₦airaland Forum

HEAVEN4444:
ahhhh you missed out the part where I said house 300k and fixed deposit 600k. If you have 600k you will get higher rates. Or you can put the money on usa government Treasury bonds at like 20 percent interest. Now you have 100 k cash at hand to play with. Buy a small car 10k and drive Uber 2 times a week for extra pocket change to flex

I did not miss any part in the calculation. I calculated based on the remaining 600k at 4% interest rate. And that is 24K per annum. Less tax would be 20k.

Secondly, the current US Treasury bond yield is 4.4% at most.

HEAVEN4444:
that's the point. Abroad is only sweet if you don't have to work. And you need 1 million pounds for that. Buy house cash down 300 k and put 600 k into fixed deposit of 10 percent and collect 60 k pounds every year and chop life in UK. 😁😁

Please don't let Nigeria politician see this your comment. Let them leave some money for the poor masses. But come to think of it, no bank gives 10% on fixed deposit in most western countries. The most on CDs is around 4%. (minus income tax). So you will be looking at 24k interest, minus tax. Net could be 20k.
From that 20k, you pay the property tax on your house, say 7k,
Pay home insurance say 5k
Utilities (water , electricity, gas. internet,) alone could be on monthly 1k. x 12 = 12k yearly.

So far we have 24k on expenditure. While your income is just 20K
Where will you find the extra money to "flex" if you don't work?

HEAVEN4444:
Abroad is sweet but just hold one million pounds before you go or else you go suffer. Bills and taxation go finish you

Having some money is good, but one million pounds is at the extreme, except the person does not want to work.

WritterNg:
The rabid dog Israel will be put down painfully.

They still haven't learnt from the past.

No one should forget, Iran was on its own when Israel decided to strike.

Israel claims to have defeated Hamas and Hezbollah, so why are they now striking Iran??

First to do no dey pain.

Iran was on it’s own you say. It seems you have very short memory and have lost recollections of the 300 ballistic bombs that they sent to Israel not too long ago. Have you forgotten that Israel said they will respond when and wherever they deemed fit.
Not only that, now Iran is boasting about acquiring another 10,000 of those. Do you need a soothsayer to predict who they intend to use all those on?

WritterNg:
⚡Iran's Military Spokesman:

Israel’s attacks were aided by the U.S. — they will pay a heavy price and should expect a severe response from Iran’s armed forces.

You are very shameful . How do you just conclude that the action of another sovereign state is occasioned by another. All you do from year to year is to hang around here and gaslight people against the US.

Make it unlawful for any individual to possess more than #100k ( or at most #500k) in cash.
Business Transactions of large amounts should be only by bank transfers only.

Let anyone come and explain to me why he/she needs #500k in cash for.

Successsearch90:
Which one is Telemedicine again

It is a setting where the doctor uses video/audio technology to examine a patient. And then, provides the needed intervention .
Secured Internet/ telecommunications is a must have for both parties.

motionarena:
Since I arrived in Canada
Girls who refused to date me back in Nigeria have not been chatting with me.

About 15 of dem who snubbed me back in naija have promised me knacks when I get back

Ok, you have arrived

For men them wey dey hustle double? Na lie jor. Over there, no time for schanarnigans .

After, people will say China is getting better than most western countries.
What is pursuing them from their homeland?

Commentor:
America, free health care?



Free housing?



Say you know nothing about a country.

Yes
Free healthcare is called medicaid. There are millions of people under medicaid.
Free housing is called Section 6. There are millions of people under Section 6. And the government is paying their rent at market value. Not anyhow house! Theses are good apartments rented directly from real landlords for these people by the government
America is not your mate!

Commentor:
Which prosper?

Americans have never suffered as they are now, apart from the depression of the 1930s.

Which suffer are you talking about? A country that still give free housing, healthcare and food stamps to those that can't afford these things.
Be dreaming!

