I have just been staring. My heart began beating even faster and my left hand seemed to have a mind of its own as it found its way into her pussy. I was almost tripping on myself when I realized she was not wearing panties and her wetness was totally apparent. I began stroking her clit, savoring the warmth, slipping an eager finger in her while her urgent moans urged me on.

I was so out of it that it wasn’t until I felt her hand on my dick that I realized she had parked the car at a secluded location. She began stroking me slowly through my pants and I could have died from pure arousal. With my other hand, I unzipped my pants, giving her easier access. She suddenly removed her hand, unhooked the seatbelt and got out of the car. Fearing that she might have changed her mind and cursing my bad luck, I quickly zipped my pants and got out too. TO CONTINUE READING CHECK THE COMMENTS

“I am gonna lean against this car and you will come over here and Bleep me hard on this street. Bleep who sees.” she says
Literature / Re: My Sex Service To My Principal And Students – NYSC Member (episode 3)...... by sojdan4real(m): 9:49pm On Sep 01, 2014
Some people are just stupid... I posted this with permission from a friend that habeas been posting it on FB... And what makes you think Moneyhunger compose the write up himself... He is not making a noise about it and you are shouting like a sheep that lost its way home... Jobless fools
Literature / Re: My Sex Service To My Principal And Students – NYSC Member (episode 3)...... by sojdan4real(m): 2:16pm On Sep 01, 2014
Part 4 tomorrow watch out

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