I can say categorically that except you don't want to work, there is nobody who is working that can't afford some level for comfort in America.

christejames:
Are Apple and Amazon an organization?

yes, cooperate organizations

christejames:
The richest organization in the world

Apple ($3.1t) and Amazon ($2.1) are both trillion dollar companies. Except if you are talking about non-profit organizations.

Make them no run with person money

oliverjiad:
Hi

How much to clear 1996 Toyota T100 roro Grimaldi

I will give him #50k. I don't care if he is faking the cry. E no easy, even within my own relatives!

nnadychuks:
Person wan enjoy Mercedes Benz na 2008 ml350 dem wan Dey drive?

It depends on the milage and the previous maintenance. Nothing do 2008 ml 350.

nnadychuks:
If u get 13-14 mil and you’re interested in Toyota, go for the Highlander 2010-2013 model, but if u want a value for your money get a Honda accord 2014-2016 model.

But if na Benz Dey ur mind now, u no fit enjoy the luxury of Mercedes Benz for that amount o

Who told you she can't get Tokumbo 2008-2011 ML 350 for #9M?

The most expensive stock in the world, this company has.

edmasta01:
Please does anyone know what is the best flooring to use in bathroom/toilet to avoid slipping when the floor is wet?

I observe that most houses in Nigeria use the regular smooth tiles and i am worried that this type of tile is an accident waiting to happen when the floor is wet especially if you have an aged that will be living in the property.

Any advise on this please?

There is tile surface finish they call RUSTIC FINISH in Nigeria. That is what most people use, even for outdoors. It is non-slip

FEGEITOK:
Why can't tile gum be used exclusively as it is done in the West?

Why do our tilers insist on cement only?

Or a mix of tile gum and cement?

Gum is expensive.

RandomForest:
Please guys I need urgent clarification on this.

Do Tilers mix Tile Adhesive with regular OPC cement and sand?

My Tiler is requesting for both and it's very expensive using both and the Tile Adhesive he showed me looks like repackaged regular cement at 2500 per 5kg.

P.S: The Tile Adhesive he is using is called IBB Super Gum (I can't find it anywhere online)

For wall tiles (not floor tiles) especially when you have bigger size tiles, it is better to use tile gum as well.

michlins:
budget 200-250k for each one

This one na to invite scrap metal thieves.

Kingsinterior:
Good morning everyone, king's interior is here to give you the best services.

I like the fence metal rails. Do you mind sharing how much each cost?

Guontey:
Almost natural progression for your typical immigrant. Looks like you got there pretty fast though. Firstly, desirous of any element of a good life and willing to sacrifice anything for it, including getting into immigration troubles, voting democrats, etc. Once they attain the lifestyle they have so longed for, they start to see everything wrong with where they were coming from. Sooner, they start to vote Republicans.
You find them everywhere, including in Canada where they come in through immigration and then, years later, start voting against immigration!

This statement is words on marble. So prophetic, especially with what we are seeing today.

damkin24:
Against as what? So they should stop writing JAMB? You guys too they rate this man abeg

He was talking about consideration for adequate safety for the kids in terms of travelling to and fro the exam centers. It has nothing to do with stopping JAMB. He mentioned leaving home too early as one safety risk and distance as another concern.

Where did you get "stop writing JAMB" from?

A parent knowing Maths helps a lot. Remember also that there is a condition known as dyscalculia and it is inheritable. They might need early intervention and additional maths help.

This is what Peter Obi was against

soullove1881:
A dentist kicking door with his legs? I don't believe bro

With the benefit of doubt, even if he did kick the door, something must have prompted it. Kicking the door could be caught on camera (which favors her defense) if there was any, but what could have led to that is less likely to be caught on camera. One thing is that these people can curse, She might have let out one demeaning curse and abusive slur and slammed the door in his face. It would trigger some response, no matter how much well behaved the doctor was. The verbal exchange wont be captured in the video if it is not voice enabled.